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OMCC vs GAIN
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
OMCC vs GAIN — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Financial - Credit Services | Asset Management |
| Market Cap | $28M | $657M |
| Revenue (TTM) | $11M | $90M |
| Net Income (TTM) | $-3M | $130M |
| Gross Margin | 100.0% | 68.6% |
| Operating Margin | -77.2% | 72.7% |
| Forward P/E | — | 40.7x |
| Total Debt | $4M | $456M |
| Cash & Equiv. | $25M | $14M |
OMCC vs GAIN — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Sep 24 | May 26 | Return |
|---|---|---|---|
| Old Market Capital … (OMCC) | 100 | 64.6 | -35.4% |
| Gladstone Investmen… (GAIN) | 100 | 114.3 | +14.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: OMCC vs GAIN
Each card shows where this stock fits in a portfolio — not just who wins on paper.
OMCC is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 0 yrs, beta -0.04
- Rev growth 73.1%, EPS growth 73.1%
- Lower volatility, beta -0.04, Low D/E 5.7%, current ratio 9.45x
GAIN carries the broadest edge in this set and is the clearest fit for long-term compounding and bank quality.
- 319.3% 10Y total return vs OMCC's -31.1%
- NIM 5.5% vs OMCC's 1.8%
- 72.7% margin vs OMCC's -47.9%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 73.1% NII/revenue growth vs GAIN's -12.9% | |
| Value | Better valuation composite | |
| Quality / Margins | 72.7% margin vs OMCC's -47.9% | |
| Stability / Safety | Lower D/E ratio (5.7% vs 91.3%) | |
| Dividends | 10.0% yield; the other pay no meaningful dividend | |
| Momentum (1Y) | +30.8% vs OMCC's -13.0% | |
| Efficiency (ROA) | 10.5% ROA vs OMCC's -3.3%, ROIC 5.3% vs -9.6% |
OMCC vs GAIN — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
OMCC vs GAIN — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
GAIN leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
GAIN is the larger business by revenue, generating $90M annually — 8.4x OMCC's $11M. GAIN is the more profitable business, keeping 72.7% of every revenue dollar as net income compared to OMCC's -47.9%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $11M | $90M |
| EBITDAEarnings before interest/tax | -$335,000 | $58M |
| Net IncomeAfter-tax profit | -$3M | $130M |
| Free Cash FlowCash after capex | -$14M | -$82M |
| Gross MarginGross profit ÷ Revenue | +100.0% | +68.6% |
| Operating MarginEBIT ÷ Revenue | -77.2% | +72.7% |
| Net MarginNet income ÷ Revenue | -47.9% | +72.7% |
| FCF MarginFCF ÷ Revenue | -96.0% | +126.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | -62.2% | +58.1% |
Valuation Metrics
OMCC leads this category, winning 3 of 3 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $28M | $657M |
| Enterprise ValueMkt cap + debt − cash | $7M | $1.1B |
| Trailing P/EPrice ÷ TTM EPS | -5.32x | 9.28x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 40.66x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 16.82x |
| Price / SalesMarket cap ÷ Revenue | 2.58x | 7.31x |
| Price / BookPrice ÷ Book value/share | 0.41x | 1.22x |
| Price / FCFMarket cap ÷ FCF | — | 5.77x |
Profitability & Efficiency
Evenly matched — OMCC and GAIN each lead in 4 of 8 comparable metrics.
Profitability & Efficiency
GAIN delivers a 21.9% return on equity — every $100 of shareholder capital generates $22 in annual profit, vs $-4 for OMCC. OMCC carries lower financial leverage with a 0.06x debt-to-equity ratio, signaling a more conservative balance sheet compared to GAIN's 0.91x. On the Piotroski fundamental quality scale (0–9), OMCC scores 5/9 vs GAIN's 4/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | -4.0% | +21.9% |
| ROA (TTM)Return on assets | -3.3% | +10.5% |
| ROICReturn on invested capital | -9.6% | +5.3% |
| ROCEReturn on capital employed | -12.3% | +6.8% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 4 |
| Debt / EquityFinancial leverage | 0.06x | 0.91x |
| Net DebtTotal debt minus cash | -$21M | $441M |
| Cash & Equiv.Liquid assets | $25M | $14M |
| Total DebtShort + long-term debt | $4M | $456M |
| Interest CoverageEBIT ÷ Interest expense | — | 1.58x |
Total Returns (Dividends Reinvested)
GAIN leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GAIN five years ago would be worth $17,205 today (with dividends reinvested), compared to $6,891 for OMCC. Over the past 12 months, GAIN leads with a +30.8% total return vs OMCC's -13.0%. The 3-year compound annual growth rate (CAGR) favors GAIN at 16.1% vs OMCC's -11.7% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -2.4% | +20.7% |
| 1-Year ReturnPast 12 months | -13.0% | +30.8% |
| 3-Year ReturnCumulative with dividends | -31.1% | +56.5% |
| 5-Year ReturnCumulative with dividends | -31.1% | +72.0% |
| 10-Year ReturnCumulative with dividends | -31.1% | +319.3% |
| CAGR (3Y)Annualised 3-year return | -11.7% | +16.1% |
Risk & Volatility
Evenly matched — OMCC and GAIN each lead in 1 of 2 comparable metrics.
