8-K Announcements
6Material company update
May 5, 2026·SEC
Material company update
Feb 17, 2026·SEC
Material company update
Nov 4, 2025·SEC
Mercury General Corporation(MCY)Earnings, Financials & Key Ratios
MCY•NYSE•Insurance & Managed Care
10.5× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustryPersonal auto and homeowners insurers
AboutMercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.Show more
- Revenue$5.99B+9.4%
- Combined Ratio88.93%-0.6%
- Net Income$541M+15.6%
- Return on Equity24.8%-7.4%
- Medical Cost Ratio66.13%-20.3%
- Operating Margin11.07%+5.5%
- Net Margin9.03%+5.7%
- ROA6.06%-0.3%
- Equity / Assets25.28%+7.9%
MCY Key Insights
Mercury General Corporation (MCY) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 88.9% combined ratio
- ✓Good 3Y average ROE of 19.3%
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Get notified when MCY posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
MCY Price & Volume
Mercury General Corporation (MCY) stock price & volume — 10-year historical chart
Loading chart...
MCY Growth Metrics
Mercury General Corporation (MCY) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years7.13%
5 Years9.63%
3 Years18.04%
TTM9.7%
Profit CAGR
10 Years21.93%
5 Years7.63%
3 Years-
TTM193.48%
EPS CAGR
10 Years21.89%
5 Years7.61%
3 Years-
TTM193.99%
Return on Capital
10 Years3.65%
5 Years3.58%
3 Years5.46%
Last Year7.45%
MCY Recent Earnings
Mercury General Corporation (MCY) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
May 5, 2026Metric
Actual
Est
EPS
$3.50+62.8%
$2.15
Rev
$1.6B+6.1%
$1.5B
Q1 2026
Feb 17, 2026Metric
Actual
Est
EPS
$3.66+43.0%
$2.56
Rev
$1.4B+3.9%
$1.4B
Q4 2025
Nov 4, 2025Metric
Actual
Est
EPS
$3.86+79.5%
$2.15
Rev
$1.6B+15.3%
$1.4B
Q3 2025
Jul 29, 2025Metric
Actual
Est
EPS
$2.67+33.5%
$2.00
Rev
$1.5B-3.4%
$1.5B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 5, 2026 | $3.50vs $2.15+62.8% | $1.6Bvs $1.5B+6.1% |
| Q1 2026 | Feb 17, 2026 | $3.66vs $2.56+43.0% | $1.4Bvs $1.4B+3.9% |
| Q4 2025 | Nov 4, 2025 | $3.86vs $2.15+79.5% | $1.6Bvs $1.4B+15.3% |
| Q3 2025 | Jul 29, 2025 | $2.67vs $2.00+33.5% | $1.5Bvs $1.5B-3.4% |
Based on last 12 quarters of dataView full earnings history →
MCY Peer Comparison
Mercury General Corporation (MCY) competitors in Personal auto and homeowners insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HCI | 2.13B | 163.63 | 6.58 | 20.21% | 32.64% | 30.81% | 0.06 | |
 HRTG | 706.24M | 23.27 | 3.68 | 3.71% | 25.99% | 43.68% | 0.20 | |
 KMPR | 1.47B | 25.03 | 10.93 | 3.62% | 0.89% | 1.53% | 0.38 | |
 ERIE | 10.21B | 221.14 | 20.82 | 7.17% | 13.2% | 25.03% | ||
