OLP vs PINE

For growth investors, Alpine Income Property Trust, Inc.

(PINE) is the stronger pick with 15. 9% revenue growth year-over-year, versus 7. 4% for One Liberty Properties, Inc. (OLP). One Liberty Properties, Inc. (OLP) offers the better valuation at 20. 3x trailing P/E (39. 5x forward), making it the more compelling value choice. Analysts rate Alpine Income Property Trust, Inc. (PINE) a "Buy" — based on 12 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On forward P/E, One Liberty Properties, Inc.

is actually cheaper at 39. 5x.

Over the past 5 years, Alpine Income Property Trust, Inc.

(PINE) delivered a total return of +41. 2%, compared to +29. 2% for One Liberty Properties, Inc. (OLP). Over 10 years, the gap is even starker: OLP returned +66. 8% versus PINE's +38. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Alpine Income Property Trust, Inc.

(PINE) is the lower-risk stock at 0. 33β versus One Liberty Properties, Inc. 's 0. 38β — meaning OLP is approximately 13% more volatile than PINE relative to the S&P 500. On balance sheet safety, Alpine Income Property Trust, Inc. (PINE) carries a lower debt/equity ratio of 131% versus 177% for One Liberty Properties, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Alpine Income Property Trust, Inc.

(PINE) is pulling ahead at 15. 9% versus 7. 4% for One Liberty Properties, Inc. (OLP). On earnings-per-share growth, the picture is similar: One Liberty Properties, Inc. grew EPS -17. 9% year-over-year, compared to -257. 1% for Alpine Income Property Trust, Inc.. Over a 3-year CAGR, PINE leads at 10. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

One Liberty Properties, Inc.

(OLP) is the more profitable company, earning 26. 2% net margin versus -4. 4% for Alpine Income Property Trust, Inc. — meaning it keeps 26. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: OLP leads at 34. 8% versus 30. 5% for PINE. At the gross margin level — before operating expenses — OLP leads at 23. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, One Liberty Properties, Inc.

(OLP) trades at 39. 5x forward P/E versus 59. 3x for Alpine Income Property Trust, Inc. — 19. 8x cheaper on a one-year earnings basis.

All stocks in this comparison pay dividends.

One Liberty Properties, Inc. (OLP) offers the highest yield at 8. 0%, versus 0. 2% for Alpine Income Property Trust, Inc. (PINE).

For long-horizon retirement investors, One Liberty Properties, Inc.

(OLP) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 38), 8. 0% yield). Both have compounded well over 10 years (OLP: +66. 8%, PINE: +38. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: OLP is a small-cap income-oriented stock; PINE is a small-cap high-growth stock. OLP pays a dividend while PINE does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.