Dollar cost averaging (DCA) in CDTG means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-71.1%
Final Value$6.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-77.2%
Final Value$5.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-79.0%
Final Value$4.7K
Worst possible — still beats not investing
Best vs Worst gap7.8 pp
Your timing vs best-6.1%
Your timing vs worst+1.8%
If You Keep Investing…
Based on this stock's historical CAGR of -51.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -51.4% continues. Actual returns will vary.
Your DCA Results by Date
25 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 18, 2024
$3.30
$10,000
$10,000
+0.00%
$0
May 20, 2024
$3.53
$10,500
$11,182
+6.49%
$682
Jun 18, 2024
$3.62
$11,000
$11,983
+8.94%
$983
Jul 18, 2024
$3.23
$11,500
$11,192
-2.68%
$-308
Aug 19, 2024
$3.50
$12,000
$12,628
+5.23%
$628
Sep 18, 2024
$3.63
$12,500
$13,597
+8.77%
$1,097
Oct 18, 2024
$3.10
$13,000
$12,112
-6.83%
$-888
Nov 18, 2024
$3.11
$13,500
$12,651
-6.29%
$-849
Dec 18, 2024
$3.77
$14,000
$15,835
+13.11%
$1,835
Jan 21, 2025
$1.48
$14,500
$6,717
-53.68%
$-7,783
Feb 18, 2025
$1.35
$15,000
$6,627
-55.82%
$-8,373
Mar 18, 2025
$1.60
$15,500
$8,354
-46.11%
$-7,146
Apr 21, 2025
$2.26
$16,000
$12,300
-23.13%
$-3,700
May 19, 2025
$0.66
$16,500
$4,076
-75.30%
$-12,424
Jun 18, 2025
$0.98
$17,000
$6,579
-61.30%
$-10,421
Jul 18, 2025
$0.73
$17,500
$5,375
-69.28%
$-12,125
Aug 18, 2025
$0.60
$18,000
$4,934
-72.59%
$-13,066
Sep 18, 2025
$0.90
$18,500
$7,912
-57.23%
$-10,588
Oct 20, 2025
$0.67
$19,000
$6,391
-66.36%
$-12,609
Nov 18, 2025
$0.47
$19,500
$4,983
-74.45%
$-14,517
Dec 18, 2025
$0.42
$20,000
$4,974
-75.13%
$-15,026
Jan 20, 2026
$0.39
$20,500
$5,038
-75.42%
$-15,462
Feb 18, 2026
$0.22
$21,000
$3,410
-83.76%
$-17,590
Mar 18, 2026
$0.38
$21,500
$6,250
-70.93%
$-15,250
Apr 20, 2026
$0.37
$22,000
$6,667
-69.70%
$-15,333
Frequently Asked Questions
Common questions about DCA investing in CDTG
Investing $500 per month in CDT Environmental Technology Investment Holdings Limited ordinary shares (CDTG) over the past 2 years would be worth approximately $5K today. That's -77.2% total return on $22K invested, with a -51.4% compound annual growth rate (CAGR).