Banks - Regional
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Side-by-side financial analysisStock Comparison
MYFW vs BLK vs JPM
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
Banks - Diversified
MYFW vs BLK vs JPM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||
|---|---|---|---|
| Industry | Banks - Regional | Asset Management | Banks - Diversified |
| Market Cap | $297M | $170.69B | $896.00B |
| Revenue (TTM) | $186M | $24.22B | $280.33B |
| Net Income (TTM) | $13M | $5.55B | $57.05B |
| Gross Margin | 52.5% | 50.5% | 60.0% |
| Operating Margin | 9.7% | 29.1% | 25.9% |
| Forward P/E | 12.9x | 19.4x | 14.4x |
| Total Debt | $108M | $15.00B | $942.38B |
| Cash & Equiv. | $10M | $11.47B | $343.34B |
MYFW vs BLK vs JPM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| First Western Finan… (MYFW) | 100 | 214.2 | +114.2% |
| BlackRock, Inc. (BLK) | 100 | 189.7 | +89.7% |
| JPMorgan Chase & Co. (JPM) | 100 | 341.0 | +241.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: MYFW vs BLK vs JPM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
MYFW is the clearest fit if your priority is growth exposure and sleep-well-at-night.
- Rev growth 4.8%, EPS growth 54.0%
- Lower volatility, beta 0.75, Low D/E 40.5%, current ratio 0.03x
- NIM 2.4% vs JPM's 2.2%
BLK carries the broadest edge in this set and is the clearest fit for income & stability and defensive.
- Dividend streak 16 yrs, beta 1.29, yield 2.0%
- Beta 1.29, yield 2.0%, current ratio 70.15x
- 18.7% NII/revenue growth vs JPM's 3.3%
JPM is the clearest fit if your priority is long-term compounding and valuation efficiency.
- 465.8% 10Y total return vs BLK's 246.8%
- PEG 0.81 vs BLK's 9.03
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 18.7% NII/revenue growth vs JPM's 3.3% | |
| Value | Lower P/E (12.9x vs 19.4x) | |
| Quality / Margins | Efficiency ratio 0.3% vs MYFW's 0.4% (lower = leaner) | |
| Stability / Safety | Beta 0.75 vs BLK's 1.29 | |
| Dividends | 2.0% yield, 16-year raise streak, vs JPM's 1.9% | |
| Momentum (1Y) | +46.7% vs BLK's +6.6% | |
| Efficiency (ROA) | Efficiency ratio 0.3% vs MYFW's 0.4% |
MYFW vs BLK vs JPM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
MYFW vs BLK vs JPM — Financial Metrics
Side-by-side numbers across 3 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
Evenly matched — BLK and JPM each lead in 2 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $280.3B annually — 1504.4x MYFW's $186M. BLK is the more profitable business, keeping 22.9% of every revenue dollar as net income compared to MYFW's 7.1%.
| Metric | |||
|---|---|---|---|
| RevenueTrailing 12 months | $186M | $24.2B | $280.3B |
| EBITDAEarnings before interest/tax | $20M | $8.1B | $81.4B |
| Net IncomeAfter-tax profit | $13M | $5.6B | $57.0B |
| Free Cash FlowCash after capex | -$7M | $3.6B | $100.9B |
| Gross MarginGross profit ÷ Revenue | +52.5% | +50.5% | +60.0% |
| Operating MarginEBIT ÷ Revenue | +9.7% | +29.1% | +25.9% |
| Net MarginNet income ÷ Revenue | +7.1% | +22.9% | +20.4% |
| FCF MarginFCF ÷ Revenue | -3.8% | +14.8% | +36.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +17.9% | -22.7% | +16.0% |
Valuation Metrics
JPM leads this category, winning 4 of 7 comparable metrics.
