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FVCB
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JKHY
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KO
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Stock Comparison

FVCB vs FISV vs FIS vs JKHY vs KO

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
FVCB
FVCBankcorp, Inc.

Banks - Regional

Financial ServicesNASDAQ • US
Market Cap$302M
5Y Perf.+95.0%
FISV
Fiserv, Inc.

Information Technology Services

TechnologyNASDAQ • US
Market Cap$28.76B
5Y Perf.-44.9%
FIS
Fidelity National Information Services, Inc.

Information Technology Services

TechnologyNYSE • US
Market Cap$20.26B
5Y Perf.-70.8%
JKHY
Jack Henry & Associates, Inc.

Information Technology Services

TechnologyNASDAQ • US
Market Cap$9.28B
5Y Perf.-30.3%
KO
The Coca-Cola Company

Beverages - Non-Alcoholic

Consumer DefensiveNYSE • US
Market Cap$355.61B
5Y Perf.+84.9%

FVCB vs FISV vs FIS vs JKHY vs KO — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
FVCB logoFVCB
FISV logoFISV
FIS logoFIS
JKHY logoJKHY
KO logoKO
IndustryBanks - RegionalInformation Technology ServicesInformation Technology ServicesInformation Technology ServicesBeverages - Non-Alcoholic
Market Cap$302M$28.76B$20.26B$9.28B$355.61B
Revenue (TTM)$120M$21.09B$11.66B$2.52B$49.28B
Net Income (TTM)$22M$3.20B$2.67B$519M$13.70B
Gross Margin53.1%60.8%37.6%44.1%61.7%
Operating Margin23.6%24.4%17.9%26.0%29.3%
Forward P/E11.4x6.6x6.2x18.7x25.3x
Total Debt$25M$29.12B$4.01B$0.00$45.49B
Cash & Equiv.$6M$798M$599M$102M$10.27B

FVCB vs FISV vs FIS vs JKHY vs KOLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

FVCB
FISV
FIS
JKHY
KO
StockJun 20Jun 26Return
FVCBankcorp, Inc. (FVCB)100195.0+95.0%
Fiserv, Inc. (FISV)10055.1-44.9%
Fidelity National I… (FIS)10029.2-70.8%
Jack Henry & Associ… (JKHY)10069.7-30.3%
The Coca-Cola Compa… (KO)100184.9+84.9%

Price return only. Dividends and distributions are not included.

Quick Verdict: FVCB vs FISV vs FIS vs JKHY vs KO

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: FVCB and JKHY are tied at the top with 2 categories each (5-stock set) — the right choice depends on your priorities. Jack Henry & Associates, Inc. is the stronger pick specifically for capital preservation and lower volatility and operational efficiency and capital deployment. FISV, FIS, and KO also each lead in at least one category. This set spans 3 sectors — these stocks serve different portfolio roles, not just different price points.
FVCB
FVCBankcorp, Inc.
The Banking Pick

FVCB has the current edge in this matchup, primarily because of its strength in growth exposure.

  • Rev growth 9.4%, EPS growth 47.6%
  • 9.4% NII/revenue growth vs KO's 1.9%
  • +49.1% vs FISV's -68.0%
Best for: growth exposure
FISV
Fiserv, Inc.
The Value Pick

FISV ranks third and is worth considering specifically for valuation efficiency.

  • PEG 0.19 vs KO's 2.26
  • Lower P/E (6.6x vs 25.3x), PEG 0.19 vs 2.26
Best for: valuation efficiency
FIS
Fidelity National Information Services, Inc.
The Income Pick

FIS is the clearest fit if your priority is dividends.

  • 4.2% yield, 1-year raise streak, vs KO's 2.5%, (1 stock pays no dividend)
Best for: dividends
JKHY
Jack Henry & Associates, Inc.
The Income Pick

JKHY is the #2 pick in this set and the best alternative if income & stability and sleep-well-at-night is your priority.

  • Dividend streak 22 yrs, beta 0.10, yield 1.8%
  • Lower volatility, beta 0.10, current ratio 1.27x
  • Beta 0.10, yield 1.8%, current ratio 1.27x
  • Beta 0.10 vs FISV's 0.87
Best for: income & stability and sleep-well-at-night
KO
The Coca-Cola Company
The Long-Run Compounder

KO is the clearest fit if your priority is long-term compounding.

