EICA
Eagle Point Income Company Inc.
Asset Management - Income
Market Cap$370M
5Y Perf.-1.5%
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Stock Comparison
EICA vs CGBD
Revenue, margins, valuation, and 5-year total return — side by side.
CGBD
Carlyle Secured Lending, Inc.
Asset Management
Market Cap$859M
5Y Perf.-16.5%
EICA vs CGBD — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | EICA | CGBD |
|---|---|---|
| Industry | Asset Management - Income | Asset Management |
| Market Cap | $370M | $859M |
| Revenue (TTM) | $46M | $168M |
| Net Income (TTM) | $28M | $74M |
| Gross Margin | 94.1% | 59.2% |
| Operating Margin | 107.6% | 54.7% |
| Forward P/E | 8.9x | 8.1x |
| Total Debt | $2M | $968M |
| Cash & Equiv. | $8M | $30M |
EICA vs CGBD — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
EICA
CGBD
| Stock | Oct 21 | May 26 | Return |
|---|---|---|---|
| Eagle Point Income … (EICA) | 100 | 98.5 | -1.5% |
| Carlyle Secured Len… (CGBD) | 100 | 83.5 | -16.5% |
Price return only. Dividends and distributions are not included.
Quick Verdict: EICA vs CGBD
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: EICA leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and capital preservation and lower volatility. Carlyle Secured Lending, Inc. is the stronger pick specifically for valuation and capital efficiency and profitability and margin quality. As sector peers, any of these can serve as alternatives in the same allocation.
EICA
Eagle Point Income Company Inc.
The Banking Pick
EICA carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 3 yrs, beta 0.07, yield 9.3%
- Rev growth 70.7%, EPS growth -8.8%
- Lower volatility, beta 0.07, Low D/E 0.6%, current ratio 224.31x
Best for: income & stability and growth exposure
CGBD
Carlyle Secured Lending, Inc.
The Banking Pick
CGBD is the clearest fit if your priority is long-term compounding.
- 47.8% 10Y total return vs EICA's 24.7%
- Lower P/E (8.1x vs 8.9x)
- Efficiency ratio 0.0% vs EICA's 0.1% (lower = leaner)
Best for: long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | EICA | 70.7% NII/revenue growth vs CGBD's -2.9% |
| Value | CGBD | Lower P/E (8.1x vs 8.9x) |
| Quality / Margins | CGBD | Efficiency ratio 0.0% vs EICA's 0.1% (lower = leaner) |
| Stability / Safety | EICA | Beta 0.07 vs CGBD's 0.61, lower leverage |
| Dividends | EICA | 9.3% yield, 3-year raise streak, vs CGBD's 0.2% |
| Momentum (1Y) | EICA | +8.8% vs CGBD's -1.9% |
| Efficiency (ROA) | CGBD | Efficiency ratio 0.0% vs EICA's 0.1% |
EICA vs CGBD — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLEICALAGGINGCGBD
CGBDCarlyle Secured Lendi…
2leads
EICAEagle Point Income Co…
4leads
6 Total Categories
CATEGORYLEADERvs CGBDMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
EICA4/5
Valuation MetricsMultiples, price ratios, and targets
CGBD4/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
EICA8/9
Total Returns1Y, 3Y, 5Y total returns with dividends
CGBD4/6
Risk & VolatilityBeta, volatility, and downside exposure
EICA2/2
Analyst OutlookRatings, price targets, and dividends
EICA2/2
Income & Cash Flow (Last 12 Months)
EICA leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
CGBD is the larger business by revenue, generating $168M annually — 3.7x EICA's $46M. EICA is the more profitable business, keeping 91.0% of every revenue dollar as net income compared to CGBD's 53.0%.
