← Back to Screener
ScreenerNewsCompareWatchlist
VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesNewsCompareWatchlist
AnalyzeValuationTotal ReturnDCA CalculatorInsider Activity

WFC logoWells Fargo & Company(WFC)Earnings, Financials & Key Ratios

WFC•NYSE•Banking & Credit
$79.90
$247.08B mkt cap·14.9× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryDiversified BanksSub-IndustryNorth American universal banks
AboutWells Fargo & Company, a diversified financial services company, provides banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The Consumer Banking and Lending segment offers diversified financial products and services for consumers and small businesses. Its financial products and services include checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. The Commercial Banking segment provides financial solutions to private, family owned, and certain public companies. Its products and services include banking and credit products across various industry sectors and municipalities, secured lending and lease products, and treasury management services. The Corporate and Investment Banking segment offers a suite of capital markets, banking, and financial products and services to corporate, commercial real estate, government, and institutional clients. Its products and services comprise corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services. The Wealth and Investment Management segment provides personalized wealth management, brokerage, financial planning, lending, private banking, and trust and fiduciary products and services to affluent, high-net worth, and ultra-high-net worth clients. It also operates through financial advisors. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.Show more
  • Net Interest Income$47.68B-9.0%
  • Total Revenue$125.4B+8.7%
  • Net Income$19.72B+3.0%
  • Return on Equity10.7%+3.4%
  • Net Interest Margin2.47%-8.8%
  • Efficiency Ratio43.54%-9.6%
  • ROA1.02%+1.7%
  • Equity / Assets9.38%-3.3%
  • Book Value per Share52.22+3.6%
  • Tangible BV/Share42.72+3.4%
  • Debt/Equity1.56-1.8%
Analysis→Technical→

WFC Key Insights

Wells Fargo & Company (WFC) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Efficient operations: 43.5% efficiency ratio
  • ✓Share count reduced 6.8% through buybacks

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

WFC Price & Volume

Wells Fargo & Company (WFC) stock price & volume — 10-year historical chart

Loading chart...

WFC Growth Metrics

Wells Fargo & Company (WFC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years3.84%
5 Years3.48%
3 Years14.71%
TTM-

Profit CAGR

10 Years-1.55%
5 Years0.01%
3 Years-3.74%
TTM16.4%

EPS CAGR

10 Years2.74%
5 Years5.6%
3 Years2.48%
TTM26.4%

Return on Capital

10 Years5.7%
5 Years4.5%
3 Years4.76%
Last Year5%

WFC Recent Earnings

Wells Fargo & Company (WFC) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 14, 2026
EPS
$1.56
Est $1.58
-1.3%
Revenue
$21.4B
Est $21.8B
-1.6%
Q1 2026
Jan 14, 2026
EPS
$1.62
Est $1.66
-2.4%
Revenue
$21.3B
Est $21.6B
-1.7%
Q4 2025
Oct 14, 2025
EPS
$1.73
Est $1.55
+11.6%
Revenue
$21.4B
Est $21.1B
+1.4%
Q3 2025
Jul 15, 2025
EPS
$1.54
Est $1.41
+9.2%
Revenue
$20.8B
Est $20.8B
+0.3%
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 14, 2026
$1.56vs $1.58-1.3%
$21.4Bvs $21.8B-1.6%
Q1 2026Jan 14, 2026
$1.62vs $1.66-2.4%
$21.3Bvs $21.6B-1.7%
Q4 2025Oct 14, 2025
$1.73vs $1.55+11.6%
$21.4Bvs $21.1B+1.4%
Q3 2025Jul 15, 2025
$1.54vs $1.41+9.2%
$20.8Bvs $20.8B+0.3%
Based on last 12 quarters of dataView full earnings history →

WFC Peer Comparison

Wells Fargo & Company (WFC) competitors in North American universal banks — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
JPM logoJPMJPMorgan Chase & Co.Direct Competitor834.2B309.4015.6714.61%21.59%16.11%2.18
BAC logoBACBank of America CorporationDirect Competitor404.29B53.1213.91-1.91%16.23%10.1%3.12%1.21
C logoCCitigroup Inc.Direct Competitor223.75B128.0421.529.86%7.43%6.87%2.82
USB logoUSBU.S. BancorpDirect Competitor86.46B55.6012.060.35%17.68%11.54%1.19
PNC logoPNCThe PNC Financial Services Group, Inc.Direct Competitor89.61B221.6316.135.62%17.48%11.05%8.79%1.13
GS logoGSThe Goldman Sachs Group, Inc.Product Competitor285.46B918.8922.6717%11.25%12.59%5.06
MS logoMSMorgan StanleyProduct Competitor301.05B189.2123.8016.83%12.98%14.57%3.42
TFC logoTFCTruist Financial CorporationProduct Competitor65.73B49.9514.87-19.02%19.87%7.97%3.29%0.98

Compare WFC vs Peers

Wells Fargo & Company (WFC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs JPM

Most directly comparable listed peer for WFC.

