Specialty Business Services
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5 / 10Stock Comparison
KODK vs QUAD vs XRX vs ENVA vs TRMK
Revenue, margins, valuation, and 5-year total return — side by side.
Specialty Business Services
Information Technology Services
Financial - Credit Services
Banks - Regional
KODK vs QUAD vs XRX vs ENVA vs TRMK — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Specialty Business Services | Specialty Business Services | Information Technology Services | Financial - Credit Services | Banks - Regional |
| Market Cap | $1.38B | $400M | $310M | $4.30B | $2.64B |
| Revenue (TTM) | $1.09B | $2.37B | $7.41B | $3.15B | $1.12B |
| Net Income (TTM) | $-137M | $27M | $-1.04B | $327M | $224M |
| Gross Margin | 22.4% | 18.5% | 25.7% | 50.1% | 71.0% |
| Operating Margin | 3.6% | 5.0% | -0.6% | 23.5% | 25.5% |
| Forward P/E | — | 6.3x | 5.1x | 10.5x | 11.5x |
| Total Debt | $250M | $444M | $4.25B | $4.56B | $1.12B |
| Cash & Equiv. | $337M | $63M | $512M | $72M | $668M |
KODK vs QUAD vs XRX vs ENVA vs TRMK — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Eastman Kodak Compa… (KODK) | 100 | 570.6 | +470.6% |
| Quad/Graphics, Inc. (QUAD) | 100 | 268.8 | +168.8% |
| Xerox Holdings Corp… (XRX) | 100 | 14.9 | -85.1% |
| Enova International… (ENVA) | 100 | 1219.1 | +1119.1% |
| Trustmark Corporati… (TRMK) | 100 | 188.7 | +88.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: KODK vs QUAD vs XRX vs ENVA vs TRMK
Each card shows where this stock fits in a portfolio — not just who wins on paper.
KODK is the #2 pick in this set and the best alternative if momentum is your priority.
- +122.5% vs XRX's -53.5%
QUAD ranks third and is worth considering specifically for income & stability and defensive.
- Dividend streak 2 yrs, beta 1.03, yield 3.8%
- Beta 1.03, yield 3.8%, current ratio 0.86x
- 3.8% yield, 2-year raise streak, vs XRX's 23.7%, (1 stock pays no dividend)
XRX is the clearest fit if your priority is growth exposure.
- Rev growth 12.9%, EPS growth 23.3%, 3Y rev CAGR -0.4%
- Lower P/E (5.1x vs 10.5x)
ENVA is the clearest fit if your priority is long-term compounding.
- 20.3% 10Y total return vs TRMK's 127.7%
- 5.2% ROA vs XRX's -10.8%, ROIC 10.4% vs -1.0%
TRMK carries the broadest edge in this set and is the clearest fit for sleep-well-at-night.
- Lower volatility, beta 0.94, Low D/E 52.6%, current ratio 0.73x
- 34.8% NII/revenue growth vs QUAD's -9.4%
- 20.0% margin vs XRX's -14.1%
- Beta 0.94 vs XRX's 2.68, lower leverage
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 34.8% NII/revenue growth vs QUAD's -9.4% | |
| Value | Lower P/E (5.1x vs 10.5x) | |
| Quality / Margins | 20.0% margin vs XRX's -14.1% | |
| Stability / Safety | Beta 0.94 vs XRX's 2.68, lower leverage | |
| Dividends | 3.8% yield, 2-year raise streak, vs XRX's 23.7%, (1 stock pays no dividend) | |
| Momentum (1Y) | +122.5% vs XRX's -53.5% | |
| Efficiency (ROA) | 5.2% ROA vs XRX's -10.8%, ROIC 10.4% vs -1.0% |
KODK vs QUAD vs XRX vs ENVA vs TRMK — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Segment breakdown not available.
