VYX
NCR Voyix Corporation
Information Technology Services
Market Cap$1.13B
5Y Perf.-26.8%
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Stock Comparison
VYX vs V
Revenue, margins, valuation, and 5-year total return — side by side.
V
Visa Inc.
Financial - Credit Services
Market Cap$616.45B
5Y Perf.+64.6%
VYX vs V — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | VYX | V |
|---|---|---|
| Industry | Information Technology Services | Financial - Credit Services |
| Market Cap | $1.13B | $616.45B |
| Revenue (TTM) | $2.68B | $40.00B |
| Net Income (TTM) | $71M | $22.24B |
| Gross Margin | 23.6% | 80.4% |
| Operating Margin | 2.7% | 60.0% |
| Forward P/E | 8.9x | 24.6x |
| Total Debt | $1.60B | $25.17B |
| Cash & Equiv. | $239M | $20.15B |
VYX vs V — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
VYX
V
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| NCR Voyix Corporati… (VYX) | 100 | 73.2 | -26.8% |
| Visa Inc. (V) | 100 | 164.6 | +64.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: VYX vs V
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: V leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. NCR Voyix Corporation is the stronger pick specifically for valuation and capital efficiency and dividend income and shareholder returns. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
VYX
NCR Voyix Corporation
The Value Play
VYX is the clearest fit if your priority is value and dividends.
- Lower P/E (8.9x vs 24.6x)
- 1.3% yield, 1-year raise streak, vs V's 0.7%
- -7.4% vs V's -7.4%
Best for: value and dividends
V
Visa Inc.
The Banking Pick
V carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 15 yrs, beta 0.68, yield 0.7%
- Rev growth 11.3%, EPS growth 4.8%
- 329.1% 10Y total return vs VYX's -52.8%
Best for: income & stability and growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | V | 11.3% NII/revenue growth vs VYX's -4.9% |
| Value | VYX | Lower P/E (8.9x vs 24.6x) |
| Quality / Margins | V | 50.1% margin vs VYX's 2.7% |
| Stability / Safety | V | Beta 0.68 vs VYX's 1.68, lower leverage |
| Dividends | VYX | 1.3% yield, 1-year raise streak, vs V's 0.7% |
| Momentum (1Y) | VYX | -7.4% vs V's -7.4% |
| Efficiency (ROA) | V | 22.7% ROA vs VYX's 1.8%, ROIC 29.2% vs 0.9% |
VYX vs V — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
FY 2025
VYX vs V — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLVLAGGINGVYX
VYXNCR Voyix Corporation
1leads
VVisa Inc.
4leads
6 Total Categories
CATEGORYLEADERvs VYXMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
V4/5
Valuation MetricsMultiples, price ratios, and targets
VYX5/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
V7/9
Total Returns1Y, 3Y, 5Y total returns with dividends
V5/6
Risk & VolatilityBeta, volatility, and downside exposure
V2/2
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
V leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
V is the larger business by revenue, generating $40.0B annually — 14.9x VYX's $2.7B. V is the more profitable business, keeping 50.1% of every revenue dollar as net income compared to VYX's 2.7%.
| Metric | VYXNCR Voyix Corpora… | VVisa Inc. |
|---|---|---|
| RevenueTrailing 12 months | $2.7B | $40.0B |
| EBITDAEarnings before interest/tax | $242M | $27.6B |
| Net IncomeAfter-tax profit | $71M | $22.2B |
| Free Cash FlowCash after capex | -$373M | $21.2B |
| Gross MarginGross profit ÷ Revenue | +23.6% | +80.4% |
| Operating MarginEBIT ÷ Revenue | +2.7% | +60.0% |
| Net MarginNet income ÷ Revenue | +2.7% | +50.1% |
| FCF MarginFCF ÷ Revenue | -13.9% | +53.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | -1.8% | — |
| EPS Growth (YoY)Latest quarter vs prior year | +60.0% | +35.3% |
V leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
VYX leads this category, winning 5 of 5 comparable metrics.
