EICC
Eagle Point Income Company Inc.
Asset Management
Market Cap$370M
5Y Perf.+0.3%
Compare Stocks
2 / 10Try these comparisons:
Stock Comparison
EICC vs PFLT
Revenue, margins, valuation, and 5-year total return — side by side.
PFLT
PennantPark Floating Rate Capital Ltd.
Asset Management
Market Cap$888M
5Y Perf.-29.3%
EICC vs PFLT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | EICC | PFLT |
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $370M | $888M |
| Revenue (TTM) | $46M | $172M |
| Net Income (TTM) | $28M | $118M |
| Gross Margin | 94.1% | 45.6% |
| Operating Margin | 107.6% | 39.4% |
| Forward P/E | 8.9x | 7.9x |
| Total Debt | $2M | $1.78B |
| Cash & Equiv. | $8M | $123M |
EICC vs PFLT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
EICC
PFLT
| Stock | Apr 24 | Apr 26 | Return |
|---|---|---|---|
| Eagle Point Income … (EICC) | 100 | 100.3 | +0.3% |
| PennantPark Floatin… (PFLT) | 100 | 70.7 | -29.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: EICC vs PFLT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: PFLT leads in 4 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Eagle Point Income Company Inc. is the stronger pick specifically for growth and revenue expansion and capital preservation and lower volatility. As sector peers, any of these can serve as alternatives in the same allocation.
EICC
Eagle Point Income Company Inc.
The Banking Pick
EICC is the clearest fit if your priority is growth exposure and sleep-well-at-night.
- Rev growth 70.7%, EPS growth -8.8%
- Lower volatility, beta -0.02, Low D/E 0.6%, current ratio 224.31x
- PEG 0.50 vs PFLT's 0.89
Best for: growth exposure and sleep-well-at-night
PFLT
PennantPark Floating Rate Capital Ltd.
The Banking Pick
PFLT carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 3 yrs, beta 0.79, yield 13.5%
- 72.6% 10Y total return vs EICC's 16.5%
- Lower P/E (7.9x vs 8.9x)
Best for: income & stability and long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | EICC | 70.7% NII/revenue growth vs PFLT's 2.2% |
| Value | PFLT | Lower P/E (7.9x vs 8.9x) |
| Quality / Margins | PFLT | Efficiency ratio 0.1% vs EICC's 0.1% (lower = leaner) |
| Stability / Safety | EICC | Lower D/E ratio (0.6% vs 165.4%) |
| Dividends | PFLT | 13.5% yield, 3-year raise streak, vs EICC's 9.3% |
| Momentum (1Y) | EICC | +7.8% vs PFLT's +1.5% |
| Efficiency (ROA) | PFLT | Efficiency ratio 0.1% vs EICC's 0.1% |
EICC vs PFLT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLEICCLAGGINGPFLT
PFLTPennantPark Floating …
2leads
EICCEagle Point Income Co…
4leads
6 Total Categories
CATEGORYLEADERvs PFLTMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
EICC3/5
Valuation MetricsMultiples, price ratios, and targets
EICC3/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
EICC7/8
Total Returns1Y, 3Y, 5Y total returns with dividends
PFLT4/6
Risk & VolatilityBeta, volatility, and downside exposure
EICC2/2
Analyst OutlookRatings, price targets, and dividends
PFLT1/1
Income & Cash Flow (Last 12 Months)
EICC leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
PFLT is the larger business by revenue, generating $172M annually — 3.8x EICC's $46M. EICC is the more profitable business, keeping 91.0% of every revenue dollar as net income compared to PFLT's 38.7%.
