ECCX
Eagle Point Credit Company Inc. 6.6875% NT 28
Asset Management
Market Cap$2.35B
5Y Perf.+5.5%
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Stock Comparison
ECCX vs OCCI
Revenue, margins, valuation, and 5-year total return — side by side.
OCCI
OFS Credit Company, Inc.
Asset Management
Market Cap$96M
5Y Perf.-63.9%
ECCX vs OCCI — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ECCX | OCCI |
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $2.35B | $96M |
| Revenue (TTM) | $116M | $41M |
| Net Income (TTM) | $34M | $-10M |
| Gross Margin | 84.2% | 70.8% |
| Operating Margin | 73.7% | -5.5% |
| Forward P/E | 29.3x | 2.3x |
| Total Debt | $272M | $114M |
| Cash & Equiv. | $42M | $14M |
ECCX vs OCCI — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
ECCX
OCCI
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Eagle Point Credit … (ECCX) | 100 | 105.5 | +5.5% |
| OFS Credit Company,… (OCCI) | 100 | 36.1 | -63.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: ECCX vs OCCI
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: ECCX leads in 4 of 7 categories, making it the strongest pick for profitability and margin quality and capital preservation and lower volatility. OFS Credit Company, Inc. is the stronger pick specifically for growth and revenue expansion and valuation and capital efficiency. As sector peers, any of these can serve as alternatives in the same allocation.
ECCX
Eagle Point Credit Company Inc. 6.6875% NT 28
The Banking Pick
ECCX carries the broadest edge in this set and is the clearest fit for long-term compounding and sleep-well-at-night.
- 59.2% 10Y total return vs OCCI's -7.5%
- Lower volatility, beta 0.50, Low D/E 29.0%, current ratio 2.22x
- Efficiency ratio 0.1% vs OCCI's 0.8% (lower = leaner)
Best for: long-term compounding and sleep-well-at-night
OCCI
OFS Credit Company, Inc.
The Banking Pick
OCCI is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 2 yrs, beta 0.64, yield 35.3%
- Rev growth 117.0%, EPS growth -143.3%
- Beta 0.64, yield 35.3%, current ratio 3.99x
Best for: income & stability and growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | OCCI | 117.0% NII/revenue growth vs ECCX's -14.9% |
| Value | OCCI | Lower P/E (2.3x vs 29.3x) |
| Quality / Margins | ECCX | Efficiency ratio 0.1% vs OCCI's 0.8% (lower = leaner) |
| Stability / Safety | ECCX | Beta 0.50 vs OCCI's 0.64, lower leverage |
| Dividends | OCCI | 35.3% yield, 2-year raise streak, vs ECCX's 7.0% |
| Momentum (1Y) | ECCX | +9.4% vs OCCI's -29.7% |
| Efficiency (ROA) | ECCX | Efficiency ratio 0.1% vs OCCI's 0.8% |
ECCX vs OCCI — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLECCXLAGGINGOCCI
OCCIOFS Credit Company, I…
2leads
ECCXEagle Point Credit Co…
4leads
6 Total Categories
CATEGORYLEADERvs OCCIMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
ECCX5/5
Valuation MetricsMultiples, price ratios, and targets
OCCI4/4
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
ECCX6/9
Total Returns1Y, 3Y, 5Y total returns with dividends
ECCX6/6
Risk & VolatilityBeta, volatility, and downside exposure
ECCX2/2
Analyst OutlookRatings, price targets, and dividends
OCCI2/2
Income & Cash Flow (Last 12 Months)
ECCX leads this category, winning 5 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ECCX is the larger business by revenue, generating $116M annually — 2.9x OCCI's $41M. ECCX is the more profitable business, keeping 69.3% of every revenue dollar as net income compared to OCCI's -24.4%.