 SIGI | 5.55B | 92.31 | 12.34 | 9.78% | 8.39% | 12.93% | 0.25 | |
 PGR | 120.07B | 204.87 | 14.23 | 21.36% | 12.58% | 30.23% | 0.27 | |
 ALL | 56.93B | 221.17 | 5.79 | 4.64% | 18.09% | 42.74% | 0.24 | |
 TRV | 66.56B | 307.81 | 11.22 | 5.17% | 12.88% | 19.12% | 0.28 |
Compare MCY vs Peers
Mercury General Corporation (MCY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MCY Income Statement
Mercury General Corporation (MCY) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 3.42B | 3.38B | 3.97B | 3.78B | 3.99B | 3.64B | 4.63B | 5.48B | 5.99B | 6.14B |
Revenue Growth % | 5.83% | -1.05% | 17.53% | -4.73% | 5.52% | -8.77% | 27.08% | 18.27% | 9.44% | 9.7% |
Medical Costs & Claims | 3B | 3.15B | 3.31B | 3.02B | 3.39B | 4.02B | 4.23B | 4.54B | 3.96B | 3.45B |
Medical Cost Ratio % | 87.83% | 93.16% | 83.27% | 79.88% | 84.98% | 110.26% | 91.29% | 82.96% | 66.13% | 56.15% |
Gross Profit | 415.73M▲ 0% | 231.05M▼ 44.4% | 664.41M▲ 187.6% | 761.38M▲ 14.6% | 599.82M▼ 21.2% | -373.76M▼ 162.3% | 403.25M▲ 207.9% | 932.86M▲ 131.3% | 2.03B▲ 117.5% | 2.69B▲ 0% |
Gross Margin % | 12.17% | 6.84% | 16.73% | 20.12% | 15.02% | -10.26% | 8.71% | 17.04% | 33.87% | 43.85% |
Gross Profit Growth % | 34.11% | -44.42% | 187.56% | 14.6% | -21.22% | -162.31% | 207.89% | 131.33% | 117.55% | - |
Operating Expenses | 248.64M | 261.67M | 286.34M | 302.88M | 300.51M | 296.95M | 303.82M | 357.98M | 1.37B | 1.65B |
OpEx / Revenue % | 7.28% | 7.74% | 7.21% | 8% | 7.53% | 8.15% | 6.56% | 6.54% | 22.79% | 26.89% |
Depreciation & Amortization | 55.34M | 58.79M | 64.73M | 68.46M | 79.06M | 82.39M | 72.24M | 73.43M | 74.99M | 77.59M |
Combined Ratio % | 95.11% | 100.91% | 90.48% | 87.88% | 92.5% | 118.41% | 97.85% | 89.5% | 88.93% | 83.03% |
Operating Income | 167.09M▲ 0% | -30.61M▼ 118.3% | 378.07M▲ 1334.9% | 458.5M▲ 21.3% | 299.31M▼ 34.7% | -670.72M▼ 324.1% | 99.43M▲ 114.8% | 574.88M▲ 478.2% | 663.65M▲ 15.4% | 1.04B▲ 0% |
Operating Margin % | 4.89% | -0.91% | 9.52% | 12.12% | 7.5% | -18.41% | 2.15% | 10.5% | 11.07% | 16.97% |
Operating Income Growth % | 136.25% | -118.32% | 1334.91% | 21.27% | -34.72% | -324.09% | 114.82% | 478.19% | 15.44% | - |
EBITDA | 222.43M | 28.18M | 442.8M | 526.96M | 378.36M | -588.33M | 171.67M | 648.31M | 738.64M | 1.12B |
EBITDA Margin % | 6.51% | 0.83% | 11.15% | 13.92% | 9.47% | -16.15% | 3.71% | 11.84% | 12.33% | 18.23% |
Interest Expense | 15.17M | 17.04M | 17.04M | 17.05M | 17.11M | 17.23M | 24.17M | 30.82M | 28.62M | 28.25M |
Non-Operating Income | -15.17M | -17.04M | -17.04M | -17.05M | -17.11M | -17.23M | -24.17M | -30.82M | -28.62M | -21.43M |
