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SLM Corporation(SLM)Earnings, Financials & Key Ratios
SLM•NASDAQ•Banking & Credit
$22.54
$4.47B mkt cap·6.5× P/E·Price updated May 6, 2026
AboutSLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.Show more
- Net Interest Income$1.5B+1.4%
- Total Revenue$3.11B+4.1%
- Net Income$745M+22.4%
- Return on Equity32.31%+7.3%
- Net Interest Margin5.05%+2.5%
- Efficiency Ratio21.08%-1.9%
- ROA2.49%+21.3%
- Equity / Assets8.24%+14.7%
- Book Value per Share11.83+20.5%
- Tangible BV/Share11.54+21.1%
- Debt/Equity2.39-19.8%
SLM Key Insights
SLM Corporation (SLM) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 31.5%
- ✓Strong Piotroski F-Score: 7/9
- ✓Strong NIM of 5.0%
- ✓Efficient operations: 21.1% efficiency ratio
- ✓Share count reduced 5.8% through buybacks
✗Weaknesses
- ✗High debt to equity ratio of 2.4x
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
SLM Price & Volume
SLM Corporation (SLM) stock price & volume — 10-year historical chart
Loading chart...
SLM Growth Metrics
SLM Corporation (SLM) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.86%
5 Years5.84%
3 Years9.54%
TTM-
Profit CAGR
10 Years10.51%
5 Years-3.3%
3 Years16.67%
TTM19.55%
EPS CAGR
10 Years19.35%
5 Years8.99%
3 Years25.27%
TTM29.5%
Return on Capital
10 Years11.04%
5 Years11.67%
3 Years10.56%
Last Year11.55%
SLM Recent Earnings
SLM Corporation (SLM) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 12/12 qtrs (100%)
Q2 2026Latest
Apr 23, 2026EPS
$1.54
Est $1.14
+35.1%
Revenue
$560M
Est $530M
+5.6%
Q1 2026
Jan 22, 2026EPS
$1.12
Est $0.95
+17.9%
Revenue
$454M
Est $442M
+2.6%
Q4 2025
Oct 23, 2025EPS
$0.63
Est $0.80
-21.0%
Revenue
$830M
Est $545M
+52.3%
Q3 2025
Jul 24, 2025EPS
$0.32
Est $0.49
-34.7%
Revenue
$684M
Est $387M
+76.8%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $1.54vs $1.14+35.1% | $560Mvs $530M+5.6% |
| Q1 2026 | Jan 22, 2026 | $1.12vs $0.95+17.9% | $454Mvs $442M+2.6% |
| Q4 2025 | Oct 23, 2025 | $0.63vs $0.80-21.0% | $830Mvs $545M+52.3% |
| Q3 2025 | Jul 24, 2025 | $0.32vs $0.49-34.7% | $684Mvs $387M+76.8% |
Based on last 12 quarters of dataView full earnings history →
SLM Peer Comparison
SLM Corporation (SLM) competitors in Student Loan Lending and Servicing — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NAVI | 818.65M | 8.71 | -10.75 | -23.74% | -2.48% | -2.45% | 53.87% | 19.05 |
 HFBL | 58.42M | 19.00 | 15.08 | -2.88% | 12.02% | 9.28% | 9.29% | 0.07 |
 COF | 117.42B | 189.68 | 47.07 | 28.39% | 3.54% | 2.44% | 22.26% | 0.45 |
 SYF | 25.65B | 73.78 | 7.94 | -7.91% | 18.58% | 21.41% | 38.41% | 0.91 |
