Dollar cost averaging (DCA) in AAMI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+407.0%
Final Value$245.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+377.5%
Final Value$231.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+349.1%
Final Value$217.8K
Worst possible — still beats not investing
Best vs Worst gap57.9 pp
Your timing vs best-29.6%
Your timing vs worst+28.4%
If You Keep Investing…
Based on this stock's historical CAGR of 27.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$26K~1.5x your moneyfrom $18K invested
5 Years$58K~1.9x your moneyfrom $30K invested
10 Years$253K~4.2x your moneyfrom $60K invested
20 Years$3.1M~25.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.5x your money
5 Years~1.9x your money
10 Years~4.2x your money
20 Years~25.9x your money
$100/mo
$5K+$2K est. gain
$12K+$6K est. gain
$51K+$39K est. gain
$623K+$599K est. gain
$250/mo
$13K+$4K est. gain
$29K+$14K est. gain
$126K+$96K est. gain
$1.6M+$1.5M est. gain
$500/mo
$26K+$8K est. gain
$58K+$28K est. gain
$253K+$193K est. gain
$3.1M+$3.0M est. gain
$1,000/mo
$52K+$16K est. gain
$116K+$56K est. gain
$505K+$385K est. gain
$6.2M+$6.0M est. gain
* Projection assumes historical CAGR of 27.5% continues. Actual returns will vary.
Your DCA Results by Date
78 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$9.86
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$9.39
$10,500
$10,023
-4.54%
$-477
Mar 2, 2020
$9.16
$11,000
$10,373
-5.70%
$-627
Apr 1, 2020
$5.99
$11,500
$7,397
-35.68%
$-4,103
May 1, 2020
$7.48
$12,000
$9,737
-18.86%
$-2,263
Jun 1, 2020
$8.55
$12,500
$11,630
-6.96%
$-870
Jul 1, 2020
$12.31
$13,000
$17,263
+32.79%
$4,263
Aug 3, 2020
$13.17
$13,500
$18,969
+40.51%
$5,469
Sep 1, 2020
$13.94
$14,000
$20,578
+46.99%
$6,578
Oct 1, 2020
$12.80
$14,500
$19,410
+33.86%
$4,910
Nov 2, 2020
$13.81
$15,000
$21,441
+42.94%
$6,441
Dec 2, 2020
$17.84
$15,500
$28,198
+81.92%
$12,698
Jan 4, 2021
$18.80
$16,000
$30,231
+88.94%
$14,231
Feb 2, 2021
$19.88
$16,500
$32,468
+96.77%
$15,968
Mar 2, 2021
$19.01
$17,000
$31,547
+85.57%
$14,547
Apr 1, 2021
$20.79
$17,500
$35,018
+100.10%
$17,518
May 3, 2021
$22.82
$18,000
$38,937
+116.32%
$20,937
Jun 1, 2021
$22.61
$18,500
$39,078
+111.23%
$20,578
Jul 1, 2021
$23.95
$19,000
$41,913
+120.60%
$22,913
Aug 2, 2021
$25.06
$19,500
$44,356
+127.46%
$24,856
Sep 1, 2021
$27.18
$20,000
$48,608
+143.04%
$28,608
Oct 1, 2021
$26.12
$20,500
$47,230
+130.39%
$26,730
Nov 2, 2021
$30.37
$21,000
$55,414
+163.88%
$34,414
Dec 2, 2021
$30.20
$21,500
$55,604
+158.62%
$34,104
Jan 3, 2022
$25.38
$22,000
$47,247
+114.76%
$25,247
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in AAMI
Investing $500 per month in Acadian Asset Management (AAMI) over the past 6 years would be worth approximately $232K today. That's +377.5% total return on $49K invested, with a +27.5% compound annual growth rate (CAGR). This includes $1K from reinvested dividends.