Valuation Metrics
At 16.0x trailing earnings, JPM trades at a 45% valuation discount to BLK's 29.1x P/E. Adjusting for growth (PEG ratio), JPM offers better value at 0.90x vs BLK's 13.57x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||
|---|---|---|---|
| Market CapShares × price | $297M | $170.7B | $896.0B |
| Enterprise ValueMkt cap + debt − cash | $395M | $174.2B | $1.50T |
| Trailing P/EPrice ÷ TTM EPS | 22.78x | 29.14x | 16.00x |
| Forward P/EPrice ÷ next-FY EPS est. | 12.88x | 19.40x | 14.40x |
| PEG RatioP/E ÷ EPS growth rate | — | 13.57x | 0.90x |
| EV / EBITDAEnterprise value multiple | 19.70x | 22.60x | 18.36x |
| Price / SalesMarket cap ÷ Revenue | 1.59x | 7.05x | 3.20x |
| Price / BookPrice ÷ Book value/share | 1.14x | 2.77x | 2.47x |
| Price / FCFMarket cap ÷ FCF | — | 45.53x | 8.88x |
Profitability & Efficiency
BLK leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
JPM delivers a 15.9% return on equity — every $100 of shareholder capital generates $16 in annual profit, vs $5 for MYFW. BLK carries lower financial leverage with a 0.24x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), BLK scores 5/9 vs MYFW's 4/9, reflecting solid financial health.
| Metric | |||
|---|---|---|---|
| ROE (TTM)Return on equity | +5.1% | +9.9% | +15.9% |
| ROA (TTM)Return on assets | +0.4% | +3.6% | +1.3% |
| ROICReturn on invested capital | +3.7% | +7.5% | +4.5% |
| ROCEReturn on capital employed | +3.1% | +4.6% | +8.9% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 5 | 5 |
| Debt / EquityFinancial leverage | 0.41x | 0.24x | 2.60x |
| Net DebtTotal debt minus cash | $98M | $3.5B | $599.0B |
| Cash & Equiv.Liquid assets | $10M | $11.5B | $343.3B |
| Total DebtShort + long-term debt | $108M | $15.0B | $942.4B |
| Interest CoverageEBIT ÷ Interest expense | 0.21x | 10.70x | 0.74x |
Total Returns (Dividends Reinvested)
JPM leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in JPM five years ago would be worth $21,820 today (with dividends reinvested), compared to $11,465 for MYFW. Over the past 12 months, MYFW leads with a +46.7% total return vs BLK's +6.6%. The 3-year compound annual growth rate (CAGR) favors JPM at 33.6% vs BLK's 17.1% — a key indicator of consistent wealth creation.
| Metric | |||
|---|---|---|---|
| YTD ReturnYear-to-date | +14.6% | -3.8% | -0.5% |
| 1-Year ReturnPast 12 months | +46.7% | +6.6% | +21.8% |
| 3-Year ReturnCumulative with dividends | +66.8% | +60.4% | +138.2% |
| 5-Year ReturnCumulative with dividends | +14.6% | +29.2% | +118.2% |
| 10-Year ReturnCumulative with dividends | +55.0% | +246.8% | +465.8% |
| CAGR (3Y)Annualised 3-year return | +18.6% | +17.1% | +33.6% |
Risk & Volatility
MYFW leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
MYFW is the less volatile stock with a 0.75 beta — it tends to amplify market swings less than BLK's 1.29 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. MYFW currently trades 98.2% from its 52-week high vs BLK's 84.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||
|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.75x | 1.29x | 0.94x |
| 52-Week HighHighest price in past year | $31.08 | $1219.94 | $337.25 |
| 52-Week LowLowest price in past year | $20.29 | $917.39 | $262.71 |
| % of 52W HighCurrent price vs 52-week peak | +98.2% | +84.6% | +95.1% |
| RSI (14)Momentum oscillator 0–100 | 64.3 | 44.9 | 59.1 |
| Avg Volume (50D)Average daily shares traded | 33K | 602K | 7.0M |
Analyst Outlook
BLK leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: MYFW as "Buy", BLK as "Buy", JPM as "Buy". Consensus price targets imply 26.1% upside for BLK (target: $1302) vs -11.6% for MYFW (target: $27). For income investors, BLK offers the higher dividend yield at 1.96% vs MYFW's 0.19%.
