NXN vs NXP vs NXC vs MS vs GS

For growth investors, Nuveen New York Select Tax-Free Income Portfolio (NXN) is the stronger pick with 555.

5% revenue growth year-over-year, versus -63. 1% for Nuveen Select Tax-Free Income Portfolio (NXP). The Goldman Sachs Group, Inc. (GS) offers the better valuation at 22. 8x trailing P/E (15. 6x forward), making it the more compelling value choice. Analysts rate Morgan Stanley (MS) a "Buy" — based on 52 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, The Goldman Sachs Group, Inc.

(GS) is the cheapest at 22. 8x versus Nuveen Select Tax-Free Income Portfolio at 75. 4x. On forward P/E, The Goldman Sachs Group, Inc. is actually cheaper at 15. 6x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: The Goldman Sachs Group, Inc. wins at 1. 12x versus Morgan Stanley's 1. 80x — a reasonable growth-adjusted valuation.

Over the past 5 years, The Goldman Sachs Group, Inc.

(GS) delivered a total return of +164. 4%, compared to -3. 4% for Nuveen California Select Tax-Free Income Portfolio (NXC). Over 10 years, the gap is even starker: MS returned +732. 3% versus NXC's +13. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Nuveen California Select Tax-Free Income Portfolio (NXC) is the lower-risk stock at 0.

04β versus The Goldman Sachs Group, Inc. 's 1. 47β — meaning GS is approximately 3581% more volatile than NXC relative to the S&P 500. On balance sheet safety, Nuveen California Select Tax-Free Income Portfolio (NXC) carries a lower debt/equity ratio of 0% versus 5% for The Goldman Sachs Group, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Nuveen New York Select Tax-Free Income Portfolio (NXN) is pulling ahead at 555.

5% versus -63. 1% for Nuveen Select Tax-Free Income Portfolio (NXP). On earnings-per-share growth, the picture is similar: Nuveen New York Select Tax-Free Income Portfolio grew EPS 140. 4% year-over-year, compared to -70. 8% for Nuveen Select Tax-Free Income Portfolio. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Nuveen Select Tax-Free Income Portfolio (NXP) is the more profitable company, earning 93.

9% net margin versus 11. 3% for The Goldman Sachs Group, Inc. — meaning it keeps 93. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: NXP leads at 93. 9% versus 14. 5% for GS. At the gross margin level — before operating expenses — NXN leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, The Goldman Sachs Group, Inc. (GS) is the more undervalued stock at a PEG of 1. 12x versus Morgan Stanley's 1. 80x. A PEG below 1. 5 suggests fair-to-attractive pricing relative to expected growth. On forward earnings alone, The Goldman Sachs Group, Inc. (GS) trades at 15. 6x forward P/E versus 16. 0x for Morgan Stanley — 0. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MS: 8. 2% to $205. 75.

In this comparison, MS (2.

0% yield), GS (1. 5% yield) pay a dividend. NXN, NXP, NXC do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Nuveen California Select Tax-Free Income Portfolio (NXC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

04)). Both have compounded well over 10 years (NXC: +13. 1%, GS: +534. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: NXN is a small-cap high-growth stock; NXP is a small-cap quality compounder stock; NXC is a small-cap quality compounder stock; MS is a large-cap high-growth stock; GS is a large-cap high-growth stock. MS, GS pay a dividend while NXN, NXP, NXC do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.