FSCO
FS Credit Opportunities Corp.
Asset Management
Market Cap$1.02B
5Y Perf.+0.5%
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Stock Comparison
FSCO vs PFLT
Revenue, margins, valuation, and 5-year total return — side by side.
PFLT
PennantPark Floating Rate Capital Ltd.
Asset Management
Market Cap$888M
5Y Perf.-22.6%
FSCO vs PFLT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | FSCO | PFLT |
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $1.02B | $888M |
| Revenue (TTM) | $254M | $172M |
| Net Income (TTM) | $188M | $118M |
| Gross Margin | 81.3% | 45.6% |
| Operating Margin | 77.5% | 39.4% |
| Forward P/E | 5.4x | 7.9x |
| Total Debt | $453M | $1.78B |
| Cash & Equiv. | $189M | $123M |
FSCO vs PFLT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
FSCO
PFLT
| Stock | Nov 22 | May 26 | Return |
|---|---|---|---|
| FS Credit Opportuni… (FSCO) | 100 | 100.5 | +0.5% |
| PennantPark Floatin… (PFLT) | 100 | 77.4 | -22.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: FSCO vs PFLT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: FSCO leads in 5 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. PennantPark Floating Rate Capital Ltd. is the stronger pick specifically for growth and revenue expansion and recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
FSCO
FS Credit Opportunities Corp.
The Banking Pick
FSCO carries the broadest edge in this set and is the clearest fit for income & stability and sleep-well-at-night.
- Dividend streak 3 yrs, beta 0.64, yield 13.9%
- Lower volatility, beta 0.64, Low D/E 31.9%, current ratio 5.84x
- Beta 0.64, yield 13.9%, current ratio 5.84x
Best for: income & stability and sleep-well-at-night
PFLT
PennantPark Floating Rate Capital Ltd.
The Banking Pick
PFLT is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth 2.2%, EPS growth -48.6%
- 72.6% 10Y total return vs FSCO's 70.5%
- 2.2% NII/revenue growth vs FSCO's -17.4%
Best for: growth exposure and long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | PFLT | 2.2% NII/revenue growth vs FSCO's -17.4% |
| Value | FSCO | Lower P/E (5.4x vs 7.9x) |
| Quality / Margins | FSCO | Efficiency ratio 0.0% vs PFLT's 0.1% (lower = leaner) |
| Stability / Safety | FSCO | Beta 0.64 vs PFLT's 0.79, lower leverage |
| Dividends | FSCO | 13.9% yield, 3-year raise streak, vs PFLT's 13.5% |
| Momentum (1Y) | PFLT | +1.5% vs FSCO's -16.4% |
| Efficiency (ROA) | FSCO | Efficiency ratio 0.0% vs PFLT's 0.1% |
FSCO vs PFLT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLFSCOLAGGINGPFLT
PFLTPennantPark Floating …
0leads
FSCOFS Credit Opportuniti…
4leads
6 Total Categories
CATEGORYLEADERvs PFLTMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
FSCO3/4
Valuation MetricsMultiples, price ratios, and targets
FSCO4/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
FSCO8/9
Total Returns1Y, 3Y, 5Y total returns with dividends
Tied
—
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
FSCO1/1
Income & Cash Flow (Last 12 Months)
FSCO leads this category, winning 3 of 4 comparable metrics.
Income & Cash Flow (Last 12 Months)
FSCO and PFLT operate at a comparable scale, with $254M and $172M in trailing revenue. FSCO is the more profitable business, keeping 74.2% of every revenue dollar as net income compared to PFLT's 38.7%.
| Metric | FSCOFS Credit Opportu… | PFLTPennantPark Float… |
|---|---|---|
| RevenueTrailing 12 months | $254M | $172M |
| EBITDAEarnings before interest/tax | — | $39M |
| Net IncomeAfter-tax profit | — | $118M |
| Free Cash FlowCash after capex | — | $242M |
| Gross MarginGross profit ÷ Revenue | +81.3% | +45.6% |
| Operating MarginEBIT ÷ Revenue | +77.5% | +39.4% |
| Net MarginNet income ÷ Revenue | +74.2% | +38.7% |
| FCF MarginFCF ÷ Revenue | +26.5% | +55.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | — | +40.9% |
FSCO leads this category, winning 3 of 4 comparable metrics.
