Insurance - Property & Casualty
Compare Stocks
2 / 10Stock Comparison
GBLI vs KFRC
Revenue, margins, valuation, and 5-year total return — side by side.
Staffing & Employment Services
GBLI vs KFRC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Insurance - Property & Casualty | Staffing & Employment Services |
| Market Cap | $392M | $790M |
| Revenue (TTM) | $451M | $1.33B |
| Net Income (TTM) | $34M | $35M |
| Gross Margin | 37.7% | 27.2% |
| Operating Margin | 9.7% | 3.8% |
| Forward P/E | 9.7x | 18.0x |
| Total Debt | $8M | $70M |
| Cash & Equiv. | $66M | $2M |
GBLI vs KFRC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Global Indemnity Gr… (GBLI) | 100 | 112.5 | +12.5% |
| Kforce Inc. (KFRC) | 100 | 143.1 | +43.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: GBLI vs KFRC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
GBLI carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 0 yrs, beta 0.14, yield 5.1%
- Rev growth 2.0%, EPS growth -43.9%, 3Y rev CAGR -10.5%
- Lower volatility, beta 0.14, Low D/E 1.2%, current ratio 1.35x
KFRC is the clearest fit if your priority is long-term compounding.
- 195.5% 10Y total return vs GBLI's 17.7%
- +18.9% vs GBLI's +3.7%
- 9.2% ROA vs GBLI's 0.0%, ROIC 19.1% vs 3.8%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 2.0% revenue growth vs KFRC's -5.4% | |
| Value | Lower P/E (9.7x vs 18.0x) | |
| Quality / Margins | 7.4% margin vs KFRC's 2.6% | |
| Stability / Safety | Beta 0.14 vs KFRC's 0.53, lower leverage | |
| Dividends | 5.1% yield, vs KFRC's 3.6% | |
| Momentum (1Y) | +18.9% vs GBLI's +3.7% | |
| Efficiency (ROA) | 9.2% ROA vs GBLI's 0.0%, ROIC 19.1% vs 3.8% |
GBLI vs KFRC — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
GBLI vs KFRC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
GBLI leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
KFRC is the larger business by revenue, generating $1.3B annually — 3.0x GBLI's $451M. Profitability is closely matched — net margins range from 7.4% (GBLI) to 2.6% (KFRC).
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $451M | $1.3B |
| EBITDAEarnings before interest/tax | $48M | $56M |
| Net IncomeAfter-tax profit | $34M | $35M |
| Free Cash FlowCash after capex | $7M | $43M |
| Gross MarginGross profit ÷ Revenue | +37.7% | +27.2% |
| Operating MarginEBIT ÷ Revenue | +9.7% | +3.8% |
| Net MarginNet income ÷ Revenue | +7.4% | +2.6% |
| FCF MarginFCF ÷ Revenue | +1.5% | +3.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | +0.5% | +0.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +196.7% | +2.2% |
Valuation Metrics
GBLI leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
At 15.6x trailing earnings, GBLI trades at a 29% valuation discount to KFRC's 22.1x P/E. On an enterprise value basis, GBLI's 8.6x EV/EBITDA is more attractive than KFRC's 15.4x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $392M | $790M |
| Enterprise ValueMkt cap + debt − cash | $335M | $858M |
| Trailing P/EPrice ÷ TTM EPS | 15.60x | 22.05x |
| Forward P/EPrice ÷ next-FY EPS est. | 9.71x | 17.96x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 8.59x | 15.42x |
| Price / SalesMarket cap ÷ Revenue | 0.87x | 0.59x |
| Price / BookPrice ÷ Book value/share | 0.55x | 6.17x |
| Price / FCFMarket cap ÷ FCF | 43.22x | 16.88x |
Profitability & Efficiency
Evenly matched — GBLI and KFRC each lead in 4 of 8 comparable metrics.
Profitability & Efficiency
KFRC delivers a 27.2% return on equity — every $100 of shareholder capital generates $27 in annual profit, vs $0 for GBLI. GBLI carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to KFRC's 0.56x. On the Piotroski fundamental quality scale (0–9), GBLI scores 5/9 vs KFRC's 4/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +0.0% | +27.2% |
| ROA (TTM)Return on assets | +0.0% | +9.2% |
| ROICReturn on invested capital | +3.8% | +19.1% |
| ROCEReturn on capital employed | +4.4% | +20.1% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 4 |
| Debt / EquityFinancial leverage | 0.01x | 0.56x |
| Net DebtTotal debt minus cash | -$57M | $68M |
| Cash & Equiv.Liquid assets | $66M | $2M |
| Total DebtShort + long-term debt | $8M | $70M |
| Interest CoverageEBIT ÷ Interest expense | 16.91x | — |
Total Returns (Dividends Reinvested)
Evenly matched — GBLI and KFRC each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GBLI five years ago would be worth $11,250 today (with dividends reinvested), compared to $8,325 for KFRC. Over the past 12 months, KFRC leads with a +18.9% total return vs GBLI's +3.7%. The 3-year compound annual growth rate (CAGR) favors GBLI at 3.7% vs KFRC's -4.8% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -3.8% | +39.2% |
| 1-Year ReturnPast 12 months | +3.7% | +18.9% |
| 3-Year ReturnCumulative with dividends | +11.6% | -13.8% |
| 5-Year ReturnCumulative with dividends | +12.5% | -16.8% |
| 10-Year ReturnCumulative with dividends | +17.7% | +195.5% |
| CAGR (3Y)Annualised 3-year return | +3.7% | -4.8% |
Risk & Volatility
Evenly matched — GBLI and KFRC each lead in 1 of 2 comparable metrics.
