Dollar cost averaging (DCA) in CPHC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More CPHC Analysis
CPHC DCA Calculator
Dollar Cost Averaging — Canterbury Park Holding Corporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+7.1%
Final Value$51.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+2.2%
Final Value$49.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-2.2%
Final Value$46.9K
Worst possible — still beats not investing
Best vs Worst gap9.3 pp
Your timing vs best-4.9%
Your timing vs worst+4.4%
If You Keep Investing…
Based on this stock's historical CAGR of 0.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$61K~1.0x your moneyfrom $60K invested
20 Years$124K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$18 est. gain
$6K+$51 est. gain
$12K+$205 est. gain
$25K+$834 est. gain
$250/mo
$9K+$45 est. gain
$15K+$126 est. gain
$31K+$513 est. gain
$62K+$2K est. gain
$500/mo
$18K+$90 est. gain
$30K+$253 est. gain
$61K+$1K est. gain
$124K+$4K est. gain
$1,000/mo
$36K+$180 est. gain
$61K+$506 est. gain
$122K+$2K est. gain
$248K+$8K est. gain
* Projection assumes historical CAGR of 0.3% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$12.54
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$12.60
$10,500
$10,548
+0.46%
$48
Mar 2, 2020
$11.55
$11,000
$10,169
-7.56%
$-831
Apr 2, 2020
$10.03
$11,500
$9,331
-18.86%
$-2,169
May 4, 2020
$10.10
$12,000
$9,896
-17.54%
$-2,104
Jun 2, 2020
$11.75
$12,500
$12,012
-3.90%
$-488
Jul 2, 2020
$10.75
$13,000
$11,490
-11.62%
$-1,510
Aug 3, 2020
$11.21
$13,500
$12,482
-7.54%
$-1,018
Sep 2, 2020
$12.02
$14,000
$13,884
-0.83%
$-116
Oct 2, 2020
$12.07
$14,500
$14,441
-0.40%
$-59
Nov 2, 2020
$12.23
$15,000
$15,133
+0.89%
$133
Dec 2, 2020
$12.18
$15,500
$15,571
+0.46%
$71
Jan 4, 2021
$11.82
$16,000
$15,611
-2.43%
$-389
Feb 2, 2021
$13.25
$16,500
$17,999
+9.09%
$1,499
Mar 2, 2021
$13.50
$17,000
$18,839
+10.82%
$1,839
Apr 5, 2021
$13.71
$17,500
$19,632
+12.18%
$2,132
May 3, 2021
$13.56
$18,000
$19,917
+10.65%
$1,917
Jun 2, 2021
$14.21
$18,500
$21,372
+15.52%
$2,872
Jul 2, 2021
$14.65
$19,000
$22,534
+18.60%
$3,534
Aug 2, 2021
$14.81
$19,500
$23,280
+19.38%
$3,780
Sep 2, 2021
$15.90
$20,000
$25,493
+27.47%
$5,493
Oct 4, 2021
$15.95
$20,500
$26,073
+27.19%
$5,573
Nov 2, 2021
$15.98
$21,000
$26,622
+26.77%
$5,622
Dec 2, 2021
$17.49
$21,500
$29,638
+37.85%
$8,138
Jan 3, 2022
$17.35
$22,000
$29,901
+35.91%
$7,901
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in CPHC
Investing $500 per month in Canterbury Park Holding Corporation (CPHC) over the past 6 years would be worth approximately $49K today. That's +2.2% total return on $48K invested, with a +0.3% compound annual growth rate (CAGR). This includes $3K from reinvested dividends.