  • 121.1% 10Y total return vs FVCB's 84.8%
  • 27.8% margin vs FISV's 15.2%
Best for: long-term compounding
See the full category breakdown
CategoryWinnerWhy
GrowthFVCB logoFVCB9.4% NII/revenue growth vs KO's 1.9%
ValueFISV logoFISVLower P/E (6.6x vs 25.3x), PEG 0.19 vs 2.26
Quality / MarginsKO logoKO27.8% margin vs FISV's 15.2%
Stability / SafetyJKHY logoJKHYBeta 0.10 vs FISV's 0.87
DividendsFIS logoFIS4.2% yield, 1-year raise streak, vs KO's 2.5%, (1 stock pays no dividend)
Momentum (1Y)FVCB logoFVCB+49.1% vs FISV's -68.0%
Efficiency (ROA)JKHY logoJKHY17.0% ROA vs FVCB's 1.0%, ROIC 21.0% vs 7.2%

FVCB vs FISV vs FIS vs JKHY vs KO — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

Discover the Fintech Stocks Theme

These companies are key players in the Fintech Stocks ecosystem. See how they stack up against the rest of the sector.

Explore Theme
FVCBFVCBankcorp, Inc.
FY 2025
Service Charges On Deposit Accounts
71.4%$1M
Fees Exchange And Other Service Charges
28.6%$500,000
FISVFiserv, Inc.
FY 2024
Processing And Services
81.3%$16.6B
Product
18.7%$3.8B
FISFidelity National Information Services, Inc.
FY 2025
Banking Solutions
69.5%$7.3B
Capital Market Solutions
30.5%$3.2B
JKHYJack Henry & Associates, Inc.
FY 2025
Payments
38.2%$873M
Core Segment
32.3%$739M
Complementary
29.5%$675M
KOThe Coca-Cola Company
FY 2025
Pacific
84.6%$31.6B
Bottling investments
15.4%$5.7B

FVCB vs FISV vs FIS vs JKHY vs KO — Financial Metrics

Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLKOLAGGINGFIS

Income & Cash Flow (Last 12 Months)

KO leads this category, winning 3 of 6 comparable metrics.

KO is the larger business by revenue, generating $49.3B annually — 410.9x FVCB's $120M. KO is the more profitable business, keeping 27.8% of every revenue dollar as net income compared to FISV's 15.2%. On growth, FIS holds the edge at +30.1% YoY revenue growth, suggesting stronger near-term business momentum.

MetricFVCB logoFVCBFVCBankcorp, Inc.FISV logoFISVFiserv, Inc.FIS logoFISFidelity National…JKHY logoJKHYJack Henry & Asso…KO logoKOThe Coca-Cola Com…
RevenueTrailing 12 months$120M$21.1B$11.7B$2.5B$49.3B
EBITDAEarnings before interest/tax$29M$7.5B$4.1B$810M$15.5B
Net IncomeAfter-tax profit$22M$3.2B$2.7B$519M$13.7B
Free Cash FlowCash after capex$24M$4.0B$2.8B$728M$12.6B
Gross MarginGross profit ÷ Revenue+53.1%+60.8%+37.6%+44.1%+61.7%
Operating MarginEBIT ÷ Revenue+23.6%+24.4%+17.9%+26.0%+29.3%
Net MarginNet income ÷ Revenue+18.4%+15.2%+22.9%+20.6%+27.8%
FCF MarginFCF ÷ Revenue+19.9%+19.0%+23.9%+28.9%+25.5%
Rev. Growth (YoY)Latest quarter vs prior year-2.0%+30.1%+8.7%+12.1%
EPS Growth (YoY)Latest quarter vs prior year+14.8%-29.1%+30.6%+12.5%+18.2%
KO leads this category, winning 3 of 6 comparable metrics.

Valuation Metrics

FISV leads this category, winning 6 of 7 comparable metrics.

At 8.5x trailing earnings, FISV trades at a 84% valuation discount to FIS's 52.3x P/E. Adjusting for growth (PEG ratio), FISV offers better value at 0.24x vs KO's 2.43x — a lower PEG means you pay less per unit of expected earnings growth.

MetricFVCB logoFVCBFVCBankcorp, Inc.FISV logoFISVFiserv, Inc.FIS logoFISFidelity National…JKHY logoJKHYJack Henry & Asso…KO logoKOThe Coca-Cola Com…
Market CapShares × price$302M$28.8B$20.3B$9.3B$355.6B
Enterprise ValueMkt cap + debt − cash$321M$57.1B$23.7B$9.2B$390.8B
Trailing P/EPrice ÷ TTM EPS13.88x8.48x52.27x20.55x27.18x
Forward P/EPrice ÷ next-FY EPS est.11.38x6.62x6.24x18.72x25.27x
PEG RatioP/E ÷ EPS growth rate2.11x0.24x2.14x2.04x2.43x
EV / EBITDAEnterprise value multiple11.38x6.44x6.50x11.87x26.39x
Price / SalesMarket cap ÷ Revenue2.47x1.36x1.90x3.91x7.42x
Price / BookPrice ÷ Book value/share1.21x1.14x1.46x4.40x10.40x
Price / FCFMarket cap ÷ FCF12.65x6.63x7.21x15.78x67.15x
FISV leads this category, winning 6 of 7 comparable metrics.

