Dollar cost averaging (DCA) in ALMS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+219.8%
Final Value$68.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+189.0%
Final Value$60.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+150.4%
Final Value$53.8K
Worst possible — still beats not investing
Best vs Worst gap69.4 pp
Your timing vs best-30.8%
Your timing vs worst+38.6%
If You Keep Investing…
Based on this stock's historical CAGR of 77.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$47K~2.6x your moneyfrom $18K invested
5 Years$169K~5.6x your moneyfrom $30K invested
10 Years$3.1M~52.1x your moneyfrom $60K invested
20 Years$961.6M~8013.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~2.6x your money
5 Years~5.6x your money
10 Years~52.1x your money
20 Years~8013.4x your money
$100/mo
$9K+$6K est. gain
$34K+$28K est. gain
$625K+$613K est. gain
$192.3M+$192.3M est. gain
$250/mo
$23K+$14K est. gain
$84K+$69K est. gain
$1.6M+$1.5M est. gain
$480.8M+$480.7M est. gain
$500/mo
$47K+$29K est. gain
$169K+$139K est. gain
$3.1M+$3.1M est. gain
$961.6M+$961.5M est. gain
$1,000/mo
$94K+$58K est. gain
$338K+$278K est. gain
$6.3M+$6.1M est. gain
$1923.2M+$1923.0M est. gain
* Projection assumes historical CAGR of 77.3% continues. Actual returns will vary.
Your DCA Results by Date
23 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jun 28, 2024
$13.30
$10,000
$10,000
+0.00%
$0
Jul 29, 2024
$12.78
$10,500
$10,109
-3.72%
$-391
Aug 28, 2024
$12.81
$11,000
$10,633
-3.34%
$-367
Sep 30, 2024
$10.68
$11,500
$9,365
-18.57%
$-2,135
Oct 28, 2024
$11.99
$12,000
$11,013
-8.22%
$-987
Nov 29, 2024
$9.26
$12,500
$9,006
-27.95%
$-3,494
Dec 30, 2024
$7.52
$13,000
$7,814
-39.90%
$-5,186
Jan 28, 2025
$6.61
$13,500
$7,368
-45.42%
$-6,132
Feb 28, 2025
$4.65
$14,000
$5,683
-59.41%
$-8,317
Mar 28, 2025
$5.64
$14,500
$7,393
-49.01%
$-7,107
Apr 28, 2025
$4.12
$15,000
$5,901
-60.66%
$-9,099
May 28, 2025
$3.94
$15,500
$6,143
-60.37%
$-9,357
Jun 30, 2025
$3.00
$16,000
$5,177
-67.64%
$-10,823
Jul 28, 2025
$4.04
$16,500
$7,472
-54.71%
$-9,028
Aug 28, 2025
$4.70
$17,000
$9,193
-45.92%
$-7,807
Sep 29, 2025
$3.95
$17,500
$8,226
-52.99%
$-9,274
Oct 28, 2025
$4.81
$18,000
$10,517
-41.57%
$-7,483
Nov 28, 2025
$7.67
$18,500
$17,270
-6.65%
$-1,230
Dec 29, 2025
$10.45
$19,000
$24,030
+26.47%
$5,030
Jan 28, 2026
$27.71
$19,500
$64,219
+229.33%
$44,719
Mar 2, 2026
$29.72
$20,000
$69,378
+246.89%
$49,378
Mar 30, 2026
$20.21
$20,500
$47,678
+132.57%
$27,178
Apr 28, 2026
$24.02
$21,000
$57,166
+172.22%
$36,166
Frequently Asked Questions
Common questions about DCA investing in ALMS
Investing $500 per month in Alumis Inc. Common Stock (ALMS) over the past 2 years would be worth approximately $61K today. That's +189.0% total return on $21K invested, with a +77.3% compound annual growth rate (CAGR).