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MHNC vs MMC
Revenue, margins, valuation, and 5-year total return — side by side.
Insurance - Brokers
MHNC vs MMC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Insurance - Life | Insurance - Brokers |
| Market Cap | $1.32B | $85.27B |
| Revenue (TTM) | $62M | $26.45B |
| Net Income (TTM) | $-152M | $4.13B |
| Gross Margin | 8.3% | 42.3% |
| Operating Margin | 116.7% | 23.2% |
| Forward P/E | — | 16.9x |
| Total Debt | $0.00 | $21.86B |
| Cash & Equiv. | $35M | $2.40B |
MHNC vs MMC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Maiden Holdings Nor… (MHNC) | 100 | 58.0 | -42.0% |
| Marsh & McLennan Co… (MMC) | 100 | 177.7 | +77.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: MHNC vs MMC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
MHNC is the clearest fit if your priority is income & stability and sleep-well-at-night.
- Dividend streak 4 yrs, beta 0.12
- Lower volatility, beta 0.12
- Beta 0.12
MMC carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 7.6%, EPS growth 8.6%, 3Y rev CAGR 7.3%
- 210.8% 10Y total return vs MHNC's 20.5%
- 7.6% revenue growth vs MHNC's -2.9%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 7.6% revenue growth vs MHNC's -2.9% | |
| Value | Better valuation composite | |
| Quality / Margins | 15.6% margin vs MHNC's -247.5% | |
| Stability / Safety | Beta 0.12 vs MMC's 0.14 | |
| Dividends | 1.8% yield; 19-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | -14.2% vs MMC's -21.6% | |
| Efficiency (ROA) | 7.0% ROA vs MHNC's -12.3%, ROIC 15.2% vs 312.9% |
MHNC vs MMC — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
MHNC vs MMC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
MMC leads this category, winning 3 of 4 comparable metrics.
Income & Cash Flow (Last 12 Months)
MMC is the larger business by revenue, generating $26.5B annually — 429.8x MHNC's $62M. MMC is the more profitable business, keeping 15.6% of every revenue dollar as net income compared to MHNC's -2.5%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $62M | $26.5B |
| EBITDAEarnings before interest/tax | $72M | $7.0B |
| Net IncomeAfter-tax profit | -$152M | $4.1B |
| Free Cash FlowCash after capex | -$77M | $5.1B |
| Gross MarginGross profit ÷ Revenue | +8.3% | +42.3% |
| Operating MarginEBIT ÷ Revenue | +116.7% | +23.2% |
| Net MarginNet income ÷ Revenue | -2.5% | +15.6% |
| FCF MarginFCF ÷ Revenue | -125.9% | +19.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +11.5% |
| EPS Growth (YoY)Latest quarter vs prior year | — | 0.0% |
Valuation Metrics
MMC leads this category, winning 3 of 4 comparable metrics.
Valuation Metrics
On an enterprise value basis, MMC's 16.0x EV/EBITDA is more attractive than MHNC's 61.0x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $1.3B | $85.3B |
| Enterprise ValueMkt cap + debt − cash | $1.3B | $104.7B |
| Trailing P/EPrice ÷ TTM EPS | -6.59x | 21.28x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 16.89x |
| PEG RatioP/E ÷ EPS growth rate | — | 1.11x |
| EV / EBITDAEnterprise value multiple | 60.99x | 15.96x |
| Price / SalesMarket cap ÷ Revenue | 23.40x | 3.49x |
| Price / BookPrice ÷ Book value/share | 29.29x | 6.38x |
| Price / FCFMarket cap ÷ FCF | — | 21.39x |
Profitability & Efficiency
MMC leads this category, winning 5 of 8 comparable metrics.
