Banks - Regional
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Side-by-side financial analysisStock Comparison
FVCB vs FISV vs JPM vs KO vs FIS
Revenue, margins, valuation, and 5-year total return — side by side.
Information Technology Services
Banks - Diversified
Beverages - Non-Alcoholic
Information Technology Services
FVCB vs FISV vs JPM vs KO vs FIS — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Banks - Regional | Information Technology Services | Banks - Diversified | Beverages - Non-Alcoholic | Information Technology Services |
| Market Cap | $302M | $28.76B | $896.00B | $355.61B | $20.26B |
| Revenue (TTM) | $120M | $21.09B | $280.33B | $49.28B | $11.66B |
| Net Income (TTM) | $22M | $3.20B | $57.05B | $13.70B | $2.67B |
| Gross Margin | 53.1% | 60.8% | 60.0% | 61.7% | 37.6% |
| Operating Margin | 23.6% | 24.4% | 25.9% | 29.3% | 17.9% |
| Forward P/E | 11.4x | 6.6x | 14.4x | 25.3x | 6.2x |
| Total Debt | $25M | $29.12B | $942.38B | $45.49B | $4.01B |
| Cash & Equiv. | $6M | $798M | $343.34B | $10.27B | $599M |
FVCB vs FISV vs JPM vs KO vs FIS — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| FVCBankcorp, Inc. (FVCB) | 100 | 195.0 | +95.0% |
| Fiserv, Inc. (FISV) | 100 | 55.1 | -44.9% |
| JPMorgan Chase & Co. (JPM) | 100 | 341.0 | +241.0% |
| The Coca-Cola Compa… (KO) | 100 | 184.9 | +84.9% |
| Fidelity National I… (FIS) | 100 | 29.2 | -70.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: FVCB vs FISV vs JPM vs KO vs FIS
Each card shows where this stock fits in a portfolio — not just who wins on paper.
FVCB carries the broadest edge in this set and is the clearest fit for growth exposure and sleep-well-at-night.
- Rev growth 9.4%, EPS growth 47.6%
- Lower volatility, beta 0.60, Low D/E 10.0%, current ratio 0.14x
- NIM 2.8% vs JPM's 2.2%
- 9.4% NII/revenue growth vs KO's 1.9%
FISV ranks third and is worth considering specifically for valuation efficiency.
- PEG 0.19 vs KO's 2.26
- Lower P/E (6.6x vs 25.3x), PEG 0.19 vs 2.26
JPM is the clearest fit if your priority is long-term compounding.
- 465.8% 10Y total return vs KO's 121.1%
KO is the #2 pick in this set and the best alternative if quality and efficiency is your priority.
- 27.8% margin vs FISV's 15.2%
- 13.1% ROA vs FVCB's 1.0%, ROIC 15.8% vs 7.2%
FIS is the clearest fit if your priority is income & stability and defensive.
- Dividend streak 1 yrs, beta 0.61, yield 4.2%
- Beta 0.61, yield 4.2%, current ratio 0.59x
- 4.2% yield, 1-year raise streak, vs KO's 2.5%, (1 stock pays no dividend)
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 9.4% NII/revenue growth vs KO's 1.9% | |
| Value | Lower P/E (6.6x vs 25.3x), PEG 0.19 vs 2.26 | |
| Quality / Margins | 27.8% margin vs FISV's 15.2% | |
| Stability / Safety | Beta 0.60 vs JPM's 0.94, lower leverage | |
| Dividends | 4.2% yield, 1-year raise streak, vs KO's 2.5%, (1 stock pays no dividend) | |
| Momentum (1Y) | +49.1% vs FISV's -68.0% | |
| Efficiency (ROA) | 13.1% ROA vs FVCB's 1.0%, ROIC 15.8% vs 7.2% |
FVCB vs FISV vs JPM vs KO vs FIS — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FVCB vs FISV vs JPM vs KO vs FIS — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
KO leads in 2 of 6 categories
FISV leads 1 • JPM leads 1 • FVCB leads 0 • FIS leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
KO leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $280.3B annually — 2337.5x FVCB's $120M. KO is the more profitable business, keeping 27.8% of every revenue dollar as net income compared to FISV's 15.2%. On growth, FIS holds the edge at +30.1% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $120M | $21.1B | $280.3B | $49.3B | $11.7B |
| EBITDAEarnings before interest/tax | $29M | $7.5B | $81.4B | $15.5B | $4.1B |
| Net IncomeAfter-tax profit | $22M | $3.2B | $57.0B | $13.7B | $2.7B |
| Free Cash FlowCash after capex | $24M | $4.0B | $100.9B | $12.6B | $2.8B |
| Gross MarginGross profit ÷ Revenue | +53.1% | +60.8% | +60.0% | +61.7% | +37.6% |
| Operating MarginEBIT ÷ Revenue | +23.6% | +24.4% | +25.9% | +29.3% | +17.9% |
| Net MarginNet income ÷ Revenue | +18.4% | +15.2% | +20.4% | +27.8% | +22.9% |
| FCF MarginFCF ÷ Revenue | +19.9% | +19.0% | +36.0% | +25.5% | +23.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | -2.0% | — | +12.1% | +30.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +14.8% | -29.1% | +16.0% | +18.2% | +30.6% |
Valuation Metrics
FISV leads this category, winning 6 of 7 comparable metrics.
