CCAP
Crescent Capital BDC, Inc.
Asset Management
Market Cap$503M
5Y Perf.+10.8%
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Stock Comparison
CCAP vs PFLT
Revenue, margins, valuation, and 5-year total return — side by side.
PFLT
PennantPark Floating Rate Capital Ltd.
Asset Management
Market Cap$888M
5Y Perf.+7.6%
CCAP vs PFLT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | CCAP | PFLT |
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $503M | $888M |
| Revenue (TTM) | $167M | $172M |
| Net Income (TTM) | $66.92B | $118M |
| Gross Margin | — | 45.6% |
| Operating Margin | — | 39.4% |
| Forward P/E | 8.2x | 7.9x |
| Total Debt | $0.00 | $1.78B |
| Cash & Equiv. | $31.50B | $123M |
CCAP vs PFLT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
CCAP
PFLT
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Crescent Capital BD… (CCAP) | 100 | 110.8 | +10.8% |
| PennantPark Floatin… (PFLT) | 100 | 107.6 | +7.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CCAP vs PFLT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: PFLT leads in 4 of 7 categories, making it the strongest pick for profitability and margin quality and dividend income and shareholder returns. Crescent Capital BDC, Inc. is the stronger pick specifically for growth and revenue expansion and valuation and capital efficiency. As sector peers, any of these can serve as alternatives in the same allocation.
CCAP
Crescent Capital BDC, Inc.
The Banking Pick
CCAP is the clearest fit if your priority is growth exposure and sleep-well-at-night.
- Rev growth 17.4%, EPS growth -9.0%
- Lower volatility, beta 0.67
- Beta 0.67, yield 0.3%
Best for: growth exposure and sleep-well-at-night
PFLT
PennantPark Floating Rate Capital Ltd.
The Banking Pick
PFLT carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 3 yrs, beta 0.79, yield 13.5%
- 72.6% 10Y total return vs CCAP's 51.3%
- Efficiency ratio 0.1% vs CCAP's 37.5% (lower = leaner)
Best for: income & stability and long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | CCAP | 17.4% NII/revenue growth vs PFLT's 2.2% |
| Value | CCAP | Better valuation composite |
| Quality / Margins | PFLT | Efficiency ratio 0.1% vs CCAP's 37.5% (lower = leaner) |
| Stability / Safety | CCAP | Beta 0.67 vs PFLT's 0.79 |
| Dividends | PFLT | 13.5% yield, 3-year raise streak, vs CCAP's 0.3% |
| Momentum (1Y) | PFLT | +1.5% vs CCAP's -3.2% |
| Efficiency (ROA) | PFLT | Efficiency ratio 0.1% vs CCAP's 37.5% |
CCAP vs PFLT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLCCAPLAGGINGPFLT
PFLTPennantPark Floating …
1leads
CCAPCrescent Capital BDC,…
3leads
6 Total Categories
CATEGORYLEADERvs PFLTMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
CCAP2/3
Valuation MetricsMultiples, price ratios, and targets
CCAP4/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
CCAP3/5
Total Returns1Y, 3Y, 5Y total returns with dividends
Tied
—
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
PFLT2/2
Income & Cash Flow (Last 12 Months)
CCAP leads this category, winning 2 of 3 comparable metrics.
Income & Cash Flow (Last 12 Months)
PFLT and CCAP operate at a comparable scale, with $172M and $167M in trailing revenue. CCAP is the more profitable business, keeping 400.0% of every revenue dollar as net income compared to PFLT's 38.7%.
| Metric | CCAPCrescent Capital … | PFLTPennantPark Float… |
|---|---|---|
| RevenueTrailing 12 months | $167M | $172M |
| EBITDAEarnings before interest/tax | $27M | $39M |
| Net IncomeAfter-tax profit | $66.9B | $118M |
| Free Cash FlowCash after capex | $63M | $242M |
| Gross MarginGross profit ÷ Revenue | — | +45.6% |
| Operating MarginEBIT ÷ Revenue | — | +39.4% |
| Net MarginNet income ÷ Revenue | +400.0% | +38.7% |
| FCF MarginFCF ÷ Revenue | +44.7% | +55.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +6686.7% | +40.9% |
CCAP leads this category, winning 2 of 3 comparable metrics.
