| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| INGING Groep N.V. | 83.84B | 28.92 | 17.53 | 13.77% | 26.6% | 12.29% | 3.34 | |
| NWGNatWest Group plc | 68.45B | 17.14 | 16.17 | 101.57% | 16.81% | 12.5% | 1.01% | 1.67 |
| Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 8.77B | 8.71B | 8.99B | 8.66B | 7.8B | 7.39B | 7.54B | 9.84B | 11.05B | 11.28B |
| NII Growth % | -0.05% | -0.01% | 0.03% | -0.04% | -0.1% | -0.05% | 0.02% | 0.31% | 0.12% | 0.02% |
| Net Interest Margin % | - | - | - | - | - | - | - | - | - | - |
| Interest Income | 11.93B | 11.26B | 11.03B | 11.05B | 11.13B | 9.71B | 9.23B | 12.64B | 21.03B | 25.19B |
| Interest Expense | 3.16B | 2.55B | 2.05B | 2.39B | 3.33B | 2.32B | 1.7B | 2.79B | 9.98B | 13.91B |
| Loan Loss Provision | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2.79B | -9.98B | 0 |
| Non-Interest Income | 4.16B | 3.66B | 3.73B | 4.68B | 3.92B | 3.37B | 2.51B | 343M | -6.86B | 3.38B |
| Non-Interest Income % | - | - | - | - | - | - | - | - | - | - |
| Total Revenue | 16.09B | 14.92B | 14.76B | 15.73B | 15.05B | 13.08B | 11.75B | 12.98B | 14.17B | 28.57B |
| Revenue Growth % | -0.13% | -0.07% | -0.01% | 0.07% | -0.04% | -0.13% | -0.1% | 0.1% | 0.09% | 1.02% |
| Non-Interest Expense | 15.63B | 16.45B | 10.48B | 9.98B | 7.74B | 11.31B | 7.67B | 7.3B | 7.64B | 8.46B |
| Efficiency Ratio | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 1.06B | -3.15B | 3.83B | 4.04B | 3.98B | -553M | 4.07B | 5.68B | 6.53B | 6.2B |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - |
| Operating Income Growth % | -0.74% | -3.97% | 2.21% | 0.06% | -0.01% | -1.14% | 8.37% | 0.39% | 0.15% | -0.05% |
| Pretax Income | -2.7B | -4.08B | 2.24B | 3.36B | 3.98B | -553M | 3.84B | 5.13B | 6.18B | 6.2B |
| Pretax Margin % | - | - | - | - | - | - | - | - | - | - |
| Income Tax | 23M | 1.17B | 731M | 1.21B | 439M | 74M | 996M | 1.27B | 1.43B | 1.47B |
| Effective Tax Rate % | - | - | - | - | - | - | - | - | - | - |
| Net Income | -1.59B | -5.2B | 1.47B | 2.16B | 3.54B | -372M | 3.27B | 3.59B | 4.64B | 4.8B |
| Net Margin % | - | - | - | - | - | - | - | - | - | - |
| Net Income Growth % | 0.42% | -2.26% | 1.28% | 0.47% | 0.64% | -1.11% | 9.78% | 0.1% | 0.29% | 0.04% |
| Net Income (Continuing) | -2.73B | -5.25B | 1.42B | 2.15B | 3.54B | -627M | 2.85B | 3.86B | 4.74B | 4.73B |
| EPS (Diluted) | -0.36 | -1.28 | 0.14 | 0.28 | 0.56 | -0.17 | 0.54 | 0.68 | 0.98 | 1.06 |
| EPS Growth % | 0.45% | -2.56% | 1.11% | 1% | 1% | -1.3% | 4.18% | 0.26% | 0.44% | 0.08% |
| EPS (Basic) | -0.36 | -1.28 | 0.14 | 0.28 | 0.56 | -0.17 | 0.54 | 0.68 | 0.98 | 1.06 |
| Diluted Shares Outstanding | 5.37B | 5.45B | 5.54B | 5.6B | 5.62B | 5.62B | 5.41B | 4.96B | 4.61B | 4.26B |
| Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Cash & Due from Banks | 79.4B | 74.25B | 98.34B | 88.9B | 81.04B | 124.64B | 177.82B | 145.06B | 104.52B | 93.05B |
| Short Term Investments | 0 | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 0 | 0 | 0 |
| Total Investments | 345.97B | 320.21B | 216.44B | 213.36B | 185.28B | 222.93B | 174.32B | 443.38B | 421.52B | 428.28B |
| Investments Growth % | -0.22% | -0.07% | -0.32% | -0.01% | -0.13% | 0.2% | -0.22% | 1.54% | -0.05% | 0.02% |
| Long-Term Investments | 345.97B | 320.21B | 216.44B | 267.45B | 120.41B | 137.76B | 90.92B | 443.38B | 421.52B | 428.28B |
| Accounts Receivables | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 |
| Goodwill & Intangibles | - | - | - | - | - | - | - | - | - | - |
| Goodwill | 5.56B | 5.56B | 5.56B | 5.61B | 5.61B | 5.61B | 5.52B | 5.52B | 5.68B | 5.67B |
