ECCW
Eagle Point Credit Company Inc.
Asset Management
Market Cap$2.35B
5Y Perf.+0.9%
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Stock Comparison
ECCW vs EIC
Revenue, margins, valuation, and 5-year total return — side by side.
EIC
Eagle Point Income Company Inc.
Asset Management - Income
Market Cap$249M
5Y Perf.-30.2%
ECCW vs EIC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ECCW | EIC |
|---|---|---|
| Industry | Asset Management | Asset Management - Income |
| Market Cap | $2.35B | $249M |
| Revenue (TTM) | $116M | $46M |
| Net Income (TTM) | $34M | $28M |
| Gross Margin | 84.2% | 94.1% |
| Operating Margin | 73.7% | 107.6% |
| Forward P/E | 29.3x | 7.7x |
| Total Debt | $272M | $2M |
| Cash & Equiv. | $42M | $8M |
ECCW vs EIC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
ECCW
EIC
| Stock | Mar 21 | May 26 | Return |
|---|---|---|---|
| Eagle Point Credit … (ECCW) | 100 | 100.9 | +0.9% |
| Eagle Point Income … (EIC) | 100 | 69.8 | -30.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: ECCW vs EIC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: EIC leads in 5 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Eagle Point Credit Company Inc. is the stronger pick specifically for capital preservation and lower volatility and recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
ECCW
Eagle Point Credit Company Inc.
The Banking Pick
ECCW is the clearest fit if your priority is long-term compounding and sleep-well-at-night.
- 37.0% 10Y total return vs EIC's 13.3%
- Lower volatility, beta 0.51, Low D/E 29.0%, current ratio 2.22x
- NIM 10.2% vs EIC's 8.5%
Best for: long-term compounding and sleep-well-at-night
EIC
Eagle Point Income Company Inc.
The Banking Pick
EIC carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 3 yrs, beta 0.52, yield 21.8%
- Rev growth 70.7%, EPS growth -8.8%
- Beta 0.52, yield 21.8%, current ratio 224.31x
Best for: income & stability and growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | EIC | 70.7% NII/revenue growth vs ECCW's -14.9% |
| Value | EIC | Lower P/E (7.7x vs 29.3x) |
| Quality / Margins | EIC | Efficiency ratio 0.1% vs ECCW's 0.1% (lower = leaner) |
| Stability / Safety | ECCW | Beta 0.51 vs EIC's 0.52 |
| Dividends | EIC | 21.8% yield, 3-year raise streak, vs ECCW's 7.0% |
| Momentum (1Y) | ECCW | +16.3% vs EIC's -15.3% |
| Efficiency (ROA) | EIC | Efficiency ratio 0.1% vs ECCW's 0.1% |
ECCW vs EIC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLEICLAGGINGECCW
ECCWEagle Point Credit Co…
2leads
EICEagle Point Income Co…
4leads
6 Total Categories
CATEGORYLEADERvs ECCWMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
EIC4/5
Valuation MetricsMultiples, price ratios, and targets
EIC4/4
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
EIC8/9
Total Returns1Y, 3Y, 5Y total returns with dividends
ECCW6/6
Risk & VolatilityBeta, volatility, and downside exposure
ECCW2/2
Analyst OutlookRatings, price targets, and dividends
EIC2/2
Income & Cash Flow (Last 12 Months)
EIC leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ECCW is the larger business by revenue, generating $116M annually — 2.5x EIC's $46M. EIC is the more profitable business, keeping 91.0% of every revenue dollar as net income compared to ECCW's 69.3%.
| Metric | ECCWEagle Point Credi… | EICEagle Point Incom… |
|---|---|---|
| RevenueTrailing 12 months | $116M | $46M |
| EBITDAEarnings before interest/tax | $63M | $30M |
| Net IncomeAfter-tax profit | $34M | $28M |
| Free Cash FlowCash after capex | $65M | -$4M |
| Gross MarginGross profit ÷ Revenue | +84.2% | +94.1% |
| Operating MarginEBIT ÷ Revenue | +73.7% | +107.6% |
| Net MarginNet income ÷ Revenue | +69.3% | +91.0% |
| FCF MarginFCF ÷ Revenue | +89.3% | -3.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +3.9% | +6.9% |
EIC leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
EIC leads this category, winning 4 of 4 comparable metrics.