| Metric | EICAEagle Point Incom… | CGBDCarlyle Secured L… |
|---|---|---|
| RevenueTrailing 12 months | $46M | $168M |
| EBITDAEarnings before interest/tax | $30M | $76M |
| Net IncomeAfter-tax profit | $28M | $74M |
| Free Cash FlowCash after capex | -$4M | -$53M |
| Gross MarginGross profit ÷ Revenue | +94.1% | +59.2% |
| Operating MarginEBIT ÷ Revenue | +107.6% | +54.7% |
| Net MarginNet income ÷ Revenue | +91.0% | +53.0% |
| FCF MarginFCF ÷ Revenue | -3.4% | +62.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +6.9% | -5.7% |
EICA leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
CGBD leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
At 7.5x trailing earnings, CGBD trades at a 16% valuation discount to EICA's 8.9x P/E. Adjusting for growth (PEG ratio), EICA offers better value at 0.50x vs CGBD's 0.82x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | EICAEagle Point Incom… | CGBDCarlyle Secured L… |
|---|---|---|
| Market CapShares × price | $370M | $859M |
| Enterprise ValueMkt cap + debt − cash | $364M | $1.8B |
| Trailing P/EPrice ÷ TTM EPS | 8.91x | 7.46x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 8.13x |
| PEG RatioP/E ÷ EPS growth rate | 0.50x | 0.82x |
| EV / EBITDAEnterprise value multiple | 31.65x | 19.59x |
| Price / SalesMarket cap ÷ Revenue | 8.10x | 5.12x |
| Price / BookPrice ÷ Book value/share | 1.17x | 0.73x |
| Price / FCFMarket cap ÷ FCF | — | 8.24x |
CGBD leads this category, winning 4 of 5 comparable metrics.
Profitability & Efficiency
EICA leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
EICA delivers a 8.0% return on equity — every $100 of shareholder capital generates $8 in annual profit, vs $6 for CGBD. EICA carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to CGBD's 1.07x. On the Piotroski fundamental quality scale (0–9), CGBD scores 6/9 vs EICA's 4/9, reflecting solid financial health.
| Metric | EICAEagle Point Incom… | CGBDCarlyle Secured L… |
|---|---|---|
| ROE (TTM)Return on equity | +8.0% | +6.2% |
| ROA (TTM)Return on assets | +5.0% | +2.9% |
| ROICReturn on invested capital | +15.0% | +3.7% |
| ROCEReturn on capital employed | +14.1% | +4.8% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 6 |
| Debt / EquityFinancial leverage | 0.01x | 1.07x |
| Net DebtTotal debt minus cash | -$6M | $938M |
| Cash & Equiv.Liquid assets | $8M | $30M |
| Total DebtShort + long-term debt | $2M | $968M |
| Interest CoverageEBIT ÷ Interest expense | 10.41x | 0.95x |
EICA leads this category, winning 8 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
CGBD leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in CGBD five years ago would be worth $14,846 today (with dividends reinvested), compared to $12,470 for EICA. Over the past 12 months, EICA leads with a +8.8% total return vs CGBD's -1.9%. The 3-year compound annual growth rate (CAGR) favors CGBD at 8.0% vs EICA's 6.7% — a key indicator of consistent wealth creation.
| Metric | EICAEagle Point Incom… | CGBDCarlyle Secured L… |
|---|---|---|
| YTD ReturnYear-to-date | +3.1% | -2.9% |
| 1-Year ReturnPast 12 months | +8.8% | -1.9% |
| 3-Year ReturnCumulative with dividends | +21.4% | +26.1% |
| 5-Year ReturnCumulative with dividends | +24.7% | +48.5% |
| 10-Year ReturnCumulative with dividends | +24.7% | +47.8% |
| CAGR (3Y)Annualised 3-year return | +6.7% | +8.0% |
CGBD leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
EICA leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
EICA is the less volatile stock with a 0.07 beta — it tends to amplify market swings less than CGBD's 0.61 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. EICA currently trades 96.5% from its 52-week high vs CGBD's 81.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | EICAEagle Point Incom… | CGBDCarlyle Secured L… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.07x | 0.61x |
| 52-Week HighHighest price in past year | $25.92 | $14.49 |
| 52-Week LowLowest price in past year | $24.08 | $10.61 |
| % of 52W HighCurrent price vs 52-week peak | +96.5% | +81.3% |
| RSI (14)Momentum oscillator 0–100 | 53.4 | 57.1 |
| Avg Volume (50D)Average daily shares traded | 4K | 785K |
EICA leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
EICA leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
For income investors, EICA offers the higher dividend yield at 9.28% vs CGBD's 0.19%.