| Intangible Assets | 979M | 922M | 985M | 1.01B | 1.01B | 1.05B | 1.2B | 1.59B | 1.93B | 1.91B |
| PP&E (Net) | 4.48B | 4.59B | 4.6B | 4.35B | 4.93B | 4.42B | 4.23B | 4.24B | 4.23B | 3.97B |
| Other Assets | -2.63B | -1.8B | -1.74B | -224.33B | 443.5B | 439.41B | 417.09B | -307.41B | 152.26B | 173.22B |
| Total Current Assets | 79.73B | 75.44B | 99.73B | 89.7B | 146.57B | 210.35B | 261.84B | 145.39B | 105.16B | 93.05B |
| Total Non-Current Assets | 356.99B | 331.28B | 227.59B | 224.33B | 576.47B | 589.14B | 520.15B | 149.5B | 587.51B | 614.93B |
| Total Assets | 815.41B | 798.66B | 738.06B | 694.24B | 723.04B | 799.49B | 781.99B | 720.05B | 692.67B | 707.99B |
| Asset Growth % | -0.22% | -0.02% | -0.08% | -0.06% | 0.04% | 0.11% | -0.02% | -0.08% | -0.04% | 0.02% |
| Return on Assets (ROA) | -0% | -0.01% | 0% | 0% | 0% | -0% | 0% | 0% | 0.01% | 0.01% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 51B | 46.66B | 43.28B | 49.91B | 56.88B | 56.53B | 58.33B | 39.93B | 60.07B | 65.92B |
| Net Debt | -28.41B | -27.59B | -55.06B | -38.99B | -24.17B | -68.11B | -119.49B | -105.13B | -44.44B | -27.13B |
| Long-Term Debt | 0 | 0 | 0 | 0 | 56.88B | 56.53B | 58.33B | 39.93B | 60.07B | 65.92B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | -1.24B | -1.15B | -1.05B | -905M | 192.87B | 207.21B | 152.44B | 643.62B | 127.79B | 125.11B |
| Total Current Liabilities | 369B | 334.44B | 110.45B | 228.54B | 429.74B | 491.92B | 529.41B | 187.53B | 467.62B | 477.58B |
| Total Non-Current Liabilities | 761.26B | 749.25B | 688.96B | 647.75B | 249.74B | 263.74B | 210.78B | 683.56B | 187.87B | 191.03B |
| Total Liabilities | 761.26B | 749.25B | 688.96B | 647.75B | 679.48B | 755.67B | 740.19B | 683.56B | 655.49B | 668.61B |
| Total Equity | 54.15B | 49.4B | 49.09B | 46.49B | 43.56B | 43.82B | 41.8B | 36.5B | 37.19B | 39.38B |
| Equity Growth % | -0.1% | -0.09% | -0.01% | -0.05% | -0.06% | 0.01% | -0.05% | -0.13% | 0.02% | 0.06% |
| Equity / Assets (Capital Ratio) | - | - | - | - | - | - | - | - | - | - |
| Return on Equity (ROE) | -0.03% | -0.1% | 0.03% | 0.05% | 0.08% | -0.01% | 0.08% | 0.09% | 0.13% | 0.13% |
| Book Value per Share | 10.07 | 9.06 | 8.86 | 8.30 | 7.75 | 7.80 | 7.72 | 7.35 | 8.07 | 9.25 |
| Tangible BV per Share | - | - | - | - | - | - | - | - | - | - |
| Common Stock | 11.63B | 11.82B | 11.96B | 16.11B | 12.09B | 12.13B | 11.47B | 10.54B | 10.84B | 8.97B |
| Additional Paid-in Capital | 25.43B | 25.69B | 887M | 1.03B | 1.09B | 1.11B | 1.88B | 1.16B | 0 | 1.16B |
| Retained Earnings | -4.02B | -12.94B | 17.13B | 14.31B | 13.95B | 12.57B | 12.97B | 10.02B | 10.64B | 11.43B |
| Accumulated OCI | 36.94B | 8.7B | 3.45B | 3.43B | 0 | 0 | 0 | 256M | 0 | 18.66B |
| Treasury Stock | -107M | -132M | -43M | -21M | -42M | -24M | -371M | -258M | 0 | -868M |
| Preferred Stock | 3.31B | 2.56B | 2.56B | 496M | 0 | 0 | 0 | 500K | 0 | 500K |
| Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 918M | -3.65B | 38.74B | -228M | -3.69B | 29.09B | 53.69B | -43.6B | -223M | 1.77B |
| Operating CF Growth % | 1.05% | -4.98% | 11.61% | -1.01% | -15.2% | 8.88% | 0.85% | -1.81% | 0.99% | 8.95% |
| Net Income | -937M | -4.08B | 2.24B | 3.36B | 4.23B | -351M | 4.31B | 4.87B | 4.64B | 6.28B |
| Depreciation & Amortization | 1.18B | 778M | 808M | 718M | 1.49B | 914M | 923M | 833M | 934M | 1.06B |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | -49M | -60M | 0 | 0 |
| Other Non-Cash Items | -7.91B | -8.76B | -6.45B | -7.7B | 1.51B | 1.72B | 1.9B | -853M | 23.77B | 1.71B |
| Working Capital Changes | 8.59B | 8.41B | 42.15B | 3.4B | -10.93B | 26.82B | 46.61B | -48.45B | -29.62B | -7.27B |
