HTCR
HeartCore Enterprises, Inc.
Software - Application
Market Cap$202K
5Y Perf.-99.7%
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Stock Comparison
HTCR vs MGIC
Revenue, margins, valuation, and 5-year total return — side by side.
MGIC
Magic Software Enterprises Ltd.
Information Technology Services
Market Cap$853M
5Y Perf.-3.0%
HTCR vs MGIC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | HTCR | MGIC |
|---|---|---|
| Industry | Software - Application | Information Technology Services |
| Market Cap | $202K | $853M |
| Revenue (TTM) | $13M | $603M |
| Net Income (TTM) | $6M | $40M |
| Gross Margin | 40.3% | 28.0% |
| Operating Margin | -17.1% | 10.8% |
| Forward P/E | 0.0x | 15.0x |
| Total Debt | $756K | $86M |
| Cash & Equiv. | $2M | $113M |
HTCR vs MGIC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
HTCR
MGIC
| Stock | Feb 22 | May 26 | Return |
|---|---|---|---|
| HeartCore Enterpris… (HTCR) | 100 | 0.3 | -99.7% |
| Magic Software Ente… (MGIC) | 100 | 97.0 | -3.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: HTCR vs MGIC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: HTCR leads in 4 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Magic Software Enterprises Ltd. is the stronger pick specifically for growth and revenue expansion and capital preservation and lower volatility. As sector peers, any of these can serve as alternatives in the same allocation.
HTCR
HeartCore Enterprises, Inc.
The Income Pick
HTCR carries the broadest edge in this set and is the clearest fit for income & stability and valuation efficiency.
- Dividend streak 2 yrs, beta 1.78, yield 100.0%
- PEG 0.00 vs MGIC's 0.63
- Lower P/E (0.0x vs 15.0x), PEG 0.00 vs 0.63
Best for: income & stability and valuation efficiency
MGIC
Magic Software Enterprises Ltd.
The Growth Play
MGIC is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth 3.3%, EPS growth 0.0%, 3Y rev CAGR 4.8%
- 222.0% 10Y total return vs HTCR's -99.7%
- Lower volatility, beta 1.44, Low D/E 28.6%, current ratio 1.62x
Best for: growth exposure and long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | MGIC | 3.3% revenue growth vs HTCR's -70.5% |
| Value | HTCR | Lower P/E (0.0x vs 15.0x), PEG 0.00 vs 0.63 |
| Quality / Margins | HTCR | 43.8% margin vs MGIC's 6.6% |
| Stability / Safety | MGIC | Beta 1.44 vs HTCR's 1.78 |
| Dividends | HTCR | 100.0% yield, 2-year raise streak, vs MGIC's 1.2% |
| Momentum (1Y) | MGIC | +23.7% vs HTCR's -97.6% |
| Efficiency (ROA) | HTCR | 46.2% ROA vs MGIC's 7.4%, ROIC -39.9% vs 16.2% |
HTCR vs MGIC — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
FY 2021
HTCR vs MGIC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLHTCRLAGGINGMGIC
MGICMagic Software Enterp…
2leads
HTCRHeartCore Enterprises…
2leads
6 Total Categories
CATEGORYLEADERvs MGICMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
Tied
—
Valuation MetricsMultiples, price ratios, and targets
HTCR4/4
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
Tied
—
Total Returns1Y, 3Y, 5Y total returns with dividends
MGIC6/6
Risk & VolatilityBeta, volatility, and downside exposure
MGIC2/2
Analyst OutlookRatings, price targets, and dividends
HTCR2/2
Income & Cash Flow (Last 12 Months)
Evenly matched — HTCR and MGIC each lead in 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
MGIC is the larger business by revenue, generating $603M annually — 45.6x HTCR's $13M. HTCR is the more profitable business, keeping 43.8% of every revenue dollar as net income compared to MGIC's 6.6%. On growth, MGIC holds the edge at +13.1% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | HTCRHeartCore Enterpr… | MGICMagic Software En… |
|---|---|---|
| RevenueTrailing 12 months | $13M | $603M |
| EBITDAEarnings before interest/tax | -$2M | $87M |
| Net IncomeAfter-tax profit | $6M | $40M |
| Free Cash FlowCash after capex | -$4M | $64M |
| Gross MarginGross profit ÷ Revenue | +40.3% | +28.0% |
| Operating MarginEBIT ÷ Revenue | -17.1% | +10.8% |
| Net MarginNet income ÷ Revenue | +43.8% | +6.6% |
| FCF MarginFCF ÷ Revenue | -27.7% | +10.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | -44.4% | +13.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +163.6% | +17.6% |
Evenly matched — HTCR and MGIC each lead in 3 of 6 comparable metrics.