Valuation Metrics
At 3.8x trailing earnings, EIC trades at a 87% valuation discount to ECCW's 29.3x P/E. On an enterprise value basis, EIC's 21.2x EV/EBITDA is more attractive than ECCW's 30.2x.
| Metric | ECCWEagle Point Credi… | EICEagle Point Incom… |
|---|---|---|
| Market CapShares × price | $2.4B | $249M |
| Enterprise ValueMkt cap + debt − cash | $2.6B | $243M |
| Trailing P/EPrice ÷ TTM EPS | 29.27x | 3.78x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 7.72x |
| PEG RatioP/E ÷ EPS growth rate | — | 0.21x |
| EV / EBITDAEnterprise value multiple | 30.18x | 21.16x |
| Price / SalesMarket cap ÷ Revenue | 20.27x | 5.46x |
| Price / BookPrice ÷ Book value/share | 2.51x | 0.50x |
| Price / FCFMarket cap ÷ FCF | 22.70x | — |
EIC leads this category, winning 4 of 4 comparable metrics.
Profitability & Efficiency
EIC leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
EIC delivers a 8.0% return on equity — every $100 of shareholder capital generates $8 in annual profit, vs $3 for ECCW. EIC carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to ECCW's 0.29x. On the Piotroski fundamental quality scale (0–9), EIC scores 4/9 vs ECCW's 3/9, reflecting mixed financial health.
| Metric | ECCWEagle Point Credi… | EICEagle Point Incom… |
|---|---|---|
| ROE (TTM)Return on equity | +3.1% | +8.0% |
| ROA (TTM)Return on assets | +2.2% | +5.0% |
| ROICReturn on invested capital | +6.1% | +15.0% |
| ROCEReturn on capital employed | +7.1% | +14.1% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 4 |
| Debt / EquityFinancial leverage | 0.29x | 0.01x |
| Net DebtTotal debt minus cash | $230M | -$6M |
| Cash & Equiv.Liquid assets | $42M | $8M |
| Total DebtShort + long-term debt | $272M | $2M |
| Interest CoverageEBIT ÷ Interest expense | 12.34x | 10.41x |
EIC leads this category, winning 8 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
ECCW leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ECCW five years ago would be worth $13,385 today (with dividends reinvested), compared to $12,902 for EIC. Over the past 12 months, ECCW leads with a +16.3% total return vs EIC's -15.3%. The 3-year compound annual growth rate (CAGR) favors ECCW at 9.9% vs EIC's 4.4% — a key indicator of consistent wealth creation.
| Metric | ECCWEagle Point Credi… | EICEagle Point Incom… |
|---|---|---|
| YTD ReturnYear-to-date | +3.9% | -2.6% |
| 1-Year ReturnPast 12 months | +16.3% | -15.3% |
| 3-Year ReturnCumulative with dividends | +32.9% | +13.7% |
| 5-Year ReturnCumulative with dividends | +33.9% | +29.0% |
| 10-Year ReturnCumulative with dividends | +37.0% | +13.3% |
| CAGR (3Y)Annualised 3-year return | +9.9% | +4.4% |
ECCW leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
ECCW leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
ECCW is the less volatile stock with a 0.51 beta — it tends to amplify market swings less than EIC's 0.52 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ECCW currently trades 99.7% from its 52-week high vs EIC's 71.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ECCWEagle Point Credi… | EICEagle Point Incom… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.51x | 0.52x |
| 52-Week HighHighest price in past year | $25.24 | $14.80 |
| 52-Week LowLowest price in past year | $6.74 | $9.17 |
| % of 52W HighCurrent price vs 52-week peak | +99.7% | +71.8% |
| RSI (14)Momentum oscillator 0–100 | 65.6 | 76.6 |
| Avg Volume (50D)Average daily shares traded | 3K | 163K |
ECCW leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
EIC leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
For income investors, EIC offers the higher dividend yield at 21.84% vs ECCW's 6.97%.