Pretax Income | 167.09M▲ 0% | -30.61M▼ 118.3% | 378.07M▲ 1334.9% | 458.5M▲ 21.3% | 299.31M▼ 34.7% | -670.72M▼ 324.1% | 99.43M▲ 114.8% | 574.88M▲ 478.2% | 663.65M▲ 15.4% | 1.04B▲ 0% |
Pretax Margin % | 4.89% | -0.91% | 9.52% | 12.12% | 7.5% | -18.41% | 2.15% | 10.5% | 11.07% | 16.97% |
Income Tax | 22.21M | -24.89M | 57.98M | 83.89M | 51.37M | -158.04M | 3.09M | 106.93M | 122.56M | 201.75M |
Effective Tax Rate % | 13.29% | 81.29% | 15.34% | 18.3% | 17.16% | 23.56% | 3.11% | 18.6% | 18.47% | 19.37% |
Net Income | 144.88M▲ 0% | -5.73M▼ 104.0% | 320.09M▲ 5688.1% | 374.61M▲ 17.0% | 247.94M▼ 33.8% | -512.67M▼ 306.8% | 96.34M▲ 118.8% | 467.95M▲ 385.8% | 541.09M▲ 15.6% | 839.84M▲ 0% |
Net Margin % | 4.24% | -0.17% | 8.06% | 9.9% | 6.21% | -14.07% | 2.08% | 8.55% | 9.03% | 13.68% |
Net Income Growth % | 98.34% | -103.95% | 5688.11% | 17.03% | -33.81% | -306.78% | 118.79% | 385.75% | 15.63% | 193.48% |
EPS (Diluted) | 2.62▲ 0% | -0.10▼ 103.8% | 5.78▲ 5880.0% | 6.77▲ 17.1% | 4.48▼ 33.8% | -9.26▼ 306.7% | 1.74▲ 118.8% | 8.45▲ 385.6% | 9.77▲ 15.6% | 15.16▲ 0% |
EPS Growth % | 98.48% | -103.82% | 5880% | 17.13% | -33.83% | -306.7% | 118.79% | 385.63% | 15.62% | 193.99% |
EPS (Basic) | 2.62 | -0.10 | 5.78 | 6.77 | 4.48 | -9.26 | 1.74 | 8.45 | 9.77 | - |
Diluted Shares Outstanding | 55.33M | 55.34M | 55.36M | 55.36M | 55.37M | 55.37M | 55.37M | 55.38M | 55.39M | 55.39M |
MCY Balance Sheet
Mercury General Corporation (MCY) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Assets | 5.1B | 5.43B | 5.89B | 6.33B | 6.77B | 6.51B | 7.1B | 8.31B | 9.56B | 9.87B |
Asset Growth % | 6.53% | 6.52% | 8.38% | 7.46% | 7.02% | -3.81% | 9.04% | 17% | 15.04% | 56.91% |
Total Investment Assets | 3.73B | 3.77B | 4.81B | 4.73B | 5.14B | 5.03B | 5.23B | 6.36B | 6.58B | 3M |
Long-Term Investments | 3.73B | 3.77B | 4.31B | 4.73B | 5B | 4.91B | 5.05B | 6.08B | 6.58B | 18.31B |
Short-Term Investments | 302.71M | 253.3M | 494.13M | 375.61M | 140.13M | 122.94M | 178.49M | 283.82M | 0 | 441.84M |
Total Current Assets | 594.12M | 1.39B | 1.49B | 0 | 1.21B | 978.82M | 0 | 1.41B | 2.06B | 2.82B |
Cash & Equivalents | 291.41M | 314.29M | 294.4M | 348.48M | 335.56M | 289.78M | 550.9M | 720.26M | 1.32B | 1.35B |
Receivables | 0 | 0 | 690.11M | 648.29M | 688.45M | 658.5M | 663.36M | 781.51M | 745.55M | 4.12B |
Other Current Assets | 0 | 0 | 1.56B | -1.37B | 43.3M | 1.25B | -1.39B | -374.55M | 0 | 0 |
Goodwill & Intangibles | 63.52M | 58.33M | 53.43M | 54.12M | 53.05M | 52.01M | 51.13M | 50.48M | 49.62M | 1.27B |
Goodwill | 42.8M | 42.8M | 42.8M | 42.8M | 42.8M | 42.8M | 42.8M | 42.8M | 42.8M | 42.8M |
