KG
Kestrel Group, Ltd.
Insurance - Reinsurance
Market Cap$86M
5Y Perf.-49.3%
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Stock Comparison
KG vs SAIC
Revenue, margins, valuation, and 5-year total return — side by side.
SAIC
Science Applications International Corporation
Information Technology Services
Market Cap$4.24B
5Y Perf.+6.9%
KG vs SAIC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | KG | SAIC |
|---|---|---|
| Industry | Insurance - Reinsurance | Information Technology Services |
| Market Cap | $86M | $4.24B |
| Revenue (TTM) | $27M | $7.26B |
| Net Income (TTM) | $-102M | $358M |
| Gross Margin | 76.1% | 12.0% |
| Operating Margin | -326.4% | 7.1% |
| Forward P/E | — | 9.3x |
| Total Debt | $255M | $217M |
| Cash & Equiv. | $4M | $182M |
KG vs SAIC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
KG
SAIC
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Kestrel Group, Ltd. (KG) | 100 | 50.7 | -49.3% |
| Science Application… (SAIC) | 100 | 106.9 | +6.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: KG vs SAIC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: SAIC leads in 5 of 6 categories, making it the strongest pick for profitability and margin quality and capital preservation and lower volatility. Kestrel Group, Ltd. is the stronger pick specifically for growth and revenue expansion. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
KG
Kestrel Group, Ltd.
The Insurance Pick
KG is the clearest fit if your priority is growth exposure.
- Rev growth 294.7%, EPS growth -72.1%, 3Y rev CAGR -62.4%
- 294.7% revenue growth vs SAIC's -2.9%
Best for: growth exposure
SAIC
Science Applications International Corporation
The Income Pick
SAIC carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 2 yrs, beta 0.26, yield 1.6%
- 104.4% 10Y total return vs KG's -24.1%
- Lower volatility, beta 0.26, Low D/E 14.5%, current ratio 1.20x
Best for: income & stability and long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | KG | 294.7% revenue growth vs SAIC's -2.9% |
| Quality / Margins | SAIC | 4.9% margin vs KG's -370.5% |
| Stability / Safety | SAIC | Beta 0.26 vs KG's 1.21, lower leverage |
| Dividends | SAIC | 1.6% yield; 2-year raise streak; the other pay no meaningful dividend |
| Momentum (1Y) | SAIC | -20.9% vs KG's -59.4% |
| Efficiency (ROA) | SAIC | 6.8% ROA vs KG's -9.0%, ROIC 14.2% vs 0.0% |
KG vs SAIC — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FY 2025
KG vs SAIC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLSAICLAGGINGKG
KGKestrel Group, Ltd.
0leads
SAICScience Applications …
4leads
6 Total Categories
CATEGORYLEADERvs KGMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
SAIC3/4
Valuation MetricsMultiples, price ratios, and targets
Tied
—
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
SAIC9/9
Total Returns1Y, 3Y, 5Y total returns with dividends
SAIC5/6
Risk & VolatilityBeta, volatility, and downside exposure
SAIC2/2
Analyst OutlookRatings, price targets, and dividends
—
—
Income & Cash Flow (Last 12 Months)
SAIC leads this category, winning 3 of 4 comparable metrics.
Income & Cash Flow (Last 12 Months)
SAIC is the larger business by revenue, generating $7.3B annually — 264.4x KG's $27M. SAIC is the more profitable business, keeping 4.9% of every revenue dollar as net income compared to KG's -3.7%.
| Metric | KGKestrel Group, Lt… | SAICScience Applicati… |
|---|---|---|
| RevenueTrailing 12 months | $27M | $7.3B |
| EBITDAEarnings before interest/tax | -$81M | $666M |
| Net IncomeAfter-tax profit | -$102M | $358M |
| Free Cash FlowCash after capex | -$72M | $609M |
| Gross MarginGross profit ÷ Revenue | +76.1% | +12.0% |
| Operating MarginEBIT ÷ Revenue | -3.3% | +7.1% |
| Net MarginNet income ÷ Revenue | -3.7% | +4.9% |
| FCF MarginFCF ÷ Revenue | -2.6% | +8.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | -4.8% |
| EPS Growth (YoY)Latest quarter vs prior year | — | -6.5% |
SAIC leads this category, winning 3 of 4 comparable metrics.
