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JPM
BAC logo
BAC
KO logo
KO
WFC logo
WFC
C logo
C
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Stock Comparison

JPM vs BAC vs KO vs WFC vs C

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
JPM
JPMorgan Chase & Co.

Banks - Diversified

Financial ServicesNYSE • US
Market Cap$908.57B
5Y Perf.+245.8%
BAC
Bank of America Corporation

Banks - Diversified

Financial ServicesNYSE • US
Market Cap$424.14B
5Y Perf.+136.6%
KO
The Coca-Cola Company

Beverages - Non-Alcoholic

Consumer DefensiveNYSE • US
Market Cap$341.71B
5Y Perf.+77.7%
WFC
Wells Fargo & Company

Banks - Diversified

Financial ServicesNYSE • US
Market Cap$264.50B
5Y Perf.+221.1%
C
Citigroup Inc.

Banks - Diversified

Financial ServicesNYSE • US
Market Cap$266.52B
5Y Perf.+180.0%

JPM vs BAC vs KO vs WFC vs C — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
JPM logoJPM
BAC logoBAC
KO logoKO
WFC logoWFC
C logoC
IndustryBanks - DiversifiedBanks - DiversifiedBeverages - Non-AlcoholicBanks - DiversifiedBanks - Diversified
Market Cap$908.57B$424.14B$341.71B$264.50B$266.52B
Revenue (TTM)$280.33B$191.57B$49.28B$123.53B$168.30B
Net Income (TTM)$57.05B$30.51B$13.70B$21.34B$14.27B
Gross Margin60.0%56.1%61.7%64.8%44.6%
Operating Margin25.9%19.7%29.3%20.4%11.8%
Forward P/E14.6x12.6x24.3x11.7x13.2x
Total Debt$942.38B$365.90B$45.49B$425.72B$715.80B
Cash & Equiv.$343.34B$231.84B$10.27B$174.21B$349.58B

JPM vs BAC vs KO vs WFC vs CLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

JPM
BAC
KO
WFC
C
StockJun 20Jun 26Return
JPMorgan Chase & Co. (JPM)100345.8+245.8%
Bank of America Cor… (BAC)100236.6+136.6%
The Coca-Cola Compa… (KO)100177.7+77.7%
Wells Fargo & Compa… (WFC)100321.1+221.1%
Citigroup Inc. (C)100280.0+180.0%

Price return only. Dividends and distributions are not included.

Quick Verdict: JPM vs BAC vs KO vs WFC vs C

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: KO leads in 3 of 7 categories (5-stock set), making it the strongest pick for profitability and margin quality and dividend income and shareholder returns. Wells Fargo & Company is the stronger pick specifically for valuation and capital efficiency and capital preservation and lower volatility. JPM and C also each lead in at least one category. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
🥇KO emerged as the overall leader. Track its performance:
JPM
JPMorgan Chase & Co.
The Banking Pick

JPM ranks third and is worth considering specifically for long-term compounding.

  • 481.2% 10Y total return vs C's 277.9%
  • 3.3% NII/revenue growth vs WFC's -1.5%
Best for: long-term compounding
BAC
Bank of America Corporation
The Banking Pick

BAC is the clearest fit if your priority is income & stability and sleep-well-at-night.

  • Dividend streak 12 yrs, beta 0.83, yield 2.3%
  • Lower volatility, beta 0.83, current ratio 0.42x
  • Beta 0.83, yield 2.3%, current ratio 0.42x
Best for: income & stability and sleep-well-at-night
KO
The Coca-Cola Company
The Growth Play

KO carries the broadest edge in this set and is the clearest fit for growth exposure.

  • Rev growth 1.9%, EPS growth 23.6%, 3Y rev CAGR 3.7%
  • 27.8% margin vs C's 8.5%
  • 2.6% yield, 56-year raise streak, vs WFC's 2.1%
  • 13.1% ROA vs C's 0.5%, ROIC 15.8% vs 1.7%
Best for: growth exposure
WFC
Wells Fargo & Company
The Banking Pick

WFC is the #2 pick in this set and the best alternative if valuation efficiency is your priority.

  • PEG 0.16 vs KO's 2.17
  • Lower P/E (11.7x vs 24.3x), PEG 0.16 vs 2.17
  • Beta 0.81 vs C's 1.37, lower leverage
Best for: valuation efficiency
C
Citigroup Inc.
The Banking Pick

C is the clearest fit if your priority is bank quality.

