Fool - Investing News·13h ago
If Stocks Tumble This Winter, History Says Investors Who Make This 1 Move Come Out AheadThree words sum up this historically successful investing strategy.
Wells Fargo's net interest income has recovered from $11.5B in 2025Q1 to $12.5B in 2026Q3, suggesting earnings momentum is building despite a flat net interest margin near 0.5 to 0.6 percent.
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Net interest income rebounded to $12.5B in 2026Q3 and efficiency improved to 62.8 percent, though provisions near $1.0B per quarter continue to absorb a meaningful portion of revenue.
A significant number of analysts have a 'Buy' or 'Strong Buy' rating on WFC, with a consensus price target around $95-$100, suggesting potential upside of 18-20% from current levels.
The Federal Reserve lifted Wells Fargo's asset cap in Q2 2025, allowing the bank to grow its loan book and corporate and investment banking operations more freely.
Wells Fargo has resolved major consent orders, indicating progress in addressing past regulatory issues.
Wells Fargo has experienced some recent earnings misses, breaking a streak of beats, which has weighed on the stock.
Concerns remain about NIM compression and its impact on near-term earnings.
The bank faces headwinds from high expenses and struggling performance in its wealth and investment management sector.
Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 13, 2026 | $1.87+1.1% vs $1.85 | $21.9B-1.9% vs $22.3B |
Q3 2026 Jul 14, 2026 | $1.96+14.0% vs $1.72 | $22.6B+3.5% vs $21.9B |
Q2 2026 Apr 14, 2026 | $1.56-1.3% vs $1.58 | $21.4B-1.6% vs $21.8B |
Q1 2026 Jan 14, 2026 | $1.62-2.4% vs $1.66 | $21.3B-1.7% vs $21.6B |
Three words sum up this historically successful investing strategy.
The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.
Wells Fargo & Company is positioned for robust growth following the Fed's asset cap removal, enabling active balance sheet and lending expansion. WFC's Q3 2026 results highlight disciplined cost control, 12.7% EPS growth, and a 16.3% return on tangible common equity, supporting a compelling investment case. Trading at a forward P/E of 11.96, WFC offers over 10% discount to fair value, with potential for 25% upside by 2027 and 15%+ annualized returns through 2031.
Wells Fargo & Company (WFC) Presents at BancAnalysts Association of Boston Conference 2026 Transcript
Benchmark WFC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Wells Fargo & Company (WFC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $83.94 | $256.87B | 13.28 | 1.7% | 25.49% | 11.72% | 2.01% | |
| $334.49 | $896.27B | 16.68 | 7.32% | 30.8% | 16.23% | 1.78% | |
| $49.42 | $350.71B | 12.94 | 11% | 30.93% | 10.46% | 2.56% | |
| $119.08 | $204.21B | 17.04 | 5.11% | 19.09% | 8.08% | 2.42% | |
| $59.45 | $92.61B | 12.90 | 4.41% | 27.47% | 12.49% | 3.42% | |
| $225.38 | $89.93B | 13.59 | -1.75% | 34.5% | 12.48% | 2.97% |
Wells Fargo & Company (WFC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Wells Fargo & Company (WFC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 14, 2026·SEC
May 20, 2026·SEC
Apr 30, 2026·SEC
Feb 24, 2026·SEC
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Wells Fargo & Company (WFC) stock FAQ — growth, dividends, profitability & financials explained
Wells Fargo & Company (WFC) grew revenue by 1.7% in fiscal year 2025, compared with the prior fiscal year.
Yes. Wells Fargo & Company (WFC) earned $22.19B in net income over the trailing twelve months (a 25.7% net margin).
Yes. Wells Fargo & Company (WFC) pays a dividend that yields 2.01% at the current price, a moderate yield.
Wells Fargo & Company (WFC) had a return on equity (ROE) of 11.7% in fiscal year 2025. That is in line with the market's typical 10-15%.
Wells Fargo & Company (WFC) has a net interest margin (NIM) of 2.2%. NIM has been under pressure due to interest rate environment.
Wells Fargo & Company (WFC) has an efficiency ratio of 65.5%. This is higher than peers, suggesting room for cost optimization.
