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American Express Company (AXP) Price Target Analysis

Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026

Current Price
$308.90
Market reference
Price Target
$374.58
+21.3% Upside
Target Range
$295.00 — $425.00
Moderate consensus
Analyst Rating
Hold
56 analysts
Forward P/E17.6x
Trailing P/E22.0x
Forward PEG1.48
Implied Growth+15.5%
Median Target$394.00
Analyst Spread34.7%

Analysts see +21.3% upside to their consensus target of $374.58.

Price Forecast (1 Year)

Last 12 months price action with 12-month analyst target path

Current$308.90
Consensus$374.58
High$425.00
Low$295.00
Model$419.91
Bear Case
$295
-4.5%
Consensus
$375
+21.3%
Bull Case
$425
+37.6%
Valuation Model TargetsConfidence: 61/100
Bear$223
Base$420
Bull$709

Analyst Ratings Distribution

Breakdown of 56 published analyst recommendations for AXP

55% hold / mixed conviction
+15
BearishBullish
Weighted analyst sentiment score based on 56 ratings
ConsensusHold
Coverage56 Analysts
Net Score+15
Bull / Bear38% / 7%
Strong Buy00%
Buy2138%
Hold3155%
Sell47%
Strong Sell00%
Strong Buy
00%
Buy
2138%
Hold
3155%
Sell
47%
Strong Sell
00%
Recommendation Mix38% Buy · 55% Hold · 7% Sell
Buy (21)Hold (31)Sell (4)

AXP Price Target Analysis

Updated March 2, 2026

As of March 2, 2026, American Express Company (AXP) has a Wall Street consensus price target of $374.58, based on estimates from 56 covering analysts. With the stock currently trading at $308.90, this represents a potential upside of +21.3%. The company has a market capitalization of $212.83B.

Analyst price targets range from a low of $295.00 to a high of $425.00, representing a 35% spread in expectations. The median target of $394.00 differs from the mean, suggesting potential outlier estimates.

The current analyst consensus rating is Hold, with 21 analysts rating the stock as a Buy or Strong Buy,31 rating it Hold, and 4 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.

From a valuation perspective, AXP trades at a trailing P/E of 22.0x and forward P/E of 17.6x. The forward PEG ratio of 1.48 indicates reasonable valuation for growth. Analysts expect EPS to grow +15.5% over the next year.

Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $419.91, with bear and bull scenarios of $223.34 and $708.65 respectively. Model confidence stands at 61/100, reflecting moderate uncertainty in projections.

Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.

Analyst Sentiment Comparison

Industry Peer Analysis
Avg Peer Upside+37.3%
Avg Forward P/E13.6x
Peers with Coverage8 / 8
CompanyMarket CapPriceTargetUpsideRatingFwd P/EAnalysts
AXPAmerican Express Company
$212.8B$308.90$374.58+21.3%Hold17.6x56
MAMastercard Incorporated$457.8B$517.21$667.00+29.0%Buy26.4x63
PYPLPayPal Holdings, Inc.$42.5B$46.21$53.05+14.8%Hold8.7x69
WUThe Western Union Company$3.0B$9.63$9.00-6.5%Hold5.3x48
VVisa Inc.$2.9B$320.14$377.83+18.0%Buy24.9x60
GDOTGreen Dot Corporation$641M$11.56$14.25+23.3%Hold7.8x39
CURRCurrenc Group, Inc.$160M$2.09$3.50+67.5%———
PMTSCPI Card Group Inc.$140M$12.27$28.33+131.0%Buy4.8x11

Upside Potential Comparison

PMTS
+131.0%
CURR
+67.5%
MA
+29.0%
GDOT
+23.3%
AXP
+21.3%
V
+18.0%
PYPL
+14.8%
WU
-6.5%

See AXP's True Return

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Is AXP Undervalued?

See our Bear / Base / Bull DCF models and intrinsic value estimates.

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Compare AXP vs JPM

See how AXP stacks up against sector leader JPMorgan Chase & Co..

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Frequently Asked Questions

What is the AXP stock price target for 2026?

The consensus Wall Street price target for AXP is $374.58, representing 21.3% upside from the current price of $308.9. With 56 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.

Is AXP a buy, sell, or hold?

AXP has a consensus rating of "Hold" based on 56 Wall Street analysts. The rating breakdown is mixed, with 31 Hold ratings making up the largest segment. The consensus 12-month price target of $374.58 implies 21.3% upside from current levels.

Is AXP stock overvalued or undervalued?

With a forward P/E of 17.5771x, AXP trades at a relatively low valuation. The consensus target of $374.58 implies 21.3% appreciation, suggesting meaningful undervaluation.

How high can AXP stock go?

The most bullish Wall Street analyst has a price target of $425 for AXP, while the most conservative target is $295. The consensus of $374.58 represents the median expectation. Our quantitative valuation model projects a bull case target of $709 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

How many analysts cover AXP stock?

AXP is heavily covered by Wall Street, with 56 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 21 have Buy ratings, 31 recommend Hold, and 4 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

What is the AXP stock forecast?

The 12-month AXP stock forecast based on 56 Wall Street analysts shows a consensus price target of $374.58, with estimates ranging from $295 (bear case) to $425 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $420, with bear/bull scenarios of $223/$709.

What is AXP's fair value based on fundamentals?

Our quantitative valuation model calculates AXP's fair value at $420 (base case), with a bear case of $223 and bull case of $709. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 61/100.

What is AXP's forward P/E ratio?

AXP trades at a forward P/E ratio of 17.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 22.0x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Should I buy AXP stock?

Wall Street analysts are very optimistic on AXP, with a "Hold" consensus rating and $374.58 price target (21.3% upside). 21 of 56 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

Why do AXP price targets vary so much?

AXP analyst price targets range from $295 to $425, a 35% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $374.58 consensus represents the middle ground. Our model's $223-$709 range provides an independent fundamental perspective.

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