Dollar cost averaging (DCA) in BTBD means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-9.0%
Final Value$33.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-18.1%
Final Value$29.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-27.3%
Final Value$26.9K
Worst possible — still beats not investing
Best vs Worst gap18.2 pp
Your timing vs best-9.0%
Your timing vs worst+9.2%
If You Keep Investing…
Based on this stock's historical CAGR of -4.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -4.4% continues. Actual returns will vary.
Your DCA Results by Date
54 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Nov 12, 2021
$4.55
$10,000
$10,000
+0.00%
$0
Dec 13, 2021
$4.58
$10,500
$10,555
+0.53%
$55
Jan 12, 2022
$3.28
$11,000
$8,067
-26.66%
$-2,933
Feb 14, 2022
$2.32
$11,500
$6,206
-46.03%
$-5,294
Mar 14, 2022
$2.12
$12,000
$6,171
-48.57%
$-5,829
Apr 12, 2022
$1.99
$12,500
$6,293
-49.66%
$-6,207
May 12, 2022
$2.23
$13,000
$7,552
-41.91%
$-5,448
Jun 13, 2022
$2.49
$13,500
$8,932
-33.84%
$-4,568
Jul 12, 2022
$2.49
$14,000
$9,432
-32.63%
$-4,568
Aug 12, 2022
$2.28
$14,500
$9,149
-36.91%
$-5,351
Sep 12, 2022
$2.20
$15,000
$9,315
-37.90%
$-5,685
Oct 12, 2022
$2.05
$15,500
$9,180
-40.77%
$-6,320
Nov 14, 2022
$2.07
$16,000
$9,770
-38.94%
$-6,230
Dec 12, 2022
$2.07
$16,500
$10,282
-37.69%
$-6,218
Jan 12, 2023
$1.86
$17,000
$9,726
-42.79%
$-7,274
Feb 13, 2023
$1.74
$17,500
$9,599
-45.15%
$-7,901
Mar 13, 2023
$2.75
$18,000
$15,672
-12.93%
$-2,328
Apr 12, 2023
$2.74
$18,500
$16,115
-12.89%
$-2,385
May 12, 2023
$2.75
$19,000
$16,674
-12.24%
$-2,326
Jun 12, 2023
$2.79
$19,500
$17,417
-10.68%
$-2,083
Jul 12, 2023
$2.40
$20,000
$15,482
-22.59%
$-4,518
Aug 14, 2023
$2.53
$20,500
$16,821
-17.95%
$-3,679
Sep 12, 2023
$2.04
$21,000
$14,063
-33.03%
$-6,937
Oct 12, 2023
$2.40
$21,500
$17,045
-20.72%
$-4,455
Nov 13, 2023
$1.81
$22,000
$13,354
-39.30%
$-8,646
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Frequently Asked Questions
Common questions about DCA investing in BTBD
Investing $500 per month in BT Brands, Inc. (BTBD) over the past 4 years would be worth approximately $30K today. That's -18.1% total return on $37K invested, with a -4.4% compound annual growth rate (CAGR).