Valuation Metrics
HTCR leads this category, winning 4 of 4 comparable metrics.
Valuation Metrics
At 0.0x trailing earnings, HTCR trades at a 100% valuation discount to MGIC's 23.2x P/E. Adjusting for growth (PEG ratio), HTCR offers better value at 0.00x vs MGIC's 0.98x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | HTCRHeartCore Enterpr… | MGICMagic Software En… |
|---|---|---|
| Market CapShares × price | $202,089 | $853M |
| Enterprise ValueMkt cap + debt − cash | -$1M | $827M |
| Trailing P/EPrice ÷ TTM EPS | 0.04x | 23.17x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 14.98x |
| PEG RatioP/E ÷ EPS growth rate | 0.00x | 0.98x |
| EV / EBITDAEnterprise value multiple | — | 10.07x |
| Price / SalesMarket cap ÷ Revenue | 0.02x | 1.54x |
| Price / BookPrice ÷ Book value/share | 0.03x | 2.83x |
| Price / FCFMarket cap ÷ FCF | — | 11.64x |
HTCR leads this category, winning 4 of 4 comparable metrics.
Profitability & Efficiency
Evenly matched — HTCR and MGIC each lead in 4 of 8 comparable metrics.
Profitability & Efficiency
HTCR delivers a 151.8% return on equity — every $100 of shareholder capital generates $152 in annual profit, vs $13 for MGIC. HTCR carries lower financial leverage with a 0.10x debt-to-equity ratio, signaling a more conservative balance sheet compared to MGIC's 0.29x.
| Metric | HTCRHeartCore Enterpr… | MGICMagic Software En… |
|---|---|---|
| ROE (TTM)Return on equity | +151.8% | +13.4% |
| ROA (TTM)Return on assets | +46.2% | +7.4% |
| ROICReturn on invested capital | -39.9% | +16.2% |
| ROCEReturn on capital employed | -41.7% | +16.3% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 4 |
| Debt / EquityFinancial leverage | 0.10x | 0.29x |
| Net DebtTotal debt minus cash | -$1M | -$27M |
| Cash & Equiv.Liquid assets | $2M | $113M |
| Total DebtShort + long-term debt | $756,179 | $86M |
| Interest CoverageEBIT ÷ Interest expense | -38.03x | 11.90x |
Evenly matched — HTCR and MGIC each lead in 4 of 8 comparable metrics.
Total Returns (Dividends Reinvested)
MGIC leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in MGIC five years ago would be worth $12,306 today (with dividends reinvested), compared to $33 for HTCR. Over the past 12 months, MGIC leads with a +23.7% total return vs HTCR's -97.6%. The 3-year compound annual growth rate (CAGR) favors MGIC at 10.9% vs HTCR's -74.5% — a key indicator of consistent wealth creation.
| Metric | HTCRHeartCore Enterpr… | MGICMagic Software En… |
|---|---|---|
| YTD ReturnYear-to-date | -97.5% | -33.3% |
| 1-Year ReturnPast 12 months | -97.6% | +23.7% |
| 3-Year ReturnCumulative with dividends | -98.3% | +36.5% |
| 5-Year ReturnCumulative with dividends | -99.7% | +23.1% |
| 10-Year ReturnCumulative with dividends | -99.7% | +222.0% |
| CAGR (3Y)Annualised 3-year return | -74.5% | +10.9% |
MGIC leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
MGIC leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
MGIC is the less volatile stock with a 1.44 beta — it tends to amplify market swings less than HTCR's 1.78 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. MGIC currently trades 62.1% from its 52-week high vs HTCR's 0.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | HTCRHeartCore Enterpr… | MGICMagic Software En… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.78x | 1.44x |
| 52-Week HighHighest price in past year | $668.00 | $28.00 |
| 52-Week LowLowest price in past year | $0.29 | $14.31 |
| % of 52W HighCurrent price vs 52-week peak | +0.5% | +62.1% |
| RSI (14)Momentum oscillator 0–100 | 16.8 | 30.7 |
| Avg Volume (50D)Average daily shares traded | 38K | 46K |
MGIC leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
HTCR leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
For income investors, HTCR offers the higher dividend yield at 100.00% vs MGIC's 1.17%.
