Dollar cost averaging (DCA) in CMCT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More CMCT Analysis
CMCT DCA Calculator
Dollar Cost Averaging — Creative Media & Community Trust Corporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-94.2%
Final Value$2.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-97.2%
Final Value$1.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-98.1%
Final Value$926
Worst possible — still beats not investing
Best vs Worst gap3.9 pp
Your timing vs best-3.0%
Your timing vs worst+0.9%
If You Keep Investing…
Based on this stock's historical CAGR of -43.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -43.0% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$881,125.00
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$947,925.00
$10,500
$11,258
+7.22%
$758
Mar 2, 2020
$907,475.00
$11,000
$11,278
+2.52%
$278
Apr 2, 2020
$596,825.00
$11,500
$7,940
-30.95%
$-3,560
May 4, 2020
$623,775.00
$12,000
$8,799
-26.68%
$-3,201
Jun 2, 2020
$629,900.00
$12,500
$9,385
-24.92%
$-3,115
Jul 2, 2020
$632,975.00
$13,000
$9,960
-23.39%
$-3,040
Aug 3, 2020
$632,350.00
$13,500
$10,450
-22.59%
$-3,050
Sep 2, 2020
$628,075.00
$14,000
$10,879
-22.29%
$-3,121
Oct 2, 2020
$606,625.00
$14,500
$11,038
-23.87%
$-3,462
Nov 2, 2020
$490,200.00
$15,000
$9,420
-37.20%
$-5,580
Dec 2, 2020
$654,400.00
$15,500
$13,075
-15.64%
$-2,425
Jan 4, 2021
$850,500.00
$16,000
$17,536
+9.60%
$1,536
Feb 2, 2021
$852,950.00
$16,500
$18,086
+9.61%
$1,586
Mar 2, 2021
$742,025.00
$17,000
$16,234
-4.51%
$-766
Apr 5, 2021
$762,250.00
$17,500
$17,214
-1.64%
$-286
May 3, 2021
$704,650.00
$18,000
$16,413
-8.82%
$-1,587
Jun 2, 2021
$667,900.00
$18,500
$16,057
-13.21%
$-2,443
Jul 2, 2021
$555,150.00
$19,000
$13,890
-26.89%
$-5,110
Aug 2, 2021
$502,450.00
$19,500
$13,071
-32.97%
$-6,429
Sep 2, 2021
$428,925.00
$20,000
$11,659
-41.71%
$-8,341
Oct 4, 2021
$534,925.00
$20,500
$15,106
-26.31%
$-5,394
Nov 2, 2021
$516,550.00
$21,000
$15,087
-28.16%
$-5,913
Dec 2, 2021
$434,425.00
$21,500
$13,188
-38.66%
$-8,312
Jan 3, 2022
$447,300.00
$22,000
$14,137
-35.74%
$-7,863
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in CMCT
Investing $500 per month in Creative Media & Community Trust Corporation (CMCT) over the past 6 years would be worth approximately $1K today. That's -97.2% total return on $48K invested, with a -43.0% compound annual growth rate (CAGR). This includes $1K from reinvested dividends.