| Metric | |||
|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Buy |
| Price TargetConsensus 12-month target | $27.00 | $1301.63 | $339.75 |
| # AnalystsCovering analysts | 5 | 33 | 61 |
| Dividend YieldAnnual dividend ÷ price | +0.2% | +2.0% | +1.9% |
| Dividend StreakConsecutive years of raises | 1 | 16 | 15 |
| Dividend / ShareAnnual DPS | $0.06 | $20.24 | $5.95 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.3% | +1.1% | +3.9% |
JPM leads in 2 of 6 categories (Valuation Metrics, Total Returns). BLK leads in 2 (Profitability & Efficiency, Analyst Outlook). 1 tied.
MYFW vs BLK vs JPM: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is MYFW or BLK or JPM a better buy right now?
For growth investors, BlackRock, Inc.
(BLK) is the stronger pick with 18. 7% revenue growth year-over-year, versus 3. 3% for JPMorgan Chase & Co. (JPM). JPMorgan Chase & Co. (JPM) offers the better valuation at 16. 0x trailing P/E (14. 4x forward), making it the more compelling value choice. Analysts rate First Western Financial, Inc. (MYFW) a "Buy" — based on 5 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — MYFW or BLK or JPM?
On trailing P/E, JPMorgan Chase & Co.
(JPM) is the cheapest at 16. 0x versus BlackRock, Inc. at 29. 1x. On forward P/E, First Western Financial, Inc. is actually cheaper at 12. 9x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: JPMorgan Chase & Co. wins at 0. 81x versus BlackRock, Inc. 's 9. 03x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — MYFW or BLK or JPM?
Over the past 5 years, JPMorgan Chase & Co.
(JPM) delivered a total return of +118. 2%, compared to +14. 6% for First Western Financial, Inc. (MYFW). Over 10 years, the gap is even starker: JPM returned +465. 8% versus MYFW's +55. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — MYFW or BLK or JPM?
By beta (market sensitivity over 5 years), First Western Financial, Inc.
(MYFW) is the lower-risk stock at 0. 75β versus BlackRock, Inc. 's 1. 29β — meaning BLK is approximately 72% more volatile than MYFW relative to the S&P 500. On balance sheet safety, BlackRock, Inc. (BLK) carries a lower debt/equity ratio of 24% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — MYFW or BLK or JPM?
By revenue growth (latest reported year), BlackRock, Inc.
(BLK) is pulling ahead at 18. 7% versus 3. 3% for JPMorgan Chase & Co. (JPM). On earnings-per-share growth, the picture is similar: First Western Financial, Inc. grew EPS 54. 0% year-over-year, compared to -15. 7% for BlackRock, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — MYFW or BLK or JPM?
BlackRock, Inc.
(BLK) is the more profitable company, earning 22. 9% net margin versus 7. 1% for First Western Financial, Inc. — meaning it keeps 22. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: BLK leads at 29. 1% versus 9. 7% for MYFW. At the gross margin level — before operating expenses — JPM leads at 59. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is MYFW or BLK or JPM more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, JPMorgan Chase & Co. (JPM) is the more undervalued stock at a PEG of 0. 81x versus BlackRock, Inc. 's 9. 03x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, First Western Financial, Inc. (MYFW) trades at 12. 9x forward P/E versus 19. 4x for BlackRock, Inc. — 6. 5x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BLK: 26. 1% to $1301. 63.
08Which pays a better dividend — MYFW or BLK or JPM?
All stocks in this comparison pay dividends.
BlackRock, Inc. (BLK) offers the highest yield at 2. 0%, versus 0. 2% for First Western Financial, Inc. (MYFW).
09Is MYFW or BLK or JPM better for a retirement portfolio?
For long-horizon retirement investors, JPMorgan Chase & Co.
(JPM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 94), 1. 9% yield, +465. 8% 10Y return). Both have compounded well over 10 years (JPM: +465. 8%, MYFW: +55. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between MYFW and BLK and JPM?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: MYFW is a small-cap quality compounder stock; BLK is a mid-cap high-growth stock; JPM is a large-cap deep-value stock. BLK, JPM pay a dividend while MYFW does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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