OXSQ
Oxford Square Capital Corp.
Asset Management
Market Cap$163M
5Y Perf.-37.6%
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Stock Comparison
OXSQ vs PFLT
Revenue, margins, valuation, and 5-year total return — side by side.
PFLT
PennantPark Floating Rate Capital Ltd.
Asset Management
Market Cap$888M
5Y Perf.+7.6%
OXSQ vs PFLT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | OXSQ | PFLT |
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $163M | $888M |
| Revenue (TTM) | $24M | $172M |
| Net Income (TTM) | $-36M | $118M |
| Gross Margin | 81.5% | 45.6% |
| Operating Margin | -39.6% | 39.4% |
| Forward P/E | 7.4x | 7.9x |
| Total Debt | $158M | $1.78B |
| Cash & Equiv. | $52M | $123M |
OXSQ vs PFLT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
OXSQ
PFLT
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Oxford Square Capit… (OXSQ) | 100 | 62.4 | -37.6% |
| PennantPark Floatin… (PFLT) | 100 | 107.6 | +7.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: OXSQ vs PFLT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: OXSQ leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. PennantPark Floating Rate Capital Ltd. is the stronger pick specifically for profitability and margin quality and recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
OXSQ
Oxford Square Capital Corp.
The Banking Pick
OXSQ carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 1 yrs, beta 0.63, yield 22.0%
- Rev growth 32.0%, EPS growth -370.0%
- Lower volatility, beta 0.63, current ratio 9.07x
Best for: income & stability and growth exposure
PFLT
PennantPark Floating Rate Capital Ltd.
The Banking Pick
PFLT is the clearest fit if your priority is long-term compounding.
- 72.6% 10Y total return vs OXSQ's 60.8%
- Efficiency ratio 0.1% vs OXSQ's 1.2% (lower = leaner)
- +1.5% vs OXSQ's -7.3%
Best for: long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | OXSQ | 32.0% NII/revenue growth vs PFLT's 2.2% |
| Value | OXSQ | Lower P/E (7.4x vs 7.9x) |
| Quality / Margins | PFLT | Efficiency ratio 0.1% vs OXSQ's 1.2% (lower = leaner) |
| Stability / Safety | OXSQ | Beta 0.63 vs PFLT's 0.79, lower leverage |
| Dividends | OXSQ | 22.0% yield, 1-year raise streak, vs PFLT's 13.5% |
| Momentum (1Y) | PFLT | +1.5% vs OXSQ's -7.3% |
| Efficiency (ROA) | PFLT | Efficiency ratio 0.1% vs OXSQ's 1.2% |
OXSQ vs PFLT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLPFLTLAGGINGOXSQ
OXSQOxford Square Capital…
1leads
PFLTPennantPark Floating …
3leads
6 Total Categories
CATEGORYLEADERvs OXSQMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
PFLT3/5
Valuation MetricsMultiples, price ratios, and targets
OXSQ3/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
PFLT5/9
Total Returns1Y, 3Y, 5Y total returns with dividends
PFLT5/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
PFLT leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
PFLT is the larger business by revenue, generating $172M annually — 7.3x OXSQ's $24M. PFLT is the more profitable business, keeping 38.7% of every revenue dollar as net income compared to OXSQ's -79.7%.
| Metric | OXSQOxford Square Cap… | PFLTPennantPark Float… |
|---|---|---|
| RevenueTrailing 12 months | $24M | $172M |
| EBITDAEarnings before interest/tax | -$31M | $39M |
| Net IncomeAfter-tax profit | -$36M | $118M |
| Free Cash FlowCash after capex | -$14.39T | $242M |
| Gross MarginGross profit ÷ Revenue | +81.5% | +45.6% |
| Operating MarginEBIT ÷ Revenue | -39.6% | +39.4% |
| Net MarginNet income ÷ Revenue | -79.7% | +38.7% |
| FCF MarginFCF ÷ Revenue | +78.0% | +55.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | -141.7% | +40.9% |
PFLT leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
OXSQ leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
| Metric | OXSQOxford Square Cap… | PFLTPennantPark Float… |
|---|---|---|
| Market CapShares × price | $163M | $888M |
| Enterprise ValueMkt cap + debt − cash | $268M | $2.5B |
| Trailing P/EPrice ÷ TTM EPS | -7.44x | 12.43x |
| Forward P/EPrice ÷ next-FY EPS est. | 7.44x | 7.93x |
| PEG RatioP/E ÷ EPS growth rate | — | 1.40x |
| EV / EBITDAEnterprise value multiple | — | 37.66x |
| Price / SalesMarket cap ÷ Revenue | 6.92x | 5.18x |
| Price / BookPrice ÷ Book value/share | 0.98x | 0.77x |
| Price / FCFMarket cap ÷ FCF | 8.88x | 9.34x |
OXSQ leads this category, winning 3 of 5 comparable metrics.
