Dollar cost averaging (DCA) in BEAM means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+29.2%
Final Value$61.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+17.8%
Final Value$55.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+6.9%
Final Value$50.8K
Worst possible — still beats not investing
Best vs Worst gap22.2 pp
Your timing vs best-11.4%
Your timing vs worst+10.8%
If You Keep Investing…
Based on this stock's historical CAGR of 2.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.0x your moneyfrom $18K invested
5 Years$32K~1.1x your moneyfrom $30K invested
10 Years$69K~1.1x your moneyfrom $60K invested
20 Years$158K~1.3x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.1x your money
10 Years~1.1x your money
20 Years~1.3x your money
$100/mo
$4K+$141 est. gain
$6K+$404 est. gain
$14K+$2K est. gain
$32K+$8K est. gain
$250/mo
$9K+$353 est. gain
$16K+$1K est. gain
$34K+$4K est. gain
$79K+$19K est. gain
$500/mo
$19K+$705 est. gain
$32K+$2K est. gain
$69K+$9K est. gain
$158K+$38K est. gain
$1,000/mo
$37K+$1K est. gain
$64K+$4K est. gain
$137K+$17K est. gain
$315K+$75K est. gain
* Projection assumes historical CAGR of 2.7% continues. Actual returns will vary.
Your DCA Results by Date
76 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Feb 6, 2020
$18.75
$10,000
$10,000
+0.00%
$0
Mar 6, 2020
$23.55
$10,500
$13,060
+24.38%
$2,560
Apr 6, 2020
$16.65
$11,000
$9,734
-11.51%
$-1,266
May 6, 2020
$16.08
$11,500
$9,900
-13.91%
$-1,600
Jun 8, 2020
$27.76
$12,000
$17,592
+46.60%
$5,592
Jul 6, 2020
$29.42
$12,500
$19,143
+53.15%
$6,643
Aug 6, 2020
$24.52
$13,000
$16,455
+26.58%
$3,455
Sep 8, 2020
$22.47
$13,500
$15,579
+15.40%
$2,079
Oct 6, 2020
$27.39
$14,000
$19,491
+39.22%
$5,491
Nov 6, 2020
$36.13
$14,500
$26,210
+80.76%
$11,710
Dec 7, 2020
$67.68
$15,000
$49,597
+230.65%
$34,597
Jan 6, 2021
$85.00
$15,500
$62,790
+305.10%
$47,290
Feb 8, 2021
$120.75
$16,000
$89,698
+460.62%
$73,698
Mar 8, 2021
$71.28
$16,500
$53,450
+223.94%
$36,950
Apr 6, 2021
$76.84
$17,000
$58,119
+241.88%
$41,119
May 6, 2021
$70.11
$17,500
$53,529
+205.88%
$36,029
Jun 7, 2021
$85.39
$18,000
$65,695
+264.97%
$47,695
Jul 6, 2021
$112.97
$18,500
$87,414
+372.51%
$68,914
Aug 6, 2021
$108.39
$19,000
$84,370
+344.05%
$65,370
Sep 7, 2021
$113.40
$19,500
$88,770
+355.23%
$69,270
Oct 6, 2021
$83.89
$20,000
$66,169
+230.85%
$46,169
Nov 8, 2021
$99.06
$20,500
$78,635
+283.58%
$58,135
Dec 6, 2021
$68.93
$21,000
$55,217
+162.94%
$34,217
Jan 6, 2022
$70.91
$21,500
$57,303
+166.53%
$35,803
Feb 7, 2022
$63.14
$22,000
$51,524
+134.20%
$29,524
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Frequently Asked Questions
Common questions about DCA investing in BEAM
Investing $500 per month in Beam Therapeutics Inc. (BEAM) over the past 6 years would be worth approximately $56K today. That's +17.8% total return on $48K invested, with a +2.7% compound annual growth rate (CAGR).