Priority Technology Holdings, Inc. (PRTH) 10-Year Financial Performance & Capital Metrics

PRTH • • Industrial / General

TechnologyInfrastructure SoftwarePayment Processing & Digital CommerceEnterprise Payment Processors

AboutPriority Technology Holdings, Inc. operates as a payment technology company in the United States. It operates through three segments: Small and Medium-Sized Businesses (SMB) Payments, Business-To-Business Payments, and Enterprise Payments. The company offers MX product line, including MX Connect and MX Merchant products, such as MX Insights, MX Storefront, MX Retail, MX Invoice, MX B2B and ACH.com, and others, which provides flexible and customizable set of business applications that helps to manage critical business work functions and revenue performance to resellers and merchant clients using core payment processing as our leverage point. It also offers CPX, a platform that offers accounts payable automation solutions, including virtual card, purchase card, ACH +, dynamic discounting, or check. In addition, the company provides curated managed services and a suite of integrated accounts payable automation solutions to various financial institutions and card networks; and payment-adjacent technologies to facilitate the acceptance of electronic payments from customers. Further, it offers embedded payment and banking solutions to enterprise customers to modernize legacy platforms and accelerate software partners' strategies to monetize payments; and managed services solutions that provide audience-specific programs for institutional partners and other third parties; and consulting and development solutions. The company serves SMB, and enterprises, as well as distribution partners, including retail and wholesale independent sales organizations, financial institutions, and independent software vendors. Priority Technology Holdings, Inc. was founded in 2005 and is headquartered in Alpharetta, Georgia.Show more

Revenue $880M +16.4%
EBITDA $191M +27.7%
Net Income $24M +1931.8%
EPS (Diluted) -0.31 +50.8%
Gross Margin 37.29% +2.4%
EBITDA Margin 21.76% +9.7%
Operating Margin 15.17% +40.6%
Net Margin 2.73% +1673.4%
ROE -
ROIC 14.11% +65.1%
Debt/Equity -
Interest Coverage 1.50 +40.0%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong Piotroski F-Score: 8/9
✓High quality earnings: Operating CF exceeds net income
✓Strong 5Y sales CAGR of 18.8%

✗Weaknesses

✗Dividend payout exceeds 100% of earnings
✗Thin 5Y average net margin of 1.8%
✗Trading more than 30% below 52-week high

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-

5Y18.79%

3Y19.55%

TTM9.51%

Profit (Net Income) CAGR

10Y-

5Y-

3Y158.58%

TTM240.15%

EPS CAGR

10Y-

5Y-

3Y-

TTM612.83%

ROCE

10Y Avg5.56%

5Y Avg9.7%

3Y Avg11.87%

Latest17.34%

Peer Comparison

Enterprise Payment Processors

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
TOSTToast, Inc.	17.39B	33.76	1048.45	28.33%	4.66%	13.56%	1.76%	0.02
DLODLocal Limited	2.42B	14.59	37.41	14.7%	17.8%	33.87%		0.11
IIIVi3 Verticals, Inc.	615.36M	25.67	36.67	-7.29%	55.87%	25.96%	0.93%	0.01
ACIWACI Worldwide, Inc.	4.48B	43.49	22.77	9.76%	15.07%	17.64%	7.66%	0.67
FOURShift4 Payments, Inc.	4.45B	65.91	21.75	29.86%	5.02%	8.73%	6.97%	2.83
WEXWEX Inc.	5.51B	160.57	21.41	3.15%	10.81%	25.38%	6.07%	2.99
EVTCEVERTEC, Inc.	1.93B	30.12	17.41	21.7%	16.17%	20.63%	8.91%	1.86
XYZBlock, Inc.	35.55B	64.92	14.27	10.06%	13.08%	13.95%	4.37%	0.37