Scale Benchmark

vs V

Larger-name benchmark to compare WFC against a more recognizable public peer.

Peer Set

Compare Top 5

vs JPM, BAC, C, USB

WFC Income Statement

Wells Fargo & Company (WFC) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemDec'16Dec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24TTM
Net Interest Income47.75B49.56B49.99B47.3B39.96B35.78B44.95B52.38B47.68B46.99B
NII Growth %5.41%3.78%0.88%-5.38%-15.53%-10.45%25.63%16.52%-8.97%-12.89%
Net Interest Margin %2.47%2.54%2.64%2.45%2.05%1.84%2.39%2.71%2.47%2.28%
Interest Income53.66B58.91B64.65B66.16B47.92B39.69B54.02B85.12B90.78B86.77B
Interest Expense5.91B9.35B14.65B18.85B7.96B3.92B9.07B32.74B43.1B39.78B
Loan Loss Provision3.77B2.53B1.74B2.69B14.13B-4.16B1.53B5.4B4.33B3.71B
Non-Interest Income40.51B38.83B36.41B39.53B34.31B43.39B29.42B30.22B34.62B35.54B
Non-Interest Income %43.02%39.73%36.03%37.4%41.72%52.22%35.26%26.2%27.61%29.06%
Total Revenue
94.18B▲ 0%
97.74B▲ 3.8%
101.06B▲ 3.4%
105.68B▲ 4.6%
82.23B▼ 22.2%
83.08B▲ 1.0%
83.44B▲ 0.4%
115.34B▲ 38.2%
125.4B▲ 8.7%
122.31B▲ 0%
Revenue Growth %7.26%3.79%3.4%4.58%-22.2%1.04%0.43%38.23%8.72%-9.62%
Non-Interest Expense52.38B58.48B56.13B58.18B57.63B53.76B57.2B55.56B54.6B54.76B
Efficiency Ratio55.62%59.84%55.54%55.05%70.09%64.71%68.56%48.17%43.54%44.77%
Operating Income
32.12B▲ 0%
27.38B▼ 14.8%
28.54B▲ 4.2%
25.97B▼ 9.0%
2.5B▼ 90.4%
29.56B▲ 1080.2%
15.63B▼ 47.1%
21.64B▲ 38.4%
23.36B▲ 8.0%
24.06B▲ 0%
Operating Margin %34.11%28.01%28.24%24.57%3.05%35.58%18.73%18.76%18.63%19.67%
Operating Income Growth %-4.52%-14.77%4.24%-9.01%-90.35%1080.16%-47.13%38.44%7.99%-
Pretax Income
32.12B▲ 0%
27.38B▼ 14.8%
28.54B▲ 4.2%
25.97B▼ 9.0%
2.5B▼ 90.4%
29.56B▲ 1080.2%
15.63B▼ 47.1%
21.64B▲ 38.4%
23.36B▲ 8.0%
24.06B▲ 0%
Pretax Margin %34.11%28.01%28.24%24.57%3.05%35.58%18.73%18.76%18.63%19.67%
Income Tax10.07B4.92B5.66B5.76B-1.16B5.76B2.25B2.61B3.4B2.86B
Effective Tax Rate %31.37%17.96%19.84%22.19%-46.19%19.5%14.4%12.05%14.55%11.88%
Net Income
21.94B▲ 0%
22.18B▲ 1.1%
22.39B▲ 0.9%
19.71B▼ 12.0%
3.38B▼ 82.9%
22.11B▲ 554.7%
13.68B▼ 38.1%
19.14B▲ 40.0%
19.72B▲ 3.0%
21.06B▲ 0%
Net Margin %23.29%22.7%22.16%18.65%4.11%26.61%16.39%16.6%15.73%17.22%
Net Income Growth %-4.18%1.12%0.95%-11.96%-82.87%554.69%-38.14%39.96%3.03%16.4%
Net Income (Continuing)22.05B22.46B22.88B20.21B3.66B23.8B13.38B19.03B19.96B21.2B
EPS (Diluted)
3.99▲ 0%
4.10▲ 2.8%
4.28▲ 4.4%
4.09▼ 4.4%
0.41▼ 90.0%
4.99▲ 1117.1%
3.14▼ 37.1%
4.83▲ 53.8%
5.37▲ 11.2%
6.54▲ 0%
EPS Growth %-3.16%2.76%4.39%-4.44%-89.98%1117.07%-37.07%53.82%11.18%26.4%
EPS (Basic)4.034.144.314.120.424.993.174.885.43-
Diluted Shares Outstanding5.11B5.02B4.84B4.43B4.13B4.1B3.84B3.72B3.47B3.22B