Valuation Metrics
CCAP leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
At 7.5x trailing earnings, CCAP trades at a 40% valuation discount to PFLT's 12.4x P/E.
| Metric | CCAPCrescent Capital … | PFLTPennantPark Float… |
|---|---|---|
| Market CapShares × price | $503M | $888M |
| Enterprise ValueMkt cap + debt − cash | -$31.0B | $2.5B |
| Trailing P/EPrice ÷ TTM EPS | 7.51x | 12.43x |
| Forward P/EPrice ÷ next-FY EPS est. | 8.24x | 7.93x |
| PEG RatioP/E ÷ EPS growth rate | — | 1.40x |
| EV / EBITDAEnterprise value multiple | — | 37.66x |
| Price / SalesMarket cap ÷ Revenue | 3.01x | 5.18x |
| Price / BookPrice ÷ Book value/share | 0.00x | 0.77x |
| Price / FCFMarket cap ÷ FCF | 6.73x | 9.34x |
CCAP leads this category, winning 4 of 5 comparable metrics.
Profitability & Efficiency
CCAP leads this category, winning 3 of 5 comparable metrics.
Profitability & Efficiency
PFLT delivers a 11.2% return on equity — every $100 of shareholder capital generates $11 in annual profit, vs $9 for CCAP.
| Metric | CCAPCrescent Capital … | PFLTPennantPark Float… |
|---|---|---|
| ROE (TTM)Return on equity | +9.5% | +11.2% |
| ROA (TTM)Return on assets | +4.1% | +4.3% |
| ROICReturn on invested capital | — | +2.1% |
| ROCEReturn on capital employed | — | +2.7% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 4 |
| Debt / EquityFinancial leverage | — | 1.65x |
| Net DebtTotal debt minus cash | -$31.5B | $1.7B |
| Cash & Equiv.Liquid assets | $31.5B | $123M |
| Total DebtShort + long-term debt | $0 | $1.8B |
| Interest CoverageEBIT ÷ Interest expense | 0.68x | 0.35x |
CCAP leads this category, winning 3 of 5 comparable metrics.
Total Returns (Dividends Reinvested)
Evenly matched — CCAP and PFLT each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in CCAP five years ago would be worth $12,916 today (with dividends reinvested), compared to $11,718 for PFLT. Over the past 12 months, PFLT leads with a +1.5% total return vs CCAP's -3.2%. The 3-year compound annual growth rate (CAGR) favors CCAP at 12.3% vs PFLT's 5.7% — a key indicator of consistent wealth creation.
| Metric | CCAPCrescent Capital … | PFLTPennantPark Float… |
|---|---|---|
| YTD ReturnYear-to-date | -1.8% | -0.4% |
| 1-Year ReturnPast 12 months | -3.2% | +1.5% |
| 3-Year ReturnCumulative with dividends | +41.5% | +18.2% |
| 5-Year ReturnCumulative with dividends | +29.2% | +17.2% |
| 10-Year ReturnCumulative with dividends | +51.3% | +72.6% |
| CAGR (3Y)Annualised 3-year return | +12.3% | +5.7% |
Evenly matched — CCAP and PFLT each lead in 3 of 6 comparable metrics.
Risk & Volatility
Evenly matched — CCAP and PFLT each lead in 1 of 2 comparable metrics.
Risk & Volatility
CCAP is the less volatile stock with a 0.67 beta — it tends to amplify market swings less than PFLT's 0.79 beta. A beta below 1.0 means the stock typically moves less than the S&P 500.
| Metric | CCAPCrescent Capital … | PFLTPennantPark Float… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.67x | 0.79x |
| 52-Week HighHighest price in past year | $17.02 | $10.88 |
| 52-Week LowLowest price in past year | $11.80 | $7.68 |
| % of 52W HighCurrent price vs 52-week peak | +79.9% | +82.3% |
| RSI (14)Momentum oscillator 0–100 | 60.8 | 68.2 |
| Avg Volume (50D)Average daily shares traded | 205K | 987K |
Evenly matched — CCAP and PFLT each lead in 1 of 2 comparable metrics.