Intangible Assets | 20.73M | 15.53M | 10.64M | 11.32M | 10.26M | 9.21M | 8.33M | 7.68M | 6.83M | 373.19M |
PP&E (Net) | 145.22M | 153.02M | 213.9M | 219.48M | 223.3M | 191.63M | 165.59M | 151.58M | 171.33M | 163.01M |
Other Assets | -3.73B | -13.34M | -27.96M | -5B | 286.23M | -4.91B | -5.27B | -6.21B | -6.58B | 59.27M |
Total Liabilities | 3.34B | 3.82B | 4.09B | 4.3B | 4.63B | 4.99B | 5.56B | 6.36B | 7.14B | 7.28B |
Total Debt | 371.33M | 371.73M | 420.13M | 416.36M | 407.51M | 420.25M | 587.96M | 587.71M | 594.35M | 587.28M |
Net Debt | 79.92M | 57.44M | 125.73M | 67.88M | 71.95M | 130.48M | 37.06M | -132.55M | -721.22M | -763.6M |
Long-Term Debt | 371.33M | 371.73M | 372.13M | 372.53M | 372.93M | 398.33M | 573.73M | 574.13M | 580.87M | 574.63M |
Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.77M | 0 |
Total Current Liabilities | 61.26M | 115.07M | 143.32M | 0 | 3.97B | 0 | 0 | 20.75M | 30.77M | 6.47B |
Accounts Payable | 108.25M | 115.07M | 143.32M | 194.42M | 169.13M | 151.69M | 175.22M | 242.12M | 0 | 394.42M |
Deferred Revenue | 0 | 0 | 27.96M | 0 | 1.52B | 42.9M | 0 | 0 | 0 | 2.35B |
Other Current Liabilities | -108.25M | -115.07M | -27.96M | -204.85M | 2.28B | -194.59M | -175.22M | -242.12M | 24M | 3.65B |
Deferred Taxes | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 0 | 0 |
Other Liabilities | 2.97B | 3.41B | 0 | -457.49M | 202.19M | 4.55B | 4.94B | 5.77B | 6.54B | 224.11M |
Total Equity | 1.76B▲ 0% | 1.62B▼ 8.2% | 1.8B▲ 11.2% | 2.03B▲ 13.0% | 2.14B▲ 5.3% | 1.52B▼ 28.9% | 1.55B▲ 1.7% | 1.95B▲ 25.7% | 2.42B▲ 24.2% | 2.59B▲ 0% |
Equity Growth % | 0.51% | -8.16% | 11.24% | 12.95% | 5.3% | -28.88% | 1.71% | 25.73% | 24.18% | 105.75% |
Shareholders Equity | 1.76B | 1.62B | 1.8B | 2.03B | 2.14B | 1.52B | 1.55B | 1.95B | 2.42B | 2.59B |
Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Retained Earnings | 1.66B | 1.52B | 1.7B | 1.93B | 2.04B | 1.42B | 1.45B | 1.85B | 2.32B | 2.49B |
Common Stock | 97.52M | 98.03M | 98.83M | 98.97M | 98.94M | 98.95M | 98.95M | 99.7M | 99.7M | 99.7M |
Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Return on Equity (ROE) | 8.25% | -0.34% | 18.73% | 19.55% | 11.88% | -28% | 6.28% | 26.78% | 24.8% | 36.48% |
Return on Assets (ROA) | 2.93% | -0.11% | 5.65% | 6.13% | 3.79% | -7.72% | 1.41% | 6.07% | 6.06% | 8.87% |
Equity / Assets | 34.53% | 29.77% | 30.56% | 32.12% | 31.6% | 23.37% | 21.79% | 23.42% | 25.28% | 26.23% |
Debt / Equity | 0.21x | 0.23x | 0.23x | 0.20x | 0.19x | 0.28x | 0.38x | 0.30x | 0.25x | 0.23x |
Book Value per Share | 31.84 | 29.23 | 32.51 | 36.72 | 38.65 | 27.49 | 27.96 | 35.15 | 43.64 | 46.76 |
