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HTFB vs SLRC
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
HTFB vs SLRC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $1.14B | $745M |
| Revenue (TTM) | $96M | $220M |
| Net Income (TTM) | $45M | $73M |
| Gross Margin | — | 73.3% |
| Operating Margin | — | 72.9% |
| Forward P/E | 24.6x | 8.5x |
| Total Debt | $0.00 | $1.15B |
| Cash & Equiv. | $106M | $16M |
HTFB vs SLRC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Apr 21 | Feb 26 | Return |
|---|---|---|---|
| Horizon Technology … (HTFB) | 100 | 100.2 | +0.2% |
| SLR Investment Corp. (SLRC) | 100 | 83.7 | -16.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: HTFB vs SLRC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
HTFB is the clearest fit if your priority is growth exposure.
- Rev growth 182.9%, EPS growth 7.6%
- 182.9% NII/revenue growth vs SLRC's 24.8%
- +6.5% vs SLRC's -1.0%
SLRC carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 0 yrs, beta 0.76, yield 12.0%
- 64.4% 10Y total return vs HTFB's 21.2%
- PEG 0.24 vs HTFB's 1.03
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 182.9% NII/revenue growth vs SLRC's 24.8% | |
| Value | Lower P/E (8.5x vs 24.6x), PEG 0.24 vs 1.03 | |
| Quality / Margins | Efficiency ratio 0.0% vs HTFB's 0.1% (lower = leaner) | |
| Dividends | 12.0% yield, vs HTFB's 5.0% | |
| Momentum (1Y) | +6.5% vs SLRC's -1.0% | |
| Efficiency (ROA) | Efficiency ratio 0.0% vs HTFB's 0.1% |
HTFB vs SLRC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
HTFB leads this category, winning 3 of 3 comparable metrics.
Income & Cash Flow (Last 12 Months)
SLRC is the larger business by revenue, generating $220M annually — 2.3x HTFB's $96M. HTFB is the more profitable business, keeping 47.4% of every revenue dollar as net income compared to SLRC's 42.0%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $96M | $220M |
| EBITDAEarnings before interest/tax | -$10M | $73M |
| Net IncomeAfter-tax profit | $45M | $73M |
| Free Cash FlowCash after capex | $37M | -$73M |
| Gross MarginGross profit ÷ Revenue | — | +73.3% |
| Operating MarginEBIT ÷ Revenue | — | +72.9% |
| Net MarginNet income ÷ Revenue | +47.4% | +42.0% |
| FCF MarginFCF ÷ Revenue | +59.0% | -32.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +2.8% | -100.0% |
Valuation Metrics
SLRC leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
Adjusting for growth (PEG ratio), SLRC offers better value at 0.23x vs HTFB's 1.03x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||
|---|---|---|
| Market CapShares × price | $1.1B | $745M |
| Enterprise ValueMkt cap + debt − cash | $1.5B | $1.9B |
| Trailing P/EPrice ÷ TTM EPS | -160.75x | 8.04x |
| Forward P/EPrice ÷ next-FY EPS est. | 24.59x | 8.48x |
| PEG RatioP/E ÷ EPS growth rate | 1.03x | 0.23x |
| EV / EBITDAEnterprise value multiple | — | 11.47x |
| Price / SalesMarket cap ÷ Revenue | 33.58x | 3.39x |
| Price / BookPrice ÷ Book value/share | 2.76x | 0.75x |
| Price / FCFMarket cap ÷ FCF | 28.75x | — |
Profitability & Efficiency
HTFB leads this category, winning 5 of 6 comparable metrics.