  • NIM 2.3% vs BAC's 1.8%
  • +85.7% vs WFC's +12.4%
Best for: bank quality
See the full category breakdown
CategoryWinnerWhy
GrowthJPM logoJPM3.3% NII/revenue growth vs WFC's -1.5%
ValueWFC logoWFCLower P/E (11.7x vs 24.3x), PEG 0.16 vs 2.17
Quality / MarginsKO logoKO27.8% margin vs C's 8.5%
Stability / SafetyWFC logoWFCBeta 0.81 vs C's 1.37, lower leverage
DividendsKO logoKO2.6% yield, 56-year raise streak, vs WFC's 2.1%
Momentum (1Y)C logoC+85.7% vs WFC's +12.4%
Efficiency (ROA)KO logoKO13.1% ROA vs C's 0.5%, ROIC 15.8% vs 1.7%

JPM vs BAC vs KO vs WFC vs C — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

JPMJPMorgan Chase & Co.
FY 2025
Commercial And Investment Bank
43.0%$78.5B
Consumer & Community Banking
41.7%$76.0B
Asset and Wealth Management Segment
13.2%$24.1B
Segment Reporting, Reconciling Item, Corporate Nonsegment
3.9%$7.0B
Segment Reconciling Items
-1.7%$-3,134,000,000
BACBank of America Corporation
FY 2024
Loans and Leases
32.2%$62.0B
other interest income
14.7%$28.3B
Debt securities
13.5%$26.0B
Federal funds sold and securities borrowed or purchased under agreements to resell
10.3%$19.9B
Investment And Brokerage Services
9.2%$17.8B
Market making and similar activities
6.7%$13.0B
Trading account assets
5.4%$10.4B
Other (4)
7.8%$15.1B
KOThe Coca-Cola Company
FY 2025
Pacific
84.6%$31.6B
Bottling investments
15.4%$5.7B
WFCWells Fargo & Company
FY 2024
Community Banking
43.2%$36.2B
Corporate and Investment Banking
23.1%$19.3B
Wealth And Investment Management
18.4%$15.4B
Wholesale Banking
15.3%$12.8B
CCitigroup Inc.
FY 2025
Markets
27.1%$22.0B
Services
26.3%$21.3B
U.S. Personal Banking
25.9%$21.0B
Personal Banking and Wealth Management
10.6%$8.6B
Banking Segment
10.1%$8.2B

JPM vs BAC vs KO vs WFC vs C — Financial Metrics

Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLKOLAGGINGBAC

Income & Cash Flow (Last 12 Months)

KO leads this category, winning 2 of 5 comparable metrics.

JPM is the larger business by revenue, generating $280.3B annually — 5.7x KO's $49.3B. KO is the more profitable business, keeping 27.8% of every revenue dollar as net income compared to C's 8.5%.

MetricJPM logoJPMJPMorgan Chase & …BAC logoBACBank of America C…KO logoKOThe Coca-Cola Com…WFC logoWFCWells Fargo & Com…C logoCCitigroup Inc.
RevenueTrailing 12 months$280.3B$191.6B$49.3B$123.5B$168.3B
EBITDAEarnings before interest/tax$81.4B$40.0B$15.5B$32.9B$23.1B
Net IncomeAfter-tax profit$57.0B$30.5B$13.7B$21.3B$14.3B
Free Cash FlowCash after capex$100.9B$12.6B$12.6B-$19.0B-$97.0B
Gross MarginGross profit ÷ Revenue+60.0%+56.1%+61.7%+64.8%+44.6%
Operating MarginEBIT ÷ Revenue+25.9%+19.7%+29.3%+20.4%+11.8%
Net MarginNet income ÷ Revenue+20.4%+15.9%+27.8%+17.3%+8.5%
FCF MarginFCF ÷ Revenue+36.0%+6.6%+25.5%-15.4%-57.7%
Rev. Growth (YoY)Latest quarter vs prior year+12.1%
EPS Growth (YoY)Latest quarter vs prior year+16.0%+18.3%+18.2%+16.9%+23.2%
KO leads this category, winning 2 of 5 comparable metrics.

Valuation Metrics

WFC leads this category, winning 3 of 7 comparable metrics.

At 13.0x trailing earnings, WFC trades at a 50% valuation discount to KO's 26.1x P/E. Adjusting for growth (PEG ratio), WFC offers better value at 0.18x vs C's 2.52x — a lower PEG means you pay less per unit of expected earnings growth.

MetricJPM logoJPMJPMorgan Chase & …BAC logoBACBank of America C…KO logoKOThe Coca-Cola Com…WFC logoWFCWells Fargo & Com…C logoCCitigroup Inc.
Market CapShares × price$908.6B$424.1B$341.7B$264.5B$266.5B
Enterprise ValueMkt cap + debt − cash$1.51T$558.2B$376.9B$516.0B$632.7B
Trailing P/EPrice ÷ TTM EPS16.22x14.71x26.12x13.01x20.47x
Forward P/EPrice ÷ next-FY EPS est.14.60x12.60x24.27x11.73x13.16x
PEG RatioP/E ÷ EPS growth rate0.92x0.96x2.34x0.18x2.52x
EV / EBITDAEnterprise value multiple18.52x13.95x25.45x17.58x27.39x
Price / SalesMarket cap ÷ Revenue3.25x2.21x7.13x2.14x1.58x
Price / BookPrice ÷ Book value/share2.51x1.40x9.99x1.45x1.25x
Price / FCFMarket cap ÷ FCF9.01x33.63x64.52x11.96x
WFC leads this category, winning 3 of 7 comparable metrics.