Profit & Loss

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Sales/Revenue+	286.24M	344.11M	425.62M	424.42M	371.85M	404.34M	514.9M	663.64M	755.61M	879.7M
Revenue Growth %	-	0.2%	0.24%	-0%	-0.12%	0.09%	0.27%	0.29%	0.14%	0.16%
Cost of Goods Sold+	212.2M	257.02M	321.2M	314.35M	252.57M	277.37M	359.88M	436.75M	480.31M	551.62M
COGS % of Revenue	0.74%	0.75%	0.75%	0.74%	0.68%	0.69%	0.7%	0.66%	0.64%	0.63%
Gross Profit+	74.04M	87.09M	104.42M	110.06M	119.28M	126.97M	155.02M	226.89M	275.31M	328.08M
Gross Margin %	0.26%	0.25%	0.25%	0.26%	0.32%	0.31%	0.3%	0.34%	0.36%	0.37%
Gross Profit Growth %	-	0.18%	0.2%	0.05%	0.08%	0.06%	0.22%	0.46%	0.21%	0.19%
Operating Expenses+	10.23K	173.2K	69.58M	90.14M	112.1M	106.11M	121.92M	170.72M	193.78M	194.66M
OpEx % of Revenue	0%	0%	0.16%	0.21%	0.3%	0.26%	0.24%	0.26%	0.26%	0.22%
Selling, General & Admin	10.23K	173.2K	41.45M	70.41M	73.01M	65.33M	72.23M	100.04M	125.39M	136.62M
SG&A % of Revenue	0%	0%	0.1%	0.17%	0.2%	0.16%	0.14%	0.15%	0.17%	0.16%
Research & Development	0	0	1.6M	2.6M	0	0	0	0	0	0
R&D % of Revenue	-	-	0%	0.01%	-	-	-	-	-	-
Other Operating Expenses	0	0	831.72K	-6.78M	39.09M	40.77M	49.7M	70.68M	68.39M	58.04M
Operating Income+	-10.23K	-173.2K	35.25M	19.92M	7.18M	20.86M	33.09M	56.16M	81.52M	133.42M
Operating Margin %	-0%	-0%	0.08%	0.05%	0.02%	0.05%	0.06%	0.08%	0.11%	0.15%
Operating Income Growth %	-	-15.93%	204.52%	-0.43%	-0.64%	1.9%	0.59%	0.7%	0.45%	0.64%
EBITDA+	14.82M	13.56M	49.92M	39.66M	46.28M	61.64M	82.79M	126.85M	149.92M	191.46M
EBITDA Margin %	0.05%	0.04%	0.12%	0.09%	0.12%	0.15%	0.16%	0.19%	0.2%	0.22%
EBITDA Growth %	-	-0.09%	2.68%	-0.21%	0.17%	0.33%	0.34%	0.53%	0.18%	0.28%
D&A (Non-Cash Add-back)	14.83M	13.73M	14.67M	19.74M	39.09M	40.77M	49.7M	70.68M	68.39M	58.04M
EBIT	-10.23K	-108K	29.65M	9.61M	7.89M	126.8M	32.62M	56.75M	83.26M	126.23M
Net Interest Income+	0	0	-30.52M	-29.93M	-40.65M	-44.84M	-36.48M	-53.55M	-76.11M	-88.95M
Interest Income	3.53M	37.7K	637K	0	0	0	0	0	0	0
Interest Expense	0	0	31.16M	29.93M	40.65M	44.84M	36.48M	53.55M	76.11M	88.95M
Other Income/Expense	0	2.67M	-30.66M	-36.72M	-39.94M	61.1M	-36.96M	-52.97M	-74.37M	-96.14M
Pretax Income+	-10.23K	-108K	4.59M	-16.8M	-32.76M	81.96M	-3.87M	3.2M	7.15M	37.28M
Pretax Margin %	-0%	-0%	0.01%	-0.04%	-0.09%	0.2%	-0.01%	0%	0.01%	0.04%
Income Tax+	-14.83M	-37.7K	0	-1.76M	830K	10.9M	-5.26M	5.35M	8.46M	13.27M
Effective Tax Rate %	1%	1%	1%	0.9%	1.03%	0.31%	-0.36%	-0.67%	-0.18%	0.64%
Net Income+	-10.23K	-108K	4.59M	-15.04M	-33.59M	25.66M	1.39M	-2.15M	-1.31M	24.02M
Net Margin %	-0%	-0%	0.01%	-0.04%	-0.09%	0.06%	0%	-0%	-0%	0.03%
Net Income Growth %	-	-9.56%	43.54%	-4.27%	-1.23%	1.76%	-0.95%	-2.55%	0.39%	19.32%
Net Income (Continuing)	9.27M	-108K	4.59M	-17.84M	-33.59M	71.06M	1.39M	-2.15M	-1.31M	24.02M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	5.65M	0	0	1.25M	1.65M	1.81M
EPS (Diluted)+	-0.00	-0.06	-0.19	-0.24	-0.50	1.06	0.02	-0.03	-0.63	-0.31
EPS Growth %	-	-	-1.93%	-0.26%	-1.08%	3.12%	-0.98%	-2.42%	-21.91%	0.51%
EPS (Basic)	-0.00	-0.06	-0.19	-0.24	-0.50	1.06	0.02	-0.03	-0.63	-0.31
Diluted Shares Outstanding	6.65M	1.66M	2.33M	61.61M	67.09M	67.26M	71.9M	78.23M	78.33M	77.99M
Basic Shares Outstanding	6.65M	1.66M	2.33M	61.61M	67.09M	67.16M	71.9M	78.23M	78.33M	77.99M
Dividend Payout Ratio	-	-	0.74%	-	-	-	-	-	-	2.27%