Valuation Metrics
FSCO leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
At 5.4x trailing earnings, FSCO trades at a 56% valuation discount to PFLT's 12.4x P/E. On an enterprise value basis, FSCO's 6.5x EV/EBITDA is more attractive than PFLT's 37.7x.
| Metric | FSCOFS Credit Opportu… | PFLTPennantPark Float… |
|---|---|---|
| Market CapShares × price | $1.0B | $888M |
| Enterprise ValueMkt cap + debt − cash | $1.3B | $2.5B |
| Trailing P/EPrice ÷ TTM EPS | 5.42x | 12.43x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 7.93x |
| PEG RatioP/E ÷ EPS growth rate | — | 1.40x |
| EV / EBITDAEnterprise value multiple | 6.53x | 37.66x |
| Price / SalesMarket cap ÷ Revenue | 4.02x | 5.18x |
| Price / BookPrice ÷ Book value/share | 0.72x | 0.77x |
| Price / FCFMarket cap ÷ FCF | 15.21x | 9.34x |
FSCO leads this category, winning 4 of 5 comparable metrics.
Profitability & Efficiency
FSCO leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
FSCO delivers a 13.5% return on equity — every $100 of shareholder capital generates $13 in annual profit, vs $11 for PFLT. FSCO carries lower financial leverage with a 0.32x debt-to-equity ratio, signaling a more conservative balance sheet compared to PFLT's 1.65x. On the Piotroski fundamental quality scale (0–9), PFLT scores 4/9 vs FSCO's 3/9, reflecting mixed financial health.
| Metric | FSCOFS Credit Opportu… | PFLTPennantPark Float… |
|---|---|---|
| ROE (TTM)Return on equity | +13.5% | +11.2% |
| ROA (TTM)Return on assets | +8.5% | +4.3% |
| ROICReturn on invested capital | +8.1% | +2.1% |
| ROCEReturn on capital employed | +9.0% | +2.7% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 4 |
| Debt / EquityFinancial leverage | 0.32x | 1.65x |
| Net DebtTotal debt minus cash | $264M | $1.7B |
| Cash & Equiv.Liquid assets | $189M | $123M |
| Total DebtShort + long-term debt | $453M | $1.8B |
| Interest CoverageEBIT ÷ Interest expense | 4.14x | 0.35x |
FSCO leads this category, winning 8 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
Evenly matched — FSCO and PFLT each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in FSCO five years ago would be worth $17,050 today (with dividends reinvested), compared to $11,718 for PFLT. Over the past 12 months, PFLT leads with a +1.5% total return vs FSCO's -16.4%. The 3-year compound annual growth rate (CAGR) favors FSCO at 19.7% vs PFLT's 5.7% — a key indicator of consistent wealth creation.
| Metric | FSCOFS Credit Opportu… | PFLTPennantPark Float… |
|---|---|---|
| YTD ReturnYear-to-date | -15.0% | -0.4% |
| 1-Year ReturnPast 12 months | -16.4% | +1.5% |
| 3-Year ReturnCumulative with dividends | +71.3% | +18.2% |
| 5-Year ReturnCumulative with dividends | +70.5% | +17.2% |
| 10-Year ReturnCumulative with dividends | +70.5% | +72.6% |
| CAGR (3Y)Annualised 3-year return | +19.7% | +5.7% |
Evenly matched — FSCO and PFLT each lead in 3 of 6 comparable metrics.
Risk & Volatility
Evenly matched — FSCO and PFLT each lead in 1 of 2 comparable metrics.
Risk & Volatility
FSCO is the less volatile stock with a 0.64 beta — it tends to amplify market swings less than PFLT's 0.79 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. PFLT currently trades 82.3% from its 52-week high vs FSCO's 67.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | FSCOFS Credit Opportu… | PFLTPennantPark Float… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.64x | 0.79x |
| 52-Week HighHighest price in past year | $7.65 | $10.88 |
| 52-Week LowLowest price in past year | $4.13 | $7.68 |
| % of 52W HighCurrent price vs 52-week peak | +67.3% | +82.3% |
| RSI (14)Momentum oscillator 0–100 | 54.0 | 68.2 |
| Avg Volume (50D)Average daily shares traded | 2.0M | 987K |
Evenly matched — FSCO and PFLT each lead in 1 of 2 comparable metrics.