Risk & Volatility
OMCC is the less volatile stock with a -0.04 beta — it tends to amplify market swings less than GAIN's 0.53 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. GAIN currently trades 96.3% from its 52-week high vs OMCC's 59.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | -0.04x | 0.53x |
| 52-Week HighHighest price in past year | $6.84 | $17.14 |
| 52-Week LowLowest price in past year | $2.72 | $13.11 |
| % of 52W HighCurrent price vs 52-week peak | +59.9% | +96.3% |
| RSI (14)Momentum oscillator 0–100 | 38.8 | 69.9 |
| Avg Volume (50D)Average daily shares traded | 1K | 371K |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
GAIN is the only dividend payer here at 10.05% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $15.00 |
| # AnalystsCovering analysts | — | 7 |
| Dividend YieldAnnual dividend ÷ price | — | +10.0% |
| Dividend StreakConsecutive years of raises | 0 | 0 |
| Dividend / ShareAnnual DPS | — | $1.66 |
| Buyback YieldShare repurchases ÷ mkt cap | +20.3% | 0.0% |
GAIN leads in 2 of 6 categories (Income & Cash Flow, Total Returns). OMCC leads in 1 (Valuation Metrics). 2 tied.
OMCC vs GAIN: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is OMCC or GAIN a better buy right now?
For growth investors, Old Market Capital Corporation (OMCC) is the stronger pick with 73.
1% revenue growth year-over-year, versus -12. 9% for Gladstone Investment Corporation (GAIN). Gladstone Investment Corporation (GAIN) offers the better valuation at 9. 3x trailing P/E (40. 7x forward), making it the more compelling value choice. Analysts rate Gladstone Investment Corporation (GAIN) a "Hold" — based on 7 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — OMCC or GAIN?
Over the past 5 years, Gladstone Investment Corporation (GAIN) delivered a total return of +72.
0%, compared to -31. 1% for Old Market Capital Corporation (OMCC). Over 10 years, the gap is even starker: GAIN returned +319. 3% versus OMCC's -31. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — OMCC or GAIN?
By beta (market sensitivity over 5 years), Old Market Capital Corporation (OMCC) is the lower-risk stock at -0.
04β versus Gladstone Investment Corporation's 0. 53β — meaning GAIN is approximately -1499% more volatile than OMCC relative to the S&P 500. On balance sheet safety, Old Market Capital Corporation (OMCC) carries a lower debt/equity ratio of 6% versus 91% for Gladstone Investment Corporation — giving it more financial flexibility in a downturn.
04Which is growing faster — OMCC or GAIN?
By revenue growth (latest reported year), Old Market Capital Corporation (OMCC) is pulling ahead at 73.
1% versus -12. 9% for Gladstone Investment Corporation (GAIN). On earnings-per-share growth, the picture is similar: Old Market Capital Corporation grew EPS 73. 1% year-over-year, compared to -27. 9% for Gladstone Investment Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — OMCC or GAIN?
Gladstone Investment Corporation (GAIN) is the more profitable company, earning 72.
7% net margin versus -47. 9% for Old Market Capital Corporation — meaning it keeps 72. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GAIN leads at 72. 7% versus -77. 2% for OMCC. At the gross margin level — before operating expenses — OMCC leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — OMCC or GAIN?
In this comparison, GAIN (10.
0% yield) pays a dividend. OMCC does not pay a meaningful dividend and should not be held primarily for income.
07Is OMCC or GAIN better for a retirement portfolio?
For long-horizon retirement investors, Gladstone Investment Corporation (GAIN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
53), 10. 0% yield, +319. 3% 10Y return). Both have compounded well over 10 years (GAIN: +319. 3%, OMCC: -31. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between OMCC and GAIN?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: OMCC is a small-cap high-growth stock; GAIN is a small-cap deep-value stock. GAIN pays a dividend while OMCC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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