Balance Sheet

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Current Assets+	5K	418.78K	182.13K	75.09M	94.21M	135.88M	603.13M	652.47M	881.29M	1.11B
Cash & Short-Term Investments	5K	362.54K	172.2K	15.63M	3.23M	9.24M	20.3M	18.45M	39.6M	58.6M
Cash Only	5K	362.54K	172.2K	15.63M	3.23M	9.24M	20.3M	18.45M	39.6M	58.6M
Short-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivable	0	0	0	37.24M	39.32M	43.51M	58.7M	79.58M	60.02M	71.61M
Days Sales Outstanding	-	-	-	32.02	38.59	39.28	41.61	43.77	28.99	29.71
Inventory	0	0	0	0	0	0	0	0	0	0
Days Inventory Outstanding	-	-	-	-	-	-	-	-	-	-
Other Current Assets	0	0	0	18.58M	47.76M	79.63M	508.33M	542.6M	781.67M	974.88M
Total Non-Current Assets+	178.96K	54.73M	55.08M	304.2M	370.29M	281.94M	748.81M	720.89M	734.04M	721.77M
Property, Plant & Equipment	0	0	0	17.48M	23.52M	22.88M	25.23M	34.69M	44.68M	52.48M
Fixed Asset Turnover	-	-	-	24.28x	15.81x	17.68x	20.41x	19.13x	16.91x	16.76x
Goodwill	0	0	0	109.52M	109.52M	106.83M	365.74M	369.34M	376.1M	376.09M
Intangible Assets	0	0	0	124.64M	182.83M	98.06M	340.21M	288.79M	273.35M	240.87M
Long-Term Investments	0	0	0	0	0	0	0	0	0	0
Other Non-Current Assets	178.96K	54.73M	55.08M	2.15M	4.78M	7.48M	9.36M	11.63M	17.38M	27.64M
Total Assets+	183.96K	55.15M	55.26M	379.3M	464.5M	417.83M	1.35B	1.37B	1.62B	1.83B
Asset Turnover	1556.04x	6.24x	7.70x	1.12x	0.80x	0.97x	0.38x	0.48x	0.47x	0.48x
Asset Growth %	-	298.8%	0%	5.86%	0.22%	-0.1%	2.24%	0.02%	0.18%	0.13%
Total Current Liabilities+	169.18K	150.13K	388.41K	63.28M	93M	148.85M	583.57M	630M	852.07M	1.05B
Accounts Payable	0	111.01K	349.29K	27.64M	6.97M	21.78M	5.21M	6.51M	11M	14.59M
Days Payables Outstanding	-	0.16	0.4	32.09	10.07	28.66	5.28	5.44	8.36	9.65
Short-Term Debt	169.18K	27.5K	27.5K	3.29M	4.01M	19.44M	6.2M	6.2M	6.71M	9.5M
Deferred Revenue (Current)	0	0	0	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Other Current Liabilities	-169.18K	-11.62K	0	10.36M	37.79M	72.88M	506.15M	540.63M	764.5M	942.78M
Current Ratio	0.03x	2.79x	0.47x	1.19x	1.01x	0.91x	1.03x	1.04x	1.03x	1.05x
Quick Ratio	0.03x	2.79x	0.47x	1.19x	1.01x	0.91x	1.03x	1.04x	1.03x	1.05x
Cash Conversion Cycle	-	-	-	-	-	-	-	-	-	-
Total Non-Current Liabilities+	0	1.06M	1.06M	410.03M	492.19M	367.55M	622.45M	610.57M	650.73M	940.21M
Long-Term Debt	0	0	0	402.1M	485.58M	357.87M	604.11M	598.93M	631.97M	920.89M
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0
Deferred Tax Liabilities	0	0	0	0	0	0	0	0	0	0
Other Non-Current Liabilities	0	1.06M	1.06M	7.94M	6.61M	9.67M	18.35M	11.64M	18.76M	19.33M
Total Liabilities	169.18K	1.21M	1.45M	473.31M	585.19M	516.39M	1.21B	1.24B	1.5B	1.99B
Total Debt+	169.18K	27.5K	27.5K	405.39M	489.58M	377.31M	610.3M	605.13M	638.68M	930.39M
Net Debt	164.18K	-335.04K	-144.7K	389.76M	486.35M	368.07M	590M	586.67M	599.07M	871.79M
Debt / Equity	11.45x	0.00x	0.00x	-	-	-	4.18x	4.56x	5.68x	-
Debt / EBITDA	0.01x	0.00x	0.00x	10.22x	10.58x	6.12x	7.37x	4.77x	4.26x	4.86x
Net Debt / EBITDA	0.01x	-0.02x	-0.00x	9.83x	10.51x	5.97x	7.13x	4.63x	4.00x	4.55x
Interest Coverage	-	-	1.13x	0.67x	0.18x	0.47x	0.91x	1.05x	1.07x	1.50x
Total Equity+	14.77K	53.94M	53.81M	-94.02M	-120.69M	-98.56M	145.92M	132.79M	112.54M	-165.03M
Equity Growth %	-	3649.9%	-0%	-2.75%	-0.28%	0.18%	2.48%	-0.09%	-0.15%	-2.47%
Book Value per Share	0.00	32.40	23.09	-1.53	-1.80	-1.47	2.03	1.70	1.44	-2.12
Total Shareholders' Equity	14.77K	53.94M	53.81M	-94.02M	-126.34M	-98.56M	145.92M	131.54M	110.89M	-166.84M
Common Stock	1.44K	48.94M	48.82M	67K	68K	68K	77K	76K	77K	77K
Retained Earnings	-10.23K	-118.22K	-243.07K	-94.08M	-127.67M	-102.01M	-100.06M	-102.21M	-134.95M	-147.13M
Treasury Stock	0	0	0	0	-2.39M	-2.39M	-4.09M	-11.56M	-12.81M	-19.61M
Accumulated OCI	0	0	0	0	0	0	0	0	-29K	-176K
Minority Interest	0	0	0	0	5.65M	0	0	1.25M	1.65M	1.81M