Valuation Metrics
At 27.0x trailing earnings, VYX trades at a 14% valuation discount to V's 31.5x P/E. On an enterprise value basis, VYX's 10.0x EV/EBITDA is more attractive than V's 24.6x.
| Metric | VYXNCR Voyix Corpora… | VVisa Inc. |
|---|---|---|
| Market CapShares × price | $1.1B | $616.4B |
| Enterprise ValueMkt cap + debt − cash | $2.5B | $621.5B |
| Trailing P/EPrice ÷ TTM EPS | 27.00x | 31.50x |
| Forward P/EPrice ÷ next-FY EPS est. | 8.94x | 24.59x |
| PEG RatioP/E ÷ EPS growth rate | — | 1.99x |
| EV / EBITDAEnterprise value multiple | 9.96x | 24.65x |
| Price / SalesMarket cap ÷ Revenue | 0.42x | 15.41x |
| Price / BookPrice ÷ Book value/share | 0.99x | 16.66x |
| Price / FCFMarket cap ÷ FCF | — | 28.57x |
VYX leads this category, winning 5 of 5 comparable metrics.
Profitability & Efficiency
V leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
V delivers a 58.9% return on equity — every $100 of shareholder capital generates $59 in annual profit, vs $7 for VYX. V carries lower financial leverage with a 0.66x debt-to-equity ratio, signaling a more conservative balance sheet compared to VYX's 1.39x. On the Piotroski fundamental quality scale (0–9), V scores 5/9 vs VYX's 4/9, reflecting solid financial health.
| Metric | VYXNCR Voyix Corpora… | VVisa Inc. |
|---|---|---|
| ROE (TTM)Return on equity | +6.5% | +58.9% |
| ROA (TTM)Return on assets | +1.8% | +22.7% |
| ROICReturn on invested capital | +0.9% | +29.2% |
| ROCEReturn on capital employed | +0.9% | +36.2% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 5 |
| Debt / EquityFinancial leverage | 1.39x | 0.66x |
| Net DebtTotal debt minus cash | $1.4B | $5.0B |
| Cash & Equiv.Liquid assets | $239M | $20.2B |
| Total DebtShort + long-term debt | $1.6B | $25.2B |
| Interest CoverageEBIT ÷ Interest expense | 1.18x | 26.72x |
V leads this category, winning 7 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
V leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in V five years ago would be worth $14,262 today (with dividends reinvested), compared to $2,761 for VYX. Over the past 12 months, VYX leads with a -7.4% total return vs V's -7.4%. The 3-year compound annual growth rate (CAGR) favors V at 12.2% vs VYX's -16.5% — a key indicator of consistent wealth creation.
| Metric | VYXNCR Voyix Corpora… | VVisa Inc. |
|---|---|---|
| YTD ReturnYear-to-date | -17.8% | -7.1% |
| 1-Year ReturnPast 12 months | -7.4% | -7.4% |
| 3-Year ReturnCumulative with dividends | -41.7% | +41.2% |
| 5-Year ReturnCumulative with dividends | -72.4% | +42.6% |
| 10-Year ReturnCumulative with dividends | -52.8% | +329.1% |
| CAGR (3Y)Annualised 3-year return | -16.5% | +12.2% |
V leads this category, winning 5 of 6 comparable metrics.
Risk & Volatility
V leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
V is the less volatile stock with a 0.68 beta — it tends to amplify market swings less than VYX's 1.68 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. V currently trades 85.6% from its 52-week high vs VYX's 55.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | VYXNCR Voyix Corpora… | VVisa Inc. |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.68x | 0.68x |
| 52-Week HighHighest price in past year | $14.67 | $375.51 |
| 52-Week LowLowest price in past year | $6.01 | $293.89 |
| % of 52W HighCurrent price vs 52-week peak | +55.2% | +85.6% |
| RSI (14)Momentum oscillator 0–100 | 51.6 | 53.3 |
| Avg Volume (50D)Average daily shares traded | 2.3M | 6.9M |
V leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Evenly matched — VYX and V each lead in 1 of 2 comparable metrics.