Profitability & Efficiency

KO leads this category, winning 8 of 9 comparable metrics.

KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $7 for C. BAC carries lower financial leverage with a 1.21x debt-to-equity ratio, signaling a more conservative balance sheet compared to C's 3.35x. On the Piotroski fundamental quality scale (0–9), BAC scores 7/9 vs WFC's 5/9, reflecting strong financial health.

MetricJPM logoJPMJPMorgan Chase & …BAC logoBACBank of America C…KO logoKOThe Coca-Cola Com…WFC logoWFCWells Fargo & Com…C logoCCitigroup Inc.
ROE (TTM)Return on equity+15.9%+10.1%+41.1%+11.7%+6.7%
ROA (TTM)Return on assets+1.3%+0.9%+13.1%+1.0%+0.5%
ROICReturn on invested capital+4.5%+3.5%+15.8%+3.5%+1.7%
ROCEReturn on capital employed+8.9%+4.5%+17.3%+5.8%+2.3%
Piotroski ScoreFundamental quality 0–957757
Debt / EquityFinancial leverage2.60x1.21x1.33x2.33x3.35x
Net DebtTotal debt minus cash$599.0B$134.1B$35.2B$251.5B$366.2B
Cash & Equiv.Liquid assets$343.3B$231.8B$10.3B$174.2B$349.6B
Total DebtShort + long-term debt$942.4B$365.9B$45.5B$425.7B$715.8B
Interest CoverageEBIT ÷ Interest expense0.74x0.48x10.70x0.63x0.24x
KO leads this category, winning 8 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

C leads this category, winning 4 of 6 comparable metrics.

A $10,000 investment in JPM five years ago would be worth $23,548 today (with dividends reinvested), compared to $15,740 for BAC. Over the past 12 months, C leads with a +85.7% total return vs WFC's +12.4%. The 3-year compound annual growth rate (CAGR) favors C at 46.6% vs KO's 11.7% — a key indicator of consistent wealth creation.

MetricJPM logoJPMJPMorgan Chase & …BAC logoBACBank of America C…KO logoKOThe Coca-Cola Com…WFC logoWFCWells Fargo & Com…C logoCCitigroup Inc.
YTD ReturnYear-to-date+0.8%+1.4%+16.4%-12.7%+21.6%
1-Year ReturnPast 12 months+20.9%+27.2%+17.7%+12.4%+85.7%
3-Year ReturnCumulative with dividends+138.8%+105.5%+39.3%+107.7%+214.7%
5-Year ReturnCumulative with dividends+135.5%+57.4%+65.3%+113.4%+127.7%
10-Year ReturnCumulative with dividends+481.2%+371.6%+115.0%+105.4%+277.9%
CAGR (3Y)Annualised 3-year return+33.7%+27.1%+11.7%+27.6%+46.6%
C leads this category, winning 4 of 6 comparable metrics.

Risk & Volatility

Evenly matched — BAC and KO each lead in 1 of 2 comparable metrics.

KO is the less volatile stock with a -0.23 beta — it tends to amplify market swings less than C's 1.37 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BAC currently trades 96.9% from its 52-week high vs WFC's 84.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricJPM logoJPMJPMorgan Chase & …BAC logoBACBank of America C…KO logoKOThe Coca-Cola Com…WFC logoWFCWells Fargo & Com…C logoCCitigroup Inc.
Beta (5Y)Sensitivity to S&P 5000.87x0.83x-0.23x0.81x1.37x
52-Week HighHighest price in past year$338.09$57.98$84.04$97.76$147.96
52-Week LowLowest price in past year$269.72$44.21$65.35$72.57$77.26
% of 52W HighCurrent price vs 52-week peak+96.2%+96.9%+94.5%+84.1%+96.7%
RSI (14)Momentum oscillator 0–10072.170.949.262.773.9
Avg Volume (50D)Average daily shares traded7.4M32.4M13.6M13.6M8.9M
Evenly matched — BAC and KO each lead in 1 of 2 comparable metrics.

Analyst Outlook

KO leads this category, winning 2 of 2 comparable metrics.

Analyst consensus: JPM as "Buy", BAC as "Buy", KO as "Buy", WFC as "Hold", C as "Buy". Consensus price targets imply 20.9% upside for WFC (target: $99) vs -1.6% for C (target: $141). For income investors, KO offers the higher dividend yield at 2.56% vs JPM's 1.83%.

