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PSTL vs ADC
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Retail
PSTL vs ADC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | REIT - Office | REIT - Retail |
| Market Cap | $801M | $9.17B |
| Revenue (TTM) | $100M | $750M |
| Net Income (TTM) | $16M | $220M |
| Gross Margin | 90.7% | 87.6% |
| Operating Margin | 37.2% | 48.0% |
| Forward P/E | 40.1x | 38.9x |
| Total Debt | $405M | $3.35B |
| Cash & Equiv. | $1M | $16M |
PSTL vs ADC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Postal Realty Trust… (PSTL) | 100 | 134.8 | +34.8% |
| Agree Realty Corpor… (ADC) | 100 | 121.6 | +21.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: PSTL vs ADC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
PSTL is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 3 yrs, beta 0.30, yield 5.5%
- Rev growth 25.5%, EPS growth 123.8%, 3Y rev CAGR 21.6%
- Lower volatility, beta 0.30, current ratio 10.72x
ADC carries the broadest edge in this set and is the clearest fit for long-term compounding.
- 135.6% 10Y total return vs PSTL's 69.1%
- Lower P/E (38.9x vs 40.1x)
- 29.3% margin vs PSTL's 15.8%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 25.5% FFO/revenue growth vs ADC's 16.4% | |
| Value | Lower P/E (38.9x vs 40.1x) | |
| Quality / Margins | 29.3% margin vs PSTL's 15.8% | |
| Stability / Safety | Lower D/E ratio (53.5% vs 112.6%) | |
| Dividends | 5.5% yield, 3-year raise streak, vs ADC's 4.0% | |
| Momentum (1Y) | +86.3% vs ADC's +4.3% | |
| Efficiency (ROA) | 2.3% ROA vs PSTL's 2.1%, ROIC 2.8% vs 3.7% |
PSTL vs ADC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
PSTL leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
ADC is the larger business by revenue, generating $750M annually — 7.5x PSTL's $100M. ADC is the more profitable business, keeping 29.3% of every revenue dollar as net income compared to PSTL's 15.8%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $100M | $750M |
| EBITDAEarnings before interest/tax | $62M | $638M |
| Net IncomeAfter-tax profit | $16M | $220M |
| Free Cash FlowCash after capex | $38M | $110M |
| Gross MarginGross profit ÷ Revenue | +90.7% | +87.6% |
| Operating MarginEBIT ÷ Revenue | +37.2% | +48.0% |
| Net MarginNet income ÷ Revenue | +15.8% | +29.3% |
| FCF MarginFCF ÷ Revenue | +38.2% | +14.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | +20.3% | +18.7% |
| EPS Growth (YoY)Latest quarter vs prior year | +83.3% | +19.0% |
Valuation Metrics
ADC leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 43.1x trailing earnings, ADC trades at a 11% valuation discount to PSTL's 48.6x P/E. On an enterprise value basis, ADC's 20.3x EV/EBITDA is more attractive than PSTL's 20.7x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $801M | $9.2B |
| Enterprise ValueMkt cap + debt − cash | $1.2B | $12.5B |
| Trailing P/EPrice ÷ TTM EPS | 48.55x | 43.12x |
| Forward P/EPrice ÷ next-FY EPS est. | 40.11x | 38.94x |
| PEG RatioP/E ÷ EPS growth rate | — | 113.70x |
| EV / EBITDAEnterprise value multiple | 20.65x | 20.30x |
| Price / SalesMarket cap ÷ Revenue | 8.36x | 12.76x |
| Price / BookPrice ÷ Book value/share | 1.55x | 1.35x |
| Price / FCFMarket cap ÷ FCF | 21.33x | 18.18x |
Profitability & Efficiency
PSTL leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
PSTL delivers a 4.5% return on equity — every $100 of shareholder capital generates $5 in annual profit, vs $4 for ADC. ADC carries lower financial leverage with a 0.53x debt-to-equity ratio, signaling a more conservative balance sheet compared to PSTL's 1.13x. On the Piotroski fundamental quality scale (0–9), PSTL scores 7/9 vs ADC's 5/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +4.5% | +3.7% |
| ROA (TTM)Return on assets | +2.1% | +2.3% |
| ROICReturn on invested capital | +3.7% | +2.8% |
| ROCEReturn on capital employed | +5.0% | +3.8% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 5 |
| Debt / EquityFinancial leverage | 1.13x | 0.53x |
| Net DebtTotal debt minus cash | $403M | $3.3B |
| Cash & Equiv.Liquid assets | $1M | $16M |
| Total DebtShort + long-term debt | $405M | $3.4B |
| Interest CoverageEBIT ÷ Interest expense | 2.19x | 2.54x |
Total Returns (Dividends Reinvested)
PSTL leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in PSTL five years ago would be worth $13,579 today (with dividends reinvested), compared to $12,927 for ADC. Over the past 12 months, PSTL leads with a +86.3% total return vs ADC's +4.3%. The 3-year compound annual growth rate (CAGR) favors PSTL at 19.3% vs ADC's 8.0% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +43.1% | +7.3% |
| 1-Year ReturnPast 12 months | +86.3% | +4.3% |
| 3-Year ReturnCumulative with dividends | +69.8% | +26.1% |
| 5-Year ReturnCumulative with dividends | +35.8% | +29.3% |
| 10-Year ReturnCumulative with dividends | +69.1% | +135.6% |
| CAGR (3Y)Annualised 3-year return | +19.3% | +8.0% |
Risk & Volatility
Evenly matched — PSTL and ADC each lead in 1 of 2 comparable metrics.