Cash Flow

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	25.31M	-150.27K	36.87M	31.35M	12.08M	12.2M	9.38M	70.52M	81.26M	85.61M
Operating CF Margin %	0.09%	-0%	0.09%	0.07%	0.03%	0.03%	0.02%	0.11%	0.11%	0.1%
Operating CF Growth %	-	-1.01%	246.35%	-0.15%	-0.61%	0.01%	-0.23%	6.52%	0.15%	0.05%
Net Income	9.27M	-108K	4.59M	-15.04M	-33.59M	71.06M	1.39M	-2.15M	-1.31M	24.02M
Depreciation & Amortization	14.83M	13.73M	14.67M	19.74M	39.09M	40.77M	49.7M	70.68M	68.39M	58.04M
Stock-Based Compensation	0	2.31M	1.02M	1.65M	3.65M	2.43M	3.21M	6.23M	6.77M	6.12M
Deferred Taxes	0	0	6.08M	-2.21M	765K	2.96M	-2.56M	-8.18M	-6.09M	-2.19M
Other Non-Cash Items	11.9M	-62.66K	6.05M	10.85M	5.37M	-98.29M	-26.01M	5.65M	-1.71M	15.8M
Working Capital Changes	-10.69M	20.39K	4.44M	16.36M	-3.21M	-6.73M	-16.35M	-1.71M	15.2M	-16.17M
Change in Receivables	-5M	8.39M	-13.69M	1.99M	-2.13M	-7.39M	-16.36M	-19.58M	23.56M	-9.39M
Change in Inventory	0	0	4.46M	11.2M	0	0	0	0	0	0
Change in Payables	0	111.01K	12.32M	2.47M	-1.06M	1.34M	7.02M	19.79M	-3.22M	9.56M
Cash from Investing+	-31.89M	-54.69M	-9.04M	-108.93M	-97.75M	166.4M	-451.03M	-36.5M	-55.75M	-35.55M
Capital Expenditures	-2.88M	-4.1M	-9.04M	-101.42M	-11.12M	-7.46M	-9.72M	-18.88M	-21.26M	-21.69M
CapEx % of Revenue	0.01%	0.01%	0.02%	0.24%	0.03%	0.02%	0.02%	0.03%	0.03%	0.02%
Acquisitions	-	-	-	-	-	-	-	-	-	-
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	-2.28M	-54.69M	22.61K	-90.86M	-86.44M	-5.56M	-49.46M	-12.64M	-6.27M	-13.85M
Cash from Financing+	18.71M	55.2M	-25.38M	67.25M	102.3M	-140.94M	871.63M	8.5M	210.1M	147.58M
Debt Issued (Net)	-	-	-	-	-	-	-	-	-	-
Equity Issued (Net)	-	-	-	-	-	-	-	-	-	-
Dividends Paid	-3.68M	-10.02M	-3.4M	-7.08M	0	0	-7.46M	-11.46M	-24.72M	-78.2M
Share Repurchases	-	-	-	-	-	-	-	-	-	-
Other Financing	-300K	-80.04K	181.02M	26.56M	27.37M	-18.93M	400.84M	36.13M	205.16M	166.03M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-
Free Cash Flow+	22.43M	-4.25M	27.83M	-70.07M	-81.98M	4.74M	-342K	51.64M	60M	63.92M
FCF Margin %	0.08%	-0.01%	0.07%	-0.17%	-0.22%	0.01%	-0%	0.08%	0.08%	0.07%
FCF Growth %	-	-1.19%	7.55%	-3.52%	-0.17%	1.06%	-1.07%	151.98%	0.16%	0.07%
FCF per Share	3.37	-2.55	11.94	-1.14	-1.22	0.07	-0.00	0.66	0.77	0.82
FCF Conversion (FCF/Net Income)	-2474.87x	1.39x	8.03x	-2.08x	-0.36x	0.48x	6.75x	-32.80x	-61.98x	3.56x
Interest Paid	0	0	19.04M	0	33.09M	33.43M	26.06M	46.91M	75.86M	82.28M
Taxes Paid	0	0	19.04M	0	0	8.37M	2.21M	6.74M	12.92M	19.2M

Key Ratios

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	-69.22%	-0.4%	8.53%	-	-	-	5.87%	-1.54%	-1.07%	-
Return on Invested Capital (ROIC)	-4.29%	-0.48%	49.29%	8.55%	1.63%	4.93%	4.94%	5.79%	8.54%	14.11%
Gross Margin	25.87%	25.31%	24.53%	25.93%	32.08%	31.4%	30.11%	34.19%	36.43%	37.29%
Net Margin	-0%	-0.03%	1.08%	-3.54%	-9.03%	6.35%	0.27%	-0.32%	-0.17%	2.73%
Debt / Equity	11.45x	0.00x	0.00x	-	-	-	4.18x	4.56x	5.68x	-
Interest Coverage	-	-	1.13x	0.67x	0.18x	0.47x	0.91x	1.05x	1.07x	1.50x
FCF Conversion	-2474.87x	1.39x	8.03x	-2.08x	-0.36x	0.48x	6.75x	-32.80x	-61.98x	3.56x
Revenue Growth	-	20.22%	23.69%	-0.28%	-12.38%	8.74%	27.34%	28.89%	13.86%	16.42%

Revenue by Segment

	2018	2019	2020	2021	2022	2023	2024
Credit Card, Merchant Discount	-	-	-	468.76M	553.04M	595.21M	670.41M
Credit Card, Merchant Discount Growth	-	-	-	-	17.98%	7.62%	12.64%
Money Transmissions Services	-	-	-	19.41M	71.54M	98.14M	130.12M
Money Transmissions Services Growth	-	-	-	-	268.46%	37.19%	32.59%
Outsourced Services And Other Services	-	-	-	21.03M	29.63M	49.6M	67.02M
Outsourced Services And Other Services Growth	-	-	-	-	40.86%	67.41%	35.12%
Product	-	-	-	5.69M	9.44M	12.67M	12.15M
Product Growth	-	-	-	-	65.95%	34.20%	-4.10%
Merchant Card Fees	-	339.45M	377.35M	-	-	-	-
Merchant Card Fees Growth	-	-	11.16%	-	-	-	-
Outsourced Services	-	23.4M	23.1M	-	-	-	-
Outsourced Services Growth	-	-	-1.25%	-	-	-	-
Equipment Sales	-	3.69M	3.89M	-	-	-	-
Equipment Sales Growth	-	-	5.44%	-	-	-	-
Service, Other	-	5.32M	-	-	-	-	-
Service, Other Growth	-	-	-	-	-	-	-
Credit and Debit Card	392.03M	-	-	-	-	-	-
Credit and Debit Card Growth	-	-	-	-	-	-	-
License and Service	32.38M	-	-	-	-	-	-
License and Service Growth	-	-	-	-	-	-	-

Frequently Asked Questions

Growth & Financials

Priority Technology Holdings, Inc. (PRTH) reported $932.9M in revenue for fiscal year 2024. This represents a 226% increase from $286.2M in 2015.

