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TTAM vs USLM
Revenue, margins, valuation, and 5-year total return — side by side.
Construction Materials
TTAM vs USLM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Construction Materials | Construction Materials |
| Market Cap | $3.08B | $3.13B |
| Revenue (TTM) | $1.66B | $369M |
| Net Income (TTM) | $185M | $131M |
| Gross Margin | 26.1% | 48.1% |
| Operating Margin | 16.2% | 41.6% |
| Forward P/E | 15.1x | 20.1x |
| Total Debt | $462M | $4M |
| Cash & Equiv. | $212M | $371M |
TTAM vs USLM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Feb 25 | May 26 | Return |
|---|---|---|---|
| Titan America S.A. (TTAM) | 100 | 106.5 | +6.5% |
| United States Lime … (USLM) | 100 | 116.4 | +16.4% |
Price return only. Dividends and distributions are not included.
Quick Verdict: TTAM vs USLM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
TTAM is the clearest fit if your priority is value and dividends.
- Lower P/E (15.1x vs 20.1x)
- 1.0% yield, vs USLM's 0.2%
- +23.0% vs USLM's +12.6%
USLM carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 2 yrs, beta 1.32, yield 0.2%
- Rev growth 17.3%, EPS growth 23.2%, 3Y rev CAGR 16.4%
- 9.5% 10Y total return vs TTAM's 1.3%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 17.3% revenue growth vs TTAM's 1.8% | |
| Value | Lower P/E (15.1x vs 20.1x) | |
| Quality / Margins | 35.4% margin vs TTAM's 11.1% | |
| Stability / Safety | Beta 1.32 vs TTAM's 1.62, lower leverage | |
| Dividends | 1.0% yield, vs USLM's 0.2% | |
| Momentum (1Y) | +23.0% vs USLM's +12.6% | |
| Efficiency (ROA) | 19.7% ROA vs TTAM's 10.2%, ROIC 48.5% vs 16.4% |
TTAM vs USLM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
TTAM vs USLM — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
USLM leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
TTAM is the larger business by revenue, generating $1.7B annually — 4.5x USLM's $369M. USLM is the more profitable business, keeping 35.4% of every revenue dollar as net income compared to TTAM's 11.1%. On growth, TTAM holds the edge at +4.1% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $1.7B | $369M |
| EBITDAEarnings before interest/tax | $379M | $173M |
| Net IncomeAfter-tax profit | $185M | $131M |
| Free Cash FlowCash after capex | $124M | $91M |
| Gross MarginGross profit ÷ Revenue | +26.1% | +48.1% |
| Operating MarginEBIT ÷ Revenue | +16.2% | +41.6% |
| Net MarginNet income ÷ Revenue | +11.1% | +35.4% |
| FCF MarginFCF ÷ Revenue | +7.5% | +24.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | +4.1% | -3.7% |
| EPS Growth (YoY)Latest quarter vs prior year | +14.3% | -10.9% |
Valuation Metrics
TTAM leads this category, winning 6 of 6 comparable metrics.
Valuation Metrics
At 16.6x trailing earnings, TTAM trades at a 29% valuation discount to USLM's 23.4x P/E. On an enterprise value basis, TTAM's 8.8x EV/EBITDA is more attractive than USLM's 15.1x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $3.1B | $3.1B |
| Enterprise ValueMkt cap + debt − cash | $3.3B | $2.8B |
| Trailing P/EPrice ÷ TTM EPS | 16.55x | 23.40x |
| Forward P/EPrice ÷ next-FY EPS est. | 15.07x | 20.09x |
| PEG RatioP/E ÷ EPS growth rate | — | 0.65x |
| EV / EBITDAEnterprise value multiple | 8.77x | 15.11x |
| Price / SalesMarket cap ÷ Revenue | 1.85x | 8.41x |
| Price / BookPrice ÷ Book value/share | 2.97x | 4.98x |
| Price / FCFMarket cap ÷ FCF | 26.33x | 30.63x |
Profitability & Efficiency
USLM leads this category, winning 7 of 8 comparable metrics.
Profitability & Efficiency
USLM delivers a 21.3% return on equity — every $100 of shareholder capital generates $21 in annual profit, vs $19 for TTAM. USLM carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to TTAM's 0.45x. On the Piotroski fundamental quality scale (0–9), TTAM scores 7/9 vs USLM's 5/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +19.1% | +21.3% |
| ROA (TTM)Return on assets | +10.2% | +19.7% |
| ROICReturn on invested capital | +16.4% | +48.5% |
| ROCEReturn on capital employed | +18.0% | +26.6% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 5 |
| Debt / EquityFinancial leverage | 0.45x | 0.01x |
| Net DebtTotal debt minus cash | $251M | -$367M |
| Cash & Equiv.Liquid assets | $212M | $371M |
| Total DebtShort + long-term debt | $462M | $4M |
| Interest CoverageEBIT ÷ Interest expense | 11.98x | — |
Total Returns (Dividends Reinvested)
USLM leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in USLM five years ago would be worth $38,598 today (with dividends reinvested), compared to $10,132 for TTAM. Over the past 12 months, TTAM leads with a +23.0% total return vs USLM's +12.6%. The 3-year compound annual growth rate (CAGR) favors USLM at 49.6% vs TTAM's 0.4% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +0.3% | -9.6% |
| 1-Year ReturnPast 12 months | +23.0% | +12.6% |
| 3-Year ReturnCumulative with dividends | +1.3% | +234.6% |
| 5-Year ReturnCumulative with dividends | +1.3% | +286.0% |
| 10-Year ReturnCumulative with dividends | +1.3% | +955.0% |
| CAGR (3Y)Annualised 3-year return | +0.4% | +49.6% |
Risk & Volatility
Evenly matched — TTAM and USLM each lead in 1 of 2 comparable metrics.
