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TRIN vs FSCO
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
TRIN vs FSCO — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $1.20B | $1.04B |
| Revenue (TTM) | $232M | $254M |
| Net Income (TTM) | $154M | $188M |
| Gross Margin | 100.0% | 81.3% |
| Operating Margin | 93.1% | 77.5% |
| Forward P/E | 8.3x | 5.5x |
| Total Debt | $1.31B | $453M |
| Cash & Equiv. | $19M | $189M |
TRIN vs FSCO — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Nov 22 | May 26 | Return |
|---|---|---|---|
| Trinity Capital Inc. (TRIN) | 100 | 159.0 | +59.0% |
| FS Credit Opportuni… (FSCO) | 100 | 102.1 | +2.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: TRIN vs FSCO
Each card shows where this stock fits in a portfolio — not just who wins on paper.
TRIN is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth -2.2%, EPS growth -6.7%
- 86.3% 10Y total return vs FSCO's 72.4%
- -2.2% NII/revenue growth vs FSCO's -17.4%
FSCO carries the broadest edge in this set and is the clearest fit for income & stability and sleep-well-at-night.
- Dividend streak 3 yrs, beta 0.64, yield 13.7%
- Lower volatility, beta 0.64, Low D/E 31.9%, current ratio 5.84x
- Beta 0.64, yield 13.7%, current ratio 5.84x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | -2.2% NII/revenue growth vs FSCO's -17.4% | |
| Value | Lower P/E (5.5x vs 8.3x) | |
| Quality / Margins | Efficiency ratio 0.0% vs TRIN's 0.1% (lower = leaner) | |
| Stability / Safety | Beta 0.64 vs TRIN's 0.69, lower leverage | |
| Dividends | 13.7% yield, 3-year raise streak, vs TRIN's 11.4% | |
| Momentum (1Y) | +38.2% vs FSCO's -13.1% | |
| Efficiency (ROA) | Efficiency ratio 0.0% vs TRIN's 0.1% |
TRIN vs FSCO — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
Evenly matched — TRIN and FSCO each lead in 2 of 4 comparable metrics.
Income & Cash Flow (Last 12 Months)
FSCO and TRIN operate at a comparable scale, with $254M and $232M in trailing revenue. FSCO is the more profitable business, keeping 74.2% of every revenue dollar as net income compared to TRIN's 58.4%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $232M | $254M |
| EBITDAEarnings before interest/tax | $195M | — |
| Net IncomeAfter-tax profit | $154M | — |
| Free Cash FlowCash after capex | $25M | — |
| Gross MarginGross profit ÷ Revenue | +100.0% | +81.3% |
| Operating MarginEBIT ÷ Revenue | +93.1% | +77.5% |
| Net MarginNet income ÷ Revenue | +58.4% | +74.2% |
| FCF MarginFCF ÷ Revenue | -2.3% | +26.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +23.3% | — |
Valuation Metrics
FSCO leads this category, winning 4 of 4 comparable metrics.
Valuation Metrics
At 5.5x trailing earnings, FSCO trades at a 38% valuation discount to TRIN's 8.8x P/E. On an enterprise value basis, FSCO's 6.6x EV/EBITDA is more attractive than TRIN's 11.5x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $1.2B | $1.0B |
| Enterprise ValueMkt cap + debt − cash | $2.5B | $1.3B |
| Trailing P/EPrice ÷ TTM EPS | 8.82x | 5.51x |
| Forward P/EPrice ÷ next-FY EPS est. | 8.31x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 11.52x | 6.62x |
| Price / SalesMarket cap ÷ Revenue | 5.16x | 4.09x |
| Price / BookPrice ÷ Book value/share | 1.09x | 0.73x |
| Price / FCFMarket cap ÷ FCF | — | 15.46x |
Profitability & Efficiency
FSCO leads this category, winning 6 of 8 comparable metrics.
Profitability & Efficiency
TRIN delivers a 14.7% return on equity — every $100 of shareholder capital generates $15 in annual profit, vs $13 for FSCO. FSCO carries lower financial leverage with a 0.32x debt-to-equity ratio, signaling a more conservative balance sheet compared to TRIN's 1.20x.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +14.7% | +13.5% |
| ROA (TTM)Return on assets | +6.6% | +8.5% |
| ROICReturn on invested capital | +7.9% | +8.1% |
| ROCEReturn on capital employed | +10.2% | +9.0% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 3 |
| Debt / EquityFinancial leverage | 1.20x | 0.32x |
| Net DebtTotal debt minus cash | $1.3B | $264M |
| Cash & Equiv.Liquid assets | $19M | $189M |
| Total DebtShort + long-term debt | $1.3B | $453M |
| Interest CoverageEBIT ÷ Interest expense | 1.54x | 4.14x |
Total Returns (Dividends Reinvested)
TRIN leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in TRIN five years ago would be worth $18,260 today (with dividends reinvested), compared to $17,240 for FSCO. Over the past 12 months, TRIN leads with a +38.2% total return vs FSCO's -13.1%. The 3-year compound annual growth rate (CAGR) favors TRIN at 25.9% vs FSCO's 20.1% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +19.3% | -13.7% |
| 1-Year ReturnPast 12 months | +38.2% | -13.1% |
| 3-Year ReturnCumulative with dividends | +99.7% | +73.3% |
| 5-Year ReturnCumulative with dividends | +82.6% | +72.4% |
| 10-Year ReturnCumulative with dividends | +86.3% | +72.4% |
| CAGR (3Y)Annualised 3-year return | +25.9% | +20.1% |
Risk & Volatility
Evenly matched — TRIN and FSCO each lead in 1 of 2 comparable metrics.
