Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of February 28, 2026, PayPal Holdings, Inc. (PYPL) has a Wall Street consensus price target of $53.05, based on estimates from 69 covering analysts. With the stock currently trading at $46.21, this represents a potential upside of +14.8%. The company has a market capitalization of $42.51B.
Analyst price targets range from a low of $34.00 to a high of $87.00, representing a 100% spread in expectations. The median target of $51.00 aligns closely with the consensus average. The wide target spread reflects significant disagreement on fair value.
The current analyst consensus rating is Hold, with 28 analysts rating the stock as a Buy or Strong Buy,37 rating it Hold, and 4 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, PYPL trades at a trailing P/E of 8.5x and forward P/E of 8.7x. The forward PEG ratio of 0.98 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -4.5% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $50.18, with bear and bull scenarios of $37.37 and $78.72 respectively. Model confidence stands at 84/100, indicating high predictability in the company's fundamentals.
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Start ComparisonPayPal Holdings, Inc. (PYPL) has a consensus 12-month price target of $53.05, implying 14.8% upside from $46.21. The 69 analysts covering PYPL see moderate appreciation potential.
PYPL has a consensus rating of "Hold" based on 69 Wall Street analysts. The rating breakdown is mixed, with 37 Hold ratings making up the largest segment. The consensus 12-month price target of $53.05 implies 14.8% upside from current levels.
With a forward P/E of 8.6846x, PYPL trades at a relatively low valuation. The consensus target of $53.05 implies 14.8% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $87 for PYPL, while the most conservative target is $34. The consensus of $53.05 represents the median expectation. Our quantitative valuation model projects a bull case target of $79 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
PYPL is heavily covered by Wall Street, with 69 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 28 have Buy ratings, 37 recommend Hold, and 4 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month PYPL stock forecast based on 69 Wall Street analysts shows a consensus price target of $53.05, with estimates ranging from $34 (bear case) to $87 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $50, with bear/bull scenarios of $37/$79.
Our quantitative valuation model calculates PYPL's fair value at $50 (base case), with a bear case of $37 and bull case of $79. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 84/100.
PYPL trades at a forward P/E ratio of 8.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 8.5x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on PYPL, with a "Hold" consensus rating and $53.05 price target (14.8% upside). 28 of 69 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
PYPL analyst price targets range from $34 to $87, a 100% wide spread indicating significant analyst disagreement. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $53.05 consensus represents the middle ground. Our model's $37-$79 range provides an independent fundamental perspective.