Risk & Volatility
USLM is the less volatile stock with a 1.32 beta — it tends to amplify market swings less than TTAM's 1.62 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. TTAM currently trades 86.1% from its 52-week high vs USLM's 77.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.62x | 1.32x |
| 52-Week HighHighest price in past year | $19.42 | $141.44 |
| 52-Week LowLowest price in past year | $12.18 | $94.02 |
| % of 52W HighCurrent price vs 52-week peak | +86.1% | +77.3% |
| RSI (14)Momentum oscillator 0–100 | 59.1 | 29.9 |
| Avg Volume (50D)Average daily shares traded | 296K | 139K |
Analyst Outlook
Evenly matched — TTAM and USLM each lead in 1 of 2 comparable metrics.
Analyst Outlook
Wall Street rates TTAM as "Hold" and USLM as "Buy". Consensus price targets imply 26.3% upside for USLM (target: $138) vs 19.6% for TTAM (target: $20). For income investors, TTAM offers the higher dividend yield at 0.96% vs USLM's 0.22%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy |
| Price TargetConsensus 12-month target | $20.00 | $138.00 |
| # AnalystsCovering analysts | 6 | 1 |
| Dividend YieldAnnual dividend ÷ price | +1.0% | +0.2% |
| Dividend StreakConsecutive years of raises | 0 | 2 |
| Dividend / ShareAnnual DPS | $0.16 | $0.24 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.1% |
USLM leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). TTAM leads in 1 (Valuation Metrics). 2 tied.
TTAM vs USLM: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is TTAM or USLM a better buy right now?
For growth investors, United States Lime & Minerals, Inc.
(USLM) is the stronger pick with 17. 3% revenue growth year-over-year, versus 1. 8% for Titan America S. A. (TTAM). Titan America S. A. (TTAM) offers the better valuation at 16. 6x trailing P/E (15. 1x forward), making it the more compelling value choice. Analysts rate United States Lime & Minerals, Inc. (USLM) a "Buy" — based on 1 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — TTAM or USLM?
On trailing P/E, Titan America S.
A. (TTAM) is the cheapest at 16. 6x versus United States Lime & Minerals, Inc. at 23. 4x. On forward P/E, Titan America S. A. is actually cheaper at 15. 1x.
03Which is the better long-term investment — TTAM or USLM?
Over the past 5 years, United States Lime & Minerals, Inc.
(USLM) delivered a total return of +286. 0%, compared to +1. 3% for Titan America S. A. (TTAM). Over 10 years, the gap is even starker: USLM returned +955. 0% versus TTAM's +1. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — TTAM or USLM?
By beta (market sensitivity over 5 years), United States Lime & Minerals, Inc.
(USLM) is the lower-risk stock at 1. 32β versus Titan America S. A. 's 1. 62β — meaning TTAM is approximately 23% more volatile than USLM relative to the S&P 500. On balance sheet safety, United States Lime & Minerals, Inc. (USLM) carries a lower debt/equity ratio of 1% versus 45% for Titan America S. A. — giving it more financial flexibility in a downturn.
05Which is growing faster — TTAM or USLM?
By revenue growth (latest reported year), United States Lime & Minerals, Inc.
(USLM) is pulling ahead at 17. 3% versus 1. 8% for Titan America S. A. (TTAM). On earnings-per-share growth, the picture is similar: United States Lime & Minerals, Inc. grew EPS 23. 2% year-over-year, compared to 12. 2% for Titan America S. A.. Over a 3-year CAGR, USLM leads at 16. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — TTAM or USLM?
United States Lime & Minerals, Inc.
(USLM) is the more profitable company, earning 36. 0% net margin versus 11. 1% for Titan America S. A. — meaning it keeps 36. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: USLM leads at 42. 4% versus 16. 3% for TTAM. At the gross margin level — before operating expenses — USLM leads at 48. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is TTAM or USLM more undervalued right now?
On forward earnings alone, Titan America S.
A. (TTAM) trades at 15. 1x forward P/E versus 20. 1x for United States Lime & Minerals, Inc. — 5. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for USLM: 26. 3% to $138. 00.
08Which pays a better dividend — TTAM or USLM?
All stocks in this comparison pay dividends.
Titan America S. A. (TTAM) offers the highest yield at 1. 0%, versus 0. 2% for United States Lime & Minerals, Inc. (USLM).
09Is TTAM or USLM better for a retirement portfolio?
For long-horizon retirement investors, United States Lime & Minerals, Inc.
(USLM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (+955. 0% 10Y return). Titan America S. A. (TTAM) carries a higher beta of 1. 62 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (USLM: +955. 0%, TTAM: +1. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between TTAM and USLM?
Both stocks operate in the Basic Materials sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: TTAM is a small-cap deep-value stock; USLM is a small-cap high-growth stock. TTAM pays a dividend while USLM does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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