| Metric | HTCRHeartCore Enterpr… | MGICMagic Software En… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $18.50 |
| # AnalystsCovering analysts | — | 6 |
| Dividend YieldAnnual dividend ÷ price | +100.0% | +1.2% |
| Dividend StreakConsecutive years of raises | 2 | 0 |
| Dividend / ShareAnnual DPS | $51.92 | $0.20 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
HTCR leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
HTCR leads in 2 of 6 categories (Valuation Metrics, Analyst Outlook). MGIC leads in 2 (Total Returns, Risk & Volatility). 2 tied.
Best OverallHeartCore Enterprises, Inc. (HTCR)Leads 2 of 6 categories
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HTCR vs MGIC: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is HTCR or MGIC a better buy right now?
For growth investors, Magic Software Enterprises Ltd.
(MGIC) is the stronger pick with 3. 3% revenue growth year-over-year, versus -70. 5% for HeartCore Enterprises, Inc. (HTCR). HeartCore Enterprises, Inc. (HTCR) offers the better valuation at 0. 0x trailing P/E, making it the more compelling value choice. Analysts rate Magic Software Enterprises Ltd. (MGIC) a "Buy" — based on 6 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — HTCR or MGIC?
On trailing P/E, HeartCore Enterprises, Inc.
(HTCR) is the cheapest at 0. 0x versus Magic Software Enterprises Ltd. at 23. 2x.
03Which is the better long-term investment — HTCR or MGIC?
Over the past 5 years, Magic Software Enterprises Ltd.
(MGIC) delivered a total return of +23. 1%, compared to -99. 7% for HeartCore Enterprises, Inc. (HTCR). Over 10 years, the gap is even starker: MGIC returned +222. 0% versus HTCR's -99. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — HTCR or MGIC?
By beta (market sensitivity over 5 years), Magic Software Enterprises Ltd.
(MGIC) is the lower-risk stock at 1. 44β versus HeartCore Enterprises, Inc. 's 1. 78β — meaning HTCR is approximately 23% more volatile than MGIC relative to the S&P 500. On balance sheet safety, HeartCore Enterprises, Inc. (HTCR) carries a lower debt/equity ratio of 10% versus 29% for Magic Software Enterprises Ltd. — giving it more financial flexibility in a downturn.
05Which is growing faster — HTCR or MGIC?
By revenue growth (latest reported year), Magic Software Enterprises Ltd.
(MGIC) is pulling ahead at 3. 3% versus -70. 5% for HeartCore Enterprises, Inc. (HTCR). On earnings-per-share growth, the picture is similar: HeartCore Enterprises, Inc. grew EPS 411. 2% year-over-year, compared to 0. 0% for Magic Software Enterprises Ltd.. Over a 3-year CAGR, MGIC leads at 4. 8% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — HTCR or MGIC?
HeartCore Enterprises, Inc.
(HTCR) is the more profitable company, earning 64. 6% net margin versus 6. 7% for Magic Software Enterprises Ltd. — meaning it keeps 64. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MGIC leads at 11. 1% versus -33. 2% for HTCR. At the gross margin level — before operating expenses — HTCR leads at 35. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — HTCR or MGIC?
All stocks in this comparison pay dividends.
HeartCore Enterprises, Inc. (HTCR) offers the highest yield at 100. 0%, versus 1. 2% for Magic Software Enterprises Ltd. (MGIC).
08Is HTCR or MGIC better for a retirement portfolio?
For long-horizon retirement investors, Magic Software Enterprises Ltd.
(MGIC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (1. 2% yield, +222. 0% 10Y return). HeartCore Enterprises, Inc. (HTCR) carries a higher beta of 1. 78 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (MGIC: +222. 0%, HTCR: -99. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between HTCR and MGIC?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: HTCR is a small-cap deep-value stock; MGIC is a small-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(HTCR: -44.4% · MGIC: 13.1%)Net Margin>
%
(HTCR: 43.8% · MGIC: 6.6%)P/E Ratio<
x
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