| Metric | ECCWEagle Point Credi… | EICEagle Point Incom… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $17.50 |
| # AnalystsCovering analysts | — | 2 |
| Dividend YieldAnnual dividend ÷ price | +7.0% | +21.8% |
| Dividend StreakConsecutive years of raises | 0 | 3 |
| Dividend / ShareAnnual DPS | $1.75 | $2.32 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
EIC leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
EIC leads in 4 of 6 categories (Income & Cash Flow, Valuation Metrics). ECCW leads in 2 (Total Returns, Risk & Volatility).
Best OverallEagle Point Income Company … (EIC)Leads 4 of 6 categories
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ECCW vs EIC: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is ECCW or EIC a better buy right now?
For growth investors, Eagle Point Income Company Inc.
(EIC) is the stronger pick with 70. 7% revenue growth year-over-year, versus -14. 9% for Eagle Point Credit Company Inc. (ECCW). Eagle Point Income Company Inc. (EIC) offers the better valuation at 3. 8x trailing P/E (7. 7x forward), making it the more compelling value choice. Analysts rate Eagle Point Income Company Inc. (EIC) a "Buy" — based on 2 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — ECCW or EIC?
On trailing P/E, Eagle Point Income Company Inc.
(EIC) is the cheapest at 3. 8x versus Eagle Point Credit Company Inc. at 29. 3x.
03Which is the better long-term investment — ECCW or EIC?
Over the past 5 years, Eagle Point Credit Company Inc.
(ECCW) delivered a total return of +33. 9%, compared to +29. 0% for Eagle Point Income Company Inc. (EIC). Over 10 years, the gap is even starker: ECCW returned +37. 0% versus EIC's +13. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — ECCW or EIC?
By beta (market sensitivity over 5 years), Eagle Point Credit Company Inc.
(ECCW) is the lower-risk stock at 0. 51β versus Eagle Point Income Company Inc. 's 0. 52β — meaning EIC is approximately 2% more volatile than ECCW relative to the S&P 500. On balance sheet safety, Eagle Point Income Company Inc. (EIC) carries a lower debt/equity ratio of 1% versus 29% for Eagle Point Credit Company Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — ECCW or EIC?
By revenue growth (latest reported year), Eagle Point Income Company Inc.
(EIC) is pulling ahead at 70. 7% versus -14. 9% for Eagle Point Credit Company Inc. (ECCW). On earnings-per-share growth, the picture is similar: Eagle Point Income Company Inc. grew EPS -8. 8% year-over-year, compared to -50. 6% for Eagle Point Credit Company Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — ECCW or EIC?
Eagle Point Income Company Inc.
(EIC) is the more profitable company, earning 91. 0% net margin versus 69. 3% for Eagle Point Credit Company Inc. — meaning it keeps 91. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EIC leads at 107. 6% versus 73. 7% for ECCW. At the gross margin level — before operating expenses — EIC leads at 94. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — ECCW or EIC?
All stocks in this comparison pay dividends.
Eagle Point Income Company Inc. (EIC) offers the highest yield at 21. 8%, versus 7. 0% for Eagle Point Credit Company Inc. (ECCW).
08Is ECCW or EIC better for a retirement portfolio?
For long-horizon retirement investors, Eagle Point Credit Company Inc.
(ECCW) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 51), 7. 0% yield). Both have compounded well over 10 years (ECCW: +37. 0%, EIC: +13. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between ECCW and EIC?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: ECCW is a small-cap income-oriented stock; EIC is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(ECCW: -14.9% · EIC: 70.7%)Net Margin>
%
(ECCW: 69.3% · EIC: 91.0%)P/E Ratio<
x
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