Risk & Volatility
ADC is the less volatile stock with a -0.14 beta — it tends to amplify market swings less than PSTL's 0.30 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. PSTL currently trades 97.1% from its 52-week high vs ADC's 93.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.30x | -0.14x |
| 52-Week HighHighest price in past year | $23.49 | $82.08 |
| 52-Week LowLowest price in past year | $12.51 | $69.56 |
| % of 52W HighCurrent price vs 52-week peak | +97.1% | +93.0% |
| RSI (14)Momentum oscillator 0–100 | 74.0 | 46.8 |
| Avg Volume (50D)Average daily shares traded | 249K | 1.1M |
Analyst Outlook
PSTL leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates PSTL as "Buy" and ADC as "Buy". Consensus price targets imply 9.4% upside for ADC (target: $84) vs -2.1% for PSTL (target: $22). For income investors, PSTL offers the higher dividend yield at 5.53% vs ADC's 4.01%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $22.33 | $83.50 |
| # AnalystsCovering analysts | 13 | 32 |
| Dividend YieldAnnual dividend ÷ price | +5.5% | +4.0% |
| Dividend StreakConsecutive years of raises | 3 | 3 |
| Dividend / ShareAnnual DPS | $1.26 | $3.06 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.0% | +0.0% |
PSTL leads in 4 of 6 categories (Income & Cash Flow, Profitability & Efficiency). ADC leads in 1 (Valuation Metrics). 1 tied.
PSTL vs ADC: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is PSTL or ADC a better buy right now?
For growth investors, Postal Realty Trust, Inc.
(PSTL) is the stronger pick with 25. 5% revenue growth year-over-year, versus 16. 4% for Agree Realty Corporation (ADC). Agree Realty Corporation (ADC) offers the better valuation at 43. 1x trailing P/E (38. 9x forward), making it the more compelling value choice. Analysts rate Postal Realty Trust, Inc. (PSTL) a "Buy" — based on 13 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — PSTL or ADC?
On trailing P/E, Agree Realty Corporation (ADC) is the cheapest at 43.
1x versus Postal Realty Trust, Inc. at 48. 6x. On forward P/E, Agree Realty Corporation is actually cheaper at 38. 9x.
03Which is the better long-term investment — PSTL or ADC?
Over the past 5 years, Postal Realty Trust, Inc.
(PSTL) delivered a total return of +35. 8%, compared to +29. 3% for Agree Realty Corporation (ADC). Over 10 years, the gap is even starker: ADC returned +135. 6% versus PSTL's +69. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — PSTL or ADC?
By beta (market sensitivity over 5 years), Agree Realty Corporation (ADC) is the lower-risk stock at -0.
14β versus Postal Realty Trust, Inc. 's 0. 30β — meaning PSTL is approximately -319% more volatile than ADC relative to the S&P 500. On balance sheet safety, Agree Realty Corporation (ADC) carries a lower debt/equity ratio of 53% versus 113% for Postal Realty Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — PSTL or ADC?
By revenue growth (latest reported year), Postal Realty Trust, Inc.
(PSTL) is pulling ahead at 25. 5% versus 16. 4% for Agree Realty Corporation (ADC). On earnings-per-share growth, the picture is similar: Postal Realty Trust, Inc. grew EPS 123. 8% year-over-year, compared to -0. 6% for Agree Realty Corporation. Over a 3-year CAGR, PSTL leads at 21. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — PSTL or ADC?
Agree Realty Corporation (ADC) is the more profitable company, earning 28.
4% net margin versus 14. 8% for Postal Realty Trust, Inc. — meaning it keeps 28. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ADC leads at 47. 4% versus 35. 8% for PSTL. At the gross margin level — before operating expenses — PSTL leads at 88. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is PSTL or ADC more undervalued right now?
On forward earnings alone, Agree Realty Corporation (ADC) trades at 38.
9x forward P/E versus 40. 1x for Postal Realty Trust, Inc. — 1. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ADC: 9. 4% to $83. 50.
08Which pays a better dividend — PSTL or ADC?
All stocks in this comparison pay dividends.
Postal Realty Trust, Inc. (PSTL) offers the highest yield at 5. 5%, versus 4. 0% for Agree Realty Corporation (ADC).
09Is PSTL or ADC better for a retirement portfolio?
For long-horizon retirement investors, Agree Realty Corporation (ADC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
14), 4. 0% yield, +135. 6% 10Y return). Both have compounded well over 10 years (ADC: +135. 6%, PSTL: +69. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between PSTL and ADC?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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