| Metric | EICCEagle Point Incom… | PFLTPennantPark Float… |
|---|---|---|
| RevenueTrailing 12 months | $46M | $172M |
| EBITDAEarnings before interest/tax | $30M | $39M |
| Net IncomeAfter-tax profit | $28M | $118M |
| Free Cash FlowCash after capex | -$4M | $242M |
| Gross MarginGross profit ÷ Revenue | +94.1% | +45.6% |
| Operating MarginEBIT ÷ Revenue | +107.6% | +39.4% |
| Net MarginNet income ÷ Revenue | +91.0% | +38.7% |
| FCF MarginFCF ÷ Revenue | -3.4% | +55.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +6.9% | +40.9% |
EICC leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
EICC leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
At 8.9x trailing earnings, EICC trades at a 28% valuation discount to PFLT's 12.4x P/E. Adjusting for growth (PEG ratio), EICC offers better value at 0.50x vs PFLT's 1.40x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | EICCEagle Point Incom… | PFLTPennantPark Float… |
|---|---|---|
| Market CapShares × price | $370M | $888M |
| Enterprise ValueMkt cap + debt − cash | $364M | $2.5B |
| Trailing P/EPrice ÷ TTM EPS | 8.90x | 12.43x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 7.93x |
| PEG RatioP/E ÷ EPS growth rate | 0.50x | 1.40x |
| EV / EBITDAEnterprise value multiple | 31.61x | 37.66x |
| Price / SalesMarket cap ÷ Revenue | 8.09x | 5.18x |
| Price / BookPrice ÷ Book value/share | 1.17x | 0.77x |
| Price / FCFMarket cap ÷ FCF | — | 9.34x |
EICC leads this category, winning 3 of 5 comparable metrics.
Profitability & Efficiency
EICC leads this category, winning 7 of 8 comparable metrics.
Profitability & Efficiency
PFLT delivers a 11.2% return on equity — every $100 of shareholder capital generates $11 in annual profit, vs $8 for EICC. EICC carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to PFLT's 1.65x.
| Metric | EICCEagle Point Incom… | PFLTPennantPark Float… |
|---|---|---|
| ROE (TTM)Return on equity | +8.0% | +11.2% |
| ROA (TTM)Return on assets | +5.0% | +4.3% |
| ROICReturn on invested capital | +15.0% | +2.1% |
| ROCEReturn on capital employed | +14.1% | +2.7% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 4 |
| Debt / EquityFinancial leverage | 0.01x | 1.65x |
| Net DebtTotal debt minus cash | -$6M | $1.7B |
| Cash & Equiv.Liquid assets | $8M | $123M |
| Total DebtShort + long-term debt | $2M | $1.8B |
| Interest CoverageEBIT ÷ Interest expense | 10.41x | 0.35x |
EICC leads this category, winning 7 of 8 comparable metrics.
Total Returns (Dividends Reinvested)
PFLT leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in PFLT five years ago would be worth $11,718 today (with dividends reinvested), compared to $11,647 for EICC. Over the past 12 months, EICC leads with a +7.8% total return vs PFLT's +1.5%. The 3-year compound annual growth rate (CAGR) favors PFLT at 5.7% vs EICC's 5.2% — a key indicator of consistent wealth creation.
| Metric | EICCEagle Point Incom… | PFLTPennantPark Float… |
|---|---|---|
| YTD ReturnYear-to-date | +1.8% | -0.4% |
| 1-Year ReturnPast 12 months | +7.8% | +1.5% |
| 3-Year ReturnCumulative with dividends | +16.5% | +18.2% |
| 5-Year ReturnCumulative with dividends | +16.5% | +17.2% |
| 10-Year ReturnCumulative with dividends | +16.5% | +72.6% |
| CAGR (3Y)Annualised 3-year return | +5.2% | +5.7% |
PFLT leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
EICC leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
EICC is the less volatile stock with a -0.02 beta — it tends to amplify market swings less than PFLT's 0.79 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. EICC currently trades 96.7% from its 52-week high vs PFLT's 82.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | EICCEagle Point Incom… | PFLTPennantPark Float… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | -0.02x | 0.79x |
| 52-Week HighHighest price in past year | $25.84 | $10.88 |
| 52-Week LowLowest price in past year | $24.83 | $7.68 |
| % of 52W HighCurrent price vs 52-week peak | +96.7% | +82.3% |
| RSI (14)Momentum oscillator 0–100 | 45.3 | 68.2 |
| Avg Volume (50D)Average daily shares traded | 57K | 987K |
EICC leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
PFLT leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
For income investors, PFLT offers the higher dividend yield at 13.47% vs EICC's 9.28%.
| Metric | EICCEagle Point Incom… | PFLTPennantPark Float… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $10.50 |
| # AnalystsCovering analysts | — | 11 |
| Dividend YieldAnnual dividend ÷ price | +9.3% | +13.5% |
| Dividend StreakConsecutive years of raises | 3 | 3 |
| Dividend / ShareAnnual DPS | $2.32 | $1.21 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
PFLT leads this category, winning 1 of 1 comparable metric.
