Dollar cost averaging (DCA) in AIIO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-93.6%
Final Value$3.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-97.4%
Final Value$1.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-97.4%
Final Value$1.2K
Worst possible — still beats not investing
Best vs Worst gap3.8 pp
Your timing vs best-3.8%
Your timing vs worst+0.0%
If You Keep Investing…
Based on this stock's historical CAGR of -44.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -44.8% continues. Actual returns will vary.
Your DCA Results by Date
74 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Mar 20, 2020
$187.00
$10,000
$10,000
+0.00%
$0
Apr 20, 2020
$194.00
$10,500
$10,874
+3.57%
$374
May 20, 2020
$194.40
$11,000
$11,397
+3.61%
$397
Jun 22, 2020
$196.72
$11,500
$12,033
+4.63%
$533
Jul 20, 2020
$198.20
$12,000
$12,623
+5.19%
$623
Aug 20, 2020
$197.00
$12,500
$13,047
+4.37%
$547
Sep 21, 2020
$197.60
$13,000
$13,587
+4.51%
$587
Oct 20, 2020
$196.00
$13,500
$13,977
+3.53%
$477
Nov 20, 2020
$197.40
$14,000
$14,576
+4.12%
$576
Dec 21, 2020
$199.60
$14,500
$15,239
+5.10%
$739
Jan 20, 2021
$202.20
$15,000
$15,937
+6.25%
$937
Feb 22, 2021
$201.40
$15,500
$16,374
+5.64%
$874
Mar 22, 2021
$199.20
$16,000
$16,695
+4.35%
$695
Apr 20, 2021
$199.20
$16,500
$17,195
+4.21%
$695
May 20, 2021
$199.80
$17,000
$17,747
+4.40%
$747
Jun 21, 2021
$201.80
$17,500
$18,425
+5.29%
$925
Jul 20, 2021
$202.20
$18,000
$18,961
+5.34%
$961
Aug 20, 2021
$202.60
$18,500
$19,499
+5.40%
$999
Sep 20, 2021
$203.80
$19,000
$20,114
+5.87%
$1,114
Oct 20, 2021
$204.20
$19,500
$20,654
+5.92%
$1,154
Nov 22, 2021
$203.40
$20,000
$21,073
+5.36%
$1,073
Dec 20, 2021
$212.40
$20,500
$22,505
+9.78%
$2,005
Jan 20, 2022
$213.60
$21,000
$23,133
+10.16%
$2,133
Feb 22, 2022
$208.00
$21,500
$23,026
+7.10%
$1,526
Mar 21, 2022
$205.80
$22,000
$23,283
+5.83%
$1,283
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Frequently Asked Questions
Common questions about DCA investing in AIIO
Investing $500 per month in Robo.ai Inc. (AIIO) over the past 6 years would be worth approximately $1K today. That's -97.4% total return on $47K invested, with a -44.8% compound annual growth rate (CAGR).