Profitability & Efficiency
PFLT leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
PFLT delivers a 11.2% return on equity — every $100 of shareholder capital generates $11 in annual profit, vs $-25 for OXSQ. OXSQ carries lower financial leverage with a 1.08x debt-to-equity ratio, signaling a more conservative balance sheet compared to PFLT's 1.65x. On the Piotroski fundamental quality scale (0–9), OXSQ scores 5/9 vs PFLT's 4/9, reflecting solid financial health.
| Metric | OXSQOxford Square Cap… | PFLTPennantPark Float… |
|---|---|---|
| ROE (TTM)Return on equity | -24.7% | +11.2% |
| ROA (TTM)Return on assets | -12.3% | +4.3% |
| ROICReturn on invested capital | -2.4% | +2.1% |
| ROCEReturn on capital employed | -3.2% | +2.7% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 4 |
| Debt / EquityFinancial leverage | 1.08x | 1.65x |
| Net DebtTotal debt minus cash | $106M | $1.7B |
| Cash & Equiv.Liquid assets | $52M | $123M |
| Total DebtShort + long-term debt | $158M | $1.8B |
| Interest CoverageEBIT ÷ Interest expense | -3.03x | 0.35x |
PFLT leads this category, winning 5 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
PFLT leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in PFLT five years ago would be worth $11,718 today (with dividends reinvested), compared to $8,160 for OXSQ. Over the past 12 months, PFLT leads with a +1.5% total return vs OXSQ's -7.3%. The 3-year compound annual growth rate (CAGR) favors PFLT at 5.7% vs OXSQ's 1.5% — a key indicator of consistent wealth creation.
| Metric | OXSQOxford Square Cap… | PFLTPennantPark Float… |
|---|---|---|
| YTD ReturnYear-to-date | +14.3% | -0.4% |
| 1-Year ReturnPast 12 months | -7.3% | +1.5% |
| 3-Year ReturnCumulative with dividends | +4.5% | +18.2% |
| 5-Year ReturnCumulative with dividends | -18.4% | +17.2% |
| 10-Year ReturnCumulative with dividends | +60.8% | +72.6% |
| CAGR (3Y)Annualised 3-year return | +1.5% | +5.7% |
PFLT leads this category, winning 5 of 6 comparable metrics.
Risk & Volatility
Evenly matched — OXSQ and PFLT each lead in 1 of 2 comparable metrics.
Risk & Volatility
OXSQ is the less volatile stock with a 0.63 beta — it tends to amplify market swings less than PFLT's 0.79 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. PFLT currently trades 82.3% from its 52-week high vs OXSQ's 74.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | OXSQOxford Square Cap… | PFLTPennantPark Float… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.63x | 0.79x |
| 52-Week HighHighest price in past year | $2.50 | $10.88 |
| 52-Week LowLowest price in past year | $1.56 | $7.68 |
| % of 52W HighCurrent price vs 52-week peak | +74.4% | +82.3% |
| RSI (14)Momentum oscillator 0–100 | 53.0 | 68.2 |
| Avg Volume (50D)Average daily shares traded | 1.3M | 987K |
Evenly matched — OXSQ and PFLT each lead in 1 of 2 comparable metrics.
Analyst Outlook
Evenly matched — OXSQ and PFLT each lead in 1 of 2 comparable metrics.