 ALLY | 13.33B | 43.21 | 18.23 | -25.75% | 7.01% | 5.5% | 1.40 | |
 SOFI | 20.43B | 16.02 | 41.08 | 28.78% | 10.09% | 5.87% | 0.17 | |
 APEI | 1.05B | 58.12 | 42.74 | 3.89% | 2.15% | 10.92% | 4.38% | 0.23 |
 PRDO | 2.18B | 34.75 | 14.36 | 24.2% | 18.9% | 16.3% | 9.94% | 0.11 |
Compare SLM vs Peers
SLM Corporation (SLM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SLM Income Statement
SLM Corporation (SLM) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 1.13B | 1.41B | 1.62B | 1.48B | 1.39B | 1.49B | 1.56B | 1.48B | 1.5B | 1.13B |
| NII Growth % | 26.69% | 25.14% | 14.88% | -8.83% | -5.76% | 6.74% | 4.93% | -5.21% | 1.42% | -90.87% |
| Net Interest Margin % | 5.18% | 5.3% | 4.97% | 4.81% | 4.77% | 5.17% | 5.36% | 4.92% | 5.05% | 3.83% |
| Interest Income | 1.44B | 1.94B | 2.33B | 2.02B | 1.78B | 2.03B | 2.59B | 2.62B | 2.63B | 1.97B |
| Interest Expense | 308.08M | 522.29M | 707.72M | 541.67M | 382.08M | 542.8M | 1.03B | 1.14B | 1.13B | 844.31M |
| Loan Loss Provision | 185.76M | 244.86M | 354.25M | 93.13M | -32.96M | 633.45M | 345.46M | 408.51M | 332.69M | 309.4M |
| Non-Interest Income | -2.9M | -51.9M | 48.93M | 320.12M | 632.45M | 334.64M | 247.12M | 368.27M | 482.54M | 276.52M |
| Non-Interest Income % | -0.2% | -2.76% | 2.06% | 13.67% | 26.25% | 14.14% | 8.7% | 12.33% | 15.52% | 12.3% |
| Total Revenue | 1.43B▲ 0% | 1.88B▲ 31.3% | 2.38B▲ 26.4% | 2.34B▼ 1.6% | 2.41B▲ 2.9% | 2.37B▼ 1.8% | 2.84B▲ 20.0% | 2.99B▲ 5.2% | 3.11B▲ 4.1% | 2.25B▲ 0% |
| Revenue Growth % | 25.16% | 31.31% | 26.36% | -1.6% | 2.88% | -1.79% | 20% | 5.21% | 4.1% | -83.63% |
| Non-Interest Expense | 449.09M | 556.98M | 574.25M | 552.97M | 519.91M | 559.24M | 685.57M | 641.9M | 655.59M | 503.74M |
| Efficiency Ratio | 31.31% | 29.57% | 24.13% | 23.61% | 21.58% | 23.63% | 24.14% | 21.49% | 21.08% | 22.41% |
| Operating Income | 491.46M▲ 0% | 559.33M▲ 13.8% | 743.74M▲ 33.0% | 1.15B▲ 55.2% | 1.54B▲ 33.5% | 630.73M▼ 59.1% | 778.3M▲ 23.4% | 798.64M▲ 2.6% | 992.56M▲ 24.3% | 589.44M▲ 0% |
| Operating Margin % | 34.26% | 29.7% | 31.25% | 49.28% | 63.93% | 26.66% | 27.41% | 26.73% | 31.92% | 26.22% |
| Operating Income Growth % | 18.59% | 13.81% | 32.97% | 55.16% | 33.47% | -59.05% | 23.4% | 2.61% | 24.28% | - |
| Pretax Income | 491.46M▲ 0% | 559.33M▲ 13.8% | 743.74M▲ 33.0% | 1.15B▲ 55.2% | 1.54B▲ 33.5% | 630.73M▼ 59.1% | 778.3M▲ 23.4% | 798.64M▲ 2.6% | 992.56M▲ 24.3% | 893.84M▲ 0% |
| Pretax Margin % | 34.26% | 29.7% | 31.25% | 49.28% | 63.93% | 26.66% | 27.41% | 26.73% | 31.92% | 39.77% |