Tangible BV per Share | 30.69 | 28.18 | 31.54 | 35.74 | 37.69 | 26.55 | 27.04 | 34.24 | 42.75 | 39.25 |
MCY Cash Flow Statement
Mercury General Corporation (MCY) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 341.4M | 383.43M | 519.68M | 605.62M | 501.58M | 352.59M | 452.99M | 1.04B | 1.09B | 1.48B |
Operating CF Growth % | 18.76% | 12.31% | 35.53% | 16.54% | -17.18% | -29.7% | 28.47% | 128.95% | 4.83% | 679.37% |
Operating CF / Revenue % | 9.99% | 11.34% | 13.08% | 16% | 12.56% | 9.68% | 9.78% | 18.94% | 18.14% | 24.14% |
Net Income | 144.88M | -5.73M | 320.09M | 374.61M | 247.94M | -512.67M | 96.34M | 467.95M | 541.09M | 839.84M |
Depreciation & Amortization | 55.34M | 58.79M | 64.73M | 68.46M | 79.06M | 82.39M | 72.24M | 73.43M | 74.99M | 77.59M |
Stock-Based Compensation | 60K | 145K | 123K | 142K | 141K | 15K | 0 | 0 | 0 | 0 |
Deferred Taxes | -86.73M | 133.52M | 0 | -85.73M | -111.66M | -15K | 0 | 0 | 0 | 0 |
Other Non-Cash Items | 42.46M | 13.66M | -249.96M | 14.29M | 16.32M | 485.38M | -45.95M | -90.37M | -108.82M | -91.5M |
Working Capital Changes | 185.39M | 183.04M | 384.69M | 233.84M | 269.78M | 297.5M | 330.36M | 586.1M | 579.93M | 655.59M |
Cash from Investing | -185.6M | -222.44M | -401.2M | -411.29M | -373.67M | -316.38M | -295.44M | -796.66M | -420.16M | -1.34B |
Capital Expenditures | -19.44M | -27.96M | -40.09M | -39.95M | -41.44M | -35.51M | -36.81M | -46.14M | -58.43M | -62.09M |
Acquisitions | 6.24M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Purchase of Investments | -1.61B | -1.73B | -1.91B | -2.11B | -2.42B | -2.84B | -2.19B | 0 | 0 | -1.11B |
Sale/Maturity of Investments | 1.44B | 1.53B | 1.54B | 1.72B | 2.07B | 2.53B | 1.93B | 0 | 0 | -130.92M |
Other Investing | 1.93M | 10.11M | 3.71M | 20.58M | 17.42M | 27.88M | 3.82M | -750.52M | -361.73M | -36.11M |
Cash from Financing | -84.71M | -138.12M | -138.37M | -140.25M | -140.84M | -81.99M | 103.58M | -71.11M | -71.72M | -71.36M |
Dividends Paid | -137.89M | -138.48M | -139.07M | -139.64M | -140.23M | -105.48M | -70.32M | -70.33M | -70.34M | -70.34M |
Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Stock Issued | 2.16M | 358K | 0 | 0 | 215K | 0 | 0 | 752K | 0 | 0 |
Debt Issuance (Net) | 1000K | 0 | 0 | -609K | -825K | 1000K | 1000K | -1000K | -1000K | -618K |
Other Financing | 2.16M | 358K | 701K | 0 | 0 | 0 | 0 | 0 | 0 | -398K |
Net Change in Cash | 71.09M▲ 0% | 22.88M▼ 67.8% | -19.89M▼ 187.0% | 54.08M▲ 371.9% | -12.92M▼ 123.9% | -45.78M▼ 254.3% | 261.13M▲ 670.4% | 169.35M▼ 35.1% | 595.32M▲ 251.5% | 66.09M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 220.32M | 291.41M | 314.29M | 294.4M | 348.48M | 335.56M | 289.78M | 550.9M | 720.26M | 1.32B |