WFC Balance Sheet

Wells Fargo & Company (WFC) balance sheet — assets, liabilities & shareholders' equity

Line itemDec'16Dec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24TTM
Cash & Short Term Investments27.15B218.94B443.2B404.71B485B411.47B272.75B362.61B363.46B1.47T
Cash & Due from Banks20.73B215.95B173.29B141.25B264.61B234.23B159.16B237.22B203.36B174.32B
Short Term Investments6.42B2.99B269.91B263.46B220.39B177.24B113.59B125.39B160.1B206.12B
Total Investments1.41T1.41T1.4T1.43T1.38T1.41T1.41T1.38T1.35T1.42T
Investments Growth %8.58%-0.36%-0.43%1.97%-3.58%2.14%-0.13%-1.72%-2%5.48%
Long-Term Investments1.41T1.41T1.13T1.17T1.16T1.23T1.29T1.26T1.19T4.8T
Accounts Receivables36.4B44.81B40.37B32.24B40.95B22.78B27.12B34.47B23.03B24.25B
Goodwill & Intangibles43.77B43.25B43.05B39.76B34.16B33.58B35.65B33.68B32.95B31.85B
Goodwill26.69B26.59B26.42B26.39B26.39B25.18B25.17B25.18B25.17B25.07B
Intangible Assets17.07B16.66B16.64B13.37B7.76B8.4B10.48B8.51B7.78B6.79B
PP&E (Net)18.42B18.51B17.96B22.25B20.59B18.56B17.98B18.24B19.43B19.8B
Other Assets378.4B201.81B199.55B240.14B196.37B214.58B217.86B207.79B277.61B372.96B
Total Current Assets82.83B283.14B503.26B459.26B543.83B450.78B317.11B416.34B405.82B423.48B
Total Non-Current Assets1.85T1.67T1.39T1.47T1.41T1.5T1.56T1.52T1.52T1.64T
Total Assets
1.93T▲ 0%
1.95T▲ 1.1%
1.9T▼ 2.9%
1.93T▲ 1.7%
1.95T▲ 1.3%
1.95T▼ 0.2%
1.88T▼ 3.4%
1.93T▲ 2.7%
1.93T▼ 0.1%
2.06T▲ 0%
Asset Growth %7.97%1.12%-2.86%1.67%1.32%-0.25%-3.44%2.74%-0.14%8.86%
Return on Assets (ROA)1.18%1.14%1.16%1.03%0.17%1.13%0.71%1%1.02%1.02%
Accounts Payable0000000000
Total Debt351.86B328.28B334.83B332.7B271.95B195.1B226.01B297.15B281.88B408.42B
Net Debt331.13B112.33B161.54B191.45B7.34B-39.13B66.86B59.93B78.52B234.1B
Long-Term Debt255.07B224.98B229.01B228.16B212.92B160.66B174.85B207.57B173.06B177.77B
Short-Term Debt96.78B103.26B105.79B104.51B59B34.41B51.15B89.56B108.81B230.65B
Other Liabilities14.49B8.8B8.5B9.08B11.82B6.64B19.75B89.7B95.09B104.13B
Total Current Liabilities1.46T1.51T1.46T1.5T1.54T1.59T1.5T1.45T1.48T1.6T
Total Non-Current Liabilities269.57B233.82B237.54B237.27B229.46B170.11B194.62B297.29B268.17B281.9B
Total Liabilities1.73T1.74T1.7T1.74T1.77T1.76T1.7T1.75T1.75T1.88T
Total Equity
200.5B▲ 0%
208.08B▲ 3.8%
197.07B▼ 5.3%
187.98B▼ 4.6%
185.71B▼ 1.2%
190.11B▲ 2.4%
182.21B▼ 4.2%
187.44B▲ 2.9%
181.07B▼ 3.4%
183.01B▲ 0%
Equity Growth %3.41%3.78%-5.29%-4.61%-1.21%2.37%-4.15%2.87%-3.4%-1.66%
Equity / Assets (Capital Ratio)10.39%10.66%10.39%9.75%9.51%9.76%9.69%9.7%9.38%8.87%
Return on Equity (ROE)11.13%10.86%11.05%10.24%1.81%11.77%7.35%10.36%10.7%11.51%
Book Value per Share39.2541.4740.7342.4844.9246.4147.4950.3852.2256.88
Tangible BV per Share30.6832.8531.8333.4936.6638.2138.2041.3342.7246.98
Common Stock9.14B9.14B9.14B9.14B9.14B9.14B9.14B9.14B9.14B9.14B
Additional Paid-in Capital60.23B60.89B60.69B61.05B60.2B60.2B60.32B60.55B60.82B61.02B
Retained Earnings133.07B145.26B158.16B166.7B162.68B180.32B187.97B201.14B214.2B225.19B
Accumulated OCI-3.14B-2.14B-6.34B-1.31B194M-1.7B-13.36B-11.58B-12.18B-7.65B
Treasury Stock-22.71B-29.89B-47.19B-68.83B-67.79B-79.76B-82.85B-92.96B-111.46B-123.15B
Preferred Stock24.55B25.36B23.21B21.55B21.14B20.06B19.45B19.45B18.61B16.61B

