Dollar cost averaging (DCA) in ADAG means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+39.2%
Final Value$58.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+20.4%
Final Value$50.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+5.9%
Final Value$44.5K
Worst possible — still beats not investing
Best vs Worst gap33.4 pp
Your timing vs best-18.8%
Your timing vs worst+14.6%
If You Keep Investing…
Based on this stock's historical CAGR of 3.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$33K~1.1x your moneyfrom $30K invested
10 Years$72K~1.2x your moneyfrom $60K invested
20 Years$173K~1.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.2x your money
20 Years~1.4x your money
$100/mo
$4K+$189 est. gain
$7K+$545 est. gain
$14K+$2K est. gain
$35K+$11K est. gain
$250/mo
$9K+$474 est. gain
$16K+$1K est. gain
$36K+$6K est. gain
$87K+$27K est. gain
$500/mo
$19K+$947 est. gain
$33K+$3K est. gain
$72K+$12K est. gain
$173K+$53K est. gain
$1,000/mo
$38K+$2K est. gain
$65K+$5K est. gain
$143K+$23K est. gain
$347K+$107K est. gain
* Projection assumes historical CAGR of 3.5% continues. Actual returns will vary.
Your DCA Results by Date
65 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Feb 9, 2021
$29.99
$10,000
$10,000
+0.00%
$0
Mar 9, 2021
$21.22
$10,500
$7,576
-27.85%
$-2,924
Apr 8, 2021
$15.84
$11,000
$6,155
-44.05%
$-4,845
May 10, 2021
$11.80
$11,500
$5,085
-55.78%
$-6,415
Jun 8, 2021
$13.68
$12,000
$6,395
-46.71%
$-5,605
Jul 8, 2021
$13.47
$12,500
$6,797
-45.62%
$-5,703
Aug 9, 2021
$18.77
$13,000
$9,972
-23.30%
$-3,028
Sep 8, 2021
$17.05
$13,500
$9,558
-29.20%
$-3,942
Oct 8, 2021
$13.30
$14,000
$7,956
-43.17%
$-6,044
Nov 9, 2021
$11.33
$14,500
$7,277
-49.81%
$-7,223
Dec 9, 2021
$9.67
$15,000
$6,711
-55.26%
$-8,289
Jan 10, 2022
$8.69
$15,500
$6,531
-57.86%
$-8,969
Feb 9, 2022
$7.50
$16,000
$6,137
-61.65%
$-9,863
Mar 9, 2022
$4.85
$16,500
$4,468
-72.92%
$-12,032
Apr 8, 2022
$3.57
$17,000
$3,789
-77.71%
$-13,211
May 9, 2022
$2.94
$17,500
$3,620
-79.31%
$-13,880
Jun 8, 2022
$2.76
$18,000
$3,899
-78.34%
$-14,101
Jul 8, 2022
$2.09
$18,500
$3,452
-81.34%
$-15,048
Aug 8, 2022
$1.44
$19,000
$2,879
-84.85%
$-16,121
Sep 8, 2022
$1.52
$19,500
$3,529
-81.90%
$-15,971
Oct 10, 2022
$1.31
$20,000
$3,551
-82.24%
$-16,449
Nov 9, 2022
$0.93
$20,500
$3,030
-85.22%
$-17,470
Dec 9, 2022
$1.35
$21,000
$4,883
-76.75%
$-16,117
Jan 9, 2023
$1.78
$21,500
$6,938
-67.73%
$-14,562
Feb 9, 2023
$1.90
$22,000
$7,906
-64.06%
$-14,094
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Frequently Asked Questions
Common questions about DCA investing in ADAG
Investing $500 per month in Adagene Inc. (ADAG) over the past 5 years would be worth approximately $51K today. That's +20.4% total return on $42K invested, with a +3.5% compound annual growth rate (CAGR).