NTCL vs EDU

For growth investors, New Oriental Education & Technology Group Inc.

(EDU) is the stronger pick with 13. 6% revenue growth year-over-year, versus -8. 9% for NetClass Technology Inc (NTCL). New Oriental Education & Technology Group Inc. (EDU) offers the better valuation at 24. 5x trailing P/E (16. 2x forward), making it the more compelling value choice. Analysts rate New Oriental Education & Technology Group Inc. (EDU) a "Buy" — based on 24 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

Over the past 5 years, New Oriental Education & Technology Group Inc.

(EDU) delivered a total return of -61. 5%, compared to -92. 4% for NetClass Technology Inc (NTCL). Over 10 years, the gap is even starker: EDU returned +47. 3% versus NTCL's -92. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), NetClass Technology Inc (NTCL) is the lower-risk stock at -0.

44β versus New Oriental Education & Technology Group Inc. 's 0. 82β — meaning EDU is approximately -285% more volatile than NTCL relative to the S&P 500. On balance sheet safety, NetClass Technology Inc (NTCL) carries a lower debt/equity ratio of 0% versus 20% for New Oriental Education & Technology Group Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), New Oriental Education & Technology Group Inc.

(EDU) is pulling ahead at 13. 6% versus -8. 9% for NetClass Technology Inc (NTCL). On earnings-per-share growth, the picture is similar: New Oriental Education & Technology Group Inc. grew EPS 27. 8% year-over-year, compared to -968. 5% for NetClass Technology Inc. Over a 3-year CAGR, EDU leads at 16. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

New Oriental Education & Technology Group Inc.

(EDU) is the more profitable company, earning 7. 6% net margin versus -14. 6% for NetClass Technology Inc — meaning it keeps 7. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EDU leads at 8. 7% versus -12. 8% for NTCL. At the gross margin level — before operating expenses — EDU leads at 55. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

In this comparison, EDU (1.

1% yield) pays a dividend. NTCL does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, NetClass Technology Inc (NTCL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.

44)). Both have compounded well over 10 years (NTCL: -92. 4%, EDU: +47. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (NTCL (Technology) and EDU (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

EDU pays a dividend while NTCL does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.