WFC Cash Flow Statement

Wells Fargo & Company (WFC) cash flow — operating, investing & free cash flow history

Line itemDec'16Dec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24TTM
Cash from Operations1.01B18.62B36.07B6.73B2.05B-11.53B27.05B40.36B3.04B3.04B
Operating CF Growth %-93.66%1747.12%93.74%-81.34%-69.52%-661.92%334.69%49.21%-92.48%-809.89%
Net Income22.05B22.46B22.88B20.21B3.66B23.8B13.38B19.14B19.96B21.06B
Depreciation & Amortization4.97B5.41B5.59B6.57B8.22B7.89B6.83B6.27B7.56B7.57B
Deferred Taxes000-3.19B-3.29B-1.11B1.24B-50M-911M-1.08B
Other Non-Cash Items-80.25B-44.39B-40.13B-44.28B-35.66B-75.17B-23.81B9.83B-3.31B-48.18B
Working Capital Changes52.3B33.1B45.48B25.15B27.35B33.06B29.41B5.28B-20.27B6.27B
Cash from Investing-141.92B-13.15B-7.75B-29.63B122.55B-7.62B-42.48B16.04B-15.65B-103.39B
Purchase of Investments-149.95B-107.39B-66.5B-72.53B-146.98B-189.36B-49.45B-36.09B-103.83B-26.3B
Sale/Maturity of Investments1000K1000K1000K1000K1000K1000K1000K1000K1000K2M
Net Investment Activity-149.95B-107.39B-66.5B-72.53B-146.98B-189.36B-49.45B-36.09B-103.83B-26.29B
Acquisitions-30.58B-320M-10M0000000
Other Investing-45.01B-9.32B-2.46B-32.86B93.89B3.63B-61.71B1.99B-5.76B-109.51B
Cash from Financing122.79B-10.92B-70.98B-9.14B-1.24B-11.24B-59.65B20.49B-21.53B106B
Dividends Paid-9.04B-9.11B-9.31B-9.59B-6.14B-3.63B-5.29B-5.93B-6.23B-6.47B
Share Repurchases-8.12B-9.91B-22.78B-26.08B-7.02B-21.14B-6.03B-13.58B-22.29B-18.52B
Stock Issued3.52B1.89B632M380M3.12B5.76B01.72B2B0
Net Stock Activity-4.6B-8.02B-22.15B-25.7B-3.9B-15.38B-6.03B-11.85B-20.29B-18.52B
Debt Issuance (Net)1000K-1000K1000K-1000K-1000K-1000K1000K1000K-1000K2M
Other Financing81.98B29.42B-49.08B35.05B81.52B78.22B-99.03B-26.32B12.85B16.6B
Net Change in Cash
-18.12B▲ 0%
-5.45B▲ 69.9%
-42.66B▼ 682.3%
-32.04B▲ 24.9%
123.36B▲ 485.1%
-30.38B▼ 124.6%
-75.07B▼ 147.1%
76.89B▲ 202.4%
-34.15B▼ 144.4%
-11.61B▲ 0%
Exchange Rate Effect0000000000
Cash at Beginning239.52B221.4B215.95B173.29B141.25B264.61B234.23B159.16B236.05B193.13B
Cash at End221.4B215.95B173.29B141.25B264.61B234.23B159.16B236.05B201.9B172.52B
Interest Paid5.57B9.1B14.37B18.83B8.41B4.38B8.29B30.43B43.62B40.23B
Income Taxes Paid8.45B6.59B1.98B7.49B1.18B3.17B3.38B01.66B2.4B
Free Cash Flow
1.01B▲ 0%
18.62B▲ 1747.1%
36.07B▲ 93.7%
6.73B▼ 81.3%
2.05B▼ 69.5%
-11.53B▼ 661.9%
27.05B▲ 334.7%
40.36B▲ 49.2%
3.04B▼ 92.5%
-14.22B▲ 0%
FCF Growth %-93.66%1747.12%93.74%-81.34%-69.52%-661.92%334.69%49.21%-92.48%-215.28%