| Metric | ECCXEagle Point Credi… | OCCIOFS Credit Compan… |
|---|---|---|
| RevenueTrailing 12 months | $116M | $41M |
| EBITDAEarnings before interest/tax | $63M | -$7M |
| Net IncomeAfter-tax profit | $34M | -$10M |
| Free Cash FlowCash after capex | $65M | $35M |
| Gross MarginGross profit ÷ Revenue | +84.2% | +70.8% |
| Operating MarginEBIT ÷ Revenue | +73.7% | -5.5% |
| Net MarginNet income ÷ Revenue | +69.3% | -24.4% |
| FCF MarginFCF ÷ Revenue | +89.3% | +85.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +3.9% | -2.2% |
ECCX leads this category, winning 5 of 5 comparable metrics.
Valuation Metrics
OCCI leads this category, winning 4 of 4 comparable metrics.
Valuation Metrics
| Metric | ECCXEagle Point Credi… | OCCIOFS Credit Compan… |
|---|---|---|
| Market CapShares × price | $2.4B | $96M |
| Enterprise ValueMkt cap + debt − cash | $2.6B | $196M |
| Trailing P/EPrice ÷ TTM EPS | 29.27x | -8.74x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 2.27x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 30.18x | — |
| Price / SalesMarket cap ÷ Revenue | 20.27x | 2.36x |
| Price / BookPrice ÷ Book value/share | 2.51x | 0.57x |
| Price / FCFMarket cap ÷ FCF | 22.70x | 2.77x |
OCCI leads this category, winning 4 of 4 comparable metrics.
Profitability & Efficiency
ECCX leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
ECCX delivers a 3.1% return on equity — every $100 of shareholder capital generates $3 in annual profit, vs $-6 for OCCI. ECCX carries lower financial leverage with a 0.29x debt-to-equity ratio, signaling a more conservative balance sheet compared to OCCI's 0.74x. On the Piotroski fundamental quality scale (0–9), OCCI scores 5/9 vs ECCX's 3/9, reflecting solid financial health.
| Metric | ECCXEagle Point Credi… | OCCIOFS Credit Compan… |
|---|---|---|
| ROE (TTM)Return on equity | +3.1% | -6.1% |
| ROA (TTM)Return on assets | +2.2% | -3.6% |
| ROICReturn on invested capital | +6.1% | -0.8% |
| ROCEReturn on capital employed | +7.1% | -0.9% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 5 |
| Debt / EquityFinancial leverage | 0.29x | 0.74x |
| Net DebtTotal debt minus cash | $230M | $100M |
| Cash & Equiv.Liquid assets | $42M | $14M |
| Total DebtShort + long-term debt | $272M | $114M |
| Interest CoverageEBIT ÷ Interest expense | 12.34x | 1.95x |
ECCX leads this category, winning 6 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
ECCX leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ECCX five years ago would be worth $13,464 today (with dividends reinvested), compared to $8,575 for OCCI. Over the past 12 months, ECCX leads with a +9.4% total return vs OCCI's -29.7%. The 3-year compound annual growth rate (CAGR) favors ECCX at 9.3% vs OCCI's -3.7% — a key indicator of consistent wealth creation.
| Metric | ECCXEagle Point Credi… | OCCIOFS Credit Compan… |
|---|---|---|
| YTD ReturnYear-to-date | +2.6% | -23.0% |
| 1-Year ReturnPast 12 months | +9.4% | -29.7% |
| 3-Year ReturnCumulative with dividends | +30.5% | -10.6% |
| 5-Year ReturnCumulative with dividends | +34.6% | -14.2% |
| 10-Year ReturnCumulative with dividends | +59.2% | -7.5% |
| CAGR (3Y)Annualised 3-year return | +9.3% | -3.7% |
ECCX leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
ECCX leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
ECCX is the less volatile stock with a 0.50 beta — it tends to amplify market swings less than OCCI's 0.64 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ECCX currently trades 99.6% from its 52-week high vs OCCI's 50.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ECCXEagle Point Credi… | OCCIOFS Credit Compan… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.50x | 0.64x |
| 52-Week HighHighest price in past year | $25.26 | $6.82 |
| 52-Week LowLowest price in past year | $6.58 | $2.62 |
| % of 52W HighCurrent price vs 52-week peak | +99.6% | +50.0% |
| RSI (14)Momentum oscillator 0–100 | 75.2 | 68.3 |
| Avg Volume (50D)Average daily shares traded | 3K | 299K |
ECCX leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
OCCI leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
For income investors, OCCI offers the higher dividend yield at 35.28% vs ECCX's 6.97%.