Risk & Volatility
GBLI is the less volatile stock with a 0.14 beta — it tends to amplify market swings less than KFRC's 0.53 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KFRC currently trades 91.0% from its 52-week high vs GBLI's 80.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.14x | 0.53x |
| 52-Week HighHighest price in past year | $34.00 | $47.48 |
| 52-Week LowLowest price in past year | $25.63 | $24.49 |
| % of 52W HighCurrent price vs 52-week peak | +80.3% | +91.0% |
| RSI (14)Momentum oscillator 0–100 | 41.5 | 65.6 |
| Avg Volume (50D)Average daily shares traded | 3K | 305K |
Analyst Outlook
Evenly matched — GBLI and KFRC each lead in 1 of 2 comparable metrics.
Analyst Outlook
For income investors, GBLI offers the higher dividend yield at 5.14% vs KFRC's 3.58%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $71.00 |
| # AnalystsCovering analysts | — | 10 |
| Dividend YieldAnnual dividend ÷ price | +5.1% | +3.6% |
| Dividend StreakConsecutive years of raises | 0 | 8 |
| Dividend / ShareAnnual DPS | $1.40 | $1.55 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +6.4% |
GBLI leads in 2 of 6 categories — strongest in Income & Cash Flow and Valuation Metrics. 4 categories are tied.
GBLI vs KFRC: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is GBLI or KFRC a better buy right now?
For growth investors, Global Indemnity Group, LLC (GBLI) is the stronger pick with 2.
0% revenue growth year-over-year, versus -5. 4% for Kforce Inc. (KFRC). Global Indemnity Group, LLC (GBLI) offers the better valuation at 15. 6x trailing P/E (9. 7x forward), making it the more compelling value choice. Analysts rate Kforce Inc. (KFRC) a "Hold" — based on 10 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — GBLI or KFRC?
On trailing P/E, Global Indemnity Group, LLC (GBLI) is the cheapest at 15.
6x versus Kforce Inc. at 22. 1x. On forward P/E, Global Indemnity Group, LLC is actually cheaper at 9. 7x.
03Which is the better long-term investment — GBLI or KFRC?
Over the past 5 years, Global Indemnity Group, LLC (GBLI) delivered a total return of +12.
5%, compared to -16. 8% for Kforce Inc. (KFRC). Over 10 years, the gap is even starker: KFRC returned +195. 5% versus GBLI's +17. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — GBLI or KFRC?
By beta (market sensitivity over 5 years), Global Indemnity Group, LLC (GBLI) is the lower-risk stock at 0.
14β versus Kforce Inc. 's 0. 53β — meaning KFRC is approximately 283% more volatile than GBLI relative to the S&P 500. On balance sheet safety, Global Indemnity Group, LLC (GBLI) carries a lower debt/equity ratio of 1% versus 56% for Kforce Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — GBLI or KFRC?
By revenue growth (latest reported year), Global Indemnity Group, LLC (GBLI) is pulling ahead at 2.
0% versus -5. 4% for Kforce Inc. (KFRC). On earnings-per-share growth, the picture is similar: Kforce Inc. grew EPS -25. 2% year-over-year, compared to -43. 9% for Global Indemnity Group, LLC. Over a 3-year CAGR, KFRC leads at -8. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — GBLI or KFRC?
Global Indemnity Group, LLC (GBLI) is the more profitable company, earning 5.
6% net margin versus 2. 6% for Kforce Inc. — meaning it keeps 5. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GBLI leads at 7. 4% versus 3. 8% for KFRC. At the gross margin level — before operating expenses — GBLI leads at 49. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is GBLI or KFRC more undervalued right now?
On forward earnings alone, Global Indemnity Group, LLC (GBLI) trades at 9.
7x forward P/E versus 18. 0x for Kforce Inc. — 8. 2x cheaper on a one-year earnings basis.
08Which pays a better dividend — GBLI or KFRC?
All stocks in this comparison pay dividends.
Global Indemnity Group, LLC (GBLI) offers the highest yield at 5. 1%, versus 3. 6% for Kforce Inc. (KFRC).
09Is GBLI or KFRC better for a retirement portfolio?
For long-horizon retirement investors, Global Indemnity Group, LLC (GBLI) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
14), 5. 1% yield). Both have compounded well over 10 years (GBLI: +17. 7%, KFRC: +195. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between GBLI and KFRC?
These companies operate in different sectors (GBLI (Financial Services) and KFRC (Industrials)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: GBLI is a small-cap deep-value stock; KFRC is a small-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.
You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.
Compare GBLI vs HRTG
HRTG is one of the most direct listed alternatives to GBLI.
Compare KFRC vs KELYA
KELYA is one of the most direct listed alternatives to KFRC.
Expand With HRTG + KELYA
HRTG and KELYA are the strongest missing peers across the current compare set.