Priority Technology Holdings, Inc. (PRTH) grew revenue by 16.4% over the past year. This is strong growth.

Yes, Priority Technology Holdings, Inc. (PRTH) is profitable, generating $54.6M in net income for fiscal year 2024 (2.7% net margin).

Dividend & Returns

Yes, Priority Technology Holdings, Inc. (PRTH) pays a dividend with a yield of 12.04%. This makes it attractive for income-focused investors.

Priority Technology Holdings, Inc. (PRTH) generated $63.3M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

US Stock Screener

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Priority Technology Holdings, Inc. (PRTH) 10-Year Financial Performance & Capital Metrics

PRTH • • Industrial / General

TechnologyInfrastructure SoftwarePayment Processing & Digital CommerceEnterprise Payment Processors

Revenue $880M +16.4%
EBITDA $191M +27.7%
Net Income $24M +1931.8%
EPS (Diluted) -0.31 +50.8%
Gross Margin 37.29% +2.4%
EBITDA Margin 21.76% +9.7%
Operating Margin 15.17% +40.6%
Net Margin 2.73% +1673.4%
ROE -
ROIC 14.11% +65.1%
Debt/Equity -
Interest Coverage 1.50 +40.0%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong Piotroski F-Score: 8/9
✓High quality earnings: Operating CF exceeds net income
✓Strong 5Y sales CAGR of 18.8%

✗Weaknesses

✗Dividend payout exceeds 100% of earnings
✗Thin 5Y average net margin of 1.8%
✗Trading more than 30% below 52-week high

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-

5Y18.79%

3Y19.55%

TTM9.51%

Profit (Net Income) CAGR

10Y-

5Y-

3Y158.58%

TTM240.15%

EPS CAGR

10Y-

5Y-

3Y-

TTM612.83%

ROCE

10Y Avg5.56%

5Y Avg9.7%

3Y Avg11.87%

Latest17.34%

Peer Comparison

Enterprise Payment Processors

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
TOSTToast, Inc.	17.39B	33.76	1048.45	28.33%	4.66%	13.56%	1.76%	0.02
DLODLocal Limited	2.42B	14.59	37.41	14.7%	17.8%	33.87%		0.11
IIIVi3 Verticals, Inc.	615.36M	25.67	36.67	-7.29%	55.87%	25.96%	0.93%	0.01
ACIWACI Worldwide, Inc.	4.48B	43.49	22.77	9.76%	15.07%	17.64%	7.66%	0.67
FOURShift4 Payments, Inc.	4.45B	65.91	21.75	29.86%	5.02%	8.73%	6.97%	2.83
WEXWEX Inc.	5.51B	160.57	21.41	3.15%	10.81%	25.38%	6.07%	2.99
EVTCEVERTEC, Inc.	1.93B	30.12	17.41	21.7%	16.17%	20.63%	8.91%	1.86
XYZBlock, Inc.	35.55B	64.92	14.27	10.06%	13.08%	13.95%	4.37%	0.37