Analyst Outlook
PFLT leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates CCAP as "Buy" and PFLT as "Buy". Consensus price targets imply 17.3% upside for PFLT (target: $11) vs 2.9% for CCAP (target: $14). For income investors, PFLT offers the higher dividend yield at 13.47% vs CCAP's 0.33%.
| Metric | CCAPCrescent Capital … | PFLTPennantPark Float… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $14.00 | $10.50 |
| # AnalystsCovering analysts | 5 | 11 |
| Dividend YieldAnnual dividend ÷ price | +0.3% | +13.5% |
| Dividend StreakConsecutive years of raises | 0 | 3 |
| Dividend / ShareAnnual DPS | $0.05 | $1.21 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.3% | 0.0% |
PFLT leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
CCAP leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). PFLT leads in 1 (Analyst Outlook). 2 tied.
Best OverallCrescent Capital BDC, Inc. (CCAP)Leads 3 of 6 categories
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CCAP vs PFLT: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is CCAP or PFLT a better buy right now?
For growth investors, Crescent Capital BDC, Inc.
(CCAP) is the stronger pick with 17. 4% revenue growth year-over-year, versus 2. 2% for PennantPark Floating Rate Capital Ltd. (PFLT). Crescent Capital BDC, Inc. (CCAP) offers the better valuation at 7. 5x trailing P/E (8. 2x forward), making it the more compelling value choice. Analysts rate Crescent Capital BDC, Inc. (CCAP) a "Buy" — based on 5 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CCAP or PFLT?
On trailing P/E, Crescent Capital BDC, Inc.
(CCAP) is the cheapest at 7. 5x versus PennantPark Floating Rate Capital Ltd. at 12. 4x. On forward P/E, PennantPark Floating Rate Capital Ltd. is actually cheaper at 7. 9x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — CCAP or PFLT?
Over the past 5 years, Crescent Capital BDC, Inc.
(CCAP) delivered a total return of +29. 2%, compared to +17. 2% for PennantPark Floating Rate Capital Ltd. (PFLT). Over 10 years, the gap is even starker: PFLT returned +72. 6% versus CCAP's +51. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CCAP or PFLT?
By beta (market sensitivity over 5 years), Crescent Capital BDC, Inc.
(CCAP) is the lower-risk stock at 0. 67β versus PennantPark Floating Rate Capital Ltd. 's 0. 79β — meaning PFLT is approximately 18% more volatile than CCAP relative to the S&P 500.
05Which is growing faster — CCAP or PFLT?
By revenue growth (latest reported year), Crescent Capital BDC, Inc.
(CCAP) is pulling ahead at 17. 4% versus 2. 2% for PennantPark Floating Rate Capital Ltd. (PFLT). On earnings-per-share growth, the picture is similar: Crescent Capital BDC, Inc. grew EPS -9. 0% year-over-year, compared to -48. 6% for PennantPark Floating Rate Capital Ltd.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CCAP or PFLT?
Crescent Capital BDC, Inc.
(CCAP) is the more profitable company, earning 400. 0% net margin versus 38. 7% for PennantPark Floating Rate Capital Ltd. — meaning it keeps 400. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: PFLT leads at 39. 4% versus 0. 0% for CCAP. At the gross margin level — before operating expenses — PFLT leads at 45. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CCAP or PFLT more undervalued right now?
On forward earnings alone, PennantPark Floating Rate Capital Ltd.
(PFLT) trades at 7. 9x forward P/E versus 8. 2x for Crescent Capital BDC, Inc. — 0. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for PFLT: 17. 3% to $10. 50.
08Which pays a better dividend — CCAP or PFLT?
All stocks in this comparison pay dividends.
PennantPark Floating Rate Capital Ltd. (PFLT) offers the highest yield at 13. 5%, versus 0. 3% for Crescent Capital BDC, Inc. (CCAP).
09Is CCAP or PFLT better for a retirement portfolio?
For long-horizon retirement investors, PennantPark Floating Rate Capital Ltd.
(PFLT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 79), 13. 5% yield). Both have compounded well over 10 years (PFLT: +72. 6%, CCAP: +51. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CCAP and PFLT?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: CCAP is a small-cap high-growth stock; PFLT is a small-cap deep-value stock. PFLT pays a dividend while CCAP does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(CCAP: 17.4% · PFLT: 2.2%)Net Margin>
%
(CCAP: 40001.2% · PFLT: 38.7%)P/E Ratio<
x
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