| Metric | EICAEagle Point Incom… | CGBDCarlyle Secured L… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $15.00 |
| # AnalystsCovering analysts | — | 7 |
| Dividend YieldAnnual dividend ÷ price | +9.3% | +0.2% |
| Dividend StreakConsecutive years of raises | 3 | 0 |
| Dividend / ShareAnnual DPS | $2.32 | $0.02 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
EICA leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
EICA leads in 4 of 6 categories (Income & Cash Flow, Profitability & Efficiency). CGBD leads in 2 (Valuation Metrics, Total Returns).
Best OverallEagle Point Income Company … (EICA)Leads 4 of 6 categories
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EICA vs CGBD: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is EICA or CGBD a better buy right now?
For growth investors, Eagle Point Income Company Inc.
(EICA) is the stronger pick with 70. 7% revenue growth year-over-year, versus -2. 9% for Carlyle Secured Lending, Inc. (CGBD). Carlyle Secured Lending, Inc. (CGBD) offers the better valuation at 7. 5x trailing P/E (8. 1x forward), making it the more compelling value choice. Analysts rate Carlyle Secured Lending, Inc. (CGBD) a "Hold" — based on 7 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — EICA or CGBD?
On trailing P/E, Carlyle Secured Lending, Inc.
(CGBD) is the cheapest at 7. 5x versus Eagle Point Income Company Inc. at 8. 9x.
03Which is the better long-term investment — EICA or CGBD?
Over the past 5 years, Carlyle Secured Lending, Inc.
(CGBD) delivered a total return of +48. 5%, compared to +24. 7% for Eagle Point Income Company Inc. (EICA). Over 10 years, the gap is even starker: CGBD returned +47. 8% versus EICA's +24. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — EICA or CGBD?
By beta (market sensitivity over 5 years), Eagle Point Income Company Inc.
(EICA) is the lower-risk stock at 0. 07β versus Carlyle Secured Lending, Inc. 's 0. 61β — meaning CGBD is approximately 790% more volatile than EICA relative to the S&P 500. On balance sheet safety, Eagle Point Income Company Inc. (EICA) carries a lower debt/equity ratio of 1% versus 107% for Carlyle Secured Lending, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — EICA or CGBD?
By revenue growth (latest reported year), Eagle Point Income Company Inc.
(EICA) is pulling ahead at 70. 7% versus -2. 9% for Carlyle Secured Lending, Inc. (CGBD). On earnings-per-share growth, the picture is similar: Carlyle Secured Lending, Inc. grew EPS -3. 7% year-over-year, compared to -8. 8% for Eagle Point Income Company Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — EICA or CGBD?
Eagle Point Income Company Inc.
(EICA) is the more profitable company, earning 91. 0% net margin versus 53. 0% for Carlyle Secured Lending, Inc. — meaning it keeps 91. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EICA leads at 107. 6% versus 54. 7% for CGBD. At the gross margin level — before operating expenses — EICA leads at 94. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — EICA or CGBD?
All stocks in this comparison pay dividends.
Eagle Point Income Company Inc. (EICA) offers the highest yield at 9. 3%, versus 0. 2% for Carlyle Secured Lending, Inc. (CGBD).
08Is EICA or CGBD better for a retirement portfolio?
For long-horizon retirement investors, Eagle Point Income Company Inc.
(EICA) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 07), 9. 3% yield). Both have compounded well over 10 years (EICA: +24. 7%, CGBD: +47. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between EICA and CGBD?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: EICA is a small-cap high-growth stock; CGBD is a small-cap deep-value stock. EICA pays a dividend while CGBD does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(EICA: 70.7% · CGBD: -2.9%)Net Margin>
%
(EICA: 91.0% · CGBD: 53.0%)P/E Ratio<
x
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