WFC Banking Ratios

Wells Fargo & Company (WFC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201620172018201920202021202220232024TTM
Return on Equity (ROE)11.13%10.86%11.05%10.24%1.81%11.77%7.35%10.36%10.7%11.51%
Return on Assets (ROA)1.18%1.14%1.16%1.03%0.17%1.13%0.71%1%1.02%1.02%
Net Interest Margin2.47%2.54%2.64%2.45%2.05%1.84%2.39%2.71%2.47%2.28%
Efficiency Ratio55.62%59.84%55.54%55.05%70.09%64.71%68.56%48.17%43.54%44.77%
Equity / Assets10.39%10.66%10.39%9.75%9.51%9.76%9.69%9.7%9.38%8.87%
Book Value / Share39.2541.4740.7342.4844.9246.4147.4950.3852.2256.88
NII Growth5.41%3.78%0.88%-5.38%-15.53%-10.45%25.63%16.52%-8.97%-3.34%
Dividend Payout34.06%33.72%34.35%41.58%143.68%10.95%30.55%25.02%26.03%25.46%

WFC SEC Filings & Documents

Wells Fargo & Company (WFC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 14, 2026·SEC

Material company update

Mar 18, 2026·SEC

Material company update

Mar 17, 2026·SEC

10-K Annual Reports

1
FY 2026

Feb 24, 2026·SEC

WFC Frequently Asked Questions

Wells Fargo & Company (WFC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Wells Fargo & Company (WFC) grew revenue by 8.7% over the past year. This is steady growth.

Yes, Wells Fargo & Company (WFC) is profitable, generating $21.06B in net income for fiscal year 2024 (15.7% net margin).

Dividend & Returns

Yes, Wells Fargo & Company (WFC) pays a dividend with a yield of 1.85%. This makes it attractive for income-focused investors.

Wells Fargo & Company (WFC) has a return on equity (ROE) of 10.7%. This is reasonable for most industries.

Industry Metrics

Wells Fargo & Company (WFC) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.

Wells Fargo & Company (WFC) has an efficiency ratio of 43.5%. This is excellent, indicating strong cost control.

Explore More WFC

Wells Fargo & Company (WFC) financial analysis — history, returns, DCA and operating performance tools

Full WFC Stock Analysis

Analyst verdict, bull/bear case, risk factors and peer comparison

→

Total Return Calculator

Historical returns with dividends reinvested

→

DCA Calculator

Dollar cost averaging vs lump sum

→

Dividend History

Yield, growth, payout safety & DRIP

→

Earnings History

EPS trends, net income & profitability

→

Price History

Long-term charts & historical price data

→

Revenue History

Sales growth patterns & revenue breakdown

→

Financial Ratios

30 years of market, efficiency and balance-sheet ratios

→

Valuation

DCF intrinsic value, peer multiples & estimates

→
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Patterns find ideas. Fundamentals build conviction.

Data updated daily

Quick Links

  • Home
  • Screener
  • Themes
  • Market Valuation
  • Valuation
  • Compare
  • Total Return
  • DCA Calculator
  • News
  • Insights
  • Methodology
  • How It Works
  • Profile

Popular Screens

  • VCP Hot
  • VCP Warm
  • Value Screens
  • Growth Screens
  • Momentum Screens
  • Technical Screens
  • Quality Screens

Community

  • Follow @VCPScanner on X

Get weekly stock ideas — free

© 2026 VCP Scanner. All rights reserved.
About·Privacy Policy·Terms of Service
Not financial advice. Do your own research.