Banks - Regional
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Side-by-side financial analysisStock Comparison
AUB vs WSFS vs JPM vs V vs FIS
Revenue, margins, valuation, and 5-year total return — side by side.
Banks - Regional
Banks - Diversified
Financial - Credit Services
Information Technology Services
AUB vs WSFS vs JPM vs V vs FIS — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Banks - Regional | Banks - Regional | Banks - Diversified | Financial - Credit Services | Information Technology Services |
| Market Cap | $5.77B | $3.97B | $896.00B | $618.49B | $20.26B |
| Revenue (TTM) | $2.02B | $1.36B | $280.33B | $43.03B | $11.66B |
| Net Income (TTM) | $274M | $287M | $57.05B | $22.24B | $2.67B |
| Gross Margin | 60.9% | 74.7% | 60.0% | 81.3% | 37.6% |
| Operating Margin | 16.8% | 28.0% | 25.9% | 61.1% | 17.9% |
| Forward P/E | 10.8x | 12.0x | 14.4x | 24.5x | 6.2x |
| Total Debt | $1.50B | $303M | $942.38B | $25.17B | $4.01B |
| Cash & Equiv. | $234M | $1.33B | $343.34B | $20.15B | $599M |
AUB vs WSFS vs JPM vs V vs FIS — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Atlantic Union Bank… (AUB) | 100 | 174.0 | +74.0% |
| WSFS Financial Corp… (WSFS) | 100 | 262.2 | +162.2% |
| JPMorgan Chase & Co. (JPM) | 100 | 341.0 | +241.0% |
| Visa Inc. (V) | 100 | 166.9 | +66.9% |
| Fidelity National I… (FIS) | 100 | 29.2 | -70.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: AUB vs WSFS vs JPM vs V vs FIS
Each card shows where this stock fits in a portfolio — not just who wins on paper.
AUB is the #2 pick in this set and the best alternative if growth is your priority.
- 28.2% NII/revenue growth vs WSFS's -3.1%
WSFS ranks third and is worth considering specifically for bank quality.
- NIM 3.4% vs JPM's 2.2%
- +43.1% vs FIS's -49.4%
JPM is the clearest fit if your priority is long-term compounding.
- 465.8% 10Y total return vs V's 330.2%
V carries the broadest edge in this set and is the clearest fit for growth exposure and sleep-well-at-night.
- Rev growth 11.3%, EPS growth 4.8%
- Lower volatility, beta 0.54, Low D/E 66.4%, current ratio 1.08x
- 51.7% margin vs AUB's 13.5%
- Beta 0.54 vs AUB's 1.11
FIS is the clearest fit if your priority is income & stability and valuation efficiency.
- Dividend streak 1 yrs, beta 0.61, yield 4.2%
- PEG 0.26 vs AUB's 10.65
- Beta 0.61, yield 4.2%, current ratio 0.59x
- Lower P/E (6.2x vs 24.5x), PEG 0.26 vs 1.55
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 28.2% NII/revenue growth vs WSFS's -3.1% | |
| Value | Lower P/E (6.2x vs 24.5x), PEG 0.26 vs 1.55 | |
| Quality / Margins | 51.7% margin vs AUB's 13.5% | |
| Stability / Safety | Beta 0.54 vs AUB's 1.11 | |
| Dividends | 0.7% yield, 18-year raise streak, vs FIS's 4.2% | |
| Momentum (1Y) | +43.1% vs FIS's -49.4% | |
| Efficiency (ROA) | 22.7% ROA vs AUB's 0.8%, ROIC 29.2% vs 5.0% |
AUB vs WSFS vs JPM vs V vs FIS — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
AUB vs WSFS vs JPM vs V vs FIS — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
V leads in 2 of 6 categories
FIS leads 1 • JPM leads 1 • AUB leads 0 • WSFS leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
V leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $280.3B annually — 206.2x WSFS's $1.4B. V is the more profitable business, keeping 51.7% of every revenue dollar as net income compared to AUB's 13.5%.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $2.0B | $1.4B | $280.3B | $43.0B | $11.7B |
| EBITDAEarnings before interest/tax | $397M | $408M | $81.4B | $27.6B | $4.1B |
| Net IncomeAfter-tax profit | $274M | $287M | $57.0B | $22.2B | $2.7B |
| Free Cash FlowCash after capex | $2.2B | $214M | $100.9B | $21.2B | $2.8B |
| Gross MarginGross profit ÷ Revenue | +60.9% | +74.7% | +60.0% | +81.3% | +37.6% |
| Operating MarginEBIT ÷ Revenue | +16.8% | +28.0% | +25.9% | +61.1% | +17.9% |
| Net MarginNet income ÷ Revenue | +13.5% | +21.1% | +20.4% | +51.7% | +22.9% |
| FCF MarginFCF ÷ Revenue | +109.7% | +15.7% | +36.0% | +49.2% | +23.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | — | +30.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +28.3% | +22.9% | +16.0% | +35.3% | +30.6% |
Valuation Metrics
FIS leads this category, winning 4 of 7 comparable metrics.