Risk & Volatility
FSCO is the less volatile stock with a 0.64 beta — it tends to amplify market swings less than TRIN's 0.69 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. TRIN currently trades 99.4% from its 52-week high vs FSCO's 68.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.69x | 0.64x |
| 52-Week HighHighest price in past year | $17.38 | $7.65 |
| 52-Week LowLowest price in past year | $13.75 | $4.13 |
| % of 52W HighCurrent price vs 52-week peak | +99.4% | +68.4% |
| RSI (14)Momentum oscillator 0–100 | 73.6 | 58.3 |
| Avg Volume (50D)Average daily shares traded | 1.3M | 2.0M |
Analyst Outlook
FSCO leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
For income investors, FSCO offers the higher dividend yield at 13.72% vs TRIN's 11.39%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | — |
| Price TargetConsensus 12-month target | $17.17 | — |
| # AnalystsCovering analysts | 7 | — |
| Dividend YieldAnnual dividend ÷ price | +11.4% | +13.7% |
| Dividend StreakConsecutive years of raises | 1 | 3 |
| Dividend / ShareAnnual DPS | $1.97 | $0.72 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
FSCO leads in 3 of 6 categories (Valuation Metrics, Profitability & Efficiency). TRIN leads in 1 (Total Returns). 2 tied.
TRIN vs FSCO: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is TRIN or FSCO a better buy right now?
For growth investors, Trinity Capital Inc.
(TRIN) is the stronger pick with -2. 2% revenue growth year-over-year, versus -17. 4% for FS Credit Opportunities Corp. (FSCO). FS Credit Opportunities Corp. (FSCO) offers the better valuation at 5. 5x trailing P/E, making it the more compelling value choice. Analysts rate Trinity Capital Inc. (TRIN) a "Buy" — based on 7 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — TRIN or FSCO?
On trailing P/E, FS Credit Opportunities Corp.
(FSCO) is the cheapest at 5. 5x versus Trinity Capital Inc. at 8. 8x.
03Which is the better long-term investment — TRIN or FSCO?
Over the past 5 years, Trinity Capital Inc.
(TRIN) delivered a total return of +82. 6%, compared to +72. 4% for FS Credit Opportunities Corp. (FSCO). Over 10 years, the gap is even starker: TRIN returned +86. 3% versus FSCO's +72. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — TRIN or FSCO?
By beta (market sensitivity over 5 years), FS Credit Opportunities Corp.
(FSCO) is the lower-risk stock at 0. 64β versus Trinity Capital Inc. 's 0. 69β — meaning TRIN is approximately 7% more volatile than FSCO relative to the S&P 500. On balance sheet safety, FS Credit Opportunities Corp. (FSCO) carries a lower debt/equity ratio of 32% versus 120% for Trinity Capital Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — TRIN or FSCO?
By revenue growth (latest reported year), Trinity Capital Inc.
(TRIN) is pulling ahead at -2. 2% versus -17. 4% for FS Credit Opportunities Corp. (FSCO). On earnings-per-share growth, the picture is similar: Trinity Capital Inc. grew EPS -6. 7% year-over-year, compared to -22. 8% for FS Credit Opportunities Corp.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — TRIN or FSCO?
FS Credit Opportunities Corp.
(FSCO) is the more profitable company, earning 74. 2% net margin versus 58. 4% for Trinity Capital Inc. — meaning it keeps 74. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TRIN leads at 93. 1% versus 77. 5% for FSCO. At the gross margin level — before operating expenses — TRIN leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — TRIN or FSCO?
All stocks in this comparison pay dividends.
FS Credit Opportunities Corp. (FSCO) offers the highest yield at 13. 7%, versus 11. 4% for Trinity Capital Inc. (TRIN).
08Is TRIN or FSCO better for a retirement portfolio?
For long-horizon retirement investors, FS Credit Opportunities Corp.
(FSCO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 64), 13. 7% yield). Both have compounded well over 10 years (FSCO: +72. 4%, TRIN: +86. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between TRIN and FSCO?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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