MetricJPM logoJPMJPMorgan Chase & …BAC logoBACBank of America C…KO logoKOThe Coca-Cola Com…WFC logoWFCWells Fargo & Com…C logoCCitigroup Inc.
Analyst RatingConsensus buy/hold/sellBuyBuyBuyHoldBuy
Price TargetConsensus 12-month target$339.75$61.13$86.13$99.38$140.75
# AnalystsCovering analysts6154486027
Dividend YieldAnnual dividend ÷ price+1.8%+2.3%+2.6%+2.1%+2.0%
Dividend StreakConsecutive years of raises15125643
Dividend / ShareAnnual DPS$5.95$1.27$2.04$1.69$2.88
Buyback YieldShare repurchases ÷ mkt cap+3.8%+5.1%+0.2%+7.4%+6.8%
KO leads this category, winning 2 of 2 comparable metrics.
Key Takeaway

KO leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). WFC leads in 1 (Valuation Metrics). 1 tied.

Best OverallThe Coca-Cola Company (KO)Leads 3 of 6 categories
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JPM vs BAC vs KO vs WFC vs C: Key Questions Answered

10 questions · data-driven answers · updated daily

01

Is JPM or BAC or KO or WFC or C a better buy right now?

For growth investors, JPMorgan Chase & Co.

(JPM) is the stronger pick with 3. 3% revenue growth year-over-year, versus -1. 5% for Wells Fargo & Company (WFC). Wells Fargo & Company (WFC) offers the better valuation at 13. 0x trailing P/E (11. 7x forward), making it the more compelling value choice. Analysts rate JPMorgan Chase & Co. (JPM) a "Buy" — based on 61 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — JPM or BAC or KO or WFC or C?

On trailing P/E, Wells Fargo & Company (WFC) is the cheapest at 13.

0x versus The Coca-Cola Company at 26. 1x. On forward P/E, Wells Fargo & Company is actually cheaper at 11. 7x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Wells Fargo & Company wins at 0. 16x versus The Coca-Cola Company's 2. 17x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

03

Which is the better long-term investment — JPM or BAC or KO or WFC or C?

Over the past 5 years, JPMorgan Chase & Co.

(JPM) delivered a total return of +135. 5%, compared to +57. 4% for Bank of America Corporation (BAC). Over 10 years, the gap is even starker: JPM returned +481. 2% versus WFC's +105. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — JPM or BAC or KO or WFC or C?

By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.

23β versus Citigroup Inc. 's 1. 37β — meaning C is approximately -688% more volatile than KO relative to the S&P 500. On balance sheet safety, Bank of America Corporation (BAC) carries a lower debt/equity ratio of 121% versus 3% for Citigroup Inc. — giving it more financial flexibility in a downturn.

05

Which is growing faster — JPM or BAC or KO or WFC or C?

By revenue growth (latest reported year), JPMorgan Chase & Co.

(JPM) is pulling ahead at 3. 3% versus -1. 5% for Wells Fargo & Company (WFC). On earnings-per-share growth, the picture is similar: The Coca-Cola Company grew EPS 23. 6% year-over-year, compared to 1. 5% for JPMorgan Chase & Co.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — JPM or BAC or KO or WFC or C?

The Coca-Cola Company (KO) is the more profitable company, earning 27.

3% net margin versus 8. 5% for Citigroup Inc. — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: KO leads at 28. 7% versus 11. 8% for C. At the gross margin level — before operating expenses — WFC leads at 64. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is JPM or BAC or KO or WFC or C more undervalued right now?

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Wells Fargo & Company (WFC) is the more undervalued stock at a PEG of 0. 16x versus The Coca-Cola Company's 2. 17x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Wells Fargo & Company (WFC) trades at 11. 7x forward P/E versus 24. 3x for The Coca-Cola Company — 12. 5x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for WFC: 20. 9% to $99. 38.

08

Which pays a better dividend — JPM or BAC or KO or WFC or C?

All stocks in this comparison pay dividends.

The Coca-Cola Company (KO) offers the highest yield at 2. 6%, versus 1. 8% for JPMorgan Chase & Co. (JPM).

09

Is JPM or BAC or KO or WFC or C better for a retirement portfolio?

For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.

23), 2. 6% yield, +115. 0% 10Y return). Both have compounded well over 10 years (KO: +115. 0%, C: +277. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between JPM and BAC and KO and WFC and C?

These companies operate in different sectors (JPM (Financial Services) and BAC (Financial Services) and KO (Consumer Defensive) and WFC (Financial Services) and C (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: JPM is a large-cap deep-value stock; BAC is a large-cap deep-value stock; KO is a large-cap quality compounder stock; WFC is a large-cap deep-value stock; C is a large-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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