Analyst Outlook
FSCO leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
For income investors, FSCO offers the higher dividend yield at 13.94% vs PFLT's 13.47%.
| Metric | FSCOFS Credit Opportu… | PFLTPennantPark Float… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $10.50 |
| # AnalystsCovering analysts | — | 11 |
| Dividend YieldAnnual dividend ÷ price | +13.9% | +13.5% |
| Dividend StreakConsecutive years of raises | 3 | 3 |
| Dividend / ShareAnnual DPS | $0.72 | $1.21 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
FSCO leads this category, winning 1 of 1 comparable metric.
Key Takeaway
FSCO leads in 4 of 6 categories — strongest in Income & Cash Flow and Valuation Metrics. 2 categories are tied.
Best OverallFS Credit Opportunities Cor… (FSCO)Leads 4 of 6 categories
Loading custom metrics...
FSCO vs PFLT: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is FSCO or PFLT a better buy right now?
For growth investors, PennantPark Floating Rate Capital Ltd.
(PFLT) is the stronger pick with 2. 2% revenue growth year-over-year, versus -17. 4% for FS Credit Opportunities Corp. (FSCO). FS Credit Opportunities Corp. (FSCO) offers the better valuation at 5. 4x trailing P/E, making it the more compelling value choice. Analysts rate PennantPark Floating Rate Capital Ltd. (PFLT) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — FSCO or PFLT?
On trailing P/E, FS Credit Opportunities Corp.
(FSCO) is the cheapest at 5. 4x versus PennantPark Floating Rate Capital Ltd. at 12. 4x.
03Which is the better long-term investment — FSCO or PFLT?
Over the past 5 years, FS Credit Opportunities Corp.
(FSCO) delivered a total return of +70. 5%, compared to +17. 2% for PennantPark Floating Rate Capital Ltd. (PFLT). Over 10 years, the gap is even starker: PFLT returned +72. 6% versus FSCO's +70. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — FSCO or PFLT?
By beta (market sensitivity over 5 years), FS Credit Opportunities Corp.
(FSCO) is the lower-risk stock at 0. 64β versus PennantPark Floating Rate Capital Ltd. 's 0. 79β — meaning PFLT is approximately 23% more volatile than FSCO relative to the S&P 500. On balance sheet safety, FS Credit Opportunities Corp. (FSCO) carries a lower debt/equity ratio of 32% versus 165% for PennantPark Floating Rate Capital Ltd. — giving it more financial flexibility in a downturn.
05Which is growing faster — FSCO or PFLT?
By revenue growth (latest reported year), PennantPark Floating Rate Capital Ltd.
(PFLT) is pulling ahead at 2. 2% versus -17. 4% for FS Credit Opportunities Corp. (FSCO). On earnings-per-share growth, the picture is similar: FS Credit Opportunities Corp. grew EPS -22. 8% year-over-year, compared to -48. 6% for PennantPark Floating Rate Capital Ltd.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — FSCO or PFLT?
FS Credit Opportunities Corp.
(FSCO) is the more profitable company, earning 74. 2% net margin versus 38. 7% for PennantPark Floating Rate Capital Ltd. — meaning it keeps 74. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: FSCO leads at 77. 5% versus 39. 4% for PFLT. At the gross margin level — before operating expenses — FSCO leads at 81. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — FSCO or PFLT?
All stocks in this comparison pay dividends.
FS Credit Opportunities Corp. (FSCO) offers the highest yield at 13. 9%, versus 13. 5% for PennantPark Floating Rate Capital Ltd. (PFLT).
08Is FSCO or PFLT better for a retirement portfolio?
For long-horizon retirement investors, FS Credit Opportunities Corp.
(FSCO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 64), 13. 9% yield). Both have compounded well over 10 years (FSCO: +70. 5%, PFLT: +72. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between FSCO and PFLT?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(FSCO: -17.4% · PFLT: 2.2%)Net Margin>
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(FSCO: 74.2% · PFLT: 38.7%)P/E Ratio<
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