Profit & Loss

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Sales/Revenue+	286.24M	344.11M	425.62M	424.42M	371.85M	404.34M	514.9M	663.64M	755.61M	879.7M
Revenue Growth %	-	0.2%	0.24%	-0%	-0.12%	0.09%	0.27%	0.29%	0.14%	0.16%
Cost of Goods Sold+	212.2M	257.02M	321.2M	314.35M	252.57M	277.37M	359.88M	436.75M	480.31M	551.62M
COGS % of Revenue	0.74%	0.75%	0.75%	0.74%	0.68%	0.69%	0.7%	0.66%	0.64%	0.63%
Gross Profit+	74.04M	87.09M	104.42M	110.06M	119.28M	126.97M	155.02M	226.89M	275.31M	328.08M
Gross Margin %	0.26%	0.25%	0.25%	0.26%	0.32%	0.31%	0.3%	0.34%	0.36%	0.37%
Gross Profit Growth %	-	0.18%	0.2%	0.05%	0.08%	0.06%	0.22%	0.46%	0.21%	0.19%
Operating Expenses+	10.23K	173.2K	69.58M	90.14M	112.1M	106.11M	121.92M	170.72M	193.78M	194.66M
OpEx % of Revenue	0%	0%	0.16%	0.21%	0.3%	0.26%	0.24%	0.26%	0.26%	0.22%
Selling, General & Admin	10.23K	173.2K	41.45M	70.41M	73.01M	65.33M	72.23M	100.04M	125.39M	136.62M
SG&A % of Revenue	0%	0%	0.1%	0.17%	0.2%	0.16%	0.14%	0.15%	0.17%	0.16%
Research & Development	0	0	1.6M	2.6M	0	0	0	0	0	0
R&D % of Revenue	-	-	0%	0.01%	-	-	-	-	-	-
Other Operating Expenses	0	0	831.72K	-6.78M	39.09M	40.77M	49.7M	70.68M	68.39M	58.04M
Operating Income+	-10.23K	-173.2K	35.25M	19.92M	7.18M	20.86M	33.09M	56.16M	81.52M	133.42M
Operating Margin %	-0%	-0%	0.08%	0.05%	0.02%	0.05%	0.06%	0.08%	0.11%	0.15%
Operating Income Growth %	-	-15.93%	204.52%	-0.43%	-0.64%	1.9%	0.59%	0.7%	0.45%	0.64%
EBITDA+	14.82M	13.56M	49.92M	39.66M	46.28M	61.64M	82.79M	126.85M	149.92M	191.46M
EBITDA Margin %	0.05%	0.04%	0.12%	0.09%	0.12%	0.15%	0.16%	0.19%	0.2%	0.22%
EBITDA Growth %	-	-0.09%	2.68%	-0.21%	0.17%	0.33%	0.34%	0.53%	0.18%	0.28%
D&A (Non-Cash Add-back)	14.83M	13.73M	14.67M	19.74M	39.09M	40.77M	49.7M	70.68M	68.39M	58.04M
EBIT	-10.23K	-108K	29.65M	9.61M	7.89M	126.8M	32.62M	56.75M	83.26M	126.23M
Net Interest Income+	0	0	-30.52M	-29.93M	-40.65M	-44.84M	-36.48M	-53.55M	-76.11M	-88.95M
Interest Income	3.53M	37.7K	637K	0	0	0	0	0	0	0
Interest Expense	0	0	31.16M	29.93M	40.65M	44.84M	36.48M	53.55M	76.11M	88.95M
Other Income/Expense	0	2.67M	-30.66M	-36.72M	-39.94M	61.1M	-36.96M	-52.97M	-74.37M	-96.14M
Pretax Income+	-10.23K	-108K	4.59M	-16.8M	-32.76M	81.96M	-3.87M	3.2M	7.15M	37.28M
Pretax Margin %	-0%	-0%	0.01%	-0.04%	-0.09%	0.2%	-0.01%	0%	0.01%	0.04%
Income Tax+	-14.83M	-37.7K	0	-1.76M	830K	10.9M	-5.26M	5.35M	8.46M	13.27M
Effective Tax Rate %	1%	1%	1%	0.9%	1.03%	0.31%	-0.36%	-0.67%	-0.18%	0.64%
Net Income+	-10.23K	-108K	4.59M	-15.04M	-33.59M	25.66M	1.39M	-2.15M	-1.31M	24.02M
Net Margin %	-0%	-0%	0.01%	-0.04%	-0.09%	0.06%	0%	-0%	-0%	0.03%
Net Income Growth %	-	-9.56%	43.54%	-4.27%	-1.23%	1.76%	-0.95%	-2.55%	0.39%	19.32%
Net Income (Continuing)	9.27M	-108K	4.59M	-17.84M	-33.59M	71.06M	1.39M	-2.15M	-1.31M	24.02M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	5.65M	0	0	1.25M	1.65M	1.81M
EPS (Diluted)+	-0.00	-0.06	-0.19	-0.24	-0.50	1.06	0.02	-0.03	-0.63	-0.31
EPS Growth %	-	-	-1.93%	-0.26%	-1.08%	3.12%	-0.98%	-2.42%	-21.91%	0.51%
EPS (Basic)	-0.00	-0.06	-0.19	-0.24	-0.50	1.06	0.02	-0.03	-0.63	-0.31
Diluted Shares Outstanding	6.65M	1.66M	2.33M	61.61M	67.09M	67.26M	71.9M	78.23M	78.33M	77.99M
Basic Shares Outstanding	6.65M	1.66M	2.33M	61.61M	67.09M	67.16M	71.9M	78.23M	78.33M	77.99M
Dividend Payout Ratio	-	-	0.74%	-	-	-	-	-	-	2.27%