Profitability & Efficiency

JKHY leads this category, winning 6 of 9 comparable metrics.

KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $9 for FVCB. FVCB carries lower financial leverage with a 0.10x debt-to-equity ratio, signaling a more conservative balance sheet compared to KO's 1.33x. On the Piotroski fundamental quality scale (0–9), FVCB scores 9/9 vs FISV's 5/9, reflecting strong financial health.

MetricFVCB logoFVCBFVCBankcorp, Inc.FISV logoFISVFiserv, Inc.FIS logoFISFidelity National…JKHY logoJKHYJack Henry & Asso…KO logoKOThe Coca-Cola Com…
ROE (TTM)Return on equity+8.9%+12.4%+18.4%+24.0%+41.1%
ROA (TTM)Return on assets+1.0%+4.0%+7.5%+17.0%+13.1%
ROICReturn on invested capital+7.2%+8.1%+6.0%+21.0%+15.8%
ROCEReturn on capital employed+3.9%+10.2%+6.6%+22.7%+17.3%
Piotroski ScoreFundamental quality 0–995667
Debt / EquityFinancial leverage0.10x1.13x0.29x1.33x
Net DebtTotal debt minus cash$20M$28.3B$3.4B-$102M$35.2B
Cash & Equiv.Liquid assets$6M$798M$599M$102M$10.3B
Total DebtShort + long-term debt$25M$29.1B$4.0B$0$45.5B
Interest CoverageEBIT ÷ Interest expense0.52x6.39x21.16x122.37x10.70x
JKHY leads this category, winning 6 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

FVCB leads this category, winning 4 of 6 comparable metrics.

A $10,000 investment in KO five years ago would be worth $16,560 today (with dividends reinvested), compared to $3,267 for FIS. Over the past 12 months, FVCB leads with a +49.1% total return vs FISV's -68.0%. The 3-year compound annual growth rate (CAGR) favors FVCB at 18.3% vs FISV's -23.0% — a key indicator of consistent wealth creation.

MetricFVCB logoFVCBFVCBankcorp, Inc.FISV logoFISVFiserv, Inc.FIS logoFISFidelity National…JKHY logoJKHYJack Henry & Asso…KO logoKOThe Coca-Cola Com…
YTD ReturnYear-to-date+21.2%-18.0%-38.9%-27.4%+20.3%
1-Year ReturnPast 12 months+49.1%-68.0%-49.4%-27.5%+17.2%
3-Year ReturnCumulative with dividends+65.8%-54.3%-18.9%-15.1%+47.0%
5-Year ReturnCumulative with dividends+21.2%-50.7%-67.3%-14.9%+65.6%
10-Year ReturnCumulative with dividends+84.8%+1.8%-25.6%+74.8%+121.1%
CAGR (3Y)Annualised 3-year return+18.3%-23.0%-6.8%-5.3%+13.7%
FVCB leads this category, winning 4 of 6 comparable metrics.

Risk & Volatility

KO leads this category, winning 2 of 2 comparable metrics.

KO is the less volatile stock with a -0.20 beta — it tends to amplify market swings less than FISV's 0.87 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KO currently trades 98.3% from its 52-week high vs FISV's 30.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricFVCB logoFVCBFVCBankcorp, Inc.FISV logoFISVFiserv, Inc.FIS logoFISFidelity National…JKHY logoJKHYJack Henry & Asso…KO logoKOThe Coca-Cola Com…
Beta (5Y)Sensitivity to S&P 5000.60x0.87x0.61x0.10x-0.20x
52-Week HighHighest price in past year$18.41$177.36$82.74$193.39$84.04
52-Week LowLowest price in past year$11.13$51.78$37.91$124.63$65.35
% of 52W HighCurrent price vs 52-week peak+91.2%+30.3%+47.4%+66.3%+98.3%
RSI (14)Momentum oscillator 0–10069.040.830.827.560.6
Avg Volume (50D)Average daily shares traded205K5.7M5.6M1.2M12.7M
KO leads this category, winning 2 of 2 comparable metrics.

Analyst Outlook

Evenly matched — FIS and KO each lead in 1 of 2 comparable metrics.

Analyst consensus: FVCB as "Buy", FISV as "Buy", FIS as "Buy", JKHY as "Buy", KO as "Buy". Consensus price targets imply 60.4% upside for FIS (target: $63) vs 4.2% for KO (target: $86). For income investors, FIS offers the higher dividend yield at 4.16% vs FVCB's 0.71%.

