TTAN vs FSV vs CBRE vs PCTY

For growth investors, ServiceTitan, Inc.

(TTAN) is the stronger pick with 329. 0% revenue growth year-over-year, versus 5. 8% for FirstService Corporation (FSV). Paylocity Holding Corporation (PCTY) offers the better valuation at 27. 1x trailing P/E (14. 0x forward), making it the more compelling value choice. Analysts rate ServiceTitan, Inc. (TTAN) a "Buy" — based on 16 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Paylocity Holding Corporation (PCTY) is the cheapest at 27.

1x versus FirstService Corporation at 42. 6x. On forward P/E, Paylocity Holding Corporation is actually cheaper at 14. 0x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Paylocity Holding Corporation wins at 0. 50x versus FirstService Corporation's 2. 34x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, CBRE Group, Inc.

(CBRE) delivered a total return of +68. 8%, compared to -35. 3% for ServiceTitan, Inc. (TTAN). Over 10 years, the gap is even starker: CBRE returned +405. 3% versus TTAN's -35. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Paylocity Holding Corporation (PCTY) is the lower-risk stock at 0.

43β versus CBRE Group, Inc. 's 1. 12β — meaning CBRE is approximately 163% more volatile than PCTY relative to the S&P 500. On balance sheet safety, ServiceTitan, Inc. (TTAN) carries a lower debt/equity ratio of 3% versus 104% for CBRE Group, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), ServiceTitan, Inc.

(TTAN) is pulling ahead at 329. 0% versus 5. 8% for FirstService Corporation (FSV). On earnings-per-share growth, the picture is similar: ServiceTitan, Inc. grew EPS 79. 7% year-over-year, compared to 6. 4% for FirstService Corporation. Over a 3-year CAGR, TTAN leads at 716. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Paylocity Holding Corporation (PCTY) is the more profitable company, earning 14.

2% net margin versus -16. 4% for ServiceTitan, Inc. — meaning it keeps 14. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: PCTY leads at 19. 1% versus -16. 8% for TTAN. At the gross margin level — before operating expenses — TTAN leads at 69. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Paylocity Holding Corporation (PCTY) is the more undervalued stock at a PEG of 0. 50x versus FirstService Corporation's 2. 34x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Paylocity Holding Corporation (PCTY) trades at 14. 0x forward P/E versus 70. 0x for ServiceTitan, Inc. — 56. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for TTAN: 84. 5% to $120. 50.

In this comparison, FSV (0.

8% yield) pays a dividend. TTAN, CBRE, PCTY do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, FirstService Corporation (FSV) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

64), 0. 8% yield, +213. 1% 10Y return). Both have compounded well over 10 years (FSV: +213. 1%, TTAN: -35. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (TTAN (Technology) and FSV (Real Estate) and CBRE (Real Estate) and PCTY (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: TTAN is a small-cap high-growth stock; FSV is a small-cap quality compounder stock; CBRE is a mid-cap quality compounder stock; PCTY is a small-cap quality compounder stock. FSV pays a dividend while TTAN, CBRE, PCTY do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.