| Cash from Investing | -4.87B | -4.36B | -6.48B | -7.96B | -716M | 7.55B | 3.06B | 19.06B | -14.69B | -12.7B |
| Purchase of Investments | -14.13B | -11.61B | -17.21B | -16.18B | -21.34B | -18.82B | -10.15B | -23.51B | -44.91B | -53.96B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Net Investment Activity | - | - | - | - | - | - | - | - | - | - |
| Acquisitions | 391M | -886M | -199M | -481M | -84M | -70M | -3.49B | 5.42B | 5.33B | -1.31B |
| Other Investing | 1.43B | 447M | 405M | 264M | 1.28B | 866M | 746M | 813M | 1.24B | 1.41B |
| Cash from Financing | -940M | -5.11B | -8.21B | -6.29B | -1.96B | 90M | -2.6B | -10.65B | -23.52B | -1.89B |
| Dividends Paid | -416M | -504M | -612M | -803M | -3.42B | -381M | -1.02B | -3.21B | -1.7B | -1.8B |
| Share Repurchases | -1.36B | -1.29B | -779M | -2.83B | -21M | -2M | -1.81B | -2.05B | -2.42B | -2.72B |
| Stock Issued | 313M | 0 | 395M | 166M | 17M | 2.22B | 937M | 0 | 0 | 1.39B |
| Net Stock Activity | - | - | - | - | - | - | - | - | - | - |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K |
| Other Financing | 3.57B | 11.73B | 183M | 1.76B | 609M | -1.25B | -971M | -1.08B | -26.81B | -1.34B |
| Net Change in Cash | -4.31B | -5.02B | 24.04B | -13.79B | -8.35B | 38.61B | 51.51B | -32.26B | -39.63B | -13.98B |
| Exchange Rate Effect | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K |
| Cash at Beginning | 107.9B | 103.59B | 98.57B | 122.61B | 108.94B | 100.59B | 139.2B | 190.71B | 158.45B | 118.82B |
| Cash at End | 103.59B | 98.57B | 122.61B | 108.81B | 100.59B | 139.2B | 190.71B | 158.45B | 118.82B | 104.84B |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 135M | -4.56B | 37.61B | -847M | -4.25B | 28.72B | 52.79B | -44.24B | -14.92B | 694M |
| FCF Growth % | 1.01% | -34.79% | 9.24% | -1.02% | -4.02% | 7.75% | 0.84% | -1.84% | 0.66% | 1.05% |
| Metric | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | -2.79% | -10.04% | 2.99% | 4.52% | 7.86% | -0.85% | 7.63% | 9.17% | 12.58% | 12.54% |
| Return on Assets (ROA) | -0.17% | -0.64% | 0.19% | 0.3% | 0.5% | -0.05% | 0.41% | 0.48% | 0.66% | 0.69% |
| Net Interest Margin | 1.08% | 1.09% | 1.22% | 1.25% | 1.08% | 0.92% | 0.96% | 1.37% | 1.6% | 1.59% |
| Efficiency Ratio | 97.17% | 110.27% | 70.97% | 63.44% | 51.41% | 86.48% | 65.32% | 56.26% | 53.92% | 29.61% |
| Equity / Assets | 6.64% | 6.19% | 6.65% | 6.7% | 6.02% | 5.48% | 5.35% | 5.07% | 5.37% | 5.56% |
| Book Value / Share | 10.07 | 9.06 | 8.86 | 8.3 | 7.75 | 7.8 | 7.72 | 7.35 | 8.07 | 9.25 |
| NII Growth | -5.3% | -0.67% | 3.2% | -3.68% | -9.9% | -5.26% | 1.98% | 30.62% | 12.26% | 2.05% |
| Dividend Payout | - | - | 41.55% | 37.19% | 96.75% | - | 31.09% | 89.3% | 36.73% | 37.48% |
| 2024 | |
|---|---|
| Europe | 857M |
| Europe Growth | - |
| UNITED STATES | 297M |
| UNITED STATES Growth | - |
| RoW | 102M |
| RoW Growth | - |
NatWest Group plc (NWG) has a price-to-earnings (P/E) ratio of 16.2x. This is roughly in line with market averages.
NatWest Group plc (NWG) grew revenue by 101.6% over the past year. This is strong growth.
Yes, NatWest Group plc (NWG) is profitable, generating $5.25B in net income for fiscal year 2024 (16.8% net margin).
Yes, NatWest Group plc (NWG) pays a dividend with a yield of 2.47%. This makes it attractive for income-focused investors.
NatWest Group plc (NWG) has a return on equity (ROE) of 12.5%. This is reasonable for most industries.
NatWest Group plc (NWG) has a net interest margin (NIM) of 1.6%. NIM has been under pressure due to interest rate environment.
NatWest Group plc (NWG) has an efficiency ratio of 29.6%. This is excellent, indicating strong cost control.