LADR vs TRTX

For growth investors, TPG RE Finance Trust, Inc.

(TRTX) is the stronger pick with 123. 3% revenue growth year-over-year, versus -23. 3% for Ladder Capital Corp (LADR). TPG RE Finance Trust, Inc. (TRTX) offers the better valuation at 15. 1x trailing P/E (8. 2x forward), making it the more compelling value choice. Analysts rate Ladder Capital Corp (LADR) a "Buy" — based on 17 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, TPG RE Finance Trust, Inc.

(TRTX) is the cheapest at 15. 1x versus Ladder Capital Corp at 20. 2x. On forward P/E, TPG RE Finance Trust, Inc. is actually cheaper at 8. 2x.

Over the past 5 years, Ladder Capital Corp (LADR) delivered a total return of +29.

4%, compared to +3. 2% for TPG RE Finance Trust, Inc. (TRTX). Over 10 years, the gap is even starker: LADR returned +81. 4% versus TRTX's -1. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Ladder Capital Corp (LADR) is the lower-risk stock at 0.

65β versus TPG RE Finance Trust, Inc. 's 0. 78β — meaning TRTX is approximately 21% more volatile than LADR relative to the S&P 500. On balance sheet safety, Ladder Capital Corp (LADR) carries a lower debt/equity ratio of 2% versus 3% for TPG RE Finance Trust, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), TPG RE Finance Trust, Inc.

(TRTX) is pulling ahead at 123. 3% versus -23. 3% for Ladder Capital Corp (LADR). On earnings-per-share growth, the picture is similar: TPG RE Finance Trust, Inc. grew EPS -26. 0% year-over-year, compared to -40. 7% for Ladder Capital Corp. Over a 3-year CAGR, TRTX leads at 2. 8% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

TPG RE Finance Trust, Inc.

(TRTX) is the more profitable company, earning 18. 1% net margin versus 16. 4% for Ladder Capital Corp — meaning it keeps 18. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TRTX leads at 73. 0% versus 62. 0% for LADR. At the gross margin level — before operating expenses — TRTX leads at 79. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, TPG RE Finance Trust, Inc.

(TRTX) trades at 8. 2x forward P/E versus 10. 2x for Ladder Capital Corp — 2. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for LADR: 26. 3% to $13. 00.

All stocks in this comparison pay dividends.

TPG RE Finance Trust, Inc. (TRTX) offers the highest yield at 13. 3%, versus 9. 0% for Ladder Capital Corp (LADR).

For long-horizon retirement investors, Ladder Capital Corp (LADR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

65), 9. 0% yield). Both have compounded well over 10 years (LADR: +81. 4%, TRTX: -1. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: LADR is a small-cap income-oriented stock; TRTX is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.