Dollar cost averaging (DCA) in ACHR means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+31.9%
Final Value$56.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+15.1%
Final Value$48.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+1.5%
Final Value$43.1K
Worst possible — still beats not investing
Best vs Worst gap30.4 pp
Your timing vs best-16.7%
Your timing vs worst+13.7%
If You Keep Investing…
Based on this stock's historical CAGR of 2.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.0x your moneyfrom $18K invested
5 Years$32K~1.1x your moneyfrom $30K invested
10 Years$69K~1.1x your moneyfrom $60K invested
20 Years$158K~1.3x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.1x your money
10 Years~1.1x your money
20 Years~1.3x your money
$100/mo
$4K+$141 est. gain
$6K+$404 est. gain
$14K+$2K est. gain
$32K+$8K est. gain
$250/mo
$9K+$353 est. gain
$16K+$1K est. gain
$34K+$4K est. gain
$79K+$19K est. gain
$500/mo
$19K+$706 est. gain
$32K+$2K est. gain
$69K+$9K est. gain
$158K+$38K est. gain
$1,000/mo
$37K+$1K est. gain
$64K+$4K est. gain
$137K+$17K est. gain
$315K+$75K est. gain
* Projection assumes historical CAGR of 2.7% continues. Actual returns will vary.
Your DCA Results by Date
65 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Dec 18, 2020
$9.97
$10,000
$10,000
+0.00%
$0
Jan 19, 2021
$10.56
$10,500
$11,092
+5.64%
$592
Feb 18, 2021
$17.14
$11,000
$18,503
+68.21%
$7,503
Mar 18, 2021
$10.35
$11,500
$11,673
+1.51%
$173
Apr 19, 2021
$9.87
$12,000
$11,632
-3.07%
$-368
May 18, 2021
$9.89
$12,500
$12,155
-2.76%
$-345
Jun 18, 2021
$9.93
$13,000
$12,704
-2.27%
$-296
Jul 19, 2021
$9.90
$13,500
$13,166
-2.47%
$-334
Aug 18, 2021
$9.95
$14,000
$13,733
-1.91%
$-267
Sep 20, 2021
$8.72
$14,500
$12,535
-13.55%
$-1,965
Oct 18, 2021
$6.92
$15,000
$10,448
-30.35%
$-4,552
Nov 18, 2021
$5.99
$15,500
$9,543
-38.43%
$-5,957
Dec 20, 2021
$6.57
$16,000
$10,968
-31.45%
$-5,032
Jan 18, 2022
$3.60
$16,500
$6,510
-60.55%
$-9,990
Feb 18, 2022
$2.94
$17,000
$5,816
-65.79%
$-11,184
Mar 18, 2022
$4.43
$17,500
$9,264
-47.06%
$-8,236
Apr 18, 2022
$3.97
$18,000
$8,802
-51.10%
$-9,198
May 18, 2022
$3.83
$18,500
$8,991
-51.40%
$-9,509
Jun 21, 2022
$4.60
$19,000
$11,299
-40.53%
$-7,701
Jul 18, 2022
$3.26
$19,500
$8,508
-56.37%
$-10,992
Aug 18, 2022
$3.89
$20,000
$10,652
-46.74%
$-9,348
Sep 19, 2022
$3.00
$20,500
$8,715
-57.49%
$-11,785
Oct 18, 2022
$2.79
$21,000
$8,605
-59.03%
$-12,395
Nov 18, 2022
$2.47
$21,500
$8,118
-62.24%
$-13,382
Dec 19, 2022
$2.01
$22,000
$7,106
-67.70%
$-14,894
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Frequently Asked Questions
Common questions about DCA investing in ACHR
Investing $500 per month in Archer Aviation Inc. (ACHR) over the past 5 years would be worth approximately $48K today. That's +15.1% total return on $42K invested, with a +2.7% compound annual growth rate (CAGR).