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NGVC vs ACI
Revenue, margins, valuation, and 5-year total return — side by side.
Grocery Stores
NGVC vs ACI — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Grocery Stores | Grocery Stores |
| Market Cap | $637M | $8.32B |
| Revenue (TTM) | $1.34B | $81.72B |
| Net Income (TTM) | $48M | $870M |
| Gross Margin | 29.8% | 27.2% |
| Operating Margin | 4.8% | 1.8% |
| Forward P/E | 13.1x | 7.1x |
| Total Debt | $332M | $14.18B |
| Cash & Equiv. | $17M | $298M |
NGVC vs ACI — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | May 26 | Return |
|---|---|---|---|
| Natural Grocers by … (NGVC) | 100 | 185.9 | +85.9% |
| Albertsons Companie… (ACI) | 100 | 102.6 | +2.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: NGVC vs ACI
Each card shows where this stock fits in a portfolio — not just who wins on paper.
NGVC carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 7.2%, EPS growth 36.1%, 3Y rev CAGR 6.9%
- 139.5% 10Y total return vs ACI's 67.7%
- Lower volatility, beta 0.06, current ratio 1.06x
ACI is the clearest fit if your priority is income & stability and valuation efficiency.
- Dividend streak 1 yrs, beta -0.33, yield 3.1%
- PEG 0.46 vs NGVC's 0.75
- Lower P/E (7.1x vs 13.1x), PEG 0.46 vs 0.75
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 7.2% revenue growth vs ACI's 1.5% | |
| Value | Lower P/E (7.1x vs 13.1x), PEG 0.46 vs 0.75 | |
| Quality / Margins | 3.6% margin vs ACI's 1.1% | |
| Stability / Safety | Lower D/E ratio (156.3% vs 418.9%) | |
| Dividends | 3.1% yield, 1-year raise streak, vs NGVC's 1.7% | |
| Momentum (1Y) | -25.0% vs NGVC's -42.8% | |
| Efficiency (ROA) | 7.2% ROA vs ACI's 3.2%, ROIC 8.9% vs 6.8% |
NGVC vs ACI — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
NGVC vs ACI — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
NGVC leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
ACI is the larger business by revenue, generating $81.7B annually — 61.1x NGVC's $1.3B. Profitability is closely matched — net margins range from 3.6% (NGVC) to 1.1% (ACI).
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $1.3B | $81.7B |
| EBITDAEarnings before interest/tax | $88M | $4.1B |
| Net IncomeAfter-tax profit | $48M | $870M |
| Free Cash FlowCash after capex | $82M | $2.1B |
| Gross MarginGross profit ÷ Revenue | +29.8% | +27.2% |
| Operating MarginEBIT ÷ Revenue | +4.8% | +1.8% |
| Net MarginNet income ÷ Revenue | +3.6% | +1.1% |
| FCF MarginFCF ÷ Revenue | +6.1% | +2.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | +0.5% | +1.9% |
| EPS Growth (YoY)Latest quarter vs prior year | +3.6% | -20.3% |
Valuation Metrics
ACI leads this category, winning 7 of 7 comparable metrics.
Valuation Metrics
At 9.9x trailing earnings, ACI trades at a 29% valuation discount to NGVC's 13.8x P/E. Adjusting for growth (PEG ratio), ACI offers better value at 0.64x vs NGVC's 0.79x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||
|---|---|---|
| Market CapShares × price | $637M | $8.3B |
| Enterprise ValueMkt cap + debt − cash | $952M | $22.2B |
| Trailing P/EPrice ÷ TTM EPS | 13.83x | 9.87x |
| Forward P/EPrice ÷ next-FY EPS est. | 13.13x | 7.12x |
| PEG RatioP/E ÷ EPS growth rate | 0.79x | 0.64x |
| EV / EBITDAEnterprise value multiple | 10.15x | 5.49x |
| Price / SalesMarket cap ÷ Revenue | 0.48x | 0.10x |
| Price / BookPrice ÷ Book value/share | 3.03x | 2.79x |
| Price / FCFMarket cap ÷ FCF | 26.43x | 11.10x |
Profitability & Efficiency
NGVC leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
ACI delivers a 34.8% return on equity — every $100 of shareholder capital generates $35 in annual profit, vs $22 for NGVC. NGVC carries lower financial leverage with a 1.56x debt-to-equity ratio, signaling a more conservative balance sheet compared to ACI's 4.19x. On the Piotroski fundamental quality scale (0–9), NGVC scores 8/9 vs ACI's 5/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +22.3% | +34.8% |
| ROA (TTM)Return on assets | +7.2% | +3.2% |
| ROICReturn on invested capital | +8.9% | +6.8% |
| ROCEReturn on capital employed | +12.4% | +7.1% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 5 |
| Debt / EquityFinancial leverage | 1.56x | 4.19x |
| Net DebtTotal debt minus cash | $315M | $13.9B |
| Cash & Equiv.Liquid assets | $17M | $298M |
| Total DebtShort + long-term debt | $332M | $14.2B |
| Interest CoverageEBIT ÷ Interest expense | 31.09x | 3.41x |
Total Returns (Dividends Reinvested)
NGVC leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in NGVC five years ago would be worth $23,768 today (with dividends reinvested), compared to $13,352 for ACI. Over the past 12 months, ACI leads with a -25.0% total return vs NGVC's -42.8%. The 3-year compound annual growth rate (CAGR) favors NGVC at 39.9% vs ACI's -4.9% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +12.6% | -4.7% |
| 1-Year ReturnPast 12 months | -42.8% | -25.0% |
| 3-Year ReturnCumulative with dividends | +173.6% | -13.9% |
| 5-Year ReturnCumulative with dividends | +137.7% | +33.5% |
| 10-Year ReturnCumulative with dividends | +139.5% | +67.7% |
| CAGR (3Y)Annualised 3-year return | +39.9% | -4.9% |
Risk & Volatility