Profitability & Efficiency
MMC delivers a 26.9% return on equity — every $100 of shareholder capital generates $27 in annual profit, vs $-4 for MHNC. On the Piotroski fundamental quality scale (0–9), MMC scores 6/9 vs MHNC's 1/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | -4.1% | +26.9% |
| ROA (TTM)Return on assets | -12.3% | +7.0% |
| ROICReturn on invested capital | +3.1% | +15.2% |
| ROCEReturn on capital employed | +3.2% | +17.8% |
| Piotroski ScoreFundamental quality 0–9 | 1 | 6 |
| Debt / EquityFinancial leverage | — | 1.62x |
| Net DebtTotal debt minus cash | -$35M | $19.5B |
| Cash & Equiv.Liquid assets | $35M | $2.4B |
| Total DebtShort + long-term debt | $0 | $21.9B |
| Interest CoverageEBIT ÷ Interest expense | 2.20x | 6.66x |
Total Returns (Dividends Reinvested)
Evenly matched — MHNC and MMC each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in MMC five years ago would be worth $13,665 today (with dividends reinvested), compared to $9,570 for MHNC. Over the past 12 months, MHNC leads with a -14.2% total return vs MMC's -21.6%. The 3-year compound annual growth rate (CAGR) favors MHNC at 4.8% vs MMC's 0.7% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -13.1% | -3.6% |
| 1-Year ReturnPast 12 months | -14.2% | -21.6% |
| 3-Year ReturnCumulative with dividends | +15.2% | +2.0% |
| 5-Year ReturnCumulative with dividends | -4.3% | +36.6% |
| 10-Year ReturnCumulative with dividends | +20.5% | +210.8% |
| CAGR (3Y)Annualised 3-year return | +4.8% | +0.7% |
Risk & Volatility
Evenly matched — MHNC and MMC each lead in 1 of 2 comparable metrics.
Risk & Volatility
MHNC is the less volatile stock with a 0.12 beta — it tends to amplify market swings less than MMC's 0.14 beta. A beta below 1.0 means the stock typically moves less than the S&P 500.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.12x | 0.14x |
| 52-Week HighHighest price in past year | $18.54 | $235.78 |
| 52-Week LowLowest price in past year | $11.14 | $170.37 |
| % of 52W HighCurrent price vs 52-week peak | +71.5% | +73.8% |
| RSI (14)Momentum oscillator 0–100 | 52.1 | 37.2 |
| Avg Volume (50D)Average daily shares traded | 5K | 2.7M |
Analyst Outlook
MMC leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
MMC is the only dividend payer here at 1.75% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $206.75 |
| # AnalystsCovering analysts | — | 26 |
| Dividend YieldAnnual dividend ÷ price | — | +1.8% |
| Dividend StreakConsecutive years of raises | 4 | 19 |
| Dividend / ShareAnnual DPS | — | $3.05 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.3% | +1.1% |
MMC leads in 4 of 6 categories — strongest in Income & Cash Flow and Valuation Metrics. 2 categories are tied.
MHNC vs MMC: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is MHNC or MMC a better buy right now?
For growth investors, Marsh & McLennan Companies, Inc.
(MMC) is the stronger pick with 7. 6% revenue growth year-over-year, versus -2. 9% for Maiden Holdings North America, Ltd. (MHNC). Marsh & McLennan Companies, Inc. (MMC) offers the better valuation at 21. 3x trailing P/E (16. 9x forward), making it the more compelling value choice. Analysts rate Marsh & McLennan Companies, Inc. (MMC) a "Hold" — based on 26 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — MHNC or MMC?
Over the past 5 years, Marsh & McLennan Companies, Inc.
(MMC) delivered a total return of +36. 6%, compared to -4. 3% for Maiden Holdings North America, Ltd. (MHNC). Over 10 years, the gap is even starker: MMC returned +210. 8% versus MHNC's +20. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — MHNC or MMC?
By beta (market sensitivity over 5 years), Maiden Holdings North America, Ltd.
(MHNC) is the lower-risk stock at 0. 12β versus Marsh & McLennan Companies, Inc. 's 0. 14β — meaning MMC is approximately 13% more volatile than MHNC relative to the S&P 500.
04Which is growing faster — MHNC or MMC?
By revenue growth (latest reported year), Marsh & McLennan Companies, Inc.
(MMC) is pulling ahead at 7. 6% versus -2. 9% for Maiden Holdings North America, Ltd. (MHNC). On earnings-per-share growth, the picture is similar: Marsh & McLennan Companies, Inc. grew EPS 8. 6% year-over-year, compared to -414. 1% for Maiden Holdings North America, Ltd.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — MHNC or MMC?
Marsh & McLennan Companies, Inc.
(MMC) is the more profitable company, earning 16. 6% net margin versus -356. 1% for Maiden Holdings North America, Ltd. — meaning it keeps 16. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MHNC leads at 37. 4% versus 23. 8% for MMC. At the gross margin level — before operating expenses — MHNC leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — MHNC or MMC?
In this comparison, MMC (1.
8% yield) pays a dividend. MHNC does not pay a meaningful dividend and should not be held primarily for income.
07Is MHNC or MMC better for a retirement portfolio?
For long-horizon retirement investors, Marsh & McLennan Companies, Inc.
(MMC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 14), 1. 8% yield, +210. 8% 10Y return). Both have compounded well over 10 years (MMC: +210. 8%, MHNC: +20. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between MHNC and MMC?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
MMC pays a dividend while MHNC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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