Valuation Metrics
Evenly matched — KG and SAIC each lead in 2 of 4 comparable metrics.
Valuation Metrics
On an enterprise value basis, SAIC's 6.4x EV/EBITDA is more attractive than KG's 2379.4x.
| Metric | KGKestrel Group, Lt… | SAICScience Applicati… |
|---|---|---|
| Market CapShares × price | $86M | $4.2B |
| Enterprise ValueMkt cap + debt − cash | $337M | $4.3B |
| Trailing P/EPrice ÷ TTM EPS | -0.28x | 12.22x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 9.33x |
| PEG RatioP/E ÷ EPS growth rate | — | 0.73x |
| EV / EBITDAEnterprise value multiple | 2379.44x | 6.43x |
| Price / SalesMarket cap ÷ Revenue | 16.44x | 0.58x |
| Price / BookPrice ÷ Book value/share | 1.23x | 2.92x |
| Price / FCFMarket cap ÷ FCF | — | 7.34x |
Evenly matched — KG and SAIC each lead in 2 of 4 comparable metrics.
Profitability & Efficiency
SAIC leads this category, winning 9 of 9 comparable metrics.
Profitability & Efficiency
SAIC delivers a 23.7% return on equity — every $100 of shareholder capital generates $24 in annual profit, vs $-71 for KG. SAIC carries lower financial leverage with a 0.14x debt-to-equity ratio, signaling a more conservative balance sheet compared to KG's 5.65x. On the Piotroski fundamental quality scale (0–9), SAIC scores 7/9 vs KG's 6/9, reflecting strong financial health.
| Metric | KGKestrel Group, Lt… | SAICScience Applicati… |
|---|---|---|
| ROE (TTM)Return on equity | -70.8% | +23.7% |
| ROA (TTM)Return on assets | -9.0% | +6.8% |
| ROICReturn on invested capital | +0.0% | +14.2% |
| ROCEReturn on capital employed | +0.0% | +12.5% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 7 |
| Debt / EquityFinancial leverage | 5.65x | 0.14x |
| Net DebtTotal debt minus cash | $251M | $35M |
| Cash & Equiv.Liquid assets | $4M | $182M |
| Total DebtShort + long-term debt | $255M | $217M |
| Interest CoverageEBIT ÷ Interest expense | -5.27x | 3.99x |
SAIC leads this category, winning 9 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
SAIC leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SAIC five years ago would be worth $11,243 today (with dividends reinvested), compared to $4,890 for KG. Over the past 12 months, SAIC leads with a -20.9% total return vs KG's -59.4%. The 3-year compound annual growth rate (CAGR) favors SAIC at -0.3% vs KG's -26.0% — a key indicator of consistent wealth creation.
| Metric | KGKestrel Group, Lt… | SAICScience Applicati… |
|---|---|---|
| YTD ReturnYear-to-date | +18.6% | -6.3% |
| 1-Year ReturnPast 12 months | -59.4% | -20.9% |
| 3-Year ReturnCumulative with dividends | -59.4% | -0.8% |
| 5-Year ReturnCumulative with dividends | -51.1% | +12.4% |
| 10-Year ReturnCumulative with dividends | -24.1% | +104.4% |
| CAGR (3Y)Annualised 3-year return | -26.0% | -0.3% |
SAIC leads this category, winning 5 of 6 comparable metrics.