Valuation Metrics
At 14.8x trailing earnings, WSFS trades at a 72% valuation discount to FIS's 52.3x P/E. Adjusting for growth (PEG ratio), WSFS offers better value at 0.84x vs AUB's 19.55x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $5.8B | $4.0B | $896.0B | $618.5B | $20.3B |
| Enterprise ValueMkt cap + debt − cash | $7.0B | $2.9B | $1.50T | $623.5B | $23.7B |
| Trailing P/EPrice ÷ TTM EPS | 19.85x | 14.78x | 16.00x | 31.61x | 52.27x |
| Forward P/EPrice ÷ next-FY EPS est. | 10.82x | 12.04x | 14.40x | 24.51x | 6.24x |
| PEG RatioP/E ÷ EPS growth rate | 19.55x | 0.84x | 0.90x | 2.00x | 2.14x |
| EV / EBITDAEnterprise value multiple | 19.81x | 7.22x | 18.36x | 24.73x | 6.50x |
| Price / SalesMarket cap ÷ Revenue | 3.34x | 2.92x | 3.20x | 15.46x | 1.90x |
| Price / BookPrice ÷ Book value/share | 1.04x | 1.51x | 2.47x | 16.72x | 1.46x |
| Price / FCFMarket cap ÷ FCF | 67.48x | 18.57x | 8.88x | 28.66x | 7.21x |
Profitability & Efficiency
V leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
V delivers a 58.9% return on equity — every $100 of shareholder capital generates $59 in annual profit, vs $6 for AUB. WSFS carries lower financial leverage with a 0.11x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), WSFS scores 6/9 vs AUB's 3/9, reflecting solid financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +6.1% | +10.6% | +15.9% | +58.9% | +18.4% |
| ROA (TTM)Return on assets | +0.8% | +1.4% | +1.3% | +22.7% | +7.5% |
| ROICReturn on invested capital | +5.0% | +9.5% | +4.5% | +29.2% | +6.0% |
| ROCEReturn on capital employed | +1.6% | +10.3% | +8.9% | +36.2% | +6.6% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 6 | 5 | 5 | 6 |
| Debt / EquityFinancial leverage | 0.30x | 0.11x | 2.60x | 0.66x | 0.29x |
| Net DebtTotal debt minus cash | $1.3B | -$1.0B | $599.0B | $5.0B | $3.4B |
| Cash & Equiv.Liquid assets | $234M | $1.3B | $343.3B | $20.2B | $599M |
| Total DebtShort + long-term debt | $1.5B | $303M | $942.4B | $25.2B | $4.0B |
| Interest CoverageEBIT ÷ Interest expense | 0.51x | 1.30x | 0.74x | 26.72x | 21.16x |
Total Returns (Dividends Reinvested)
JPM leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in JPM five years ago would be worth $21,820 today (with dividends reinvested), compared to $3,267 for FIS. Over the past 12 months, WSFS leads with a +43.1% total return vs FIS's -49.4%. The 3-year compound annual growth rate (CAGR) favors JPM at 33.6% vs FIS's -6.8% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +15.5% | +37.3% | -0.5% | -6.6% | -38.9% |
| 1-Year ReturnPast 12 months | +32.5% | +43.1% | +21.8% | -12.5% | -49.4% |
| 3-Year ReturnCumulative with dividends | +55.3% | +97.3% | +138.2% | +45.6% | -18.9% |
| 5-Year ReturnCumulative with dividends | +20.9% | +52.7% | +118.2% | +42.0% | -67.3% |
| 10-Year ReturnCumulative with dividends | +95.1% | +129.1% | +465.8% | +330.2% | -25.6% |
| CAGR (3Y)Annualised 3-year return | +15.8% | +25.4% | +33.6% | +13.3% | -6.8% |
Risk & Volatility
Evenly matched — WSFS and V each lead in 1 of 2 comparable metrics.