Analyst Outlook
Wall Street rates VYX as "Buy" and V as "Buy". Consensus price targets imply 54.3% upside for VYX (target: $13) vs 12.8% for V (target: $362). For income investors, VYX offers the higher dividend yield at 1.31% vs V's 0.73%.
| Metric | VYXNCR Voyix Corpora… | VVisa Inc. |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $12.50 | $362.45 |
| # AnalystsCovering analysts | 15 | 61 |
| Dividend YieldAnnual dividend ÷ price | +1.3% | +0.7% |
| Dividend StreakConsecutive years of raises | 1 | 15 |
| Dividend / ShareAnnual DPS | $0.11 | $2.36 |
| Buyback YieldShare repurchases ÷ mkt cap | +13.1% | +2.2% |
Evenly matched — VYX and V each lead in 1 of 2 comparable metrics.
Key Takeaway
V leads in 4 of 6 categories (Income & Cash Flow, Profitability & Efficiency). VYX leads in 1 (Valuation Metrics). 1 tied.
Best OverallVisa Inc. (V)Leads 4 of 6 categories
Loading custom metrics...
VYX vs V: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is VYX or V a better buy right now?
For growth investors, Visa Inc.
(V) is the stronger pick with 11. 3% revenue growth year-over-year, versus -4. 9% for NCR Voyix Corporation (VYX). NCR Voyix Corporation (VYX) offers the better valuation at 27. 0x trailing P/E (8. 9x forward), making it the more compelling value choice. Analysts rate NCR Voyix Corporation (VYX) a "Buy" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — VYX or V?
On trailing P/E, NCR Voyix Corporation (VYX) is the cheapest at 27.
0x versus Visa Inc. at 31. 5x. On forward P/E, NCR Voyix Corporation is actually cheaper at 8. 9x.
03Which is the better long-term investment — VYX or V?
Over the past 5 years, Visa Inc.
(V) delivered a total return of +42. 6%, compared to -72. 4% for NCR Voyix Corporation (VYX). Over 10 years, the gap is even starker: V returned +329. 1% versus VYX's -52. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — VYX or V?
By beta (market sensitivity over 5 years), Visa Inc.
(V) is the lower-risk stock at 0. 68β versus NCR Voyix Corporation's 1. 68β — meaning VYX is approximately 147% more volatile than V relative to the S&P 500. On balance sheet safety, Visa Inc. (V) carries a lower debt/equity ratio of 66% versus 139% for NCR Voyix Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — VYX or V?
By revenue growth (latest reported year), Visa Inc.
(V) is pulling ahead at 11. 3% versus -4. 9% for NCR Voyix Corporation (VYX). On earnings-per-share growth, the picture is similar: NCR Voyix Corporation grew EPS 107. 4% year-over-year, compared to 4. 8% for Visa Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — VYX or V?
Visa Inc.
(V) is the more profitable company, earning 50. 1% net margin versus 1. 6% for NCR Voyix Corporation — meaning it keeps 50. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: V leads at 60. 0% versus 1. 0% for VYX. At the gross margin level — before operating expenses — V leads at 80. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is VYX or V more undervalued right now?
On forward earnings alone, NCR Voyix Corporation (VYX) trades at 8.
9x forward P/E versus 24. 6x for Visa Inc. — 15. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for VYX: 54. 3% to $12. 50.
08Which pays a better dividend — VYX or V?
All stocks in this comparison pay dividends.
NCR Voyix Corporation (VYX) offers the highest yield at 1. 3%, versus 0. 7% for Visa Inc. (V).
09Is VYX or V better for a retirement portfolio?
For long-horizon retirement investors, Visa Inc.
(V) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 68), 0. 7% yield, +329. 1% 10Y return). NCR Voyix Corporation (VYX) carries a higher beta of 1. 68 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (V: +329. 1%, VYX: -52. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between VYX and V?
These companies operate in different sectors (VYX (Technology) and V (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(VYX: -1.8% · V: 11.3%)Net Margin>
%
(VYX: 2.7% · V: 50.1%)P/E Ratio<
x
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