KODK vs QUAD vs XRX vs ENVA vs TRMK — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
TRMK leads in 1 of 6 categories
XRX leads 1 • KODK leads 1 • QUAD leads 0 • ENVA leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
TRMK leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
XRX is the larger business by revenue, generating $7.4B annually — 6.8x KODK's $1.1B. TRMK is the more profitable business, keeping 20.0% of every revenue dollar as net income compared to XRX's -14.1%. On growth, XRX holds the edge at +26.7% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $1.1B | $2.4B | $7.4B | $3.2B | $1.1B |
| EBITDAEarnings before interest/tax | $61M | $196M | $330M | $815M | $323M |
| Net IncomeAfter-tax profit | -$137M | $27M | -$1.0B | $327M | $224M |
| Free Cash FlowCash after capex | $466M | $44M | $267M | $1.9B | $230M |
| Gross MarginGross profit ÷ Revenue | +22.4% | +18.5% | +25.7% | +50.1% | +71.0% |
| Operating MarginEBIT ÷ Revenue | +3.6% | +5.0% | -0.6% | +23.5% | +25.5% |
| Net MarginNet income ÷ Revenue | -12.6% | +1.2% | -14.1% | +9.8% | +20.0% |
| FCF MarginFCF ÷ Revenue | +42.9% | +1.9% | +3.6% | +56.2% | +20.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | +7.3% | -7.7% | +26.7% | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +813.5% | +18.2% | -13.3% | +28.6% | +5.4% |
Valuation Metrics
XRX leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
At 12.1x trailing earnings, TRMK trades at a 19% valuation discount to ENVA's 14.9x P/E. On an enterprise value basis, QUAD's 4.0x EV/EBITDA is more attractive than KODK's 24.0x.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $1.4B | $400M | $310M | $4.3B | $2.6B |
| Enterprise ValueMkt cap + debt − cash | $1.3B | $781M | $4.0B | $8.8B | $3.1B |
| Trailing P/EPrice ÷ TTM EPS | -7.95x | 14.19x | -0.29x | 14.90x | 12.13x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 6.30x | 5.14x | 10.49x | 11.50x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | — | 1.50x |
| EV / EBITDAEnterprise value multiple | 23.97x | 3.96x | 14.71x | 11.26x | 9.49x |
| Price / SalesMarket cap ÷ Revenue | 1.29x | 0.17x | 0.04x | 1.37x | 2.36x |
| Price / BookPrice ÷ Book value/share | 1.78x | 2.97x | 0.45x | 3.40x | 1.28x |
| Price / FCFMarket cap ÷ FCF | 3.10x | 7.90x | 1.20x | 2.43x | 11.39x |
Profitability & Efficiency
Evenly matched — KODK and QUAD each lead in 4 of 9 comparable metrics.
Profitability & Efficiency
QUAD delivers a 25.0% return on equity — every $100 of shareholder capital generates $25 in annual profit, vs $-142 for XRX. KODK carries lower financial leverage with a 0.35x debt-to-equity ratio, signaling a more conservative balance sheet compared to XRX's 6.31x. On the Piotroski fundamental quality scale (0–9), KODK scores 7/9 vs XRX's 3/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | -18.7% | +25.0% | -142.4% | +24.9% | +10.8% |
| ROA (TTM)Return on assets | -7.6% | +2.2% | -10.8% | +5.2% | +1.2% |
| ROICReturn on invested capital | +2.1% | +17.9% | -1.0% | +10.4% | +7.1% |
| ROCEReturn on capital employed | +1.6% | +19.3% | -0.9% | +13.5% | +3.2% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 7 | 3 | 6 | 7 |
| Debt / EquityFinancial leverage | 0.35x | 3.45x | 6.31x | 3.41x | 0.53x |
| Net DebtTotal debt minus cash | -$87M | $381M | $3.7B | $4.5B | $448M |
| Cash & Equiv.Liquid assets | $337M | $63M | $512M | $72M | $668M |
| Total DebtShort + long-term debt | $250M | $444M | $4.2B | $4.6B | $1.1B |
| Interest CoverageEBIT ÷ Interest expense | 0.79x | 2.11x | -0.14x | 79.01x | 0.75x |
Total Returns (Dividends Reinvested)
KODK leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ENVA five years ago would be worth $46,811 today (with dividends reinvested), compared to $2,593 for XRX. Over the past 12 months, KODK leads with a +122.5% total return vs XRX's -53.5%. The 3-year compound annual growth rate (CAGR) favors KODK at 61.2% vs XRX's -33.4% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +67.7% | +33.6% | -2.6% | +6.5% | +15.5% |
| 1-Year ReturnPast 12 months | +122.5% | +44.4% | -53.5% | +87.8% | +32.5% |
| 3-Year ReturnCumulative with dividends | +318.6% | +197.1% | -70.5% | +302.0% | +118.5% |
| 5-Year ReturnCumulative with dividends | +94.4% | +158.1% | -74.1% | +368.1% | +47.6% |
| 10-Year ReturnCumulative with dividends | +20.7% | -23.3% | -42.4% | +2034.9% | +127.7% |
| CAGR (3Y)Annualised 3-year return | +61.2% | +43.8% | -33.4% | +59.0% | +29.8% |
Risk & Volatility
Evenly matched — ENVA and TRMK each lead in 1 of 2 comparable metrics.