Profitability & Efficiency
HTFB delivers a 14.9% return on equity — every $100 of shareholder capital generates $15 in annual profit, vs $7 for SLRC. On the Piotroski fundamental quality scale (0–9), HTFB scores 5/9 vs SLRC's 3/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +14.9% | +7.3% |
| ROA (TTM)Return on assets | +5.9% | +2.9% |
| ROICReturn on invested capital | — | +5.8% |
| ROCEReturn on capital employed | — | +7.1% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 3 |
| Debt / EquityFinancial leverage | — | 1.15x |
| Net DebtTotal debt minus cash | -$106M | $1.1B |
| Cash & Equiv.Liquid assets | $106M | $16M |
| Total DebtShort + long-term debt | $0 | $1.1B |
| Interest CoverageEBIT ÷ Interest expense | -0.32x | 1.06x |
Total Returns (Dividends Reinvested)
Evenly matched — HTFB and SLRC each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in HTFB five years ago would be worth $12,308 today (with dividends reinvested), compared to $11,622 for SLRC. Over the past 12 months, HTFB leads with a +6.5% total return vs SLRC's -1.0%. The 3-year compound annual growth rate (CAGR) favors SLRC at 9.4% vs HTFB's 6.4% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +3.0% | -8.8% |
| 1-Year ReturnPast 12 months | +6.5% | -1.0% |
| 3-Year ReturnCumulative with dividends | +20.4% | +31.0% |
| 5-Year ReturnCumulative with dividends | +23.1% | +16.2% |
| 10-Year ReturnCumulative with dividends | +21.2% | +64.4% |
| CAGR (3Y)Annualised 3-year return | +6.4% | +9.4% |
Risk & Volatility
HTFB leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
HTFB is the less volatile stock with a -0.04 beta — it tends to amplify market swings less than SLRC's 0.76 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. HTFB currently trades 96.7% from its 52-week high vs SLRC's 79.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | -0.04x | 0.76x |
| 52-Week HighHighest price in past year | $26.61 | $17.20 |
| 52-Week LowLowest price in past year | $24.70 | $13.41 |
| % of 52W HighCurrent price vs 52-week peak | +96.7% | +79.4% |
| RSI (14)Momentum oscillator 0–100 | 88.8 | 33.0 |
| Avg Volume (50D)Average daily shares traded | 2K | 404K |
Analyst Outlook
SLRC leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates HTFB as "Hold" and SLRC as "Buy". For income investors, SLRC offers the higher dividend yield at 12.01% vs HTFB's 4.99%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy |
| Price TargetConsensus 12-month target | — | $16.25 |
| # AnalystsCovering analysts | 12 | 15 |
| Dividend YieldAnnual dividend ÷ price | +5.0% | +12.0% |
| Dividend StreakConsecutive years of raises | 0 | 0 |
| Dividend / ShareAnnual DPS | — | $1.64 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
HTFB leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). SLRC leads in 2 (Valuation Metrics, Analyst Outlook). 1 tied.
HTFB vs SLRC: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is HTFB or SLRC a better buy right now?
For growth investors, Horizon Technology Finance Corporation (HTFB) is the stronger pick with 182.
9% revenue growth year-over-year, versus 24. 8% for SLR Investment Corp. (SLRC). SLR Investment Corp. (SLRC) offers the better valuation at 8. 0x trailing P/E (8. 5x forward), making it the more compelling value choice. Analysts rate SLR Investment Corp. (SLRC) a "Buy" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — HTFB or SLRC?
On forward P/E, SLR Investment Corp.
is actually cheaper at 8. 5x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: SLR Investment Corp. wins at 0. 24x versus Horizon Technology Finance Corporation's 1. 03x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — HTFB or SLRC?
Over the past 5 years, Horizon Technology Finance Corporation (HTFB) delivered a total return of +23.
1%, compared to +16. 2% for SLR Investment Corp. (SLRC). Over 10 years, the gap is even starker: SLRC returned +64. 4% versus HTFB's +21. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — HTFB or SLRC?
By beta (market sensitivity over 5 years), Horizon Technology Finance Corporation (HTFB) is the lower-risk stock at -0.
04β versus SLR Investment Corp. 's 0. 76β — meaning SLRC is approximately -1833% more volatile than HTFB relative to the S&P 500.
05Which is growing faster — HTFB or SLRC?
By revenue growth (latest reported year), Horizon Technology Finance Corporation (HTFB) is pulling ahead at 182.
9% versus 24. 8% for SLR Investment Corp. (SLRC). On earnings-per-share growth, the picture is similar: Horizon Technology Finance Corporation grew EPS 756. 3% year-over-year, compared to -3. 4% for SLR Investment Corp.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — HTFB or SLRC?
Horizon Technology Finance Corporation (HTFB) is the more profitable company, earning 47.
4% net margin versus 42. 0% for SLR Investment Corp. — meaning it keeps 47. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: SLRC leads at 72. 9% versus 0. 0% for HTFB. At the gross margin level — before operating expenses — SLRC leads at 73. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is HTFB or SLRC more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, SLR Investment Corp. (SLRC) is the more undervalued stock at a PEG of 0. 24x versus Horizon Technology Finance Corporation's 1. 03x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, SLR Investment Corp. (SLRC) trades at 8. 5x forward P/E versus 24. 6x for Horizon Technology Finance Corporation — 16. 1x cheaper on a one-year earnings basis.
08Which pays a better dividend — HTFB or SLRC?
All stocks in this comparison pay dividends.
SLR Investment Corp. (SLRC) offers the highest yield at 12. 0%, versus 5. 0% for Horizon Technology Finance Corporation (HTFB).
09Is HTFB or SLRC better for a retirement portfolio?
For long-horizon retirement investors, Horizon Technology Finance Corporation (HTFB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
04), 5. 0% yield). Both have compounded well over 10 years (HTFB: +21. 2%, SLRC: +64. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between HTFB and SLRC?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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