Risk & Volatility
SAIC leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
SAIC is the less volatile stock with a 0.26 beta — it tends to amplify market swings less than KG's 1.21 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SAIC currently trades 75.8% from its 52-week high vs KG's 30.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | KGKestrel Group, Lt… | SAICScience Applicati… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.21x | 0.26x |
| 52-Week HighHighest price in past year | $36.20 | $124.11 |
| 52-Week LowLowest price in past year | $8.07 | $81.08 |
| % of 52W HighCurrent price vs 52-week peak | +30.8% | +75.8% |
| RSI (14)Momentum oscillator 0–100 | 52.8 | 46.3 |
| Avg Volume (50D)Average daily shares traded | 19K | 563K |
SAIC leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
SAIC is the only dividend payer here at 1.60% yield — a key consideration for income-focused portfolios.
| Metric | KGKestrel Group, Lt… | SAICScience Applicati… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $97.50 |
| # AnalystsCovering analysts | — | 18 |
| Dividend YieldAnnual dividend ÷ price | — | +1.6% |
| Dividend StreakConsecutive years of raises | — | 2 |
| Dividend / ShareAnnual DPS | — | $1.51 |
| Buyback YieldShare repurchases ÷ mkt cap | +4.3% | +10.5% |
Insufficient data to determine a leader in this category.
Key Takeaway
SAIC leads in 4 of 6 categories — strongest in Income & Cash Flow and Profitability & Efficiency. 1 category is tied.
Best OverallScience Applications Intern… (SAIC)Leads 4 of 6 categories
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KG vs SAIC: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is KG or SAIC a better buy right now?
For growth investors, Kestrel Group, Ltd.
(KG) is the stronger pick with 294. 7% revenue growth year-over-year, versus -2. 9% for Science Applications International Corporation (SAIC). Science Applications International Corporation (SAIC) offers the better valuation at 12. 2x trailing P/E (9. 3x forward), making it the more compelling value choice. Analysts rate Science Applications International Corporation (SAIC) a "Hold" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — KG or SAIC?
Over the past 5 years, Science Applications International Corporation (SAIC) delivered a total return of +12.
4%, compared to -51. 1% for Kestrel Group, Ltd. (KG). Over 10 years, the gap is even starker: SAIC returned +104. 4% versus KG's -24. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — KG or SAIC?
By beta (market sensitivity over 5 years), Science Applications International Corporation (SAIC) is the lower-risk stock at 0.
26β versus Kestrel Group, Ltd. 's 1. 21β — meaning KG is approximately 356% more volatile than SAIC relative to the S&P 500. On balance sheet safety, Science Applications International Corporation (SAIC) carries a lower debt/equity ratio of 14% versus 6% for Kestrel Group, Ltd. — giving it more financial flexibility in a downturn.
04Which is growing faster — KG or SAIC?
By revenue growth (latest reported year), Kestrel Group, Ltd.
(KG) is pulling ahead at 294. 7% versus -2. 9% for Science Applications International Corporation (SAIC). On earnings-per-share growth, the picture is similar: Science Applications International Corporation grew EPS 7. 4% year-over-year, compared to -72. 1% for Kestrel Group, Ltd.. Over a 3-year CAGR, SAIC leads at -2. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — KG or SAIC?
Kestrel Group, Ltd.
(KG) is the more profitable company, earning 6. 2% net margin versus 4. 9% for Science Applications International Corporation — meaning it keeps 6. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: SAIC leads at 7. 1% versus 2. 7% for KG. At the gross margin level — before operating expenses — KG leads at 35. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — KG or SAIC?
In this comparison, SAIC (1.
6% yield) pays a dividend. KG does not pay a meaningful dividend and should not be held primarily for income.
07Is KG or SAIC better for a retirement portfolio?
For long-horizon retirement investors, Science Applications International Corporation (SAIC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
26), 1. 6% yield, +104. 4% 10Y return). Both have compounded well over 10 years (SAIC: +104. 4%, KG: -24. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between KG and SAIC?
These companies operate in different sectors (KG (Financial Services) and SAIC (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: KG is a small-cap high-growth stock; SAIC is a small-cap deep-value stock. SAIC pays a dividend while KG does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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