Key Takeaway
EICC leads in 4 of 6 categories (Income & Cash Flow, Valuation Metrics). PFLT leads in 2 (Total Returns, Analyst Outlook).
Best OverallEagle Point Income Company … (EICC)Leads 4 of 6 categories
Loading custom metrics...
EICC vs PFLT: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is EICC or PFLT a better buy right now?
For growth investors, Eagle Point Income Company Inc.
(EICC) is the stronger pick with 70. 7% revenue growth year-over-year, versus 2. 2% for PennantPark Floating Rate Capital Ltd. (PFLT). Eagle Point Income Company Inc. (EICC) offers the better valuation at 8. 9x trailing P/E, making it the more compelling value choice. Analysts rate PennantPark Floating Rate Capital Ltd. (PFLT) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — EICC or PFLT?
On trailing P/E, Eagle Point Income Company Inc.
(EICC) is the cheapest at 8. 9x versus PennantPark Floating Rate Capital Ltd. at 12. 4x.
03Which is the better long-term investment — EICC or PFLT?
Over the past 5 years, PennantPark Floating Rate Capital Ltd.
(PFLT) delivered a total return of +17. 2%, compared to +16. 5% for Eagle Point Income Company Inc. (EICC). Over 10 years, the gap is even starker: PFLT returned +72. 6% versus EICC's +16. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — EICC or PFLT?
By beta (market sensitivity over 5 years), Eagle Point Income Company Inc.
(EICC) is the lower-risk stock at -0. 02β versus PennantPark Floating Rate Capital Ltd. 's 0. 79β — meaning PFLT is approximately -4023% more volatile than EICC relative to the S&P 500. On balance sheet safety, Eagle Point Income Company Inc. (EICC) carries a lower debt/equity ratio of 1% versus 165% for PennantPark Floating Rate Capital Ltd. — giving it more financial flexibility in a downturn.
05Which is growing faster — EICC or PFLT?
By revenue growth (latest reported year), Eagle Point Income Company Inc.
(EICC) is pulling ahead at 70. 7% versus 2. 2% for PennantPark Floating Rate Capital Ltd. (PFLT). On earnings-per-share growth, the picture is similar: Eagle Point Income Company Inc. grew EPS -8. 8% year-over-year, compared to -48. 6% for PennantPark Floating Rate Capital Ltd.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — EICC or PFLT?
Eagle Point Income Company Inc.
(EICC) is the more profitable company, earning 91. 0% net margin versus 38. 7% for PennantPark Floating Rate Capital Ltd. — meaning it keeps 91. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EICC leads at 107. 6% versus 39. 4% for PFLT. At the gross margin level — before operating expenses — EICC leads at 94. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — EICC or PFLT?
All stocks in this comparison pay dividends.
PennantPark Floating Rate Capital Ltd. (PFLT) offers the highest yield at 13. 5%, versus 9. 3% for Eagle Point Income Company Inc. (EICC).
08Is EICC or PFLT better for a retirement portfolio?
For long-horizon retirement investors, Eagle Point Income Company Inc.
(EICC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 02), 9. 3% yield). Both have compounded well over 10 years (EICC: +16. 5%, PFLT: +72. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between EICC and PFLT?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: EICC is a small-cap high-growth stock; PFLT is a small-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.
Revenue Growth>
%
(EICC: 70.7% · PFLT: 2.2%)Net Margin>
%
(EICC: 91.0% · PFLT: 38.7%)P/E Ratio<
x
(EICC: 8.9x · PFLT: 12.4x)You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.