Cash at End | 291.41M | 314.29M | 294.4M | 348.48M | 335.56M | 289.78M | 550.9M | 720.26M | 1.32B | 1.35B |
Free Cash Flow | 321.96M▲ 0% | 355.48M▲ 10.4% | 479.59M▲ 34.9% | 565.66M▲ 17.9% | 460.14M▼ 18.7% | 317.08M▼ 31.1% | 416.18M▲ 31.3% | 990.98M▲ 138.1% | 1.03B▲ 3.8% | 1.42B▲ 0% |
FCF Growth % | 19.03% | 10.41% | 34.92% | 17.95% | -18.65% | -31.09% | 31.25% | 138.11% | 3.81% | 95.31% |
FCF Margin % | 9.43% | 10.52% | 12.07% | 14.95% | 11.52% | 8.7% | 8.99% | 18.1% | 17.17% | 23.12% |
FCF per Share | 5.82 | 6.42 | 8.66 | 10.22 | 8.31 | 5.73 | 7.52 | 17.9 | 18.57 | 25.63 |
MCY Key Ratios
Mercury General Corporation (MCY) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Combined Ratio | 95.11% | 100.91% | 90.48% | 87.88% | 92.5% | 118.41% | 97.85% | 89.5% | 88.93% | 83.03% |
Medical Cost Ratio | 87.83% | 93.16% | 83.27% | 79.88% | 84.98% | 110.26% | 91.29% | 82.96% | 66.13% | 56.15% |
Return on Equity (ROE) | 8.25% | -0.34% | 18.73% | 19.55% | 11.88% | -28% | 6.28% | 26.78% | 24.8% | 36.48% |
Return on Assets (ROA) | 2.93% | -0.11% | 5.65% | 6.13% | 3.79% | -7.72% | 1.41% | 6.07% | 6.06% | 8.87% |
Equity / Assets | 34.53% | 29.77% | 30.56% | 32.12% | 31.6% | 23.37% | 21.79% | 23.42% | 25.28% | 26.23% |
Book Value / Share | 31.84 | 29.23 | 32.51 | 36.72 | 38.65 | 27.49 | 27.96 | 35.15 | 43.64 | 46.76 |
Debt / Equity | 0.21x | 0.23x | 0.23x | 0.20x | 0.19x | 0.28x | 0.38x | 0.30x | 0.25x | 0.23x |
Revenue Growth | 5.83% | -1.05% | 17.53% | -4.73% | 5.52% | -8.77% | 27.08% | 18.27% | 9.44% | 9.7% |
Related:MCY Dividend History·MCY Revenue History·MCY Price History·MCY P/E History·MCY Financial Ratios·MCY Institutional Holders
MCY SEC Filings & Documents
Mercury General Corporation (MCY) SEC filings — annual & quarterly reports (10-K, 10-Q)
MCY Frequently Asked Questions
Mercury General Corporation (MCY) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Mercury General Corporation (MCY) grew revenue by 9.4% over the past year. This is steady growth.
Yes, Mercury General Corporation (MCY) is profitable, generating $839.8M in net income for fiscal year 2025 (9.0% net margin).
Dividend & Returns
Yes, Mercury General Corporation (MCY) pays a dividend with a yield of 1.24%. This makes it attractive for income-focused investors.
Mercury General Corporation (MCY) has a return on equity (ROE) of 24.8%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
Mercury General Corporation (MCY) has a combined ratio of 88.9%. A ratio below 100% indicates underwriting profitability.