Dollar cost averaging (DCA) in ALGS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-66.8%
Final Value$14.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-73.4%
Final Value$11.5K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-76.8%
Final Value$10.1K
Worst possible — still beats not investing
Best vs Worst gap10.0 pp
Your timing vs best-6.6%
Your timing vs worst+3.4%
If You Keep Investing…
Based on this stock's historical CAGR of -21.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -21.2% continues. Actual returns will vary.
Your DCA Results by Date
67 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Oct 16, 2020
$371.25
$10,000
$10,000
+0.00%
$0
Nov 16, 2020
$522.75
$10,500
$14,581
+38.86%
$4,081
Dec 16, 2020
$604.00
$11,000
$17,347
+57.70%
$6,347
Jan 19, 2021
$778.25
$11,500
$22,852
+98.71%
$11,352
Feb 16, 2021
$764.00
$12,000
$22,933
+91.11%
$10,933
Mar 16, 2021
$650.25
$12,500
$20,019
+60.15%
$7,519
Apr 16, 2021
$540.25
$13,000
$17,132
+31.79%
$4,132
May 17, 2021
$562.50
$13,500
$18,338
+35.84%
$4,838
Jun 16, 2021
$674.50
$14,000
$22,489
+60.64%
$8,489
Jul 16, 2021
$387.50
$14,500
$13,420
-7.45%
$-1,080
Aug 16, 2021
$384.00
$15,000
$13,799
-8.01%
$-1,201
Sep 16, 2021
$409.50
$15,500
$15,215
-1.84%
$-285
Oct 18, 2021
$393.50
$16,000
$15,121
-5.50%
$-879
Nov 16, 2021
$413.00
$16,500
$16,370
-0.79%
$-130
Dec 16, 2021
$294.25
$17,000
$12,163
-28.45%
$-4,837
Jan 18, 2022
$79.00
$17,500
$3,766
-78.48%
$-13,734
Feb 16, 2022
$63.25
$18,000
$3,515
-80.47%
$-14,485
Mar 16, 2022
$64.50
$18,500
$4,084
-77.92%
$-14,416
Apr 18, 2022
$36.50
$19,000
$2,811
-85.20%
$-16,189
May 16, 2022
$27.25
$19,500
$2,599
-86.67%
$-16,901
Jun 16, 2022
$30.25
$20,000
$3,385
-83.08%
$-16,615
Jul 18, 2022
$38.75
$20,500
$4,836
-76.41%
$-15,664
Aug 16, 2022
$37.00
$21,000
$5,118
-75.63%
$-15,882
Sep 16, 2022
$29.25
$21,500
$4,546
-78.86%
$-16,954
Oct 17, 2022
$26.75
$22,000
$4,657
-78.83%
$-17,343
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Frequently Asked Questions
Common questions about DCA investing in ALGS
Investing $500 per month in Aligos Therapeutics, Inc. (ALGS) over the past 6 years would be worth approximately $11K today. That's -73.4% total return on $43K invested, with a -21.2% compound annual growth rate (CAGR).