Risk & Volatility
TRMK is the less volatile stock with a 0.94 beta — it tends to amplify market swings less than XRX's 2.68 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ENVA currently trades 97.6% from its 52-week high vs XRX's 34.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.68x | 1.03x | 2.68x | 1.48x | 0.94x |
| 52-Week HighHighest price in past year | $14.87 | $8.64 | $6.80 | $176.68 | $45.99 |
| 52-Week LowLowest price in past year | $4.94 | $5.01 | $1.19 | $89.00 | $33.39 |
| % of 52W HighCurrent price vs 52-week peak | +95.2% | +88.7% | +34.9% | +97.6% | +97.6% |
| RSI (14)Momentum oscillator 0–100 | 76.2 | 50.6 | 74.8 | 65.4 | 56.0 |
| Avg Volume (50D)Average daily shares traded | 1.3M | 231K | 5.6M | 227K | 392K |
Analyst Outlook
Evenly matched — QUAD and XRX each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: QUAD as "Buy", XRX as "Sell", ENVA as "Buy", TRMK as "Hold". Consensus price targets imply 332.5% upside for XRX (target: $10) vs 1.4% for TRMK (target: $46). For income investors, XRX offers the higher dividend yield at 23.69% vs KODK's 0.16%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Sell | Buy | Hold |
| Price TargetConsensus 12-month target | — | $8.00 | $10.25 | $199.50 | $45.50 |
| # AnalystsCovering analysts | — | 7 | 5 | 10 | 9 |
| Dividend YieldAnnual dividend ÷ price | +0.2% | +3.8% | +23.7% | — | +2.2% |
| Dividend StreakConsecutive years of raises | 0 | 2 | 0 | 1 | 1 |
| Dividend / ShareAnnual DPS | $0.02 | $0.29 | $0.56 | — | $0.97 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.5% | +2.0% | 0.0% | +5.0% | +3.0% |
TRMK leads in 1 of 6 categories (Income & Cash Flow). XRX leads in 1 (Valuation Metrics). 3 tied.
KODK vs QUAD vs XRX vs ENVA vs TRMK: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is KODK or QUAD or XRX or ENVA or TRMK a better buy right now?
For growth investors, Trustmark Corporation (TRMK) is the stronger pick with 34.
8% revenue growth year-over-year, versus -9. 4% for Quad/Graphics, Inc. (QUAD). Trustmark Corporation (TRMK) offers the better valuation at 12. 1x trailing P/E (11. 5x forward), making it the more compelling value choice. Analysts rate Quad/Graphics, Inc. (QUAD) a "Buy" — based on 7 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — KODK or QUAD or XRX or ENVA or TRMK?
On trailing P/E, Trustmark Corporation (TRMK) is the cheapest at 12.
1x versus Enova International, Inc. at 14. 9x. On forward P/E, Xerox Holdings Corporation is actually cheaper at 5. 1x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — KODK or QUAD or XRX or ENVA or TRMK?
Over the past 5 years, Enova International, Inc.
(ENVA) delivered a total return of +368. 1%, compared to -74. 1% for Xerox Holdings Corporation (XRX). Over 10 years, the gap is even starker: ENVA returned +20. 3% versus XRX's -42. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — KODK or QUAD or XRX or ENVA or TRMK?
By beta (market sensitivity over 5 years), Trustmark Corporation (TRMK) is the lower-risk stock at 0.
94β versus Xerox Holdings Corporation's 2. 68β — meaning XRX is approximately 184% more volatile than TRMK relative to the S&P 500. On balance sheet safety, Eastman Kodak Company (KODK) carries a lower debt/equity ratio of 35% versus 6% for Xerox Holdings Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — KODK or QUAD or XRX or ENVA or TRMK?
By revenue growth (latest reported year), Trustmark Corporation (TRMK) is pulling ahead at 34.
8% versus -9. 4% for Quad/Graphics, Inc. (QUAD). On earnings-per-share growth, the picture is similar: Quad/Graphics, Inc. grew EPS 150. 5% year-over-year, compared to -297. 8% for Eastman Kodak Company. Over a 3-year CAGR, XRX leads at -0. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — KODK or QUAD or XRX or ENVA or TRMK?
Trustmark Corporation (TRMK) is the more profitable company, earning 20.
0% net margin versus -14. 7% for Xerox Holdings Corporation — meaning it keeps 20. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TRMK leads at 25. 5% versus -0. 8% for XRX. At the gross margin level — before operating expenses — TRMK leads at 71. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is KODK or QUAD or XRX or ENVA or TRMK more undervalued right now?
On forward earnings alone, Xerox Holdings Corporation (XRX) trades at 5.
1x forward P/E versus 11. 5x for Trustmark Corporation — 6. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for XRX: 332. 5% to $10. 25.
08Which pays a better dividend — KODK or QUAD or XRX or ENVA or TRMK?
In this comparison, XRX (23.
7% yield), QUAD (3. 8% yield), TRMK (2. 2% yield), KODK (0. 2% yield) pay a dividend. ENVA does not pay a meaningful dividend and should not be held primarily for income.
09Is KODK or QUAD or XRX or ENVA or TRMK better for a retirement portfolio?
For long-horizon retirement investors, Trustmark Corporation (TRMK) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
94), 2. 2% yield, +127. 7% 10Y return). Eastman Kodak Company (KODK) carries a higher beta of 1. 68 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (TRMK: +127. 7%, KODK: +20. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between KODK and QUAD and XRX and ENVA and TRMK?
These companies operate in different sectors (KODK (Industrials) and QUAD (Industrials) and XRX (Technology) and ENVA (Financial Services) and TRMK (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: KODK is a small-cap quality compounder stock; QUAD is a small-cap deep-value stock; XRX is a small-cap income-oriented stock; ENVA is a small-cap high-growth stock; TRMK is a small-cap high-growth stock. QUAD, XRX, TRMK pay a dividend while KODK, ENVA do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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