Balance Sheet

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Current Assets+	5K	418.78K	182.13K	75.09M	94.21M	135.88M	603.13M	652.47M	881.29M	1.11B
Cash & Short-Term Investments	5K	362.54K	172.2K	15.63M	3.23M	9.24M	20.3M	18.45M	39.6M	58.6M
Cash Only	5K	362.54K	172.2K	15.63M	3.23M	9.24M	20.3M	18.45M	39.6M	58.6M
Short-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivable	0	0	0	37.24M	39.32M	43.51M	58.7M	79.58M	60.02M	71.61M
Days Sales Outstanding	-	-	-	32.02	38.59	39.28	41.61	43.77	28.99	29.71
Inventory	0	0	0	0	0	0	0	0	0	0
Days Inventory Outstanding	-	-	-	-	-	-	-	-	-	-
Other Current Assets	0	0	0	18.58M	47.76M	79.63M	508.33M	542.6M	781.67M	974.88M
Total Non-Current Assets+	178.96K	54.73M	55.08M	304.2M	370.29M	281.94M	748.81M	720.89M	734.04M	721.77M
Property, Plant & Equipment	0	0	0	17.48M	23.52M	22.88M	25.23M	34.69M	44.68M	52.48M
Fixed Asset Turnover	-	-	-	24.28x	15.81x	17.68x	20.41x	19.13x	16.91x	16.76x
Goodwill	0	0	0	109.52M	109.52M	106.83M	365.74M	369.34M	376.1M	376.09M
Intangible Assets	0	0	0	124.64M	182.83M	98.06M	340.21M	288.79M	273.35M	240.87M
Long-Term Investments	0	0	0	0	0	0	0	0	0	0
Other Non-Current Assets	178.96K	54.73M	55.08M	2.15M	4.78M	7.48M	9.36M	11.63M	17.38M	27.64M
Total Assets+	183.96K	55.15M	55.26M	379.3M	464.5M	417.83M	1.35B	1.37B	1.62B	1.83B
Asset Turnover	1556.04x	6.24x	7.70x	1.12x	0.80x	0.97x	0.38x	0.48x	0.47x	0.48x
Asset Growth %	-	298.8%	0%	5.86%	0.22%	-0.1%	2.24%	0.02%	0.18%	0.13%
Total Current Liabilities+	169.18K	150.13K	388.41K	63.28M	93M	148.85M	583.57M	630M	852.07M	1.05B
Accounts Payable	0	111.01K	349.29K	27.64M	6.97M	21.78M	5.21M	6.51M	11M	14.59M
Days Payables Outstanding	-	0.16	0.4	32.09	10.07	28.66	5.28	5.44	8.36	9.65
Short-Term Debt	169.18K	27.5K	27.5K	3.29M	4.01M	19.44M	6.2M	6.2M	6.71M	9.5M
Deferred Revenue (Current)	0	0	0	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Other Current Liabilities	-169.18K	-11.62K	0	10.36M	37.79M	72.88M	506.15M	540.63M	764.5M	942.78M
Current Ratio	0.03x	2.79x	0.47x	1.19x	1.01x	0.91x	1.03x	1.04x	1.03x	1.05x
Quick Ratio	0.03x	2.79x	0.47x	1.19x	1.01x	0.91x	1.03x	1.04x	1.03x	1.05x
Cash Conversion Cycle	-	-	-	-	-	-	-	-	-	-
Total Non-Current Liabilities+	0	1.06M	1.06M	410.03M	492.19M	367.55M	622.45M	610.57M	650.73M	940.21M
Long-Term Debt	0	0	0	402.1M	485.58M	357.87M	604.11M	598.93M	631.97M	920.89M
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0
Deferred Tax Liabilities	0	0	0	0	0	0	0	0	0	0
Other Non-Current Liabilities	0	1.06M	1.06M	7.94M	6.61M	9.67M	18.35M	11.64M	18.76M	19.33M
Total Liabilities	169.18K	1.21M	1.45M	473.31M	585.19M	516.39M	1.21B	1.24B	1.5B	1.99B
Total Debt+	169.18K	27.5K	27.5K	405.39M	489.58M	377.31M	610.3M	605.13M	638.68M	930.39M
Net Debt	164.18K	-335.04K	-144.7K	389.76M	486.35M	368.07M	590M	586.67M	599.07M	871.79M
Debt / Equity	11.45x	0.00x	0.00x	-	-	-	4.18x	4.56x	5.68x	-
Debt / EBITDA	0.01x	0.00x	0.00x	10.22x	10.58x	6.12x	7.37x	4.77x	4.26x	4.86x
Net Debt / EBITDA	0.01x	-0.02x	-0.00x	9.83x	10.51x	5.97x	7.13x	4.63x	4.00x	4.55x
Interest Coverage	-	-	1.13x	0.67x	0.18x	0.47x	0.91x	1.05x	1.07x	1.50x
Total Equity+	14.77K	53.94M	53.81M	-94.02M	-120.69M	-98.56M	145.92M	132.79M	112.54M	-165.03M
Equity Growth %	-	3649.9%	-0%	-2.75%	-0.28%	0.18%	2.48%	-0.09%	-0.15%	-2.47%
Book Value per Share	0.00	32.40	23.09	-1.53	-1.80	-1.47	2.03	1.70	1.44	-2.12
Total Shareholders' Equity	14.77K	53.94M	53.81M	-94.02M	-126.34M	-98.56M	145.92M	131.54M	110.89M	-166.84M
Common Stock	1.44K	48.94M	48.82M	67K	68K	68K	77K	76K	77K	77K
Retained Earnings	-10.23K	-118.22K	-243.07K	-94.08M	-127.67M	-102.01M	-100.06M	-102.21M	-134.95M	-147.13M
Treasury Stock	0	0	0	0	-2.39M	-2.39M	-4.09M	-11.56M	-12.81M	-19.61M
Accumulated OCI	0	0	0	0	0	0	0	0	-29K	-176K
Minority Interest	0	0	0	0	5.65M	0	0	1.25M	1.65M	1.81M