| Income Tax | 202.53M | 71.85M | 165.46M | 273.32M | 379.75M | 161.71M | 196.91M | 190.31M | 247.72M | 149.14M |
| Effective Tax Rate % | 41.21% | 12.85% | 22.25% | 23.68% | 24.65% | 25.64% | 25.3% | 23.83% | 24.96% | 16.68% |
| Net Income | 288.93M▲ 0% | 487.48M▲ 68.7% | 578.28M▲ 18.6% | 880.69M▲ 52.3% | 1.16B▲ 31.8% | 469.01M▼ 59.6% | 581.39M▲ 24.0% | 608.33M▲ 4.6% | 744.85M▲ 22.4% | 744.71M▲ 0% |
| Net Margin % | 20.14% | 25.88% | 24.3% | 37.61% | 48.17% | 19.82% | 20.48% | 20.36% | 23.95% | 33.13% |
| Net Income Growth % | 15.42% | 68.72% | 18.63% | 52.3% | 31.77% | -59.59% | 23.96% | 4.63% | 22.44% | 19.55% |
| Net Income (Continuing) | 288.93M | 487.48M | 578.28M | 880.69M | 1.16B | 469.01M | 581.39M | 608.33M | 744.85M | 744.71M |
| EPS (Diluted) | 0.62▲ 0% | 1.07▲ 72.6% | 1.34▲ 25.2% | 2.25▲ 67.9% | 3.61▲ 60.4% | 1.76▼ 51.2% | 2.41▲ 36.9% | 2.68▲ 11.2% | 3.46▲ 29.1% | 3.76▲ 0% |
| EPS Growth % | 16.98% | 72.58% | 25.23% | 67.91% | 60.44% | -51.25% | 36.93% | 11.2% | 29.1% | 29.5% |
| EPS (Basic) | 0.63 | 1.08 | 1.35 | 2.27 | 3.67 | 1.78 | 2.44 | 2.73 | 3.52 | - |
| Diluted Shares Outstanding | 438.55M | 439.68M | 430.67M | 387.19M | 319.91M | 261.5M | 234.06M | 219.93M | 207.16M | 197.88M |
SLM Balance Sheet
SLM Corporation (SLM) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.78B | 2.74B | 6.05B | 6.45B | 6.85B | 6.96B | 6.56B | 6.69B | 4.29B | 17.18B |
| Cash & Due from Banks | 1.53B | 2.56B | 5.56B | 4.46B | 4.33B | 4.62B | 4.15B | 4.7B | 4.24B | 5.16B |
| Short Term Investments | 244.09M | 176.25M | 487.67M | 2B | 2.52B | 2.34B | 2.41B | 1.99B | 49.25M | 0 |
| Total Investments | 18.81B | 22.5B | 25.24B | 24.15B | 23B | 22.09B | 22.81B | 22.95B | 23.19B | 1.9B |
| Investments Growth % | 22.93% | 19.62% | 12.16% | -4.33% | -4.75% | -3.94% | 3.24% | 0.61% | 1.05% | -81.27% |
| Long-Term Investments | 18.57B | 22.33B | 24.75B | 22.15B | 20.48B | 19.75B | 20.4B | 21.01B | 23.14B | 69.55B |
| Accounts Receivables | 967.48M | 1.19B | 1.39B | 1.39B | 1.21B | 1.2B | 1.38B | 1.55B | 1.56B | 0 |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 118.27M | 68.71M | 63.53M | 59.97M | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 50.65M | 56.1M | 56.1M | 59.97M | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 67.62M | 12.61M | 7.43M | 0 | 0 |
| PP&E (Net) | 89.75M | 105.5M | 134.75M | 154.67M | 150.52M | 140.73M | 129.5M | 119.35M | 122.19M | 121.55M |
| Other Assets | 208.28M | 198.38M | 239.36M | 233.75M | 284.21M | 257.86M | 265.72M | 467.35M | 394.69M | 0 |
| Total Current Assets | 2.91B | 4.01B | 7.56B | 8.23B | 8.31B | 8.54B | 8.31B | 8.41B | 6.03B | 6.95B |