Valuation Metrics
At 8.5x trailing earnings, FISV trades at a 84% valuation discount to FIS's 52.3x P/E. Adjusting for growth (PEG ratio), FISV offers better value at 0.24x vs KO's 2.43x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $302M | $28.8B | $896.0B | $355.6B | $20.3B |
| Enterprise ValueMkt cap + debt − cash | $321M | $57.1B | $1.50T | $390.8B | $23.7B |
| Trailing P/EPrice ÷ TTM EPS | 13.88x | 8.48x | 16.00x | 27.18x | 52.27x |
| Forward P/EPrice ÷ next-FY EPS est. | 11.38x | 6.62x | 14.40x | 25.27x | 6.24x |
| PEG RatioP/E ÷ EPS growth rate | 2.11x | 0.24x | 0.90x | 2.43x | 2.14x |
| EV / EBITDAEnterprise value multiple | 11.38x | 6.44x | 18.36x | 26.39x | 6.50x |
| Price / SalesMarket cap ÷ Revenue | 2.47x | 1.36x | 3.20x | 7.42x | 1.90x |
| Price / BookPrice ÷ Book value/share | 1.21x | 1.14x | 2.47x | 10.40x | 1.46x |
| Price / FCFMarket cap ÷ FCF | 12.65x | 6.63x | 8.88x | 67.15x | 7.21x |
Profitability & Efficiency
Evenly matched — FVCB and KO each lead in 4 of 9 comparable metrics.
Profitability & Efficiency
KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $9 for FVCB. FVCB carries lower financial leverage with a 0.10x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), FVCB scores 9/9 vs JPM's 5/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +8.9% | +12.4% | +15.9% | +41.1% | +18.4% |
| ROA (TTM)Return on assets | +1.0% | +4.0% | +1.3% | +13.1% | +7.5% |
| ROICReturn on invested capital | +7.2% | +8.1% | +4.5% | +15.8% | +6.0% |
| ROCEReturn on capital employed | +3.9% | +10.2% | +8.9% | +17.3% | +6.6% |
| Piotroski ScoreFundamental quality 0–9 | 9 | 5 | 5 | 7 | 6 |
| Debt / EquityFinancial leverage | 0.10x | 1.13x | 2.60x | 1.33x | 0.29x |
| Net DebtTotal debt minus cash | $20M | $28.3B | $599.0B | $35.2B | $3.4B |
| Cash & Equiv.Liquid assets | $6M | $798M | $343.3B | $10.3B | $599M |
| Total DebtShort + long-term debt | $25M | $29.1B | $942.4B | $45.5B | $4.0B |
| Interest CoverageEBIT ÷ Interest expense | 0.52x | 6.39x | 0.74x | 10.70x | 21.16x |
Total Returns (Dividends Reinvested)
JPM leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in JPM five years ago would be worth $21,820 today (with dividends reinvested), compared to $3,267 for FIS. Over the past 12 months, FVCB leads with a +49.1% total return vs FISV's -68.0%. The 3-year compound annual growth rate (CAGR) favors JPM at 33.6% vs FISV's -23.0% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +21.2% | -18.0% | -0.5% | +20.3% | -38.9% |
| 1-Year ReturnPast 12 months | +49.1% | -68.0% | +21.8% | +17.2% | -49.4% |
| 3-Year ReturnCumulative with dividends | +65.8% | -54.3% | +138.2% | +47.0% | -18.9% |
| 5-Year ReturnCumulative with dividends | +21.2% | -50.7% | +118.2% | +65.6% | -67.3% |
| 10-Year ReturnCumulative with dividends | +84.8% | +1.8% | +465.8% | +121.1% | -25.6% |
| CAGR (3Y)Annualised 3-year return | +18.3% | -23.0% | +33.6% | +13.7% | -6.8% |
Risk & Volatility
KO leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
KO is the less volatile stock with a -0.20 beta — it tends to amplify market swings less than JPM's 0.94 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KO currently trades 98.3% from its 52-week high vs FISV's 30.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.60x | 0.87x | 0.94x | -0.20x | 0.61x |
| 52-Week HighHighest price in past year | $18.41 | $177.36 | $337.25 | $84.04 | $82.74 |
| 52-Week LowLowest price in past year | $11.13 | $51.78 | $262.71 | $65.35 | $37.91 |
| % of 52W HighCurrent price vs 52-week peak | +91.2% | +30.3% | +95.1% | +98.3% | +47.4% |
| RSI (14)Momentum oscillator 0–100 | 69.0 | 40.8 | 59.1 | 60.6 | 30.8 |
| Avg Volume (50D)Average daily shares traded | 205K | 5.7M | 7.0M | 12.7M | 5.6M |
Analyst Outlook
Evenly matched — KO and FIS each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: FVCB as "Buy", FISV as "Buy", JPM as "Buy", KO as "Buy", FIS as "Buy". Consensus price targets imply 60.4% upside for FIS (target: $63) vs 4.2% for KO (target: $86). For income investors, FIS offers the higher dividend yield at 4.16% vs FVCB's 0.71%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Buy | Buy | Buy |
| Price TargetConsensus 12-month target | $19.00 | $71.15 | $339.75 | $86.13 | $62.88 |
| # AnalystsCovering analysts | 3 | 60 | 61 | 48 | 37 |
| Dividend YieldAnnual dividend ÷ price | +0.7% | — | +1.9% | +2.5% | +4.2% |
| Dividend StreakConsecutive years of raises | 1 | — | 15 | 56 | 1 |
| Dividend / ShareAnnual DPS | $0.12 | — | $5.95 | $2.04 | $1.63 |
| Buyback YieldShare repurchases ÷ mkt cap | +2.2% | +20.5% | +3.9% | +0.2% | +7.0% |
KO leads in 2 of 6 categories (Income & Cash Flow, Risk & Volatility). FISV leads in 1 (Valuation Metrics). 2 tied.