MetricFVCB logoFVCBFVCBankcorp, Inc.FISV logoFISVFiserv, Inc.FIS logoFISFidelity National…JKHY logoJKHYJack Henry & Asso…KO logoKOThe Coca-Cola Com…
Analyst RatingConsensus buy/hold/sellBuyBuyBuyBuyBuy
Price TargetConsensus 12-month target$19.00$71.15$62.88$194.63$86.13
# AnalystsCovering analysts360372248
Dividend YieldAnnual dividend ÷ price+0.7%+4.2%+1.8%+2.5%
Dividend StreakConsecutive years of raises112256
Dividend / ShareAnnual DPS$0.12$1.63$2.25$2.04
Buyback YieldShare repurchases ÷ mkt cap+2.2%+20.5%+7.0%+0.4%+0.2%
Evenly matched — FIS and KO each lead in 1 of 2 comparable metrics.
Key Takeaway

KO leads in 2 of 6 categories (Income & Cash Flow, Risk & Volatility). FISV leads in 1 (Valuation Metrics). 1 tied.

Best OverallThe Coca-Cola Company (KO)Leads 2 of 6 categories
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FVCB vs FISV vs FIS vs JKHY vs KO: Key Questions Answered

10 questions · data-driven answers · updated daily

01

Is FVCB or FISV or FIS or JKHY or KO a better buy right now?

For growth investors, FVCBankcorp, Inc.

(FVCB) is the stronger pick with 9. 4% revenue growth year-over-year, versus 1. 9% for The Coca-Cola Company (KO). Fiserv, Inc. (FISV) offers the better valuation at 8. 5x trailing P/E (6. 6x forward), making it the more compelling value choice. Analysts rate FVCBankcorp, Inc. (FVCB) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — FVCB or FISV or FIS or JKHY or KO?

On trailing P/E, Fiserv, Inc.

(FISV) is the cheapest at 8. 5x versus Fidelity National Information Services, Inc. at 52. 3x. On forward P/E, Fidelity National Information Services, Inc. is actually cheaper at 6. 2x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fiserv, Inc. wins at 0. 19x versus The Coca-Cola Company's 2. 26x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

03

Which is the better long-term investment — FVCB or FISV or FIS or JKHY or KO?

Over the past 5 years, The Coca-Cola Company (KO) delivered a total return of +65.

6%, compared to -67. 3% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: KO returned +121. 1% versus FIS's -25. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — FVCB or FISV or FIS or JKHY or KO?

By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.

20β versus Fiserv, Inc. 's 0. 87β — meaning FISV is approximately -536% more volatile than KO relative to the S&P 500. On balance sheet safety, FVCBankcorp, Inc. (FVCB) carries a lower debt/equity ratio of 10% versus 133% for The Coca-Cola Company — giving it more financial flexibility in a downturn.

05

Which is growing faster — FVCB or FISV or FIS or JKHY or KO?

By revenue growth (latest reported year), FVCBankcorp, Inc.

(FVCB) is pulling ahead at 9. 4% versus 1. 9% for The Coca-Cola Company (KO). On earnings-per-share growth, the picture is similar: FVCBankcorp, Inc. grew EPS 47. 6% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Over a 3-year CAGR, JKHY leads at 6. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — FVCB or FISV or FIS or JKHY or KO?

The Coca-Cola Company (KO) is the more profitable company, earning 27.

3% net margin versus 3. 6% for Fidelity National Information Services, Inc. — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: KO leads at 28. 7% versus 16. 5% for FIS. At the gross margin level — before operating expenses — KO leads at 61. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is FVCB or FISV or FIS or JKHY or KO more undervalued right now?

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Fiserv, Inc. (FISV) is the more undervalued stock at a PEG of 0. 19x versus The Coca-Cola Company's 2. 26x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Fidelity National Information Services, Inc. (FIS) trades at 6. 2x forward P/E versus 25. 3x for The Coca-Cola Company — 19. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 60. 4% to $62. 88.

08

Which pays a better dividend — FVCB or FISV or FIS or JKHY or KO?

In this comparison, FIS (4.

2% yield), KO (2. 5% yield), JKHY (1. 8% yield), FVCB (0. 7% yield) pay a dividend. FISV does not pay a meaningful dividend and should not be held primarily for income.

09

Is FVCB or FISV or FIS or JKHY or KO better for a retirement portfolio?

For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.

20), 2. 5% yield, +121. 1% 10Y return). Both have compounded well over 10 years (KO: +121. 1%, FISV: +1. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between FVCB and FISV and FIS and JKHY and KO?

These companies operate in different sectors (FVCB (Financial Services) and FISV (Technology) and FIS (Technology) and JKHY (Technology) and KO (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: FVCB is a small-cap deep-value stock; FISV is a mid-cap deep-value stock; FIS is a mid-cap income-oriented stock; JKHY is a small-cap quality compounder stock; KO is a large-cap quality compounder stock. FVCB, FIS, JKHY, KO pay a dividend while FISV does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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