Dollar cost averaging (DCA) in BJRI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+35.6%
Final Value$65.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+21.2%
Final Value$58.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+11.0%
Final Value$53.3K
Worst possible — still beats not investing
Best vs Worst gap24.7 pp
Your timing vs best-14.4%
Your timing vs worst+10.2%
If You Keep Investing…
Based on this stock's historical CAGR of 3.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.0x your moneyfrom $18K invested
5 Years$32K~1.1x your moneyfrom $30K invested
10 Years$70K~1.2x your moneyfrom $60K invested
20 Years$165K~1.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.1x your money
10 Years~1.2x your money
20 Years~1.4x your money
$100/mo
$4K+$164 est. gain
$6K+$471 est. gain
$14K+$2K est. gain
$33K+$9K est. gain
$250/mo
$9K+$410 est. gain
$16K+$1K est. gain
$35K+$5K est. gain
$82K+$22K est. gain
$500/mo
$19K+$821 est. gain
$32K+$2K est. gain
$70K+$10K est. gain
$165K+$45K est. gain
$1,000/mo
$38K+$2K est. gain
$65K+$5K est. gain
$140K+$20K est. gain
$330K+$90K est. gain
* Projection assumes historical CAGR of 3.1% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$38.16
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$39.55
$10,500
$10,864
+3.47%
$364
Mar 2, 2020
$33.78
$11,000
$9,779
-11.10%
$-1,221
Apr 2, 2020
$11.32
$11,500
$3,794
-67.01%
$-7,706
May 4, 2020
$20.36
$12,000
$7,323
-38.97%
$-4,677
Jun 2, 2020
$22.18
$12,500
$8,478
-32.18%
$-4,022
Jul 2, 2020
$19.30
$13,000
$7,877
-39.41%
$-5,123
Aug 3, 2020
$19.61
$13,500
$8,504
-37.01%
$-4,996
Sep 2, 2020
$33.84
$14,000
$15,174
+8.39%
$1,174
Oct 2, 2020
$30.52
$14,500
$14,186
-2.17%
$-314
Nov 2, 2020
$29.60
$15,000
$14,258
-4.95%
$-742
Dec 2, 2020
$35.10
$15,500
$17,407
+12.31%
$1,907
Jan 4, 2021
$37.41
$16,000
$19,053
+19.08%
$3,053
Feb 2, 2021
$46.30
$16,500
$24,081
+45.94%
$7,581
Mar 2, 2021
$58.25
$17,000
$30,796
+81.15%
$13,796
Apr 5, 2021
$58.45
$17,500
$31,402
+79.44%
$13,902
May 3, 2021
$60.91
$18,000
$33,223
+84.57%
$15,223
Jun 2, 2021
$53.63
$18,500
$29,752
+60.82%
$11,252
Jul 2, 2021
$48.01
$19,000
$27,135
+42.81%
$8,135
Aug 2, 2021
$41.16
$19,500
$23,763
+21.86%
$4,263
Sep 2, 2021
$41.63
$20,000
$24,534
+22.67%
$4,534
Oct 4, 2021
$43.81
$20,500
$26,319
+28.39%
$5,819
Nov 2, 2021
$33.20
$21,000
$20,445
-2.64%
$-555
Dec 2, 2021
$33.16
$21,500
$20,920
-2.70%
$-580
Jan 3, 2022
$35.02
$22,000
$22,594
+2.70%
$594
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Frequently Asked Questions
Common questions about DCA investing in BJRI
Investing $500 per month in BJ's Restaurants, Inc. (BJRI) over the past 6 years would be worth approximately $58K today. That's +21.2% total return on $48K invested, with a +3.1% compound annual growth rate (CAGR). This includes $38 from reinvested dividends.