| Total Non-Current Assets | 18.87B | 22.63B | 25.13B | 22.54B | 20.92B | 20.27B | 20.86B | 21.66B | 23.72B | 180.78M |
| Total Assets | 21.78B▲ 0% | 26.64B▲ 22.3% | 32.69B▲ 22.7% | 30.77B▼ 5.9% | 29.22B▼ 5.0% | 28.81B▼ 1.4% | 29.17B▲ 1.2% | 30.07B▲ 3.1% | 29.75B▼ 1.1% | 29.41B▲ 0% |
| Asset Growth % | 17.52% | 22.31% | 22.71% | -5.86% | -5.03% | -1.41% | 1.24% | 3.09% | -1.08% | 2.22% |
| Return on Assets (ROA) | 1.43% | 2.01% | 1.95% | 2.78% | 3.87% | 1.62% | 2.01% | 2.05% | 2.49% | 2.52% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 3.28B | 4.28B | 4.64B | 5.19B | 5.93B | 5.24B | 5.23B | 6.44B | 5.86B | 498.89M |
| Net Debt | 1.74B | 1.73B | -920.61M | 733.92M | 1.6B | 619M | 1.08B | 1.74B | 1.62B | -4.66B |
| Long-Term Debt | 3.28B | 4.28B | 4.35B | 5.19B | 5.93B | 5.24B | 5.23B | 6.44B | 5.36B | 0 |
| Short-Term Debt | 0 | 0 | 289.23M | 0 | 0 | 0 | 0 | 0 | 498.42M | 498.89M |
| Other Liabilities | 281.6M | 224.95M | 254.73M | 352.33M | 313.07M | 400.87M | 407.97M | 403.28M | 373.88M | 26.47B |
| Total Current Liabilities | 15.75B | 19.16B | 24.77B | 22.67B | 20.83B | 21.45B | 21.65B | 21.07B | 21.56B | 498.89M |
| Total Non-Current Liabilities | 3.56B | 4.51B | 4.61B | 5.54B | 6.24B | 5.64B | 5.64B | 6.84B | 5.74B | 26.47B |
| Total Liabilities | 19.31B | 23.67B | 29.37B | 28.21B | 27.07B | 27.08B | 27.29B | 27.91B | 27.29B | 26.97B |
| Total Equity | 2.47B▲ 0% | 2.97B▲ 20.1% | 3.31B▲ 11.4% | 2.56B▼ 22.6% | 2.15B▼ 16.1% | 1.73B▼ 19.7% | 1.88B▲ 8.9% | 2.16B▲ 14.8% | 2.45B▲ 13.5% | 2.44B▲ 0% |
| Equity Growth % | 5.42% | 20.14% | 11.41% | -22.62% | -16.12% | -19.66% | 8.91% | 14.84% | 13.49% | 28.77% |
| Equity / Assets (Capital Ratio) | 11.36% | 11.16% | 10.13% | 8.33% | 7.36% | 5.99% | 6.45% | 7.18% | 8.24% | 8.29% |
| Return on Equity (ROE) | 11.99% | 17.9% | 18.4% | 29.98% | 49.25% | 24.2% | 32.23% | 30.11% | 32.31% | 31.01% |
| Book Value per Share | 5.64 | 6.76 | 7.69 | 6.62 | 6.72 | 6.60 | 8.04 | 9.82 | 11.83 | 12.32 |
| Tangible BV per Share | 5.64 | 6.76 | 7.69 | 6.62 | 6.72 | 6.15 | 7.74 | 9.53 | 11.54 | 12.32 |
| Common Stock | 88.69M | 89.97M | 90.72M | 91.35M | 86.4M | 87.03M | 87.65M | 88.12M | 88.65M | 89.09M |
| Additional Paid-in Capital | 1.22B | 1.27B | 1.31B | 1.33B | 1.07B | 1.11B | 1.15B | 1.19B | 1.24B | 0 |
| Retained Earnings | 868.18M | 1.34B | 1.85B | 1.72B | 2.82B | 3.16B | 3.62B | 4.11B | 4.73B | 5.01B |
| Accumulated OCI | 2.75M | 10.62M | -12.37M | -34.2M | -17.9M | -93.87M | -75.1M | -65.86M | -40.13M | -38.05M |
| Treasury Stock | -107.64M | -142.59M | -324.66M | -798.99M | -2.06B | -2.79B | -3.16B | -3.42B | -3.82B | 0 |