FVCB vs FISV vs JPM vs KO vs FIS: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is FVCB or FISV or JPM or KO or FIS a better buy right now?
For growth investors, FVCBankcorp, Inc.
(FVCB) is the stronger pick with 9. 4% revenue growth year-over-year, versus 1. 9% for The Coca-Cola Company (KO). Fiserv, Inc. (FISV) offers the better valuation at 8. 5x trailing P/E (6. 6x forward), making it the more compelling value choice. Analysts rate FVCBankcorp, Inc. (FVCB) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — FVCB or FISV or JPM or KO or FIS?
On trailing P/E, Fiserv, Inc.
(FISV) is the cheapest at 8. 5x versus Fidelity National Information Services, Inc. at 52. 3x. On forward P/E, Fidelity National Information Services, Inc. is actually cheaper at 6. 2x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fiserv, Inc. wins at 0. 19x versus The Coca-Cola Company's 2. 26x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — FVCB or FISV or JPM or KO or FIS?
Over the past 5 years, JPMorgan Chase & Co.
(JPM) delivered a total return of +118. 2%, compared to -67. 3% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: JPM returned +465. 8% versus FIS's -25. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — FVCB or FISV or JPM or KO or FIS?
By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.
20β versus JPMorgan Chase & Co. 's 0. 94β — meaning JPM is approximately -571% more volatile than KO relative to the S&P 500. On balance sheet safety, FVCBankcorp, Inc. (FVCB) carries a lower debt/equity ratio of 10% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — FVCB or FISV or JPM or KO or FIS?
By revenue growth (latest reported year), FVCBankcorp, Inc.
(FVCB) is pulling ahead at 9. 4% versus 1. 9% for The Coca-Cola Company (KO). On earnings-per-share growth, the picture is similar: FVCBankcorp, Inc. grew EPS 47. 6% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Over a 3-year CAGR, FISV leads at 6. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — FVCB or FISV or JPM or KO or FIS?
The Coca-Cola Company (KO) is the more profitable company, earning 27.
3% net margin versus 3. 6% for Fidelity National Information Services, Inc. — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: KO leads at 28. 7% versus 16. 5% for FIS. At the gross margin level — before operating expenses — KO leads at 61. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is FVCB or FISV or JPM or KO or FIS more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Fiserv, Inc. (FISV) is the more undervalued stock at a PEG of 0. 19x versus The Coca-Cola Company's 2. 26x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Fidelity National Information Services, Inc. (FIS) trades at 6. 2x forward P/E versus 25. 3x for The Coca-Cola Company — 19. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 60. 4% to $62. 88.
08Which pays a better dividend — FVCB or FISV or JPM or KO or FIS?
In this comparison, FIS (4.
2% yield), KO (2. 5% yield), JPM (1. 9% yield), FVCB (0. 7% yield) pay a dividend. FISV does not pay a meaningful dividend and should not be held primarily for income.
09Is FVCB or FISV or JPM or KO or FIS better for a retirement portfolio?
For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
20), 2. 5% yield, +121. 1% 10Y return). Both have compounded well over 10 years (KO: +121. 1%, FISV: +1. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between FVCB and FISV and JPM and KO and FIS?
These companies operate in different sectors (FVCB (Financial Services) and FISV (Technology) and JPM (Financial Services) and KO (Consumer Defensive) and FIS (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: FVCB is a small-cap deep-value stock; FISV is a mid-cap deep-value stock; JPM is a large-cap deep-value stock; KO is a large-cap quality compounder stock; FIS is a mid-cap income-oriented stock. FVCB, JPM, KO, FIS pay a dividend while FISV does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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