ACI leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
ACI is the less volatile stock with a -0.33 beta — it tends to amplify market swings less than NGVC's 0.06 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ACI currently trades 71.0% from its 52-week high vs NGVC's 45.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.06x | -0.33x |
| 52-Week HighHighest price in past year | $61.22 | $22.78 |
| 52-Week LowLowest price in past year | $23.47 | $15.80 |
| % of 52W HighCurrent price vs 52-week peak | +45.2% | +71.0% |
| RSI (14)Momentum oscillator 0–100 | 48.0 | 37.5 |
| Avg Volume (50D)Average daily shares traded | 120K | 6.1M |
Analyst Outlook
ACI leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates NGVC as "Buy" and ACI as "Buy". Consensus price targets imply 44.6% upside for NGVC (target: $40) vs 21.3% for ACI (target: $20). For income investors, ACI offers the higher dividend yield at 3.12% vs NGVC's 1.71%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $40.00 | $19.63 |
| # AnalystsCovering analysts | 16 | 23 |
| Dividend YieldAnnual dividend ÷ price | +1.7% | +3.1% |
| Dividend StreakConsecutive years of raises | 1 | 1 |
| Dividend / ShareAnnual DPS | $0.47 | $0.51 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.2% | +1.0% |
NGVC leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). ACI leads in 3 (Valuation Metrics, Risk & Volatility).
NGVC vs ACI: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is NGVC or ACI a better buy right now?
For growth investors, Natural Grocers by Vitamin Cottage, Inc.
(NGVC) is the stronger pick with 7. 2% revenue growth year-over-year, versus 1. 5% for Albertsons Companies, Inc. (ACI). Albertsons Companies, Inc. (ACI) offers the better valuation at 9. 9x trailing P/E (7. 1x forward), making it the more compelling value choice. Analysts rate Natural Grocers by Vitamin Cottage, Inc. (NGVC) a "Buy" — based on 16 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — NGVC or ACI?
On trailing P/E, Albertsons Companies, Inc.
(ACI) is the cheapest at 9. 9x versus Natural Grocers by Vitamin Cottage, Inc. at 13. 8x. On forward P/E, Albertsons Companies, Inc. is actually cheaper at 7. 1x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Albertsons Companies, Inc. wins at 0. 46x versus Natural Grocers by Vitamin Cottage, Inc. 's 0. 75x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — NGVC or ACI?
Over the past 5 years, Natural Grocers by Vitamin Cottage, Inc.
(NGVC) delivered a total return of +137. 7%, compared to +33. 5% for Albertsons Companies, Inc. (ACI). Over 10 years, the gap is even starker: NGVC returned +139. 5% versus ACI's +67. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — NGVC or ACI?
By beta (market sensitivity over 5 years), Albertsons Companies, Inc.
(ACI) is the lower-risk stock at -0. 33β versus Natural Grocers by Vitamin Cottage, Inc. 's 0. 06β — meaning NGVC is approximately -117% more volatile than ACI relative to the S&P 500. On balance sheet safety, Natural Grocers by Vitamin Cottage, Inc. (NGVC) carries a lower debt/equity ratio of 156% versus 4% for Albertsons Companies, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — NGVC or ACI?
By revenue growth (latest reported year), Natural Grocers by Vitamin Cottage, Inc.
(NGVC) is pulling ahead at 7. 2% versus 1. 5% for Albertsons Companies, Inc. (ACI). On earnings-per-share growth, the picture is similar: Natural Grocers by Vitamin Cottage, Inc. grew EPS 36. 1% year-over-year, compared to -26. 5% for Albertsons Companies, Inc.. Over a 3-year CAGR, NGVC leads at 6. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — NGVC or ACI?
Natural Grocers by Vitamin Cottage, Inc.
(NGVC) is the more profitable company, earning 3. 5% net margin versus 1. 2% for Albertsons Companies, Inc. — meaning it keeps 3. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: NGVC leads at 4. 7% versus 1. 9% for ACI. At the gross margin level — before operating expenses — NGVC leads at 29. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is NGVC or ACI more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Albertsons Companies, Inc. (ACI) is the more undervalued stock at a PEG of 0. 46x versus Natural Grocers by Vitamin Cottage, Inc. 's 0. 75x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Albertsons Companies, Inc. (ACI) trades at 7. 1x forward P/E versus 13. 1x for Natural Grocers by Vitamin Cottage, Inc. — 6. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for NGVC: 44. 6% to $40. 00.
08Which pays a better dividend — NGVC or ACI?
All stocks in this comparison pay dividends.
Albertsons Companies, Inc. (ACI) offers the highest yield at 3. 1%, versus 1. 7% for Natural Grocers by Vitamin Cottage, Inc. (NGVC).
09Is NGVC or ACI better for a retirement portfolio?
For long-horizon retirement investors, Albertsons Companies, Inc.
(ACI) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 33), 3. 1% yield). Both have compounded well over 10 years (ACI: +67. 7%, NGVC: +139. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between NGVC and ACI?
Both stocks operate in the Consumer Defensive sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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