| Preferred Stock | 400M | 400M | 400M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 251.07M | 0 |
SLM Cash Flow Statement
SLM Corporation (SLM) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -166.91M | -102.74M | -15.64M | -182.67M | -49.52M | 4.99M | -144.64M | -329.39M | 575.52M | 575.52M |
| Operating CF Growth % | 16.93% | 38.45% | 84.78% | -1067.89% | 72.89% | 110.08% | -2997.38% | -127.74% | 274.72% | 20121.92% |
| Net Income | 288.93M | 487.48M | 578.28M | 880.69M | 1.16B | 469.01M | 581.39M | 608.33M | 744.85M | 744.71M |
| Depreciation & Amortization | 11.64M | 13.83M | 14.67M | 15.07M | 16.04M | 25.11M | 84.17M | 17.65M | 2.76M | 4.01M |
| Deferred Taxes | -58.75M | 29.51M | 1.94M | 81.84M | 65.82M | -88.44M | -20.41M | 0 | 0 | 0 |
| Other Non-Cash Items | 251.76M | 277.25M | 372.95M | -105.16M | -540.09M | 413.5M | 224.4M | 193.76M | -172.09M | -529.04M |
| Working Capital Changes | -688.4M | -942.33M | -1.01B | -1.09B | -782.46M | -848.65M | -1.05B | -1.15B | 0 | 424.39M |
| Cash from Investing | -3.21B | -3.25B | -2.31B | 947.33M | 2.6B | 1.08B | -12.46M | 675.99M | 0 | 1.09B |
| Purchase of Investments | -78.33M | -15.88M | -356.41M | -2.08B | -1.26B | -753.13M | -105.97M | -91.88M | 0 | 13.43M |
| Sale/Maturity of Investments | 40.04M | 77.9M | 50.91M | 654.51M | 865.77M | 960.01M | 265.65M | 832.45M | 0 | 4.08B |
| Net Investment Activity | -38.28M | 62.02M | -305.5M | -1.43B | -391.36M | 206.89M | 159.68M | 740.57M | 0 | 4.1B |
| Acquisitions | 0 | 0 | 0 | 16.92M | 0 | -127.65M | -14.65M | 0 | 0 | 0 |
| Other Investing | -3.17B | -3.32B | -2B | 28.71M | 3B | 998.16M | -157.49M | -64.58M | 0 | -3B |
| Cash from Financing | 2.99B | 4.4B | 5.36B | -1.88B | -2.62B | -854.89M | -316.23M | 228.16M | -500.21M | 306.02M |
| Dividends Paid | -15.71M | -15.64M | -67.95M | -56.09M | -65.2M | -121.99M | -118.94M | -117.47M | -700M | -694.17M |
| Share Repurchases | -165M | 0 | -167.2M | -558.17M | -1.53B | -713.2M | -350.26M | -247.97M | -368.74M | -629.7M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -165M | 0 | -167.2M | -558.17M | -1.53B | -713.2M | -350.26M | -247.97M | -368.74M | -629.7M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 0 | 1000K |
| Other Financing | 1.91B | 3.42B | 5.24B | -1.8B | -1.75B | 685.84M | 172.2M | -609M | 568.53M | 1.04B |
| Net Change in Cash | -384.45M▲ 0% | 1.05B▲ 372.0% | 3.04B▲ 190.6% | -1.11B▼ 136.6% | -64.36M▲ 94.2% | 227.49M▲ 453.4% | -473.33M▼ 308.1% | 574.75M▲ 221.4% | 75.31M▼ 86.9% | 2.04B▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 1.92B | 1.64B | 2.68B | 5.72B | 4.61B | 4.55B | 4.77B | 4.3B | 391.48M | 4.42B |