| Metric | ECCXEagle Point Credi… | OCCIOFS Credit Compan… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | — |
| # AnalystsCovering analysts | — | 1 |
| Dividend YieldAnnual dividend ÷ price | +7.0% | +35.3% |
| Dividend StreakConsecutive years of raises | 0 | 2 |
| Dividend / ShareAnnual DPS | $1.75 | $1.20 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
OCCI leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
ECCX leads in 4 of 6 categories (Income & Cash Flow, Profitability & Efficiency). OCCI leads in 2 (Valuation Metrics, Analyst Outlook).
Best OverallEagle Point Credit Company … (ECCX)Leads 4 of 6 categories
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ECCX vs OCCI: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is ECCX or OCCI a better buy right now?
For growth investors, OFS Credit Company, Inc.
(OCCI) is the stronger pick with 117. 0% revenue growth year-over-year, versus -14. 9% for Eagle Point Credit Company Inc. 6. 6875% NT 28 (ECCX). Eagle Point Credit Company Inc. 6. 6875% NT 28 (ECCX) offers the better valuation at 29. 3x trailing P/E, making it the more compelling value choice. Analysts rate OFS Credit Company, Inc. (OCCI) a "Hold" — based on 1 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — ECCX or OCCI?
Over the past 5 years, Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) delivered a total return of +34. 6%, compared to -14. 2% for OFS Credit Company, Inc. (OCCI). Over 10 years, the gap is even starker: ECCX returned +59. 2% versus OCCI's -7. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — ECCX or OCCI?
By beta (market sensitivity over 5 years), Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) is the lower-risk stock at 0. 50β versus OFS Credit Company, Inc. 's 0. 64β — meaning OCCI is approximately 29% more volatile than ECCX relative to the S&P 500. On balance sheet safety, Eagle Point Credit Company Inc. 6. 6875% NT 28 (ECCX) carries a lower debt/equity ratio of 29% versus 74% for OFS Credit Company, Inc. — giving it more financial flexibility in a downturn.
04Which is growing faster — ECCX or OCCI?
By revenue growth (latest reported year), OFS Credit Company, Inc.
(OCCI) is pulling ahead at 117. 0% versus -14. 9% for Eagle Point Credit Company Inc. 6. 6875% NT 28 (ECCX). On earnings-per-share growth, the picture is similar: Eagle Point Credit Company Inc. 6. 6875% NT 28 grew EPS -50. 6% year-over-year, compared to -143. 3% for OFS Credit Company, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — ECCX or OCCI?
Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) is the more profitable company, earning 69. 3% net margin versus -24. 4% for OFS Credit Company, Inc. — meaning it keeps 69. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ECCX leads at 73. 7% versus -5. 5% for OCCI. At the gross margin level — before operating expenses — ECCX leads at 84. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — ECCX or OCCI?
All stocks in this comparison pay dividends.
OFS Credit Company, Inc. (OCCI) offers the highest yield at 35. 3%, versus 7. 0% for Eagle Point Credit Company Inc. 6. 6875% NT 28 (ECCX).
07Is ECCX or OCCI better for a retirement portfolio?
For long-horizon retirement investors, Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 50), 7. 0% yield). Both have compounded well over 10 years (ECCX: +59. 2%, OCCI: -7. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between ECCX and OCCI?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: ECCX is a small-cap income-oriented stock; OCCI is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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