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NatWest Group plc (NWG) Total Return Calculator with Dividends Reinvested

NatWest Group plc

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The total return for NatWest Group plc (NWG) stock is +28.19% over the past 12 months. So far it's down 8.92% this year. The 5-year total return is +215.22%, meaning $10,000 invested in NWG stock 5 years ago would be worth $31,522 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in NWG 1 year ago, it would be worth $12,980 today — you'd have gained $2,980 with dividends reinvested.

With Dividends Reinvested$12,980+29.80%

Price Only (No DRIP)$12,205+22.05%

Dividend Boost+$7752 payments · +7.75% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in NWG

1Y$12,819+$2,819 (+28.2%)28.2% CAGR

3Y$26,476+$16,476 (+164.8%)38.3% CAGR

5Y$31,522+$21,522 (+215.2%)25.8% CAGR

10Y$29,294+$19,294 (+192.9%)11.3% CAGR

15Y$13,157+$3,157 (+31.6%)1.8% CAGR

20Y$882-$9,118 (-91.2%)-11.4% CAGR

30Y$882-$9,118 (-91.2%)-7.8% CAGR

Dividend Reinvestment History (2)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-08-08	$0.25	$14.17	+0.017977
2026-03-20	$0.62	$13.89	+0.045516

Loading NWG total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-8.92%	—	-12.40%	+3.49 pp	$9,108
1Y	+28.19%	28.19%	+21.38%	+6.81 pp	$12,819
3Y	+164.76%	38.34%	+135.09%	+29.67 pp	$26,476
5Y	+215.22%	25.81%	+164.13%	+51.10 pp	$31,522
10Y	+192.94%	11.35%	+132.64%	+60.30 pp	$29,294
15Y	+31.57%	1.85%	+4.48%	+27.08 pp	$13,157
20Y	-91.18%	-11.43%	-93.40%	+2.22 pp	$882
30Y	-91.18%	-7.78%	-93.40%	+2.22 pp	$882

Risk & Highlights

Best Year+88.45%2024

Worst Year-91.17%2008

Max Drawdown-27.16%2026-02-03 → 2026-03-20

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-3.36%	-6.85%	+3.5pp	+0.41%	-3.8pp
2025	+81.30%	+75.00%	+6.3pp	+16.64%	+64.7pp
2024	+88.45%	+80.64%	+7.8pp	+24.00%	+64.4pp
2023	-5.70%	-13.65%	+7.9pp	+24.81%	-30.5pp
2022	+7.59%	-3.15%	+10.7pp	-19.95%	+27.5pp

NWG underperformed the S&P 500 by 3.13pp over the past year (+28.19% vs +31.32%).

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NWG Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
NWGNatWest Group plc	$31.1B	+1.5%	-8.9%	+28.2%	+6.8pp	+164.8%	+215.2%	+192.9%
HSBCHSBC Holdings plc	$314.1B	+8.0%	+16.4%	+68.0%	+6.6pp	+168.4%	+233.2%	+268.7%
BCSBarclays PLC	$82.4B	+9.6%	-6.6%	+52.0%	+2.9pp	+223.8%	+160.8%	+188.7%
LYGLloyds Banking Group plc	$79.6B	+3.8%	+3.4%	+46.8%	+5.2pp	+157.2%	+139.8%	+78.7%
DBDeutsche Bank AG	$61.3B	+6.5%	-19.1%	+22.6%	+2.9pp	+215.5%	+143.8%	+102.7%
INGING Groep N.V.	$86.2B	+11.9%	+7.9%	+55.4%	+7.3pp	+171.8%	+173.1%	+228.3%
UBSUBS Group AG	$140.3B	+13.9%	-1.7%	+50.9%	+3.6pp	+143.6%	+212.5%	+238.9%
JPMJPMorgan Chase & Co.	$849.0B	+6.6%	-2.3%	+28.7%	+2.4pp	+140.8%	+110.3%	+471.7%
BACBank of America Corporation	$407.9B	+7.1%	-3.7%	+33.9%	+2.7pp	+104.6%	+38.9%	+332.5%
WFCWells Fargo & Company	$248.6B	-1.8%	-15.1%	+11.8%	+2.4pp	+120.8%	+86.5%	+92.0%
CCitigroup Inc.	$222.9B	+8.7%	+8.5%	+87.1%	+3.5pp	+189.8%	+85.1%	+229.2%

Compare:NWG vs HSBC NWG vs BCS NWG vs LYG NWG vs HSBC vs BCS

About NWG Dividend Returns

NatWest Group plc (NWG) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of NWG over the past year?

NatWest Group plc (NWG) delivered a total return of 28.19% over the past year when dividends are reinvested. The price-only return was 21.38%, meaning dividends contributed an additional 6.81 percentage points to total returns.

Q2How much would $10,000 invested in NWG be worth today?

A $10,000 investment in NatWest Group plc one year ago would be worth $12,819 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,138. Dividend reinvestment added $681 to the portfolio value.

Q3Does NWG pay dividends?

Yes, NatWest Group plc (NWG) pays dividends. In the last year, NWG paid approximately $1.17 per share in dividends (10.19% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did NWG beat the S&P 500?

No, NatWest Group plc (NWG) underperformed the S&P 500 by 3.13 percentage points over the past year. NWG delivered a total return of 28.19%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed NWG by 3.13pp during this period.

Q5What is NWG's worst drawdown?

NatWest Group plc (NWG) experienced a maximum drawdown of -27.16% over the past year, declining from its peak on 2026-02-03 to its trough on 2026-03-20. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is NWG's long-term total return over 10, 20, or 30 years?

Here are NatWest Group plc (NWG)'s long-term returns with dividends reinvested. Over 10 years, the total return is 192.9% (11.3% CAGR) — $10,000 would have grown to $29,294. Over 20 years: -91.2% total return (-11.4% CAGR) — $10,000 → $882. Over 30 years: -91.2% total return (-7.8% CAGR) — $10,000 → $882. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was NWG's best and worst year?

NatWest Group plc's best calendar year was 2024 with a total return of 88.4%. Its worst year was 2008 with a total return of -91.2%. This range shows the volatility investors should expect — the difference between the best and worst year is 179.6 percentage points.