| Cash at End | 1.53B | 2.68B | 5.72B | 4.61B | 4.55B | 4.77B | 4.3B | 4.87B | 466.79M | 5.38B |
| Interest Paid | 269.02M | 472.46M | 666.02M | 517.44M | 359.68M | 482.97M | 963.26M | 1.11B | 0 | -300.61M |
| Income Taxes Paid | 282.28M | 228.07M | 201.79M | 248.12M | 261.47M | 272.94M | 191.69M | 243.34M | 0 | -11.37M |
| Free Cash Flow | -166.91M▲ 0% | -102.74M▲ 38.4% | -15.64M▲ 84.8% | 2.15B▲ 13831.7% | -49.52M▼ 102.3% | 4.99M▲ 110.1% | -144.64M▼ 2997.4% | -329.39M▼ 127.7% | 575.52M▲ 274.7% | 645.61M▲ 0% |
| FCF Growth % | 16.93% | 38.45% | 84.78% | 13831.71% | -102.31% | 110.08% | -2997.38% | -127.74% | 274.72% | 261.42% |
SLM Banking Ratios
SLM Corporation (SLM) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 11.99% | 17.9% | 18.4% | 29.98% | 49.25% | 24.2% | 32.23% | 30.11% | 32.31% | 31.01% |
| Return on Assets (ROA) | 1.43% | 2.01% | 1.95% | 2.78% | 3.87% | 1.62% | 2.01% | 2.05% | 2.49% | 2.52% |
| Net Interest Margin | 5.18% | 5.3% | 4.97% | 4.81% | 4.77% | 5.17% | 5.36% | 4.92% | 5.05% | 3.83% |
| Efficiency Ratio | 31.31% | 29.57% | 24.13% | 23.61% | 21.58% | 23.63% | 24.14% | 21.49% | 21.08% | 22.41% |
| Equity / Assets | 11.36% | 11.16% | 10.13% | 8.33% | 7.36% | 5.99% | 6.45% | 7.18% | 8.24% | 8.29% |
| Book Value / Share | 5.64 | 6.76 | 7.69 | 6.62 | 6.72 | 6.6 | 8.04 | 9.82 | 11.83 | 12.32 |
| NII Growth | 26.69% | 25.14% | 14.88% | -8.83% | -5.76% | 6.74% | 4.93% | -5.21% | 1.42% | -23.28% |
| Dividend Payout | - | - | 8.84% | 5.26% | 5.21% | 24.08% | 17.41% | 16.3% | 93.98% | 90.31% |
SLM SEC Filings & Documents
SLM Corporation (SLM) SEC filings — annual & quarterly reports (10-K, 10-Q)
SLM Frequently Asked Questions
SLM Corporation (SLM) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
SLM Corporation (SLM) grew revenue by 4.1% over the past year. Growth has been modest.
Yes, SLM Corporation (SLM) is profitable, generating $744.7M in net income for fiscal year 2025 (24.0% net margin).
Dividend & Returns
Yes, SLM Corporation (SLM) pays a dividend with a yield of 14.99%. This makes it attractive for income-focused investors.
SLM Corporation (SLM) has a return on equity (ROE) of 32.3%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
SLM Corporation (SLM) has a net interest margin (NIM) of 5.0%. This indicates healthy earnings from lending activities.
SLM Corporation (SLM) has an efficiency ratio of 21.1%. This is excellent, indicating strong cost control.
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