Analyst Outlook
Wall Street rates OXSQ as "Hold" and PFLT as "Buy". For income investors, OXSQ offers the higher dividend yield at 22.03% vs PFLT's 13.47%.
| Metric | OXSQOxford Square Cap… | PFLTPennantPark Float… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy |
| Price TargetConsensus 12-month target | — | $10.50 |
| # AnalystsCovering analysts | 6 | 11 |
| Dividend YieldAnnual dividend ÷ price | +22.0% | +13.5% |
| Dividend StreakConsecutive years of raises | 1 | 3 |
| Dividend / ShareAnnual DPS | $0.41 | $1.21 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
Evenly matched — OXSQ and PFLT each lead in 1 of 2 comparable metrics.
Key Takeaway
PFLT leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). OXSQ leads in 1 (Valuation Metrics). 2 tied.
Best OverallPennantPark Floating Rate C… (PFLT)Leads 3 of 6 categories
Loading custom metrics...
OXSQ vs PFLT: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is OXSQ or PFLT a better buy right now?
For growth investors, Oxford Square Capital Corp.
(OXSQ) is the stronger pick with 32. 0% revenue growth year-over-year, versus 2. 2% for PennantPark Floating Rate Capital Ltd. (PFLT). PennantPark Floating Rate Capital Ltd. (PFLT) offers the better valuation at 12. 4x trailing P/E (7. 9x forward), making it the more compelling value choice. Analysts rate PennantPark Floating Rate Capital Ltd. (PFLT) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — OXSQ or PFLT?
On forward P/E, Oxford Square Capital Corp.
is actually cheaper at 7. 4x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — OXSQ or PFLT?
Over the past 5 years, PennantPark Floating Rate Capital Ltd.
(PFLT) delivered a total return of +17. 2%, compared to -18. 4% for Oxford Square Capital Corp. (OXSQ). Over 10 years, the gap is even starker: PFLT returned +72. 6% versus OXSQ's +60. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — OXSQ or PFLT?
By beta (market sensitivity over 5 years), Oxford Square Capital Corp.
(OXSQ) is the lower-risk stock at 0. 63β versus PennantPark Floating Rate Capital Ltd. 's 0. 79β — meaning PFLT is approximately 24% more volatile than OXSQ relative to the S&P 500. On balance sheet safety, Oxford Square Capital Corp. (OXSQ) carries a lower debt/equity ratio of 108% versus 165% for PennantPark Floating Rate Capital Ltd. — giving it more financial flexibility in a downturn.
05Which is growing faster — OXSQ or PFLT?
By revenue growth (latest reported year), Oxford Square Capital Corp.
(OXSQ) is pulling ahead at 32. 0% versus 2. 2% for PennantPark Floating Rate Capital Ltd. (PFLT). On earnings-per-share growth, the picture is similar: PennantPark Floating Rate Capital Ltd. grew EPS -48. 6% year-over-year, compared to -370. 0% for Oxford Square Capital Corp.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — OXSQ or PFLT?
PennantPark Floating Rate Capital Ltd.
(PFLT) is the more profitable company, earning 38. 7% net margin versus -79. 7% for Oxford Square Capital Corp. — meaning it keeps 38. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: PFLT leads at 39. 4% versus -39. 6% for OXSQ. At the gross margin level — before operating expenses — OXSQ leads at 81. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is OXSQ or PFLT more undervalued right now?
On forward earnings alone, Oxford Square Capital Corp.
(OXSQ) trades at 7. 4x forward P/E versus 7. 9x for PennantPark Floating Rate Capital Ltd. — 0. 5x cheaper on a one-year earnings basis.
08Which pays a better dividend — OXSQ or PFLT?
All stocks in this comparison pay dividends.
Oxford Square Capital Corp. (OXSQ) offers the highest yield at 22. 0%, versus 13. 5% for PennantPark Floating Rate Capital Ltd. (PFLT).
09Is OXSQ or PFLT better for a retirement portfolio?
For long-horizon retirement investors, Oxford Square Capital Corp.
(OXSQ) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 63), 22. 0% yield). Both have compounded well over 10 years (OXSQ: +60. 8%, PFLT: +72. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between OXSQ and PFLT?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: OXSQ is a small-cap high-growth stock; PFLT is a small-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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