Cash Flow

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	25.31M	-150.27K	36.87M	31.35M	12.08M	12.2M	9.38M	70.52M	81.26M	85.61M
Operating CF Margin %	0.09%	-0%	0.09%	0.07%	0.03%	0.03%	0.02%	0.11%	0.11%	0.1%
Operating CF Growth %	-	-1.01%	246.35%	-0.15%	-0.61%	0.01%	-0.23%	6.52%	0.15%	0.05%
Net Income	9.27M	-108K	4.59M	-15.04M	-33.59M	71.06M	1.39M	-2.15M	-1.31M	24.02M
Depreciation & Amortization	14.83M	13.73M	14.67M	19.74M	39.09M	40.77M	49.7M	70.68M	68.39M	58.04M
Stock-Based Compensation	0	2.31M	1.02M	1.65M	3.65M	2.43M	3.21M	6.23M	6.77M	6.12M
Deferred Taxes	0	0	6.08M	-2.21M	765K	2.96M	-2.56M	-8.18M	-6.09M	-2.19M
Other Non-Cash Items	11.9M	-62.66K	6.05M	10.85M	5.37M	-98.29M	-26.01M	5.65M	-1.71M	15.8M
Working Capital Changes	-10.69M	20.39K	4.44M	16.36M	-3.21M	-6.73M	-16.35M	-1.71M	15.2M	-16.17M
Change in Receivables	-5M	8.39M	-13.69M	1.99M	-2.13M	-7.39M	-16.36M	-19.58M	23.56M	-9.39M
Change in Inventory	0	0	4.46M	11.2M	0	0	0	0	0	0
Change in Payables	0	111.01K	12.32M	2.47M	-1.06M	1.34M	7.02M	19.79M	-3.22M	9.56M
Cash from Investing+	-31.89M	-54.69M	-9.04M	-108.93M	-97.75M	166.4M	-451.03M	-36.5M	-55.75M	-35.55M
Capital Expenditures	-2.88M	-4.1M	-9.04M	-101.42M	-11.12M	-7.46M	-9.72M	-18.88M	-21.26M	-21.69M
CapEx % of Revenue	0.01%	0.01%	0.02%	0.24%	0.03%	0.02%	0.02%	0.03%	0.03%	0.02%
Acquisitions	-	-	-	-	-	-	-	-	-	-
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	-2.28M	-54.69M	22.61K	-90.86M	-86.44M	-5.56M	-49.46M	-12.64M	-6.27M	-13.85M
Cash from Financing+	18.71M	55.2M	-25.38M	67.25M	102.3M	-140.94M	871.63M	8.5M	210.1M	147.58M
Debt Issued (Net)	-	-	-	-	-	-	-	-	-	-
Equity Issued (Net)	-	-	-	-	-	-	-	-	-	-
Dividends Paid	-3.68M	-10.02M	-3.4M	-7.08M	0	0	-7.46M	-11.46M	-24.72M	-78.2M
Share Repurchases	-	-	-	-	-	-	-	-	-	-
Other Financing	-300K	-80.04K	181.02M	26.56M	27.37M	-18.93M	400.84M	36.13M	205.16M	166.03M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-
Free Cash Flow+	22.43M	-4.25M	27.83M	-70.07M	-81.98M	4.74M	-342K	51.64M	60M	63.92M
FCF Margin %	0.08%	-0.01%	0.07%	-0.17%	-0.22%	0.01%	-0%	0.08%	0.08%	0.07%
FCF Growth %	-	-1.19%	7.55%	-3.52%	-0.17%	1.06%	-1.07%	151.98%	0.16%	0.07%
FCF per Share	3.37	-2.55	11.94	-1.14	-1.22	0.07	-0.00	0.66	0.77	0.82
FCF Conversion (FCF/Net Income)	-2474.87x	1.39x	8.03x	-2.08x	-0.36x	0.48x	6.75x	-32.80x	-61.98x	3.56x
Interest Paid	0	0	19.04M	0	33.09M	33.43M	26.06M	46.91M	75.86M	82.28M
Taxes Paid	0	0	19.04M	0	0	8.37M	2.21M	6.74M	12.92M	19.2M

Key Ratios

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	-69.22%	-0.4%	8.53%	-	-	-	5.87%	-1.54%	-1.07%	-
Return on Invested Capital (ROIC)	-4.29%	-0.48%	49.29%	8.55%	1.63%	4.93%	4.94%	5.79%	8.54%	14.11%
Gross Margin	25.87%	25.31%	24.53%	25.93%	32.08%	31.4%	30.11%	34.19%	36.43%	37.29%
Net Margin	-0%	-0.03%	1.08%	-3.54%	-9.03%	6.35%	0.27%	-0.32%	-0.17%	2.73%
Debt / Equity	11.45x	0.00x	0.00x	-	-	-	4.18x	4.56x	5.68x	-
Interest Coverage	-	-	1.13x	0.67x	0.18x	0.47x	0.91x	1.05x	1.07x	1.50x
FCF Conversion	-2474.87x	1.39x	8.03x	-2.08x	-0.36x	0.48x	6.75x	-32.80x	-61.98x	3.56x
Revenue Growth	-	20.22%	23.69%	-0.28%	-12.38%	8.74%	27.34%	28.89%	13.86%	16.42%

Revenue by Segment

	2018	2019	2020	2021	2022	2023	2024
Credit Card, Merchant Discount	-	-	-	468.76M	553.04M	595.21M	670.41M
Credit Card, Merchant Discount Growth	-	-	-	-	17.98%	7.62%	12.64%
Money Transmissions Services	-	-	-	19.41M	71.54M	98.14M	130.12M
Money Transmissions Services Growth	-	-	-	-	268.46%	37.19%	32.59%
Outsourced Services And Other Services	-	-	-	21.03M	29.63M	49.6M	67.02M
Outsourced Services And Other Services Growth	-	-	-	-	40.86%	67.41%	35.12%
Product	-	-	-	5.69M	9.44M	12.67M	12.15M
Product Growth	-	-	-	-	65.95%	34.20%	-4.10%
Merchant Card Fees	-	339.45M	377.35M	-	-	-	-
Merchant Card Fees Growth	-	-	11.16%	-	-	-	-
Outsourced Services	-	23.4M	23.1M	-	-	-	-
Outsourced Services Growth	-	-	-1.25%	-	-	-	-
Equipment Sales	-	3.69M	3.89M	-	-	-	-
Equipment Sales Growth	-	-	5.44%	-	-	-	-
Service, Other	-	5.32M	-	-	-	-	-
Service, Other Growth	-	-	-	-	-	-	-
Credit and Debit Card	392.03M	-	-	-	-	-	-
Credit and Debit Card Growth	-	-	-	-	-	-	-
License and Service	32.38M	-	-	-	-	-	-
License and Service Growth	-	-	-	-	-	-	-

Frequently Asked Questions

Growth & Financials

Priority Technology Holdings, Inc. (PRTH) reported $932.9M in revenue for fiscal year 2024. This represents a 226% increase from $286.2M in 2015.

Priority Technology Holdings, Inc. (PRTH) grew revenue by 16.4% over the past year. This is strong growth.

Yes, Priority Technology Holdings, Inc. (PRTH) is profitable, generating $54.6M in net income for fiscal year 2024 (2.7% net margin).

Dividend & Returns

Yes, Priority Technology Holdings, Inc. (PRTH) pays a dividend with a yield of 12.04%. This makes it attractive for income-focused investors.

Priority Technology Holdings, Inc. (PRTH) generated $63.3M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.