LM Funding America, Inc. (LMFA) P/E Ratio History
Historical price-to-earnings valuation from 2015 to 2021
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LMFA Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
The current P/E is 101% below its 5-year average of 13.6x. Over the past five years, LMFA's P/E has ranged from a low of 0.0x to a high of 33.5x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, LMFA trades at a 101% discount to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, LMFA trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our LMFA DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
LMFA P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $4B | 12.5 | -Best | +262%Best | |
| $19B | 145.8 | -Best | +234% | |
| $589M | 9.2Lowest | -Best | +225% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
LMFA Historical P/E Data (2015–2021)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2021 Q4 | Fri Dec 31 2021 00:00:00 GM | $29.16 | $0.87 | 33.5x | +146% |
| FY2021 Q3 | $24.54 | $1.69 | 14.5x | +7% | |
| FY2021 Q2 | Wed Jun 30 2021 00:00:00 GM | $25.74 | $1.29 | 20.0x | +47% |
| FY2016 Q1 | $0.32 | $12.04 | 0.0x | -100% | |
| FY2015 Q4 | $0.34 | $27.16 | 0.0x | -100% |
Average P/E for displayed period: 13.6x
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Start ComparisonLMFA — Frequently Asked Questions
Quick answers to the most common questions about buying LMFA stock.
Is LMFA stock overvalued or undervalued?
LMFA trades at -0.1x P/E, below its 5-year average of 13.6x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does LMFA's valuation compare to peers?
LM Funding America, Inc. P/E of -0.1x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is LMFA's PEG ratio?
LMFA PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2015-2021.