Risk & Volatility
V is the less volatile stock with a 0.54 beta — it tends to amplify market swings less than AUB's 1.11 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. WSFS currently trades 99.9% from its 52-week high vs FIS's 47.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.11x | 0.73x | 0.94x | 0.54x | 0.61x |
| 52-Week HighHighest price in past year | $42.18 | $75.34 | $337.25 | $374.17 | $82.74 |
| 52-Week LowLowest price in past year | $29.64 | $49.92 | $262.71 | $293.89 | $37.91 |
| % of 52W HighCurrent price vs 52-week peak | +95.5% | +99.9% | +95.1% | +86.2% | +47.4% |
| RSI (14)Momentum oscillator 0–100 | 62.9 | 64.7 | 59.1 | 46.9 | 30.8 |
| Avg Volume (50D)Average daily shares traded | 878K | 361K | 7.0M | 6.4M | 5.6M |
Analyst Outlook
Evenly matched — V and FIS each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: AUB as "Buy", WSFS as "Hold", JPM as "Buy", V as "Buy", FIS as "Buy". Consensus price targets imply 60.4% upside for FIS (target: $63) vs 5.0% for WSFS (target: $79). For income investors, FIS offers the higher dividend yield at 4.16% vs V's 0.73%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold | Buy | Buy | Buy |
| Price TargetConsensus 12-month target | $45.50 | $79.00 | $339.75 | $368.91 | $62.88 |
| # AnalystsCovering analysts | 18 | 13 | 61 | 61 | 37 |
| Dividend YieldAnnual dividend ÷ price | +3.7% | +0.9% | +1.9% | +0.7% | +4.2% |
| Dividend StreakConsecutive years of raises | 15 | 1 | 15 | 18 | 1 |
| Dividend / ShareAnnual DPS | $1.49 | $0.68 | $5.95 | $2.36 | $1.63 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +7.3% | +3.9% | +2.2% | +7.0% |
V leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). FIS leads in 1 (Valuation Metrics). 2 tied.
AUB vs WSFS vs JPM vs V vs FIS: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is AUB or WSFS or JPM or V or FIS a better buy right now?
For growth investors, Atlantic Union Bankshares Corporation (AUB) is the stronger pick with 28.
2% revenue growth year-over-year, versus -3. 1% for WSFS Financial Corporation (WSFS). WSFS Financial Corporation (WSFS) offers the better valuation at 14. 8x trailing P/E (12. 0x forward), making it the more compelling value choice. Analysts rate Atlantic Union Bankshares Corporation (AUB) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — AUB or WSFS or JPM or V or FIS?
On trailing P/E, WSFS Financial Corporation (WSFS) is the cheapest at 14.
8x versus Fidelity National Information Services, Inc. at 52. 3x. On forward P/E, Fidelity National Information Services, Inc. is actually cheaper at 6. 2x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fidelity National Information Services, Inc. wins at 0. 26x versus Atlantic Union Bankshares Corporation's 10. 65x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — AUB or WSFS or JPM or V or FIS?
Over the past 5 years, JPMorgan Chase & Co.
(JPM) delivered a total return of +118. 2%, compared to -67. 3% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: JPM returned +465. 8% versus FIS's -25. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — AUB or WSFS or JPM or V or FIS?
By beta (market sensitivity over 5 years), Visa Inc.
(V) is the lower-risk stock at 0. 54β versus Atlantic Union Bankshares Corporation's 1. 11β — meaning AUB is approximately 105% more volatile than V relative to the S&P 500. On balance sheet safety, WSFS Financial Corporation (WSFS) carries a lower debt/equity ratio of 11% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — AUB or WSFS or JPM or V or FIS?
By revenue growth (latest reported year), Atlantic Union Bankshares Corporation (AUB) is pulling ahead at 28.
2% versus -3. 1% for WSFS Financial Corporation (WSFS). On earnings-per-share growth, the picture is similar: WSFS Financial Corporation grew EPS 15. 4% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — AUB or WSFS or JPM or V or FIS?
Visa Inc.
(V) is the more profitable company, earning 50. 1% net margin versus 3. 6% for Fidelity National Information Services, Inc. — meaning it keeps 50. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: V leads at 60. 0% versus 16. 5% for FIS. At the gross margin level — before operating expenses — V leads at 80. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is AUB or WSFS or JPM or V or FIS more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Fidelity National Information Services, Inc. (FIS) is the more undervalued stock at a PEG of 0. 26x versus Atlantic Union Bankshares Corporation's 10. 65x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Fidelity National Information Services, Inc. (FIS) trades at 6. 2x forward P/E versus 24. 5x for Visa Inc. — 18. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 60. 4% to $62. 88.
08Which pays a better dividend — AUB or WSFS or JPM or V or FIS?
All stocks in this comparison pay dividends.
Fidelity National Information Services, Inc. (FIS) offers the highest yield at 4. 2%, versus 0. 7% for Visa Inc. (V).
09Is AUB or WSFS or JPM or V or FIS better for a retirement portfolio?
For long-horizon retirement investors, Visa Inc.
(V) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 54), 0. 7% yield, +330. 2% 10Y return). Both have compounded well over 10 years (V: +330. 2%, AUB: +95. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between AUB and WSFS and JPM and V and FIS?
These companies operate in different sectors (AUB (Financial Services) and WSFS (Financial Services) and JPM (Financial Services) and V (Financial Services) and FIS (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: AUB is a small-cap high-growth stock; WSFS is a small-cap deep-value stock; JPM is a large-cap deep-value stock; V is a large-cap quality compounder stock; FIS is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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